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I'm thinking of borrowing 80k on top of 200k in non-dischargable student loans for an entry level white collar job
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# ? Jan 9, 2019 20:43 |
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# ? Jun 9, 2024 10:18 |
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So I just finished reading all of the last thread. All I have to say is Man i thought my life was BWM. Thanks guys, this is like reading a TCC train wreck thread when you’re starting to feel like a loser.
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# ? Jan 9, 2019 20:44 |
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If you can be booked out 4-6 months in advance in supporting yourself as a musician/artist - go for it? That way if upcoming work begins to deteriorate you at least have some indicator that "Hey, this money is going to stop coming in in two months - better figure out a job situation." If you really can make a living at it, bookings increase and you forge a career out of it. You have to be able to support yourself, though, and in this instance given his high debt load and needing to support a family, that bar is going to be hard to reach. NYC is known for not being a very competitive market for musicians and artists. I'm sure he'll be fine.
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# ? Jan 9, 2019 20:44 |
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My friend the BogWitch is pregnant and has discovered a new connection to the aura of all living things. She is now selling personalized fetus readings. Here is what you do: - You let her touch your pregnant belly. - She reads the auras of the fetus inside your body. - You deliver her magazines or other works of literature that are meaningful to you. - She translates the baby's aura reading from her mind into a message by going through your literature and finding words that align strongly with your baby's aura. - You pay her $180. - You get this: People have placed 8 orders that I can see and are overwhelmingly positive about how accurately she read their fetus. (USER WAS PUT ON PROBATION FOR THIS POST)
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# ? Jan 9, 2019 21:00 |
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Hope is a terrible, ruinous thing sometimes. I recently got into knitting. It can be a deceptively expensive hobby, especially if you want to support local yarn makers and distributors. A couple weeks ago I was at a small-ish yarn store, and a couple middle-aged women were joking with each other about lying to their SOs what they were spending their yarn money on. One said that she was cheaping out on their baby and pet food to save more money for yarn.
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# ? Jan 9, 2019 21:10 |
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Leon Trotsky 2012 posted:My friend the BogWitch is pregnant and has discovered a new connection to the aura of all living things.
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# ? Jan 9, 2019 21:20 |
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I always enjoy the Bogwitch updates. Initially because lol wtf, but now because it’s kind of impressive.
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# ? Jan 9, 2019 21:21 |
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Thanatosian posted:Excuse me, this is the "Bad with money" thread. Charging people $180 to glue some poo poo from some magazines that they bring to you to a picture of a fetus seems extremely Good with money. It's BWM to pay her. I am fairly sure that she is making bank. Her tinctures and mushrooms are ~$60 for a 4 oz bottle of water and "essence" of something. She also just had to spend an enormous amount of money fighting the city and reversing changes she made to her house a few months ago and had all the cash on hand. I feel so conflicted. She quit her job as the #2 accountant at a Fortune 500 company to do stick-and-poke/bogwitching and it is so bizarrely dumb, but now I think she may be one of the smartest people in the world. Leon Trotsky 2012 fucked around with this message at 21:32 on Jan 9, 2019 |
# ? Jan 9, 2019 21:25 |
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Not a Children posted:One said that she was cheaping out on their baby and pet food to save more money for yarn. As long as she's making them warm scarves , hats, and doggie coats they'll at least be warm as their body temperatures drop from malnutrition.
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# ? Jan 9, 2019 21:29 |
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The upcoming Bezos divorce has the potential to be the most BWM of all time. Especially as they got married 25 years ago and it’s unclear if there’s a pre-nup. Even getting 1% of his net worth would be ten figures. Hachi machi.
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# ? Jan 9, 2019 21:37 |
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Not a Children posted:Hope is a terrible, ruinous thing sometimes. I remember seeing a single panel comic of a wife catching her husband at the model train store and said something like "Why can't you blow all your money at the bar like a regular husband?"
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# ? Jan 9, 2019 21:37 |
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Wait so $180 is "Less than a date night?" I mean sure, live shows are expensive, but if that's your typical date night then maybe you have bigger problems than pissing away money on useless crystals. Cause drat, $180 can get 2 people in to an IMAX movie and a really nice dinner. Or if you have kids, a regular movie and a decent dinner once the babysitter takes their share.
