|
Barry posted:A prudent investor? Sometimes I find myself thinking "maybe I should try trading options"; then I open up r/wallstreetbets and that's the end of that for at least a few months.
|
#
?
Feb 9, 2019 09:30
|
|
|
|
| # ? Jun 8, 2024 22:07 |
|
|
Craptacular posted:Crypto exchange founder/CEO dies. Now the exchange can't access any of its coins in cold storage, because only he knew the password. This story really has it all. Lots of conspiracy theory (though it definitely seems like the CEO faked his death,) people angry that regulators didn't do anything about their unregulated investment, and crazy internet detective details. Someone found the CEO's will, which leaves $100k to his two chihuahuas, which I learned about from a post entitled FREEZE THE ASSETS OF THE DOGS. If you lost $100k on Quadriga, at least you can rest easy knowing those two chihuahuas are comfortable.
|
|
#
?
Feb 9, 2019 11:54
|
|
|
Trillian posted:If you lost $100k on Quadriga, at least you can rest easy knowing those two alive human beings are comfortable.
|
|
#
?
Feb 9, 2019 12:47
|
|
|
From some reddidiotMaking Extra Income at Casino (Idea 💡) posted:I have a thought that came to mind recently. Please let me know what you guys think. So if everyday I went to the casino, and dropped $100 on red or black in roulette, and I cashed out every time I’m up $100, I can make a few hundred dollars a week income, easily? Best reply quote:You know what? That's a brilliant idea, I can't believe the casinos allow this one weird trick. But I think there's a more efficient way to do it. After all, every time you drive to the casino you're spending time and money on gas. Instead, you should do all the e. I thought it might be fake but then thought of actual conversations I've had with real human being and realized there's enough people out there who've non-ironically considered this. I worked with one guy years back that had a "foolproof" way of winning some lotto: buy enough tickets that you're guaranteed a win. Jackpot was high enough at the time that spending a low nine figures in tickets would have a positive expected payout value, but he was a few orders of magnitude away from hitting that point. We spent half the shift trying to talk him off the ledge only for him to walk in the next day with stack of tickets an inch or two thick. Guest2553 fucked around with this message at 17:53 on Feb 9, 2019 |
|
#
?
Feb 9, 2019 17:10
|
|
|
but what if, I were to make a few thousand a week?
|
|
#
?
Feb 9, 2019 17:21
|
|
|
Guest2553 posted:From some reddidiot That actually has been done although now it is pretty much impossible.
|
|
#
?
Feb 9, 2019 17:28
|
|
|
I also had a friend from college basially describe the martingale system as his system tbf he did come up with it independently
|
|
#
?
Feb 9, 2019 17:36
|
|
|
spwrozek posted:That actually has been done although now it is pretty much impossible. There are a few cases where it works though through gaming the system https://www.thesun.co.uk/news/8301068/lottery-trick-winners-jerry-marge-selbee-hollywood/
|
|
#
?
Feb 9, 2019 17:56
|
|
|
George H.W. oval office posted:There are a few cases where it works though through gaming the system quote:[Jerry and Marge]also bought gold and silver coins in an anticipation of economic downturns, adding: "I think devaluation of the dollar is a certainty.” Easy come, easy go v  v
|
|
#
?
Feb 9, 2019 18:00
|
|
|
KYOON GRIFFEY JR posted:nobody should spend money on ancestry.com A few pages behind, but 4 people is $180 a month, $40 for insurance, 4 iPhone payments are $31 times 4 = $120, and get up sold to a new Apple Watch for $30 a month for watch plus service. $180 + $120 + $30 = $330 before tax as an example right there. That’s a good majority of phone plans now on Verizon, ATT and T-Mobile. Sprint can be cheaper until they randomly raise your bill one day, the coverage sucks and you lease the phone so by the way if you want to leave you have to give the phone back or pay a penalty.
|
|
#
?
Feb 9, 2019 18:02
|
|
|
Enfys posted:Woah, parents letting their kid suffer the consequences of his crappy behaviour I mean, kinda. The OPs plan is to let his brother file a police report and get paid out by his homeowners insurance. The part he's too stupid to figure out is that he's gonna have to pay for a criminal attorney for the kid, who is going to be fined and owe court costs as well. And then the insurance company is going to file a civil suit to recover the money they paid out plus their attorney's fees, and the OP is going to need his own civil attorney as part of this. So the kid gets his "consequences" and the OP gets 5 figures of bills to pay because he's too much of an idiot to just hand his brother the $2k now.
|
|
#
?
Feb 9, 2019 18:09
|
|
|
Duckman2008 posted:Apple Watch for $30 a month for watch plus service. This blew my mind about "smart" watches. I thought they were all just bluetooth to your phone for 100% of their functions. I didn't realize something was up until I went to replace my phone (~31 months ago?) and they were free with purchase of a top end phone. I was really confused until the sales person explained it was $15/month to make the watch work, then the confusion flipped because it was Free*,1,2,§,™ and yet I didn't want it.
|
|
#
?
