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Vox Nihili posted:If you're healthy, no prescriptions, aged 18-30, then you'll be better off with no insurance most of the time than buying a bronze plan. Which is why Obamacare punishes you for not buying in lmao the local good hospital will forgive medical debt if you make up to 2x the federal poverty level, or around $24k/year. expanded medicaid is unavailable to those making the royal sum of $18k/year.
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Dec 29, 2019 20:39
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| # ? May 8, 2024 07:37 |
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a friend of mine has a one-year-old child who's extremely sick and needs a lot of care/medication (they should be totally normal and healthy in the long run, but had a severe congenital defect which does heal over time). she's moving and is in the process of finding new insurance because of it. in the meantime, she needed two extremely common drugs. one is potassium chloride, which shouldn't really need to be prescription, i mean here's some for like $10 for weightlifters i guess, and the other is sildenafil (generic name of viagra), which you can also find really cheaply -- like here's an example for $12 if you have a prescription. her new pharmacy in the location she's moving to told her that without insurance, the potassium chloride would cost her $500 and the sildenafil would cost her $4,000. it's just so loving absurd. like she's better off walking up to old dudes in the street and asking if they have viagra. she might get the insurance situation figured out in time but i'm considering telling a doctor my poo poo doesn't work if she can't buy it online and it'll save her $4,000. gently caress whatever part of our system it is that puts that price so loving high for a kid who's gonna die without it.
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Jan 2, 2020 17:37
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a 40 lb sack of potassium chloride can be had for under thirty bucks in the water softener aisle of your local home improvement store
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Jan 2, 2020 17:42
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oh, yeah, she's going to find other ways to make do until insurance kicks in again, but it's just so loving insane that they would charge $500 for something you can get for like  at a hardware store
Soap Scum has issued a correction as of 18:04 on Jan 2, 2020 |
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Jan 2, 2020 17:46
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i used to take ~fish antibiotics~ (amoxicillin, listed at normal human doses, which was intentional) when i didnt have insurance and all the reviews were people saying/asking if they could use it for their kids lol
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Jan 2, 2020 17:51
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Motherfucking   Save us, Bernie!
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Jan 2, 2020 17:57
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happy new year! More drugmakers hike U.S. prices as new year begins quote:NEW YORK (Reuters) - Drugmakers including Bristol-Myers Squibb Co (BMY.N), Gilead Sciences Inc (GILD.O), and Biogen Inc (BIIB.O) hiked U.S. list prices on more than 50 drugs on Wednesday, bringing total New Year’s Day drug price increases to more than 250, according to data analyzed by healthcare research firm 3 Axis Advisors. lol
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Jan 2, 2020 18:54
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Soap Scum posted:a friend of mine has a one-year-old child who's extremely sick and needs a lot of care/medication (they should be totally normal and healthy in the long run, but had a severe congenital defect which does heal over time). she's moving and is in the process of finding new insurance because of it. This reminds me that lots of people, including myself, currently don't have their kids insured because the ACA website stopped allowing that 2 years ago. Instead the application gets sent to your local state for Medicaid enrollment where it sits around for a while then gets denied, at which point it's on you to re enroll your kid and hope the pinky swear by the insurer to backdate coverage actually happens
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Jan 2, 2020 19:23
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Soap Scum posted:a friend of mine has a one-year-old child who's extremely sick and needs a lot of care/medication (they should be totally normal and healthy in the long run, but had a severe congenital defect which does heal over time). she's moving and is in the process of finding new insurance because of it. tell her about blue chew, i'm sure there's a good offer code available 
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Jan 2, 2020 19:33
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mastershakeman posted:This reminds me that lots of people, including myself, currently don't have their kids insured because the ACA website stopped allowing that 2 years ago. Instead the application gets sent to your local state for Medicaid enrollment where it sits around for a while then gets denied, at which point it's on you to re enroll your kid and hope the pinky swear by the insurer to backdate coverage actually happens just a point of clarification so i understand the exact level absurdity: it's not that it's legally disallowed / that your kids are not supposed to be included and covered, it's literally just that the website removed the functionality?
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Jan 2, 2020 20:02
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Soap Scum posted:just a point of clarification so i understand the exact level absurdity: it's not that it's legally disallowed / that your kids are not supposed to be included and covered, it's literally just that the website removed the functionality? It's a feature, not a bug.
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Jan 2, 2020 22:03
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Has the infant considered getting a job with health insurance?
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Jan 3, 2020 01:03
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Soap Scum posted:just a point of clarification so i understand the exact level absurdity: it's not that it's legally disallowed / that your kids are not supposed to be included and covered, it's literally just that the website removed the functionality? what happens is that children's coverage is almost always bumped to the states, for the purpose of each state determining eligibility for CHIP or Medicaid, and then wends thru the state's underfunded human-services depts. till a decision is made based on that state's eligibility criteria. so our hosed-up hybrid system (as opposed to a federalized M4A) makes you go thru the absurd process of waiting for the state to reject you or accept you, which can take a half-year, before you can then go back to the federal healthcare.gov and pick out a paid plan for your kids. it's a loving rube goldberg contraption, except your kids' health and lives depend on the outcome.
