- Alan Smithee
- Jan 4, 2005
-
A man becomes preeminent, he's expected to have enthusiasms.
Enthusiasms, enthusiasms...
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https://www.reddit.com/r/legaladvice/comments/aghf82/help_with_paypal_attempting_to_collect_debt_from/
quote:
(HOUSTON, Texas) My (50y M) son (currently 17y M) opened a PayPal account 3 years ago (when he was 14), as you know minors cannot legally enter into the signup contract with PayPal. My son used this account because he was very into the cryptocurrency space and wanted to buy/sell with it. Being 14 an internet scammer got a hold of him and charged back after a bitcoin sale was made legitimately, incurring a negative balance of $7500 on the PayPal account.
PayPal is not only actively attempting to collect this debt from my minor son, but has also now locked my own PayPal account that I’ve started to use for eBay sales.
We phoned in PayPal support (both the collections and limitations departments) and they both asked us to fax in documents (letter of explanation, birth certificate of my son) to prove the account was opened by a minor, and after this proof came in they assured us the PayPal account would be closed and the debt resolved.
We faxed in the documents a week ago, I received a new email from PayPal today stating they have not and will not close the account until the debt is paid.
What right does PayPal have to attempt to exercise a contract that legally my son could not have entered into?
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Jan 17, 2019 13:28
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May 23, 2024 22:46
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- Alan Smithee
- Jan 4, 2005
-
A man becomes preeminent, he's expected to have enthusiasms.
Enthusiasms, enthusiasms...
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https://www.reddit.com/r/CryptoCurrency/comments/ah214h/even_if_you_think_weve_already_hit_the_bottom/
quote:Even if you think we've already hit the bottom, don't invest more than you can afford to lose. Take it from me, I'm 20,000 dollars in debt.
quote:I'm sharing my story with the hope that I can prevent people from following in my path, so gather round for a tale of youth and financial irresponsibility.
I began investing in crypto in October 2017 when some co-workers of mine started getting into crypto. I didn't invest too much at first, but I almost made 10,000 dollars from XRP within two months, decided to ramp up my investments, then almost made another combined 10,000 from other coins. Well, I say "almost" because I never cashed out of course. I felt like things were only getting started in December 2017 and that my gains would skyrocket in 2018. I was getting more greedy and my mind ran wild with the financial possibilities of crypto. Days at work would be spent researching crypto and daydreaming about retiring before I'm 30. I felt like a Cryptodamus and that every crypto I invested in would produce crazy gains. I would always read "don't invest more than you can afford to lose," but would idiotically dismiss it just because I made lucky gains on some shitcoins.
At first I would make Coinbase purchases with credit cards, then I moved on to taking out loans after Visa started considering credit card crypto purchases as cash advances. My dumbass figured "hey, I'll just use credit cards for everyday purchases and take out loans so I have money to invest in crypto now." Within the span of about 8 months I took out three loans totaling about 15,000 dollars. I treated crypto like a glorified casino and would constantly "buy the dip," telling myself it's just a really short bear market and the next bull run is just around the corner. What do I have to show for my crypto investments? A portfolio that's 77% down. I still buy crypto every now and then, but it's only a very little in order to DCA some of my investments. I should've been smarter and put just a little into crypto from each paycheck. The moment you start putting in more than you can afford to lose is the moment you need to step back and reevaluate your life.
My reckless gambling has put me in a hole where I can barely stay financially afloat. Oh, did I mention I emptied out my savings back in 2018 to buy crypto? Yes, that was another blunder I strongly suggest no one else does. I managed to build my savings a bit back up, so now I'm almost 2 missed paychecks away from financial ruin instead of 1. My friends, family, and girlfriend have no idea how financially hosed I am right now.
At this point I just want to cash out to pay back my loans and credit cards, but I'm at a point where cashing out wouldn't be enough money to pay them back, so it's not worth it. I figure I'll just weather the storm until a bull market returns. If it doesn't, I'll be picking up the pieces of this gamble for years. Good thing I'm only in my mid-20's I guess. Just don't do what I did. It's not fun having financial burdens (that you yourself created) looming over your head every day.