Feb 9, 2019 18:29
|
|
|
H110Hawk posted:This blew my mind about "smart" watches. I thought they were all just bluetooth to your phone for 100% of their functions. I didn't realize something was up until I went to replace my phone (~31 months ago?) and they were free with purchase of a top end phone. I was really confused until the sales person explained it was $15/month to make the watch work, then the confusion flipped because it was Free*,1,2,§,™ and yet I didn't want it. What?! I have never looked into this but my mind is blown.
|
|
#
?
Feb 9, 2019 18:42
|
|
|
This is sort of off topic, apologies, but... Is anyone ever happy with their smart watch purchase? I've seen all of them end up in a drawer within 6 months so they seem inherently BWM.
|
|
#
?
Feb 9, 2019 18:48
|
|
|
H110Hawk posted:This blew my mind about "smart" watches. I thought they were all just bluetooth to your phone for 100% of their functions. I didn't realize something was up until I went to replace my phone (~31 months ago?) and they were free with purchase of a top end phone. I was really confused until the sales person explained it was $15/month to make the watch work, then the confusion flipped because it was Free*,1,2,§,™ and yet I didn't want it. Yup, they’ve been selling well. Still Bluetooth when near your phone, cellular when not. Depends on the country I’m sure, in the US it’s usually $15-20 a month for the watch ($300-500 over 2 years) and $10 a month for service (which requires 911 so plus tax and a $2 911 fee). For runners and such, you can argue for the service, but yeah, it’s obviously too much for what you get. GoGoGadgetChris posted:This is sort of off topic, apologies, but... Is anyone ever happy with their smart watch purchase? I've seen all of them end up in a drawer within 6 months so they seem inherently BWM. They’ve come a long way. Personally, just for notifications I think they work fine, I wouldn’t go about my day without one at this point. It lets me not look at my phone as much. You can debate costs, but at the least you are correct that they don’t hold their value, so you csn find really good pricing on recent Apple and Samsung watches on sales or lightly used.
|
|
#
?
Feb 9, 2019 19:05
|
|
|
H110Hawk posted:This blew my mind about "smart" watches. I thought they were all just bluetooth to your phone for 100% of their functions. I didn't realize something was up until I went to replace my phone (~31 months ago?) and they were free with purchase of a top end phone. I was really confused until the sales person explained it was $15/month to make the watch work, then the confusion flipped because it was Free*,1,2,§,™ and yet I didn't want it. Can't you just not buy the phone service for them and do them via bluetooth? I know that's the way the first gen iphones worked and they added the cell chip due to people not wanting to take their phones on runs etc. I mean, I got a hand-me-down ipad ages ago that had a phone card slot and I just didn't activate that feature. For what it's worth you can do this with smart phones too. I had a whole string of hand-me-down iphones that were basically just wifi-enabled email and IM in my pocket without phone service before I got a good enough job to afford a data plan (I carried a flip phone on a poor people plan in addition).
|
|
#
?
Feb 9, 2019 19:06
|
|
|
GoGoGadgetChris posted:This is sort of off topic, apologies, but... Is anyone ever happy with their smart watch purchase? I've seen all of them end up in a drawer within 6 months so they seem inherently BWM. I don't own one, but my mother and sister do and use them as their daily wear watches. They seem to like them. My wife is a runner and has some garmin thing that's a smart watch for runners too cheap to get a smart watch. GPS enabled for tracking runs, all the heart rate etc. stuff. She wears that as her daily watch too.
|
|
#
?
Feb 9, 2019 19:08
|
|
|
Looking at this more I can't imagine paying $10-$15 to have it connected. Google fi seems like the best option as you can add a data only sim for free to your own. Then you could still text and such but no phone calls (maybe you could call 911 still, not sure). Sometimes it is the small BWM things that are the craziest to me. I saw one article where the author figured he was paying $10/mo to use 3.5 MB of data....
|
|
#
?
Feb 9, 2019 19:11
|
|
|
Cyrano4747 posted:Can't you just not buy the phone service for them and do them via bluetooth? Yes, and there's a separate GPS only model that doesn't require service at all (and is cheaper). Not every smart watch requires cell service.
|
|
#
?
Feb 9, 2019 19:12
|
|
|
Cyrano4747 posted:Can't you just not buy the phone service for them and do them via bluetooth? I know that's the way the first gen iphones worked and they added the cell chip due to people not wanting to take their phones on runs etc. You can, but the person working in the cell phone store isn’t going to give you nitty gritty options on alternatives to what they sell. Also, they essentially won’t sell it without service, so you have to go to apple or Best Buy or wherever (which of course a lot of people do).
|
|
#
?