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Jan 5, 2020 06:15
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Vox Nihili posted:If you're healthy, no prescriptions, aged 18-30, then you'll be better off with no insurance most of the time than buying a bronze plan. Which is why Obamacare punishes you for not buying in lmao Well yeah, that's how mandatory health insurance is supposed to work. 90 euros a month, 800 euro deductible in my case. Of course the government here mandates the minimum coverage of the plans, minimum and maximum deductible and subsidizes the cost for low incomes up to ~100%.
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Jan 5, 2020 07:38
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Xaris posted:i used to take ~fish antibiotics~ (amoxicillin, listed at normal human doses, which was intentional) when i didnt have insurance and all the reviews were people saying/asking if they could use it for their kids lol don’t take antibiotics just because you’re not feeling well unless you know you have a bacterial infection that can and needs to be treated with that drug. it’s not just bad for society but it’s dangerous to your health
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Jan 5, 2020 10:26
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I can lol with the best of them in the climate change/doomsday thread, but reading this thread makes me wanna hang up a rope. Getting lucky skating by so far being insanely poor with no health insurance, but lol, I'm only ever getting older. It'll come down hard when it comes.
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Jan 5, 2020 11:54
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unfortunately my beta is allergic to fish amoxicillin so she has to go to a real aqauveterinarian
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Jan 5, 2020 12:04
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bobtheconqueror posted:Nothing turned me into a socialist like my time in the military. Obviously it isn't a perfect fit for civilian life and it's had problems, but we've got a home grown US commie healthcare system right there. "No, see, you EARNED your healthcare with your service, unlike those pinko moochers who want everything for free." *Overpriced fighter jet malfunctions in the rain*
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Jan 6, 2020 14:46
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What's the difference between the F-35 and Obamacare? Obamacare actually kills people.
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Jan 6, 2020 22:58
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Vox Nihili posted:If you're healthy, no prescriptions, aged 18-30, then you'll be better off with no insurance most of the time than buying a bronze plan. Which is why Obamacare punishes you for not buying in lmao how do you think Medicare for all works? Hint: it doesn’t work by old sick retired people paying for other old sick retired people.
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Jan 7, 2020 02:21
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bird with big dick posted:how do you think Medicare for all works? Hint: it doesn’t work by old sick retired people paying for other old sick retired people. It works by rich old sick retired people paying for poor old sick retired people, hope this helps.
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Jan 7, 2020 02:30
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young healthy people that can afford insurance but skip it because they’re currently at the shallow end of the risk pool are bad and even if they weren’t it’s still a bad look.
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Jan 7, 2020 03:13
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bird with big dick posted:young healthy people that can afford insurance but skip it because they’re currently at the shallow end of the risk pool are bad and even if they weren’t it’s still a bad look. depends on what “can afford” means when your option is a 50k deductible 2.5 million OOP max and routinely reclassifies medical poo poo on you to deny it, all still have to pay rent and never building up any savings. even if you can afford better; at some point it can make more sense to live more hedonistically just saying gently caress it you’ll eat the medical bankruptcy if poo poo happens because you have no assets and can never afford to buy a home anyways blaming people for not paying into for profit insurance is lol
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Jan 7, 2020 03:18
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bird with big dick posted:how do you think Medicare for all works? Hint: it doesn’t work by old sick retired people paying for other old sick retired people. Ideally by taxing the gently caress out of the rich
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Jan 7, 2020 04:40
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bird with big dick posted:young healthy people that can afford insurance but skip it because they’re currently at the shallow end of the risk pool are bad and even if they weren’t it’s still a bad look. congrats, you bought into the neolibs' "freeloader" argument. The only bad look was that horrible Young Invincibles campaign (including Pajama Boy).
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Jan 7, 2020 17:47
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Just out of curiosity, which American reading this has gone the longest without health care? Last time I saw a doctor was in 2012, surely someone can beat that.
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Jan 7, 2020 18:41
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I signed up for a free acct. on benefitspro.com bc they link to a lot of studies & news about healthcare bennies but jesus, sometimes it breaks my brain. Story 1: quote:Canada’s single-payer health system substantially cut admin costs compared with U.S. vs: Story 2: quote:Integrated benefits can save employers money, boost employee health Surely, we must go with employers directing employees' behavior over single-payer, which saves thousands more dollars per person. then there's poo poo like this: quote:Why it’s time to rebrand the high-deductible health plan
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Jan 7, 2020 21:09
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Willa Rogers posted:what happens is that children's coverage is almost always bumped to the states, for the purpose of each state determining eligibility for CHIP or Medicaid, and then wends thru the state's underfunded human-services depts. till a decision is made based on that state's eligibility criteria. My guess is the code for kids got updated when the govt stopped demanding you verify how much you would make in the future. They did that for a few years as well and have apparently given up on it, probably because people just submitted random rear end documentation and begged until they got verified and the whole thing was a waste of time I don't know how tough it is to get on Medicaid in states where it expanded but it sure does seem like a vastly better option than using the exchange mastershakeman has issued a correction as of 21:17 on Jan 7, 2020 |
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Jan 7, 2020 21:11
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sullat posted:What's the difference between the F-35 and Obamacare?
