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entris posted:I thought you were being sarcastic before. Do you guys not remember some of Izzy's fantastic posts in this thread before?
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Jul 28, 2010 20:19
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entris posted:I thought you were being sarcastic before. Let me just go call up opposing counsel and say that because I went to Texas while he went to a lower-ranked school, he should disregard his years of experience and settle the drat case already because my natural law aptitude beats the poo poo out of him. I'll also tell him our expert witnesses are both from Harvard and that he shouldn't bother objecting to anything they say. I'll also go walk in and tell my boss that I went to a higher-ranked law school than him and that he should file whatever the hell I want to file.
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Jul 28, 2010 20:25
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Petey posted:Do you guys not remember some of Izzy's fantastic posts in this thread before? e: from lawgoons #12: IFS posted:Yes, but my question is are there many law students who appreciate both, like myself? I am not trolling. I have a degree from Yale in music and neuroscience, tried my luck in the the arts for a few years and failed, took the LSAT, scored a 174, and submitted my applications a month ago. Take it easy, pal, buddy, friend, boss. I just want to know if I will have anything to talk about with the other jerks in my class. IFS posted:Sheesh, you guys want some dip for those chips? from the most recent parts of his rap sheet: IzzyFnStradlin posted:loving man i am feeling ALIVE IzzyFnStradlin posted:dude, i will gently caress you up beyond belief. IzzyFnStradlin posted:
IzzyFnStradlin posted:[I guess I intend this tread to be a place for us boys to vent about our baby mama's giving us drama. I sure as poo poo know I got some, and suspect that you do too!]
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Jul 28, 2010 20:25
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bewbies posted:No, you don't. Your definition of "getting by on" and mine are different. I don't count it as "getting by" unless I can retire someday and send my kids to school. I agree that you can put a roof over your head and food on the table for $120k. Is that all there is to life? bewbies posted:That said, I'll bet anything that you and maybe your wife are enjoying a very typical two-part problem that a lot of people in your position have. I am not whining, I am pretty lucky. Most of my classmates have not done as well as me. But I don't think it is outrageous, in a first world nation, after spending many years and tons of dollars on education, to earn an income that will allow you to pay for your childrens' schooling and retire someday. Certainly, that may be an unrealistic expectation for someone considering law school in the current market. But it was not an unrealistic expectation 15 years ago when I went to law school. As for taking time off to raise your kids, the majority of U.S. households were single-paycheck households up until the 1970's or so. Now, with two incomes we struggle to afford what our grandparent's generation did on one paycheck. Is that progress? bewbies posted:Second, you're probably absolutely horrible money managers. $120k a year should provide you with all of your "necessities" and plenty of disposable income left over. That it apparently is not means that you need to 1) develop realistic goals, and 2) figure out what kind of crap you're spending your money on. I don't think I am a horrible money manager, but what do I know? We budget, and save, and don't spend a ton. We eat out twice a month, max. Never go to movies. We made $10,000 off of our first house. Bought modest cars that we are driving into the ground. Every time Oprah has a budgeting special, we already do all of the things that her experts suggest. We did spend $80 at the county fair this month. Maybe that is the hole in the budget? I am crunched by two sets of educational loans, and a desire that my kids never have to pay that kind of debt. entris posted:Seriously Grundy, where did you get those education estimates? A couple years ago, my wife and I projected it from current tuitions and inflation rates. But here is a media piece with similar numbers http://articles.moneycentral.msn.com/CollegeAndFamily/SavingForCollege/Your5MinuteGuideToSavingForCollege.aspx Defleshed posted:If my wife and I started making $120K a year tomorrow, it would literally solve every problem we're dealing with right now and I would be loving singing in the streets. It sure would be nice to be putting away some money, have more than one car, and be able to eat out more than once a month. I used to feel that way too. Defleshed posted:I plan to help our kids where and when we can, but I will not be outright paying for their education, even if I were financially capable of doing so. In my experience that does nothing but create spoiled pieces of poo poo, and quite frankly I've learned the hard way that an advanced education isn't even something that is necessary to live a fulfilling life. And my experience is that having to borrow your rear end off to go to school limits your ability to take risks and follow any passions you might have. Some of my friends who flunked out of college and had nothing to lose (and no debt) went on to take risks and do some really amazing things. I have been saddled with the debt load for so long that I can't take any risks. I have had opportunities to leave the practice of law and do things that might, or might not, make me rich. The "might not" means that I can't pay my debts, and that means I can't feed my kids, and then bankruptcy. Can't do it. I don't want my kids to have the same pressure when they grow up. I don't want them to be so risk-averse. That doesn't mean that I won't encourage them to look at all options, including not going to college. But I want to be able to provide that if they want it. I don't think it is abnormal for a white collar professional in his 40's to have a decent suburban house, send his kids to school, and retire someday. If that is an outrageous sense of entitlement, then I accept the criticism. The only purpose of my post was to point out that, while $120k may feel like enough in your late 20's - it really isn't as much as you think, when you start factoring in retirement and your own kids' educational expenses.