Feb 9, 2019 19:27
|
|
|
If you want an Apple Watch, don't buy it from your carrier. They only carry the WiFi+LTE models, which are $120 more than the WiFi only ones and of course they will try to upsell you on the service for $10/month.
|
|
#
?
Feb 9, 2019 20:14
|
|
|
I think a lot of people like the idea of a full on smart watch but in reality it just didn't work out that way. I went into my first purchase with that in mind and settled on a Versa, a fitness tracker with a few extra greebles. After a year of it I still very much use it for tracking but most of my interaction with that data is through the phone app it syncs to. The other is notifications. I very much like getting notifications on my wrist but not actually interacting with then there. It's just a nice way of knowing whether I should bother getting my phone out of my pocket or off the desk. Which means even the Versa does too much for me and I'm kind of eyeballing the Garmin hybrids which are just a watch/health wearable and very bare-bones notifications. you have to like wearing a watch in the first place though. going from not ever caring about a watch to going full blown smartwatch is instant BWM. also, cheaper wrist trackers feel a whole lot nicer when you put a nicer band on them which is still significantly cheaper than whatever series apple watch or top shelf garmin costs. putting a slimline metal link band with magnet clasp makes my Versa feel worth a lot more than it is. edit again: fwiw, both garmin and fitbit have valentines day sales every year and are both active right now. Maker Of Shoes fucked around with this message at 20:32 on Feb 9, 2019 |
|
#
?
Feb 9, 2019 20:24
|
|
|
Cell service for an Apple Watch (or similar) is entirely unnecessary. It pairs to your phone AND has WiFi, so as long as it is in range of either you get 100% of the functionality for no additional cost. It’ll also work offline for stuff like activity and GPS recording. I really don’t understand why people pay for cellular service for it except sheer ignorance and shady up selling. Maybe there’s an argument for like ultra-light runners or open water swimmers. But even that feels like a stretch.
|
|
#
?
Feb 9, 2019 20:42
|
|
|
Guinness posted:Cell service for an Apple Watch (or similar) is entirely unnecessary. It pairs to your phone AND has WiFi, so as long as it is in range of either you get 100% of the functionality for no additional cost. How does it make calls over WiFi in the absence of your phone? Is it only FaceTime, or does it rely on the carrier supporting WiFi calling? (Mine doesn’t.)
|
|
#
?
Feb 9, 2019 20:51
|
|
|
Wait, the applewatch can make calls independently or does it necessitate an iphone? Not thinking of getting one but now I’m curious
|
|
#
?
Feb 9, 2019 21:55
|
|
|
Furia posted:Wait, the applewatch can make calls independently or does it necessitate an iphone? It can make calls over cellular or sometimes wifi, but you need an iPhone to set it up and for some things the iPhone needs to be on a network even if it’s not nearby.
|
|
#
?
Feb 9, 2019 22:09
|
|
|
Sock The Great posted:If you want an Apple Watch, don't buy it from your carrier. They only carry the WiFi+LTE models, which are $120 more than the WiFi only ones and of course they will try to upsell you on the service for $10/month. Well going back to this: H110Hawk posted:This blew my mind about "smart" watches. I thought they were all just bluetooth to your phone for 100% of their functions. I didn't realize something was up until I went to replace my phone (~31 months ago?) and they were free with purchase of a top end phone. I was really confused until the sales person explained it was $15/month to make the watch work, then the confusion flipped because it was Free*,1,2,§,™ and yet I didn't want it. That isn't the rip off it's being represented as. I mean, don't get a $1000 top end phone when you came in for a $500 basic phone because of it, but it's also no reason to turn down the free thing. If you want the phone it comes with anyways get it, don't activate the service, and enjoy your bauble. Alternatively upgrade the phone you're getting and sell the watch on ebay for 75% of MSRP to offset the money you're putting into a fancier phone.
|
|
#
?
Feb 9, 2019 22:12
|
|
|
Cyrano4747 posted:Well going back to this: Yeah I had no idea and learned something here. They would not sell it to me without the cellular activation, as the super fine print said it was free with purchase and activation of its own data plan. When asked if it would work without the cellular line they said no, but obviously I would question the sky being blue if AT&T said it was. If it had been truly free I would have taken it just because why not.
|
|
#
?
Feb 9, 2019 22:16
|
|
|
Cyrano4747 posted:That isn't the rip off it's being represented as. I mean, don't get a $1000 top end phone when you came in for a $500 basic phone because of it, but it's also no reason to turn down the free thing. If you want the phone it comes with anyways get it, don't activate the service, and enjoy your bauble. That's not how it works. The watch is "free" only when you activate it on a service plan and keep it for a couple of years. For instance, here's a recent promo: https://bgr.com/2018/11/26/t-mobile-is-offering-a-free-apple-watch-series-4-or-ipad-to-new-customers-for-cyber-monday/ quote:T-Mobile on Sunday announced that it’ll offer buyers who join T-Mobile either a free Apple Watch or an iPad. That’s up to $529.99 in savings, which will be spread out over 24 monthly bill credits. Needless to say, the caveat is that you’ll owe whatever payments are left on the “free device” if you cancel your service before it’s paid off.
|
|
#
?