TLDR: Recklessly gambled like a dumbass. Got rekt. Also, have a game plan for taking out profits.
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Jan 18, 2019 16:37
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- Alan Smithee
- Jan 4, 2005
-
A man becomes preeminent, he's expected to have enthusiasms.
Enthusiasms, enthusiasms...
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speaking of bad with money, someone I know is trying to get their money out of coinbasee (lol). What's the withdrawal time looking like these days?
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Jan 19, 2019 07:31
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- Alan Smithee
- Jan 4, 2005
-
A man becomes preeminent, he's expected to have enthusiasms.
Enthusiasms, enthusiasms...
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maybe he's hiding in the airport parking lot, drag racing the lambogattis left behind by smarter bagholders
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Jan 19, 2019 11:20
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- Alan Smithee
- Jan 4, 2005
-
A man becomes preeminent, he's expected to have enthusiasms.
Enthusiasms, enthusiasms...
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Malamutes are expensive when they get hit by a car
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Jan 23, 2019 20:11
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- Alan Smithee
- Jan 4, 2005
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A man becomes preeminent, he's expected to have enthusiasms.
Enthusiasms, enthusiasms...
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If you lost $100k on Quadriga, at least you can rest easy knowing those two alive human beings are comfortable.
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Feb 9, 2019 12:47
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- Alan Smithee
- Jan 4, 2005
-
A man becomes preeminent, he's expected to have enthusiasms.
Enthusiasms, enthusiasms...
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but what if, I were to make a few thousand a week?
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Feb 9, 2019 17:21
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- Alan Smithee
- Jan 4, 2005
-
A man becomes preeminent, he's expected to have enthusiasms.
Enthusiasms, enthusiasms...
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I also had a friend from college basially describe the martingale system as his system
tbf he did come up with it independently
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Feb 9, 2019 17:36
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- Alan Smithee
- Jan 4, 2005
-
A man becomes preeminent, he's expected to have enthusiasms.
Enthusiasms, enthusiasms...
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More QuadrigaCX success stories
https://www.zerohedge.com/news/2019-02-09/quadrigas-collapse-cost-one-canadian-software-engineer-his-entire-lifes-savings
quote:Quadriga's Collapse Cost One Canadian Software Engineer His Entire Life's Savings
Enter Tong Zou, a 30-year-old Canadian software engineer who had been working in Silicon Valley for the past seven years as a software engineer. After deciding to move to Vancouver last year, he decided he'd try and save a few bucks on transfer fees when converting his USD life savings into Canadian dollars. To accomplish this, he first converted his money into crypto on Quadriga's platform, then traded it for the Canadian dollar equivalent and tried to transfer the proceeds to his Canadian bank account.
....
Suffice it to say, around this time, Quadriga ran into the "liquidity issues" that are the subject of its current bankruptcy filing. As a result, Zou's transfer has been pending for months.
He believes he won't ever see the money - some $422,000 he had saved over the past seven years.
"It’s all my savings, so I’m just living on what little I have left and trying to start over," Zou said in a phone interview Friday from Vancouver, where he has been living out of an AirBnB for the past month. “It pretty much took everything away from me."
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Feb 10, 2019 18:13
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- Alan Smithee
- Jan 4, 2005
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A man becomes preeminent, he's expected to have enthusiasms.
Enthusiasms, enthusiasms...
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The money person is the guy he did iowaska with at the hackerthon after party
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Feb 10, 2019 19:00
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- Alan Smithee
- Jan 4, 2005
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A man becomes preeminent, he's expected to have enthusiasms.
Enthusiasms, enthusiasms...
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BWM: 1-3% wise, 100% foolish
Mods
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Feb 10, 2019 19:01
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- Alan Smithee
- Jan 4, 2005
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A man becomes preeminent, he's expected to have enthusiasms.
Enthusiasms, enthusiasms...
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The worst Bruce Lee movie.
