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Wasn't sure where best to post this, so I thought a new thread might be wiser. I'm certain everyone has thought about this when travelling - how do I insure my gear? Some of you might be able to piggyback off your home contents insurance, but for those of us that can't what are the options? I'll be travelling to California for a month from the UK soon and want to take a bunch of lenses, flash, tripod, etc. with me. Normal insurance policies are awful for covering valuable items, with most having a limit of £500. So what am I meant to do for £2k worth of equipment? There's always the option of throwing caution to the wind and hoping I don't get my poo poo nicked but I'd rather have a safety net. I know the forum is more US-centric so I might not get much input.
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Sep 5, 2014 22:10
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| # ? May 6, 2024 00:40 |
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Y In the US we have what are called "inland marine" policies for this sort of thing. No idea what they'd be called in the UK. Talk to your insurance agent.
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Sep 5, 2014 22:19
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We don't really have agents like that in the UK, at least it's not particularly common - it's all faceless web-based stuff now. http://www.photoguard.co.uk/ seems decent but unfortunately it's a yearly plan, rather than monthly. The only monthly one I've found so far is E & L but they have terrible reviews in regards to actually claiming.
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Sep 5, 2014 23:39
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Call up whoever is offering travel insurances if you don't fit the online web boxes and I'm sure they'll be happy to write you up a quote. You don't need specialised photography insurance at all unless you're working in america. Your bank probably offers travel insurance.
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Sep 6, 2014 00:11
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I found http://kamkit.co.uk and it seems to have everything I want - a lunar monthly premium and high item limits. It's fairly new, so not many accounts of the claim process (but I don't think there's an insurance company that makes it easy). e: upon closer examination they seem to be owned by E&L, apparently much maligned by UK photographers. ijyt fucked around with this message at 03:15 on Sep 6, 2014 |
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Sep 6, 2014 01:41
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Do not have renters or home owners insurance type policies that allow you to get some form of protection on your camera gear? Push come to shove, get that lunar policy and hope nothin bad happens. Do not check your gear. Carry one is your only option.
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Sep 7, 2014 21:41
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Don't worry, carry on is what I always do, though the 7kg cap might be reached soon.  I found that the yearly policies from Photoguard and Glover & Howe are the best reviewed, but I've not managed a quote yet from G&H as I don't have all the serial numbers they want (friend borrowed a lens). Photoguard was about £110 (before 20% discount) for an amateur policy.
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Sep 8, 2014 00:08
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I don't know about the UK but the US is a little more relaxed about carry on size when it comes to photography equipment. I just flew across the country with a sack full of Fujis and flashes the TSA didn't even bat an eye. I'm honestly shocked the monopod wasn't questioned considering mine is basically a medieval weapon.
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Sep 8, 2014 15:41
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8th-snype posted:I don't know about the UK but the US is a little more relaxed about carry on size when it comes to photography equipment. I just flew across the country with a sack full of Fujis and flashes the TSA didn't even bat an eye. I'm honestly shocked the monopod wasn't questioned considering mine is basically a medieval weapon. Yeah, I always felt weird trying to take a tripod on to an airplane. You could totally clobber someone with it if you wanted to.
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Sep 8, 2014 15:51
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ijyt posted:Yeah, I always felt weird trying to take a tripod on to an airplane. You could totally clobber someone with it if you wanted to. I have the biggest one manfrotto makes I could gently caress up someone's day for real.
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Sep 8, 2014 17:45
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