Feb 9, 2019 22:19
|
|
|
Subjunctive posted:It can make calls over cellular or sometimes wifi, but you need an iPhone to set it up and for some things the iPhone needs to be on a network even if it’s not nearby. Well that’s dumb Like I could see the appeal if you could ditch phones entirely but you’d still need a phone for it? gently caress that
|
|
#
?
Feb 9, 2019 22:20
|
|
|
Furia posted:Well that’s dumb Think of them basically as a nice accessory if you are already into the iphone ecosystem. My mom has one and loves it. It's not a stand alone item but if you're already getting the phone, wear watches, and the added functionality is something that appeals to you it's fine. I'm sure this falls afoul of some kind of GWM optimization where you don't have a watch at all because your phone can already tell time, but if it's a thing you want and you aren't broke it can be a nice little luxury item.
|
|
#
?
Feb 9, 2019 22:23
|
|
|
Since we're in a gun forum now, BWM is surfing ebay for reloading equipment. Goddamn I just wanted to find some cheap dies for a caliber I"m looking at getting into and now I've got a bunch of other random poo poo on the way because I'm "saving money" by not buying it new and it will improve my workflow. Remind me again why I don't just buy ammo already put together? because it's cheaper in volume and I can make higher quality poo poo at home, but this is like a brewer arguing it saves him money on beer. He's just a cheaper alcoholic
|
|
#
?
Feb 9, 2019 22:25
|
|
|
Cyrano4747 posted:He's just a cheaper alcoholic He's a drunker alcoholic! 
|
|
#
?
Feb 9, 2019 22:27
|
|
|
Cyrano4747 posted:Since we're in a gun forum now, BWM is surfing ebay for reloading equipment. Goddamn I just wanted to find some cheap dies for a caliber I"m looking at getting into and now I've got a bunch of other random poo poo on the way because I'm "saving money" by not buying it new and it will improve my workflow. Have you found any dies for your Model 8 yet? run 3 gun with your model 8, luger, and the auto-5 I'm sure you own
|
|
#
?
Feb 10, 2019 00:56
|
|
|
An old shotgun is all I’m missing. And no don’t have died yet. That’s on my perpetual eBay search. .32 Remington is a bitch of a caliber.
|
|
#
?
Feb 10, 2019 01:13
|
|
|
Duckman2008 posted:Sprint can be cheaper until they randomly raise your bill one day, the coverage sucks and you lease the phone so by the way if you want to leave you have to give the phone back or pay a penalty. I've been a sprint customer continuously since 1999. They've never randomly raised my bill one day, the coverage is fine unless you're in a rural area, and I've never leased a phone from them. One time one of the monkeys at the Sprint store adamantly insisted I couldn't possibly have a phone with a SIM card in it as a Sprint customer, until I showed it to him and he was dumbfounded. Even before you could get sim-capable Sprint phones on Amazon, though, you still generally had the option of buying a phone outright rather than leasing it. Leperflesh fucked around with this message at 01:44 on Feb 10, 2019 |
|
#
?
Feb 10, 2019 01:41
|
|
|
Leperflesh posted:One time one of the monkeys at the Sprint story Yeah, whether they know what they are doing or not, let’s avoid calling employees monkeys.
|
|
#
?
Feb 10, 2019 07:03
|
|
|
https://www.civinfo.com/#/topics/417498 Guy buys the same boring white goods Honda Civic new x5, spread 6 months apart, getting a “cracking deal” on each but a slightly better engine is out of his monthly budget as he has “other financial priorities”. I can only imagine that he’s adding and then losing several thousand pounds in deposits each time to avoid the negative equity escalating and payments going ever higher.
|
|
#
?
Feb 10, 2019 14:47
|
|
|
More QuadrigaCX success stories https://www.zerohedge.com/news/2019-02-09/quadrigas-collapse-cost-one-canadian-software-engineer-his-entire-lifes-savings quote:Quadriga's Collapse Cost One Canadian Software Engineer His Entire Life's Savings
|
|
#
?
Feb 10, 2019 18:13
|
|
|
|
| # ? Jun 8, 2024 22:07 |
|
|
Alan Smithee posted:More QuadrigaCX success stories What could the conversion fee on that be? 1% - 3%. So, risk $422k to save $4.2k to $12.6k? Like, I get it but Jesus Christ not when the outcomes are either you save a used car or lose a house worth of cash.
|
|
#
?
Feb 10, 2019 18:34
|
|
