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$42k pre-tax? There is no way IBR results in paying 57% of your pre-tax income in student loan bills. Something is wrong.
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Jul 17, 2011 21:14
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Ainsley McTree posted:Can you get that under IBR at all? I think I got my sallie mae loan consolidated with my other federal loans and now I pay literally $0 a month on that $100k loan because the government hasn't figured out I have a job yet and they haven't asked about it. I used the calculator on their website and with my $41k/year job I'll be paying a little over $300/month when it comes due I believe. Yeah, a huge chunk of my loans were still in their grace period until recently. My total payment went from $900 a month to $2000 this month. I applied for consolidation and IBR at the same time but that is still pending.
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Jul 17, 2011 21:15
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srsly posted:$42k pre-tax? Yes pre-tax. I'm just speculating right now because I sent in my consolidation form to Dept of Ed and they didn't request my 2010 taxes. They wanted proof of my taxable income in the form of my last two pay-stubs. The online IBR calculator says if they consider my entire gross salary then I will owe $300/month. If they use my estimated AGI then I should only be paying $120/month since I throw a lot of money into the Thrift Savings Plan.
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Jul 17, 2011 21:18
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Ainsley McTree posted:Can you get that under IBR at all? I think I got my sallie mae loan consolidated with my other federal loans and now I pay literally $0 a month on that $100k loan because the government hasn't figured out I have a job yet and they haven't asked about it. I used the calculator on their website and with my $41k/year job I'll be paying a little over $300/month when it comes due I believe. Don't you have a duty to supplement when your income changes?
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Jul 17, 2011 21:37
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TheBestDeception posted:Don't you have a duty to supplement when your income changes? Nope. I thought so too but have been unable to find anything in all of my paperwork or on the website that says I have to tell them my income has changed. My situation is like Ainsleys in that when I applied for IBR I made basically nothing and now I have an awesome job where I make good money. Their website says they conduct yearly reviews and reassesments, so I'll be waiting on that. If it never happens I'm sure as poo poo not going to remind them.
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Jul 17, 2011 21:40
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srsly posted:By "firm" do you mean "fast-food restaurant"? Shutup Ph.D face.
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Jul 17, 2011 21:56
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Defleshed posted:Nope. I thought so too but have been unable to find anything in all of my paperwork or on the website that says I have to tell them my income has changed. My situation is like Ainsleys in that when I applied for IBR I made basically nothing and now I have an awesome job where I make good money. Their website says they conduct yearly reviews and reassesments, so I'll be waiting on that. If it never happens I'm sure as poo poo not going to remind them. Same here - there is nothing at all in anything the Dept of Ed has published suggesting how or if you need to report an increase in income. IBR is still new and they just have no idea how to manage or audit it.
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Jul 17, 2011 22:37
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Anthropolis posted:Same here - there is nothing at all in anything the Dept of Ed has published suggesting how or if you need to report an increase in income. IBR is still new and they just have no idea how to manage or audit it. Yeah, when I got my job I actually looked around on the website for the form or whatever that told them my new income but I couldn't even find it. The only thing I've got from them is a form asking me if my family size has changed. I guess January 10th is a pretty sweet time to get hired for loan repayment purposes
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Jul 17, 2011 23:08
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Every semester, before test week, I got insanely depressed because I knew that taking all those tests meant gently caress-all. And I was right. I'm seriously considering scrawling "I WILL SUCK YOUR DICK" on my resumes now.
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Jul 18, 2011 05:15
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CaptainScraps posted:I'm seriously considering scrawling "I WILL SUCK YOUR DICK" on my resumes now. Please send your resume to me at
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Jul 18, 2011 08:10
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CaptainScraps posted:Every semester, before test week, I got insanely depressed because I knew that taking all those tests meant gently caress-all. And I was right. Learn some bankruptcy, 112 days til The Mudd Lawfirm opens. (assuming I pass this loving test).
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Jul 18, 2011 14:41
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CaptainScraps posted:Every semester, before test week, I got insanely depressed because I knew that taking all those tests meant gently caress-all. And I was right. We would like you to give us a blowjob.
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Jul 18, 2011 15:17
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Stunt Rock posted:We would like you to give us a blowjob. I knew your father....
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Jul 18, 2011 16:00
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This is my regular reminder that since law jobs are failing you, maybe you should look into another career path. Being directly involved at a high level in a country's WTO accession process one year out of law school is pretty rad.
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Jul 18, 2011 16:05
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HiddenReplaced posted:I knew your father.... As much MSJ work as Scraps has done, it should be a very good blowjob.
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Jul 18, 2011 16:21
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Stunt Rock posted:As much MSJ work as Scraps has done, it should be a very good blowjob. I'll change those to MBJs if price is right
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Jul 18, 2011 16:31
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Roger_Mudd posted:Learn some bankruptcy, 112 days til The Mudd Lawfirm opens. (assuming I pass this loving test). Need an administrator?
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Jul 18, 2011 17:15
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IrritationX posted:Need an administrator? First clients, then an admin 
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Jul 18, 2011 17:32
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Roger_Mudd posted:First clients, then an admin The fun part is we get to wait until November!
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Jul 18, 2011 17:36
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CNBC posted:The median salary of court reporters is $57,200 but those who are more experienced and can type 200+ words a minute make an average of $105,000, according to PayScale.com. And, court reporters are expected to be one of the jobs in demand over the next decade – both inside and outside the courtroom -- with the number of court reporters expected to jump 18 percent.
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Jul 18, 2011 20:41
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Hello lawyer thread, you may remember me from such hits as "I'm thinking of going to law school" and "I have a 3.0 gpa music degree" back in like, April. Anyway, thanks a bunch for the advice, I'm stopping that madness before it starts, I thought some of you would be happy to know. I'm also posting here because I have a legal question but I realized while writing this that there's a legal question thread - here's my post, it's related to what I've decided to do instead of selling my soul. Thanks again!