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# ? Jan 9, 2019 21:42 |
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I wouldn't even know how to spend $180 in one night.
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# ? Jan 9, 2019 21:45 |
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Hyrax Attack! posted:The upcoming Bezos divorce has the potential to be the most BWM of all time. Especially as they got married 25 years ago and it’s unclear if there’s a pre-nup. That's not the Paul McCartney record I want to break
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# ? Jan 9, 2019 21:45 |
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Hyrax Attack! posted:The upcoming Bezos divorce has the potential to be the most BWM of all time. Especially as they got married 25 years ago and it’s unclear if there’s a pre-nup. Oh yeah I'm sure he'll suffer with only *checks notes* $25B
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# ? Jan 9, 2019 21:47 |
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Fitzy Fitz posted:I wouldn't even know how to spend $180 in one night. Uber both ways and order multiple drinks for two people at a nice restaurant. One of my friends and his fiance insist on ubering into town when they go to a fancy restaurant because they want to get drunk there. You will get reamed at a high-end place where the cheapest bottle of wine is $119. Leon Trotsky 2012 fucked around with this message at 21:55 on Jan 9, 2019 |
# ? Jan 9, 2019 21:53 |
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Fitzy Fitz posted:I wouldn't even know how to spend $180 in one night. Almost any live show. I saw someone trying to offload Hamilton tickets for $500/ea when it came to our area, and that was sold for cost (supposedly). That's on the extreme side, but just about any live performance is going to be $50+/ea minimum for any nationally-known touring performer (musician/comic/play/etc), and it just goes up from there depending on demand.
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# ? Jan 9, 2019 21:59 |
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gently caress man, movie tickets at boring old normal non imax are $20 each. Tickets for two and dinner at a not fancy restaurant can hit 80 before you even think about booze. Add a sitter if you’ve got kids and Uber and you’re there. BWM: having fun with your wife
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# ? Jan 9, 2019 22:06 |
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Hyrax Attack! posted:The upcoming Bezos divorce has the potential to be the most BWM of all time. Especially as they got married 25 years ago and it’s unclear if there’s a pre-nup. Washington is a community property state so at least in theory she is entitled to half of all of their joint assets and almost certainly alimony approximately equal to 1/2 of Bezos' annual compensation for a long time if not the rest of her life. It will be certainly fascinating to watch this unfold because nobody wants the public spectacle and Amazon has a business interest in preventing a single outside third-party shareholder from owning something like 50 billion dollars of their preferred stock. Definitely bad with money in an accounting sense to get divorced, but probably not that bad from a utility sense to get out of an apparently unhappy marriage and the marginal utility difference between a personal wealth of 50 billion dollars and 100 billion dollars must be pretty close to zero.
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# ? Jan 9, 2019 22:12 |
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Cyrano4747 posted:gently caress man, movie tickets at boring old normal non imax are $20 each. Tickets for two and dinner at a not fancy restaurant can hit 80 before you even think about booze. Add a sitter if you’ve got kids and Uber and you’re there.
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# ? Jan 9, 2019 22:13 |
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Cyrano4747 posted:gently caress man, movie tickets at boring old normal non imax are $20 each. Tickets for two and dinner at a not fancy restaurant can hit 80 before you even think about booze. Add a sitter if you’ve got kids and Uber and you’re there. since you're new to this thread we're about to have the argument again wherepeople discuss on one hand how much their local Chinese takeout cost in Des Moines Iowa and then on the other hand people talk about how much upscale sit-down restaurants in big cities cost and then nobody can believe that there such a big difference and somebody somewhere must be being really bad with money about it
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# ? Jan 9, 2019 22:14 |
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Thanatosian posted:GWM: converting that repeated babysitter outlay to a one-time outlay for a vasectomy. Vasectomies don't kill your existing kids. You're thinking of vaccines
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# ? Jan 9, 2019 22:15 |
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Can you trade in your car right after refinancing? (self.personalfinance) submitted 23 hours ago by mcmz12 quote:Right now my car loan interest rate is around 7.74% and I owe 13 grand the trade in value would be 9 grand I would assume since there tying to make money and it’s worth 12 or 13 grand if I refinanced to let’s say 4 or 5% and went from oweing 13 grand to 12 or 11 grand could I trade the car in right after? Possibly even sell it? quote:You need to clarify what you’re trying to do, cause after reading it five times it still doesn’t make sense. Are you trying to sell your car to them and buy back your car? Post history reveals this rocket surgeon is on disability at age 25 because he took enough molly to fry his brain. I'm sure he has a great amount of money.........
