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$310/mo for WNBA season tickets because they weren't paying attention to their finances.
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Jan 2, 2019 01:06
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I'm the $50/month on "paper goods", which apparently doesn't include toilet paper since there's a separate line item for toiletries.
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Jan 2, 2019 01:17
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quote:Bankruptcy won’t just make those CC debts go away. It will restructure them most likely. This is the worst case solution FYI and it takes months What a stupid post.
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Jan 2, 2019 01:22
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Sock The Great posted:$310/mo for WNBA season tickets because they weren't paying attention to their finances.  I saw the line item for Mercury and I thought he was somehow paying $310 a month on an used Grand Marquis or something. Not sure which is worse.
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Jan 2, 2019 01:28
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I would like to learn that one trick to getting a free $1,000 phone. (And then I'd like Apple to make a phone I want to buy again, like an SE2... The fad of zomg huge phones has really culled my desire for a new phone [paid for with cash, duh, I live what I preach] annually like I had from 2008-13 + 2016.... So thanks Apple, you're making me better with money by not offering a product I want, I guess?) Inept posted:I haven't had a job for a year in a half and we have a shitload of debt. I guess I'd better get a job soon quote:Just uploaded. Vivint is home security (under contract), APS is electric, Mercury is basketball tickets we are trying to get out of contract, also will drop groceries to $200 month but trying to do $100. quote:We have cut out tv and music. Amazon is prepaid for the year so I need to see about that. We really need to break the ticket contract for basketball. Saving $310 a month would be amazing. quote:$3500 for the whole season. We meant to cancel but missed the deadline because we weren’t paying attention to our finances. I’m hoping we can get out of it. quote:We honestly don’t have many assets as we’ve been using the cc for living expenses. One of the loans was for our backyard and we got that when we both were working. I would love to see the original post from this one... But the various undelete sites don't have it. Is it viable for my SO and I to purchase a house? https://snew.notabug.io/r/personalfinance/comments/abnczu/is_it_viable_for_my_so_and_i_to_purchase_a_house/ The comments make me think it would be entertaining: quote:$40k in credit card debt makes it a very bad idea to buys house,even if you could qualify quote:40k in cc debt, 10k car loan, and you're thinking about buying a house? that's a definite no.
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Jan 2, 2019 02:40
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SiGmA_X posted:I would like to learn that one trick to getting a free $1,000 phone. how did not have a cpa after all that experience and time? Jesus its almost tax time when he could be making BANK
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Jan 2, 2019 03:10
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UCS Hellmaker posted:how did not have a cpa after all that experience and time? Jesus its almost tax time when he could be making BANK I have a feeling that him not having a CPA and his current financial situation are somehow related. He’s an idiot.
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Jan 2, 2019 03:55
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Bird in a Blender posted:I have a feeling that him not having a CPA and his current financial situation are somehow related. He’s an idiot. UCS Hellmaker posted:how did not have a cpa after all that experience and time? Jesus its almost tax time when he could be making BANK I worked with another accountant who is a very nice guy and a hard worker and fine as a real estate accountant (pretty low level tasks). Anything that takes much thought was above him. However, he has had NO problem staying employed and making pretty decent money - he's definitely above the $55k/yr level today, he was right around there when he worked for my employer. He studied and failed to pass any exams, he is no longer attempting them. /rant TLDR:I think that dude on Reddit is an idiot. He should have NO problem finding and keeping a job. I suspect he can't pass the exams. If he somehow got a masters without having the required credit count, he's a real brilliant guy and the loop back to why he's unemployed continues. I know gently caress-all about AZ's actg job market, but I have a coworker who lived in the PHX area and he said it was drat easy