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Jul 28, 2010 20:39
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Petey posted:Do you guys not remember some of Izzy's fantastic posts in this thread before? Wow, no I didn't realize this, but this is fantastic. CaptainScraps posted:Let me just go call up opposing counsel and say that because I went to Texas while he went to a lower-ranked school, he should disregard his years of experience and settle the drat case already because my natural law aptitude beats the poo poo out of him. I'll also tell him our expert witnesses are both from Harvard and that he shouldn't bother objecting to anything they say. Uh, way to straw-man my position there. I said that graduating from Yale and getting into a top6 law school is an accomplishment, I didn't say it was license to act like an rear end in a top hat. I didn't say that it means you get to boss people around whose paper credentials might be less than yours. How can you argue that getting into a competitive law school isn't an accomplishment? It's hard to do, it's very competitive, isn't that by definition an accomplishment?! I really don't get your response. I'm not saying that going to Yale makes you better than the guy who goes to a non-ABA accredited California law school, but I am saying that getting into the former is more of an accomplishment than getting into the latter, because it's harder to do and requires more work and talent. What's so objectionable about this?
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Jul 28, 2010 20:50
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Solomon Grundy posted:I am crunched by two sets of educational loans, and a desire that my kids never have to pay that kind of debt. I think the debt is probably a pretty critical part of your problem, and it may not be realistic to expect your kids to not have to pay anything. I mean, my dad worked several jobs and paid his way through state school, no debt, and started saving for my brothers and I. He made a lot of money, and I went to the same state school, but I still had to take out loans, just because what was a reasonably high savings rate when he began saving could not cover even state school today. On the other hand, financing a college education has become much more reasonable. Paying $150 a month for my loans is not crushing me. Even if I had $250k in loans, with IBR I'd be limited to $330 a month, which would suck, but would be doable. I sympathize with your worries and aspirations, and agree that we've regressed since our parents generation in this respect. That said, it is true that $120k still puts you fairly high in the family income bracket for the U.S. Not that it makes your problems less real, but that it accentuates the struggles that most people face, living and working and hoping to retire someday.
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Jul 28, 2010 20:53
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How much do you think would be enough to live on if you never planned on finding love
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Jul 28, 2010 21:00
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Ainsley McTree posted:How much do you think would be enough to live on if you never planned on finding love this should be across the top of northeastern's financial aid documents
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Jul 28, 2010 21:00
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entris posted:I said that graduating from Yale and getting into a top6 law school is an accomplishment, I didn't say it was license to act like an rear end in a top hat. I think we're on the same page here because it's in reference to IzzyFnStradlin. I'm glad for everyone who's gotten into law school. It's pretty rad and took a hell of a lot of work. However, pretending like it gives you authority over other law students and lawyers is ludicrous because they all did something similar. G-Mawwwwwww fucked around with this message at 21:08 on Jul 28, 2010 |
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Jul 28, 2010 21:03
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Solomon Grundy posted:Your definition of "getting by on" and mine are different. I don't count it as "getting by" unless I can retire someday and send my kids to school. I agree that you can put a roof over your head and food on the table for $120k. Is that all there is to life?
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Jul 28, 2010 21:08
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Solomon Grundy posted:The only purpose of my post was to point out that, while $120k may feel like enough in your late 20's - it really isn't as much as you think, when you start factoring in retirement and your own kids' educational expenses. I'm glad you posted your earlier post, because I think most of us don't have kids and a family, and we don't understand just how much things can cost. Thanks for the link to the moneycentral article.