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# ? Jan 9, 2019 22:20 |
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BEHOLD: MY CAPE posted:since you're new to this thread we're about to have the argument again wherepeople discuss on one hand how much their local Chinese takeout cost in Des Moines Iowa and then on the other hand people talk about how much upscale sit-down restaurants in big cities cost and then nobody can believe that there such a big difference and somebody somewhere must be being really bad with money about it Yep. College town though. Arts and entertainment are very cheap here.
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# ? Jan 9, 2019 22:20 |
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Fitzy Fitz posted:I wouldn't even know how to spend $180 in one night. Part of a tasting dinner for one at a 2-3 star Michelin restaurant.
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# ? Jan 9, 2019 22:21 |
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BEHOLD: MY CAPE posted:since you're new to this thread we're about to have the argument again wherepeople discuss on one hand how much their local Chinese takeout cost in Des Moines Iowa and then on the other hand people talk about how much upscale sit-down restaurants in big cities cost and then nobody can believe that there such a big difference and somebody somewhere must be being really bad with money about it Posts as old as time, song as old as rhyme, goons and BFC
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# ? Jan 9, 2019 22:23 |
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Expensive restaurants are a form of Boredom Spending. Keep yourself busy by planning a wedding or running a horse ranch and you'll avoid the issue entirely.
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# ? Jan 9, 2019 22:26 |
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BWM 2019: it’s my mistake to make
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# ? Jan 9, 2019 22:38 |
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baquerd posted:Part of a tasting dinner for one at a 2-3 star Michelin restaurant. maybe at one of those kind of long in the tooth places still getting that second star out of respect but everyone knows the chef doesn't really have it in him or her to earn that third star, and you probably have to eat at the bar at 5 p.m. on a weekday
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# ? Jan 9, 2019 22:38 |
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Lol. You can't avoid these derails even when you try How much was your most recent Michelin Meal mr Cape?
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# ? Jan 9, 2019 22:46 |
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BEHOLD: MY CAPE posted:maybe at one of those kind of long in the tooth places still getting that second star out of respect but everyone knows the chef doesn't really have it in him or her to earn that third star, and you probably have to eat at the bar at 5 p.m. on a weekday That is an impressively niche burn
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# ? Jan 9, 2019 22:55 |
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Motronic posted:Can you trade in your car right after refinancing? (self.personalfinance) Does anyone have any idea how his maths are supposed to work? I'm really curious, but I absolutely don't understand what he thinks he's doing. There's a part where he thinks that because he owes 13k on the car, it's automatically worth 13k, but then there's 6k seemingly out of nowhere?
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# ? Jan 10, 2019 01:42 |
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He thinks the current total owed number displayed on the loan is inclusive of the total interest due on the life of the loan, among other misunderstandings he has.
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# ? Jan 10, 2019 02:04 |
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BEHOLD: MY CAPE posted:maybe at one of those kind of long in the tooth places still getting that second star out of respect but everyone knows the chef doesn't really have it in him or her to earn that third star, and you probably have to eat at the bar at 5 p.m. on a weekday I just want to state for the record that I am Team Bogwitch
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# ? Jan 10, 2019 02:20 |
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Enchanted Hat posted:
Look at his post history runon sentences with no actual context are the norm and apparently molly hosed his head up because it wasn't molly.
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# ? Jan 10, 2019 03:05 |
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So how attached are we to the thread title? This one seemed to be the most wanted.
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# ? Jan 10, 2019 03:05 |
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Change it!!
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# ? Jan 10, 2019 03:34 |
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Magissima posted:BWM 2019: You don't have the money to play starving artist
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# ? Jan 10, 2019 03:35 |
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Magissima posted:BWM 2019: You don't have the money to play starving artist
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# ? Jan 10, 2019 03:43 |
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# ? Jun 9, 2024 10:18 |
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Leon Trotsky 2012 posted:It's BWM to pay her. There is only one way to know for sure. See what happens when a man asks for a personalized fetus reading.
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# ? Jan 10, 2019 06:59 |