to find a job and he was always being harassed by headhunters... E: http://removeddit.com/r/Beginning_Photography/comments/8y5vdh/what_are_these_lenses_best_used_for lol he's into photography. The gear he's talking about wasn't very expensive back in 2009-10 when I was buying some basic DSLR stuff, but it's VERY loving EXPENSIVE if you've been unemployed for >1yr when you're looking at it! http://removeddit.com/r/Accounting/comments/8i9y17/job_duties_of_a_senior_accountant/ quote:No excuses. I just don’t see myself ever wanting an upper management/exec role and so far I haven’t been hindered by not having one. I wasn’t sure how necessary it is other than as an eliminator for higher up positions. Am I a horrible accountant?Advice(self.Accounting) - 7mo ago http://removeddit.com/r/Accounting/comments/8ieqb8/am_i_a_horrible_accountant/ quote:I feel like an idiot in my new position. It’s my 4th day here. There is no training and my boss/coworkers aren’t throwing stuff my way when I ask so I don’t know what I am supposed to be doing. Ive spent the last 4 days just looking through files for 8 hours a day. I’ve looked over the COA and some month end binders they prepare but I really have no idea what I’m looking at. There are excel files with 10 tabs on some of them and it’s hard for me to see where all the data is coming from/what they are linking and tying to the TB. There are flux analysis documents - which I’ve never prepared and don’t understand amongst other more complicated excel files pulling data from JEs and the TB. It’s making me question myself and if I even know accounting at all as everyone else seems to know what they are doing even if they’ve only been there more recently. I feel so inadequate here already. Any advice on how to shake that feeling? quote:I am the senior. It’s my first senior role after being staff for 3 years. quote:I’ve tried the SALY method but because I’m entirely new to this type of industry, I’m not sure why exactly they are doing certain things or how to pull them. Normally SALY doesn’t let me down but she’s not great to a noob right now. quote:Started an industry job that an external recruiter found for me. I’m here full time M-F 9-530pm so far. It’s my third day. My manager is working remotely and I don’t have anything to do similar to the last 3 days. I’ve looked through the chart of accounts and have reviewed some items I’ve been CC’d on to understand the process. I’ve asked my manager if I could sit with Someone just to have something to do and she never got back with me. I am having a hard time passing 8 hours here with literally nothing to do which makes the day boring. Everyone else around me keeps talking about how they always work late and how they have a ton of stuff to do but I don’t see it. They talked about leaving at 10pm for a quarter close. I don’t mind putting in some extra time when there’s stuff to do but I’m not a workaholic trying to do 12 hour days and I don’t want to be guilted into it. I’m thinking this may not be for me. Any advice on staying vs leaving? quote:Sorry, it’s more of two separate issues. The first being as a new hire they haven’t provided me anything to do and haven’t followed through when I’ve asked for stuff. Because I have nothing to do currently, I am leaving after my 8 hours - which is what I prefer to do anyways when things are busy but as they stand I’m flat out bored. I’d like to actually be busy during my 8 then leave. I'm an analyst (sr accountant level at most companies I think) and I've trained many people higher up than me. We don't expect someone to know EVERY detail of how we do tasks, no matter their experience. Granted, a properly formatted/referenced workpaper should be pretty self explanatory, and if it isn't, it should be overhauled... Training others has enabled us to overhaul a lot of workpapers because someone will have comments that are really valid. On the flip side, I've asked higher-up sr. analysts how their reports or workpapers are built, and they send me the file and tell me to figure it out because they've been SALY'ing for years and have no loving clue. I can dig in and figure out whatever is happening because holy gently caress that is part of the job (understanding how the entries/reports work, and make sure its meaningful, not just SALY!), but of course sometimes things can take some time because stuff can be complex... SiGmA_X fucked around with this message at 04:18 on Jan 2, 2019 |
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Jan 2, 2019 04:01
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16 credit cards I lurk this thread a lot and this feels like one of the worst overall situations I've ever seen. I'm so glad they don't have kids.
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Jan 2, 2019 04:03
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For those not in accounting, SALY stands for Same As Last Year.
