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I have a question about the order of operations for consolidating / PSLF. I've been working at a PSLF-eligible job since I started paying off my loans (since 2017) but never enrolled in PSLF because my loan was small enough that it didn't save any money. Between the new plans and the COVID pause counting as payments, I actually would save money on PSLF. Am I correct that if I consolidate before the end of April, I can enroll to PSLF and retroactively count everything from 2017 through now as PSLF payments? My previous payments were all on a 10-year standard plan for what it's worth. If so, the part I'm particularly confused by is the order of operations: does one of my loans need to be enrolled in PSLF before consolidation so the consolidated loan can actually inherit the PSLF status? I'm worried if I consolidate now the waiver won't apply to me
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Mar 30, 2024 16:57
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| # ¿ May 17, 2024 23:30 |
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