QuadragonCX
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Feb 10, 2019 19:19
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- Alan Smithee
- Jan 4, 2005
-
A man becomes preeminent, he's expected to have enthusiasms.
Enthusiasms, enthusiasms...
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I know a goon who bought a desert eagle around when CS 6.0 or so was big. He forgot to clean it and I’m not sure what that does exactly but it reached a state of inoperability
He knows how dumb of an idea it was now
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Feb 11, 2019 00:51
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- Alan Smithee
- Jan 4, 2005
-
A man becomes preeminent, he's expected to have enthusiasms.
Enthusiasms, enthusiasms...
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I think GiP should be the next stop. That's like the starting point for the worst excesses of all of the other bwm areas
“Dodge dealership just opened up next to the base. Should I use my signing bonus to lease a challenger?”
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Feb 12, 2019 22:49
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- Alan Smithee
- Jan 4, 2005
-
A man becomes preeminent, he's expected to have enthusiasms.
Enthusiasms, enthusiasms...
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if this thread goes to cspam everyone will be banned for being counter-revolutionaries.
it should go to games so we can laugh at people spending $50,000 to get their VirtuaBoy to work with a 4k TV.
As long as we don’t post about ourselves we get to run the guillotine
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Feb 12, 2019 22:55
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- Alan Smithee
- Jan 4, 2005
-
A man becomes preeminent, he's expected to have enthusiasms.
Enthusiasms, enthusiasms...
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I mean, they could go really draconian and just ban ownership by non-Canadian citizens.
Or is the problem that the people buying these are dual Canadian/PRC citizens who want to get their money out of PRC? And is it just PRC that's an issue or are they seeing massive buys from Taiwan and other East Asian states too?
If it's just PRC they could go really, really, really draconian and ban ownership by PRC nationals but that would be a giant shitstorm.
Thanks for the article, interesting read.
This makes me think they could go much more punitive/draconian and still be generally supported.
edit: if this is straying too close to politics chat which is banned in TFR I'll drop the subject, but this is utterly fascinating/horrifying to learn about
I feel like this thread is a zardoz head or an anime floating castle. It’s not subject to the laws of locality
Or physics
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Feb 13, 2019 18:47
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- Alan Smithee
- Jan 4, 2005
-
A man becomes preeminent, he's expected to have enthusiasms.
Enthusiasms, enthusiasms...
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The thieves didn't steal his matching silencer sitting out in a bag at least iirc!
In the middle if nowhere with bears and such around, our guns are handy for true emergencies only. City life would be totally different.
BWM story: our friend is having to move and tried selling a dozen or so items on Craigslist in one go. The buyer picked stuff up and overnight tested everything out. One item didn't work, like 5% of the total value. Friend offered to PayPal %15% back for the trouble, but the buyer wanted a full refund, which friend declined.
Friend woke up this morning to his vehicle having pennies and quarters supeglued all over the outside including over the door locks. Pieces of paper superglued over the speedometer, and the ignition fully super glued with a broken off bobbie pin in it.
Don't meet CL buyer's at home, and look your doors and use your garages folks, I guess? He has a fierce dog but it's deaf :-(
Wow that is Bwm
What kinda thief *leaves* money behind?
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Feb 14, 2019 08:45
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- Alan Smithee
- Jan 4, 2005
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A man becomes preeminent, he's expected to have enthusiasms.
Enthusiasms, enthusiasms...
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The insurance company doubled down too so gently caress em
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Feb 14, 2019 18:25
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- Alan Smithee
- Jan 4, 2005
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A man becomes preeminent, he's expected to have enthusiasms.
Enthusiasms, enthusiasms...
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Should I buy aTaurus PT the shitposting of guns
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Feb 15, 2019 03:02
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- Alan Smithee
- Jan 4, 2005
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A man becomes preeminent, he's expected to have enthusiasms.
Enthusiasms, enthusiasms...