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Jul 18, 2011 20:49
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HiddenReplaced posted:The real cushy stenographer jobs are in closed captioning for TV. Better pay, do it from home, and if you gently caress up you don't have to go back and fix it!
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Jul 18, 2011 21:00
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Is anyone (currently studying for the bar) other than me wondering just how in the hell anyone passes the bar? I mean, I see the statistics that approximately 80% of people pass the bar (in my state) every year, and something like 90% of first time takers from an ABA school pass, but for some reason I can't see how. We are responsible for 18 subjects on the state essays. The essays require an average score of 75% to pass. These MBE questions have become a complete mindfuck and I'm struggling to get 50% of them right in nearly every subject. I'm so worried about the MBE that I'm neglecting essay practice in favor of doing even more practice MBE questions. And now I realize that I'm not scared of failing the bar because of any repercussions with my job (although I guess it's possible they fire me after I start in August) but terrified because of the embarrassment failing would bring me. I'm probably just ranting, but I'm cooped up in my house with all of these loving books and completely convinced that I'll be spending another four months getting ready for the February bar.
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Jul 18, 2011 21:04
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People pass because everyone has the exact mindset you do right now and scares themselves into studying 15 hours a day for weeks in a row.
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Jul 18, 2011 21:10
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diospadre posted:People pass because everyone has the exact mindset you do right now and scares themselves into studying 15 hours a day for weeks in a row. Uh oh.
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Jul 18, 2011 21:11
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Umm, I only scared myself into practicing 6-8 hours a day for like 2 weeks.
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Jul 18, 2011 21:41
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Former Everything posted:These MBE questions have become a complete mindfuck and I'm struggling to get 50% of them right in nearly every subject. I'm so worried about the MBE that I'm neglecting essay practice in favor of doing even more practice MBE questions. Assuming you're talking about the BarBri ones, does this send anyone else into a boiling rage? Specifically, I'm talking about horribly worded answers to the multiple-choice questions, where you know the answer is "because it's res ipsa loquitur," for example, but the right MC answer is "plaintiff recovers, because the limb-eating elevator can only be activated from the first floor." I've done about 600 MBE practice questions at this point, but at least two dozen times I've known exactly what the right answer is and why but still gotten it wrong because the questions are worded vaguely and shittily.
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Jul 18, 2011 22:01
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prussian advisor posted:Assuming you're talking about the BarBri ones, does this send anyone else into a boiling rage? Specifically, I'm talking about horribly worded answers to the multiple-choice questions, where you know the answer is "because it's res ipsa loquitur," for example, but the right MC answer is "plaintiff recovers, because the limb-eating elevator can only be activated from the first floor." I just took the 100 question half-day exam in the step 5 book, and so many of the questions were just like this. You know the answer, yet it's not present in any discernible form. Here's to hoping BarBri's claim that their questions are "statistically more difficult" than the actual MBE proves to be true.
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Jul 18, 2011 22:07
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I like the MBE because it's a last hurrah for my multiple-choice standardized test skills. Soon, my most useful skill in life is useless, damnit.
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Jul 18, 2011 22:08
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Former Everything posted:Is anyone (currently studying for the bar) other than me wondering just how in the hell anyone passes the bar? In the scale I trust.
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Jul 18, 2011 22:14
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Is there a job for someone who is good at taking standardized tests to punch well above their gpa weight if this whole lawyer thing doesn't work out, like some profession where I can be lazy and then ace a multiple choice test every once in a while for mad bucks.
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Jul 18, 2011 22:17
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evilweasel posted:Is there a job for someone who is good at taking standardized tests to punch well above their gpa weight if this whole lawyer thing doesn't work out, like some profession where I can be lazy and then ace a multiple choice test every once in a while for mad bucks. Yeah, you can take the LSAT for people who want to go to law school. Charge 10k and tell people it's a bargain considering how much money somebody will make because of it.
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Jul 18, 2011 22:20
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evilweasel posted:Is there a job for someone who is good at taking standardized tests to punch well above their gpa weight if this whole lawyer thing doesn't work out, like some profession where I can be lazy and then ace a multiple choice test every once in a while for mad bucks. I wish. I'd jump at the chance to be a professional standardized test taker.
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Jul 18, 2011 22:23
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Diplomaticus posted:This is my regular reminder that since law jobs are failing you, maybe you should look into another career path.
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Jul 18, 2011 22:41
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Where do you folks come down on the closing/valediction section of letters? Am I stuck with "very truly yours" or do you think I can be a renegade and go with "sincerely"?
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Jul 18, 2011 22:44
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I prefer: Love and Puppy Dog Hugs, diospadre
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Jul 18, 2011 22:57
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Alaemon posted:Where do you folks come down on the closing/valediction section of letters? Am I stuck with "very truly yours" or do you think I can be a renegade and go with "sincerely"? "Sincerely" is for renegades? It's what I usually use for business letters. Maybe this is why my 1L job search was such a pain.
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Jul 19, 2011 00:14
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Alaemon posted:Where do you folks come down on the closing/valediction section of letters? Am I stuck with "very truly yours" or do you think I can be a renegade and go with "sincerely"? Oh God I'm not supposed to use sincerely?!?!?!?!
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Jul 19, 2011 00:17
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I like the Brits' use of "Yours faithfully".
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Jul 19, 2011 00:22
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I don't think firms are going to not interview you because you decided to end your letter with a "different" salutation. If they do, you don't want to work for them anyways. I usually use "yours truly" but I've never even heard of "very truly yours". Regional thing?
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Jul 19, 2011 00:29
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