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Jan 2, 2019 04:47
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FrozenVent posted:those not in accounting, 
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Jan 2, 2019 05:24
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One more on collectible cards. Not so much directly BWM as WTF with Money: https://www.washingtonpost.com/sports/2018/12/11/is-that-menendez-brothers-background-an-old-mark-jackson-basketball-card/ quote:Is that the Menendez brothers in the background of an old Mark Jackson basketball card? quote:A 2008 Tuff Stuff basketball card price guide set the value for the 1990-91 Jackson Hoops card at either 5 or 10 cents, depending on whether you consider him a “common player” or a “minor star," and one can purchase an entire box of 36 unopened packs from the 1990-91 Hoops set for $12 on eBay. But the apparent presence of the Menendez brothers on the card has caused its value to spike. Even though the Action Network’s Darren Rovell reported Monday night that eBay has started to take down the listings for the card because it does not allow items that are “affiliated with” murderers to be sold, a number of the cards still were being offered on Tuesday morning, with prices starting at 99 cents and rising steadily from there, with one seller offering a lot of 30 for $344. SpelledBackwards fucked around with this message at 06:01 on Jan 2, 2019 |
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Jan 2, 2019 05:38
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FrozenVent posted:For those not in accounting, SALY stands for Same As Last Year. My entire financial life is in ruins: let’s start with the house https://www.reddit.com/r/personalfinance/comments/abqiww/my_entire_financial_life_is_in_ruins_lets_start/ quote:PART 1: We have had this house for ten years. My exes name is on the house as well, so if we sell.. he would get a cut of the profit.
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Jan 2, 2019 07:25
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Blue Story is an accountant. 
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Jan 2, 2019 08:40
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I spent 15 minutes trying to get this to embed; I give up: https://imgur.com/2W1T6D8
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Jan 2, 2019 13:52
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its cuz it isnt actually a gif, it's imgur's weird showing of mp4s as gifs
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Jan 2, 2019 13:56
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Doc Hawkins posted:Blue Story is an accountant. So was zaurg's ex wife I think
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Jan 2, 2019 15:36
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I have an uncle who's generally regarded by the family as bad with money. He was an accountant. He helps his second wife run a restaurant now.
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Jan 2, 2019 15:37
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I think it runs in the industry a lot. Dunning-Kruger effect?
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Jan 2, 2019 15:49
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I always cringe when I read stories of accountants being BWM. Come on, guys, you know that it's bad for your expenses to exceed your income.  I just found out that there's also a UK personalfinance subreddit: Why can baliffs in the UK come after you for UNSECURED debt? https://www.reddit.com/r/UKPersonalFinance/comments/a9pxr6/why_can_baliffs_in_the_uk_come_after_you_for/ quote:If you have a credit card debt and then get a CCJ and don't pay it baliffs can come. Why? The debt is supposed to be unsecured. What is going on? quote:You owe money, you don't need an item to be 'secured' against anything. If you take money or goods off someone else you're liable to give them something of equal value -- normally money. quote:Just because you have plenty of money and no debts and are sitting pretty you resent some poor bastard like me fighting to keep the baliffs out doesn't change the fact that I was told the debt was UNSECURED. No one ever said this debt is secured against your telly and your computer.
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Jan 2, 2019 15:54
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Enchanted Hat posted:I always cringe when I read stories of accountants being BWM. Come on, guys, you know that it's bad for your expenses to exceed your income. There is a TV show about this! It’s like cops, but with independent contractors performing legal home invasion!
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Jan 2, 2019 16:37
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Enchanted Hat posted:I always cringe when I read stories of accountants being BWM. Come on, guys, you know that it's bad for your expenses to exceed your income. What an insane, hosed up country the UK is.
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Jan 2, 2019 16:54
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He posts, from the country where asset forfeiture stands even after an acquittal.
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Jan 2, 2019 18:11
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Volmarias posted:He posts, from the country where asset forfeiture stands even after an acquittal. Yes but that's really a different thing, countries can be hosed up in different ways. Private debtors bailiffs is a really ridiculous bullshit vestige of debtors prison and penury
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Jan 2, 2019 18:31
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Baxate posted:What an insane, hosed up country the UK is. Plenty of Americans (especially from D&D) will tell you it's a socialist utopia, solely because it isn't the USA, and therefore is superior by default. 