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https://www.reddit.com/r/Bitcoin/comments/aquj9p/wow_bitpay_debit_card_pulls_5_from_your_account/egit4zl/
quote:Posted byu/homad
1 day ago
Wow. Bitpay debit card pulls $5 from your account every 90 days of inactivity
quote:AU_is_better
16 points ·
1 day ago
If you think that's lovely, their bank partner just closed a bunch of accounts with no warning and no reason given. I'm travellig in Vietnam now, so being left with $90 and no other way of getting cash was a really pleasant surprise.
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Feb 16, 2019 15:15
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- Alan Smithee
- Jan 4, 2005
-
A man becomes preeminent, he's expected to have enthusiasms.
Enthusiasms, enthusiasms...
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anyone get hit with paypal fraud?
I had a phone text from them if I was trying to buy 1089.xx worth of stuff and I was like uhhh gently caress no
nothing went past that but I had to change my pw and was the phone for nearly an hour just to get any info. All they could give me was a name "April Vitale" and couldnt even tell me country of origin or email of recipient
There's not much I can do but it feels like BWM to just let this slide
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Feb 16, 2019 23:40
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- Alan Smithee
- Jan 4, 2005
-
A man becomes preeminent, he's expected to have enthusiasms.
Enthusiasms, enthusiasms...
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drat I thought I had it on but apparently not
mainly I mean trying to find out who this person was
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Feb 17, 2019 00:41
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- Alan Smithee
- Jan 4, 2005
-
A man becomes preeminent, he's expected to have enthusiasms.
Enthusiasms, enthusiasms...
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We’re they buying Duke merch?
I literally have no idea, there's no record of it since I declined
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Feb 17, 2019 01:29
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- Alan Smithee
- Jan 4, 2005
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A man becomes preeminent, he's expected to have enthusiasms.
Enthusiasms, enthusiasms...
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The Book Barn
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Feb 18, 2019 07:53
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- Alan Smithee
- Jan 4, 2005
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A man becomes preeminent, he's expected to have enthusiasms.
Enthusiasms, enthusiasms...
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You are all bad with money and should feel bad about yourselves.
Maybe these guys can help.
like marie kondo, except everything you own put into a launching tube
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Feb 18, 2019 20:56
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- Alan Smithee
- Jan 4, 2005
-
A man becomes preeminent, he's expected to have enthusiasms.
Enthusiasms, enthusiasms...
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Suddenly I am very glad for this thread to have made it's way to my cold, dark corner of the subforums
I want to make fun but I can't remember the last E/N thread I read
I think it was the LA nice guy goon
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Feb 19, 2019 21:33
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- Alan Smithee
- Jan 4, 2005
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A man becomes preeminent, he's expected to have enthusiasms.
Enthusiasms, enthusiasms...
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I suggest you start masturbating somewhere else then.
naw man OP works from home
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Feb 19, 2019 22:59
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- Alan Smithee
- Jan 4, 2005
-
A man becomes preeminent, he's expected to have enthusiasms.
Enthusiasms, enthusiasms...
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lol at cross country skiing
that's like trying to swim up a mountain
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Feb 21, 2019 00:27
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- Alan Smithee
- Jan 4, 2005
-
A man becomes preeminent, he's expected to have enthusiasms.
Enthusiasms, enthusiasms...
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if it wasn't for my horse, I wouldn't have spent that year in college
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Feb 21, 2019 06:43
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- Alan Smithee
- Jan 4, 2005
-
A man becomes preeminent, he's expected to have enthusiasms.
Enthusiasms, enthusiasms...
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Deleted now, but while this is definitely BWMarriage if they live in a community property state then her bonus is likely "theirs" while his inheritance is likely "his." Technically correct is definitely the hill to die on, especially if he was grieving when he did all this.
while technically erect
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Feb 25, 2019 00:57
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- Alan Smithee
- Jan 4, 2005
-
A man becomes preeminent, he's expected to have enthusiasms.
Enthusiasms, enthusiasms...
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There's a guy I game with occasionally who claims to be some super-successful businessman. He shared a twitch clip where he dropped enough coin on a guy (during a "donation war") where the streamer was so blown away he actually started crying on camera.