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Jul 28, 2010 21:08
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CaptainScraps posted:I think we're on the same page here because it's in reference to IzzyFnStradlin. Fair enough! Izzy is a masterful troll / idiot.
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Jul 28, 2010 21:09
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Ainsley McTree posted:How much do you think would be enough to live on if you never planned on finding love They live in North Jersey. One owns a home worth 1 million and a Manhattan apartment worth about 400k. He probably makes 200k/year. The other owns two apartments in North Jersey, each worth about 300k. He probably makes 80k. So, given that this is the most expensive area of the country, I'd say prospects are bright for the swingin' single bachelor lawyer.  Edit: And, in point of fact, I am bankin' on it! IzzyFnStradlin fucked around with this message at 21:17 on Jul 28, 2010 |
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Jul 28, 2010 21:11
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entris posted:Fair enough! Izzy is a masterful troll / idiot. My opinion leans towards the latter, especially given that rap sheet. 
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Jul 28, 2010 21:12
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Solomon Grundy posted:Your definition of "getting by on" and mine are different. I don't count it as "getting by" unless I can retire someday and send my kids to school. Being able to afford tuition for three kids to go to the college of their choice hasn't been doable for the majority of the population for awhile so I think your definition of "getting by" is vastly different than most people's. I don't think its some new phenomenon - it definitely existed when I was in high school. If you feel that strongly about these goals, then after child #1 or child #2, you probably should have re-evaluated your financial situation and perhaps come to the conclusion that you possibly couldn't afford another child. I mean, what if the "white collar professional in his 40's" only wants to have a decent suburban house, send his kids to school, and retire someday... but he has ten children? But hopefully if someone makes $120k right now with no children, in 18+ years when they have kids who need to go to college, they won't both still be making $120k combined. Edit: Also, firings and downgrades in status at the main office of my old firm today. Nice to not be involved. HooKars fucked around with this message at 21:46 on Jul 28, 2010 |
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Jul 28, 2010 21:29
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It's a lot more reasonable to want to be rich/richer in the United States than in Europe. Compared to other developed countries, America is a place where it sucks to have an average income. In Europe, university is cheap as poo poo so people don't have to worry about paying for their kids' educations or having loans. In general both men and women get about six months of paid maternity/paternity leave and another six months of unpaid leave. Public transportation is good so you don't have to own a car. Health care is adequate and health problems aren't a huge financial drain. Having several weeks of paid vacation per year is mandatory. There are really generous safety nets for people if things go wrong. The United States doesn't have this stuff. In the United States a family with an income even close to as low as average is one moderate disaster away from being in deep poo poo. Having money is really important in the United States compared to other developed countries, because our system is centered around making as much money as you can for yourself.
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Jul 28, 2010 22:03
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I leave town for one day and miss the return of Izzy. hey izzy: friendly reminder that I got a 175 on the lsat, dwarfing your pitiful weak-brained plebe trash 174 
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Jul 28, 2010 22:11
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Soothing Vapors posted:I leave town for one day and miss the return of Izzy. (in point of fact, once we are in these upper-registers of the 99th percentile, we can all share a laugh over a drink (or ten), by my estimation!)
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Jul 28, 2010 22:14
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175 buddies what's up
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Jul 28, 2010 22:14
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also, I medicate my depression with bourbon, not cymbalta, you puss 
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Jul 28, 2010 22:15
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if you got worse than a 175 you're barely smarter than a rock
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Jul 28, 2010 22:17
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IzzyFnStradlin posted:congrats man! where are you studying/headed?
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Jul 28, 2010 22:21
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Soothing Vapors posted:also, I medicate my depression with bourbon, not cymbalta, you puss  now, where did you say that you were studying again? you have moxie, and that can't be learned! i'd love to chat with you over a drink (or ten) - bourbon, naturally!
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Jul 28, 2010 22:22
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Solomon Grundy posted:We did spend $80 at the county fair this month. $3 each for elephant ears! 
