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You heard right. I don't have a credit card. It's debit for me, haha. You could consider me what they call "financially responsible"
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Jul 1, 2018 09:07
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| # ? May 4, 2024 12:35 |
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you should write SEE ID on the back
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Jul 1, 2018 10:29
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hey buddy you should sign up for overdraft protection PRONTO
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Jul 1, 2018 15:52
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Enjoy having no money or way to make purchases if your card is compromised.
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Jul 1, 2018 16:50
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better get some whole life insurance, it helps protect your whole life so it's better than the other, stupid insurance.
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Jul 1, 2018 18:52
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Dave Ramsey is so proud.
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Jul 1, 2018 19:03
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This is actually financially irresponsible, because everything effectively costs you 2% more in cash-back bonuses you're missing out on. Also various free warranty extensions and insurances and things that credit card companies do that people mostly don't take advantage of.
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Jul 1, 2018 21:20
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But can you make your own ice?
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Jul 1, 2018 21:54
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roomforthetuna posted:This is actually financially irresponsible, because everything effectively costs you 2% more in cash-back bonuses you're missing out on. To be fair for most of that stuff they dick you over as much as possible. I've tried using the price guarantee stuff for my card half a dozen times and they always find a way to wiggle out of it. Cash back rewards are legit af tho.
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Jul 2, 2018 01:20
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I don't know my 2 years old decided to yank the antenna wire on a 2 day old TV and knock it over on top of his head, thank goodness it was a super light lcd whatever TV. Needless to say his head ruined the TV. Amex did a full refund from one picture. Monoprice slow shipping I blame you!
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Jul 2, 2018 02:52
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Raldikuk posted:To be fair for most of that stuff they dick you over as much as possible. I've tried using the price guarantee stuff for my card half a dozen times and they always find a way to wiggle out of it. For anything less than $100 it wouldn't be worth the effort of filing the claim, and keeping track of what warranty-window things are in is a pain. It worked in Discover's favor too though, in that now I use their card in preference to Chase's one, all else being equal.
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Jul 2, 2018 03:57
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Not to go OT, but I've had no problem using purchase protection, return protection, and the warranty extension on AmEx. Granted, I only have about 1 claim every couple of years, but it's nice to have. Also, WF's cell phone insurance is amazing. They replaced by iPhone after water damage, no questions asked.
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Jul 29, 2018 14:00
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Hey OP, if you have open lines of credit then you will have higher credit
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Aug 17, 2018 20:26
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| # ? May 4, 2024 12:35 |
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If you plan on getting a house any time soon and can't buy it outright, good luck getting a mortgage. No credit = no loan.
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Aug 17, 2018 22:57
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