I'm pretty sure this guy is full of poo poo and is actually broke, but I have no way of knowing for sure.
I can believe it
I uh...got in a donation war with someone
in my defense it was all ads for bits and cost me nothing save tenbuxx and who amongst us hasn't spent that on dumb internet bullshit
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Feb 25, 2019 01:24
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- Alan Smithee
- Jan 4, 2005
-
A man becomes preeminent, he's expected to have enthusiasms.
Enthusiasms, enthusiasms...
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quote:Lost 94% of my capital (over $100K) mostly due to Substratum, but it was my own
quote:I posted a comment in the daily discussion thread today about my $100K+ crypto losses and among the kind responses a few people asked for more information on what happened. So I thought I'd post it here to explain.
Note that I'm not blaming anyone else for this, it was my own stupidity and I should have stuck with Bitcoin instead of gambling so much on an altcoin, but sad to say I had drunk the koolaid and basically I fell for a scam project.
https://www.reddit.com/r/CryptoCurrency/comments/au0943/lost_94_of_my_capital_over_100k_mostly_due_to/
I think I was sucked in to Substratum because the IDEA sounded so good. A decentralized Internet, breaking through firewalls and stuff like that. Even though the price was falling all last year I thought I was buying the dip but it kept dipping more and more. In the end I spent about $115,000 on Substratum ERC20 tokens, and I was forced to sell them all last week for $7K to pay for an emergency home repair. I lost 94% of my capital.
Even a week ago I was convinced it would recover in the next bull market, but the Binance delisting was what made me realize it was always a scam. After that I looked into it more and found out about the leader gambling away the last ICO money, shorting ETH at the bottom, the fabricated GitHub commits, fake partnerships, the flaw that lets the devs print unlimited tokens (same problem as PRL). Plus lots more red flags that I just didn't see before. I also found out it can't even do decentralized Internet because it's reliant on centralized ISPs... SMH.
It fell so hard after the Binance delisting that its even out of the top 300. I think it was ranked 50 when I started buying. I feel like a complete fool to be honest. In the end I had to sell because I needed the money and if I didn't sell my $7K would probably be down to $3K or $4K in a few months.
I'll buy crypto again but in my position I won't have the funds to buy again for another six months or more. Knowing my luck crypto prices will pump back up now that I sold, although I don't think SUB will ever recover because of all the red flags and the likelihood of it being deemed a security by the SEC and anyway there's no decent exchanges to trade it on now.
So that's my story.
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Feb 25, 2019 01:56
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- Alan Smithee
- Jan 4, 2005
-
A man becomes preeminent, he's expected to have enthusiasms.
Enthusiasms, enthusiasms...
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I mean yeah but I think they should be commended for their upfront communication
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Feb 25, 2019 09:25
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- Alan Smithee
- Jan 4, 2005
-
A man becomes preeminent, he's expected to have enthusiasms.
Enthusiasms, enthusiasms...
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BWOPM (Bad with other people's money)
https://twitter.com/zeusshield/status/1100415941286846466
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Feb 26, 2019 17:51
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- Alan Smithee
- Jan 4, 2005
-
A man becomes preeminent, he's expected to have enthusiasms.
Enthusiasms, enthusiasms...
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drat coinstar hurtin
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Feb 27, 2019 07:17
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- Adbot
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ADBOT LOVES YOU
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May 23, 2024 22:46
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- Alan Smithee
- Jan 4, 2005
-
A man becomes preeminent, he's expected to have enthusiasms.
Enthusiasms, enthusiasms...
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https://twitter.com/lukechilds/status/1100613365850767360
https://www.avoid-coinomi.com/
quote:Coinomi multi-asset wallet poor implementation leads to sharing your plain-text passphrase with a third-party server. My passphrase was compromised and $60K-$70K worth of crypto-currency were stolen because of Coinomi wallet and how the wallet handled my passphrase. I’m disclosing this issue publicly because Coinomi refused to take the responsibility and all my attempts through private channels have failed.
it's longer than that but pure schaden
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Feb 27, 2019 08:47
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