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Jul 28, 2010 22:30
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HooKars posted:Being able to afford tuition for three kids to go to the college of their choice hasn't been doable for the majority of the population for awhile so I think your definition of "getting by" is vastly different than most people's. I don't think its some new phenomenon - it definitely existed when I was in high school. If you feel that strongly about these goals, then after child #1 or child #2, you probably should have re-evaluated your financial situation and perhaps come to the conclusion that you possibly couldn't afford another child. I mean, what if the "white collar professional in his 40's" only wants to have a decent suburban house, send his kids to school, and retire someday... but he has ten children? You're right, I hosed up by having a third kid if I wanted to meet all my goals. But I wouldn't trade her for the world, or even an early retirement. There is nothing I can do about that now. I agree completely that a couple making $120k before having kids is in good shape. Start saving now, don't buy too much house, and watch your lifestyle. But we never were that couple. My income has close to tripled over my 12 year career as a lawyer, and my wife's doubled. But that gives you an idea of how little we made our first few years. If I'm not the oldest one in the thread, I am close to it. I am just giving you the perspective of the old guy. Factor it in to your planning, or label me a cranky old kook, it is up to you.
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Jul 28, 2010 22:40
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evilweasel posted:if you got worse than a 175 you're barely smarter than a rock I got a 46  Maybe that's why I make less than the median pay for an '09 grad...
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Jul 28, 2010 22:42
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Solomon Grundy posted:You're right, I hosed up by having a third kid if I wanted to meet all my goals. But I wouldn't trade her for the world, or even an early retirement. There is nothing I can do about that now. I know and of course you wouldn't trade her for the world. I'm just saying that at some point maybe all your goals could have been accomplished without too much sacrifice (1 kid) and at some point, all your goals become ridiculous (10 kids). Solomon Grundy posted:If I'm not the oldest one in the thread, I am close to it. I am just giving you the perspective of the old guy. Factor it in to your planning, or label me a cranky old kook, it is up to you. I was all set to have little welfare babies with Ainsley but apparently he wants to live the bachelor life I need a new plan.
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Jul 28, 2010 22:58
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Solomon Grundy posted:
Factor what into our planning? And I'd really like to hear what advice you would give my two best friends, both of whom do not have college degrees, probably never will since we are all approaching 30, and are at best making $30,000 a year. What should they factor into their planning?
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Jul 28, 2010 22:59
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I was just talking about love, nobody said anything about welfare babies
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Jul 28, 2010 23:01
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HooKars posted:I know and of course you wouldn't trade her for the world. I'm just saying that at some point maybe all your goals could have been accomplished without too much sacrifice (1 kid) and at some point, all your goals become ridiculous (10 kids). If he only had one kid, how was he going to get enough money from selling children to the gypsies when it was time to retire?
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Jul 28, 2010 23:05
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evilweasel posted:if you got worse than a 175 you're barely smarter than a rock welcome to intro to contracts with elizabeth warren I guess
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Jul 28, 2010 23:08
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177! And I got loving waitlisted at Wisconsin.
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Jul 28, 2010 23:10
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gvibes posted:177! probably because they knew you would never go there in a million years. its all about keeping those numbers up
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Jul 28, 2010 23:11
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True story - my 163 got me waitlisted at valpo yes that means i applied to valpo that's how little research i did before i went to law school
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Jul 28, 2010 23:11
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Ainsley McTree posted:True story - my 163 got me waitlisted at valpo
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Jul 28, 2010 23:15
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That's clever, I wonder where they got that from
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Jul 28, 2010 23:16
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Tetrix posted:probably because they knew you would never go there in a million years. its all about keeping those numbers up I got into one of the nine schools I applied to. e: Oh, and my average LSAT was only 173.
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Jul 28, 2010 23:20
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185 bitches I got extra credit for getting all the questions on the part that didn't count right.
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Jul 28, 2010 23:23
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gvibes posted:That and I applied really late (or rather, my application was completed really late because someone, either the LSAC or my reference, lost the loving reference letter). Take a year off, apply very early next cycle, refine your personal statement, reconsider your recommendations, shoot for the T14 only. Best of luck!
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Jul 28, 2010 23:25
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IzzyFnStradlin posted:1 for 9 with a 177?
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Jul 28, 2010 23:37
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