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Jan 7, 2020 21:41
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Forceholy posted:"No, see, you EARNED your healthcare with your service, unlike those pinko moochers who want everything for free." Oh you lost your job because some rich person played some games with your company. Welp, no healthcare for you then bye.
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Jan 7, 2020 21:43
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quote:...only 46 percent of those eligible are contributing to an HSA I wonder why people aren't depositing spare money they don't have and learning how to jump through all the hoops to withdraw from this tax-advantaged black box? better pay mckinsey 6 figures to investigate it for us
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Jan 7, 2020 21:50
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It's weird that McKinsey has become the enemy of the left du jour. Aren't there dozens of identical outfits?
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Jan 7, 2020 22:29
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skooma512 posted:Oh you lost your job because some rich person played some games with your company. Welp, no healthcare for you then bye. It's almost like healthcare is a public work that needs to be treated the same as, say, sewage and firefighters and police. It's loving bonkers that it even got this way.
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Jan 7, 2020 22:29
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ikanreed posted:It's weird that McKinsey has become the enemy of the left du jour. Aren't there dozens of identical outfits? what's weird about it when an alum of theirs is trying his hardest to lurch the democratic party back to the right? why say Gorpman, Gorpman, and Bleemer LLC when a topical shorthand exists to get the point across?
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Jan 7, 2020 22:39
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Lansdowne posted:what's weird about it when an alum of theirs is trying his hardest to lurch the democratic party back to the right? why say Gorpman, Gorpman, and Bleemer LLC when a topical shorthand exists to get the point across? That makes sense
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Jan 7, 2020 22:54
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bobtheconqueror posted:It's almost like healthcare is a public work that needs to be treated the same as, say, sewage and firefighters and police. It's loving bonkers that it even got this way. it wont until med students and patients form armed gangs like how cops and firefighters were created
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Jan 7, 2020 23:24
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Pryor on Fire posted:Just out of curiosity, which American reading this has gone the longest without health care? hi I'm losing my mind trying to support another person on my usually-less-than-20k-a-year and I haven't been to a doctor in over ten years unless you count a dentist, where I got hosed by Aspen like five years ago and am still paying down the usurous loan because I, ironically, got injured and couldn't work for a while shortly after getting a couple of fillings My ACA offerings are significantly more expensive than just paying the tax fine, don't cover any hospital within 100 miles of me for some reason, and reserve the right in writing to jack up my rates if I happen to receive care from outside their network that I will have to pay %100 for regardless
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Jan 8, 2020 01:56
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Gunshow Poophole posted:do we have a thread for horror stories of healthcare in a barbarous meatgrinder of a nation, I feel like we should so I've been doing security at a hospital for two months and I finally have a really depressing story to relay that reminded me of this thread Earlier this week, a woman gets checked into the ER real late around midnight. Looked about 40-50, older woman. Co-worker who was in ER at the time relates to me her story, she had fallen through her roof and landed in her bathroom's bathtub. Neighbor had found her and brought her in to the hospital. she was bleeding from a head injury and probably concussed and moaning and wailing from the pain, so i guess she got pretty hosed up. About an hour later we have a Code Roam call in the hospital because a patient slipped out of the ER... and apparently it's the same lady from above. So we spend the next few hours holding posts at all the exits from the hospital with a few people walking around inside and looking everywhere for her. We fail to find her and by 4 am we're kinda standing down, with the ER staff assuming she left the hospital at that point. Well, an hour later someone else found her sitting on the floor crying out in the parking garage. Keep in mind it was like 50 degrees and raining with 95% humidity, so super uncomfortable and the floor of the garage is completely wet and oil slick and nasty. She was out there, head still bleeding, wet and dirty, no phone and no shoes, crying and scared for her life because she thought she would end up in jail because she knew she wouldn't be able to afford the treatment they would give her at the hospital. So concussed and bleeding from her head her best option at the time, it seemed to her, was to try and escape the hospital. I guess she thought if she hid out in the garage she might be able to get a ride home or something? Who knows. Some nurses came and talked her down to get her back inside the hospital and cleaned up so they could treat her, and that's as much as I know about what happened to her. Been thinking about her all week since it happened. :/
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Mar 23, 2020 07:46
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hey I've been furloughed by my crorporate employer which is better than nothing what's cool is I get temporarily laid off and paid 20% of my salary for doing nothing aha but guess what they also "allow" me to keep my benefits, including health insurance, which I still pay full price on. which when it comes down the pipe I pay about... 20% of my salary for insurers revenue stream stays robust, number goes up, USA #1
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Mar 29, 2020 03:49
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