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Jan 2, 2019 19:52
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SiGmA_X posted:There is a TV show about this! It’s like cops, but with independent contractors performing legal home invasion! It's on Netflix. Can't Pay? We'll Take It Away! There's another one in the UK of these nightmare tenant/landlord/both where the high court dudes come to evict people. Some of the stories are super sad, just an aspiring landlord trying to do their best getting stiffed by filthy tenants squatting there without paying for several months. Plenty of slumlords there too where the tenants have been withholding rent because the LL hasn't fixed the hot water for 8 months
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Jan 2, 2019 20:04
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Socialist utopia, huh? Getting decent loan rates with bad credit rating and big debt https://www.reddit.com/r/UKPersonalFinance/comments/aa4dsj/getting_decent_loan_rates_with_bad_credit_rating/ quote:I am in 18k of debt and earn about that post tax in income. 5k in a 2 year loan @20%. 3k recently obtained low apr offer period cards. 10k in 30-45% apr credit cards. How do you even find a 45% APR credit card? 
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Jan 2, 2019 20:07
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Baxate posted:What an insane, hosed up country the UK is. oi mate a bailiff nicked me telly
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Jan 2, 2019 20:12
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Sic Semper Goon posted:Plenty of Americans (especially from D&D) will tell you it's a socialist utopia, solely because it isn't the USA, and therefore is superior by default. The UK always seemed like the worst possible example of ye olde socialist utopia. There are a lot of things I hate about the USA, but "become England" seems like such a bad, bad way of solving them. quote:How do you even find a 45% APR credit card? My "starter" credit card when I went off to college had a $500 limit and a base 44.99% interest rate (as in not the default rate). It was horrible and I got rid of it the moment I had a credit score at all.
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Jan 2, 2019 20:14
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Sundae posted:The UK always seemed like the worst possible example of ye olde socialist utopia. There are a lot of things I hate about the USA, but "become England" seems like such a bad, bad way of solving them.
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Jan 2, 2019 20:18
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Sic Semper Goon posted:Plenty of Americans (especially from D&D) will tell you it's a socialist utopia, solely because it isn't the USA, and therefore is superior by default. D&D also said that about Venezuela in 2008ish. They were extremely pro-Russia when Bush was in office. If D&D started saying good things about the US I would start stockpiling canned goods. OctaviusBeaver fucked around with this message at 21:32 on Jan 2, 2019 |
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Jan 2, 2019 21:30
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OctaviusBeaver posted:D&D also said that about Venezuela in 2008ish. They were extremely pro-Russia when Bush was in office. If D&D started saying good things about the US I would start stockpiling canned goods. I recently discovered the Guillotine thread in C-SPAM and I'm pretty sure everyone itt is on their list.
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Jan 2, 2019 21:42
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Residency Evil posted:I recently discovered the Guillotine thread in C-SPAM and I'm pretty sure everyone itt is on their list. i post there, deffo on list
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Jan 2, 2019 21:45
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Saving up a for a bribe to make sure the guillotine is sharp, GWM?
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Jan 2, 2019 22:21
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sparkmaster posted:Saving up a for a bribe to make sure the guillotine is sharp, GWM? If you're truly in danger of ritual execution it's one of the times that rational suicide is worth considering.
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Jan 2, 2019 22:26
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Residency Evil posted:I recently discovered the Guillotine thread in C-SPAM and I'm pretty sure everyone itt is on their list. so is 90% of the med school thread
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Jan 2, 2019 22:46
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please knock Mom! posted:so is 90% of the med school thread I'm hoping to be able to barter my services for an opportunity to live in the post-revolution society.
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Jan 2, 2019 22:48
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Modern US leftists are literally the softest bitches on earth and the only risk they pose you is that you'll drown in their tears as they cry themselves to sleep in DSA branded Sherpa blankets (who are still somehow not as soft as they are). Serious discussions of massive income and wealth inequality routinely devolve into discussions of anime and Magic the Gathering so you know if revolution would cause even "mild inconvenience" these cowards aren't up for it. edit: I should probably clarify that I don't mean people with progressive politics or Democrats or liberals or whatever you identify as if you're not an utter ghoul, I mean the real "anarchosocialist" poo poo that would be required to create an actual factual revolution based on inequality. EAT FASTER!!!!!! fucked around with this message at 23:08 on Jan 2, 2019 |
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Jan 2, 2019 23:04
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Residency Evil posted:I recently discovered the Guillotine thread in C-SPAM and I'm pretty sure everyone itt is on their list. Extremely not true, but I definitely could be.
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Jan 2, 2019 23:29
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