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Wolfy posted:So you can seriously just make ridiculous erotic literature and make a few easy bucks? From what I've read so far some are making change through a bit of extra money that could pay a bill here or there. Except one goon that has been working intensively and pulled in $30,000 in the last month, and others are making a very acceptable income/living.
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Aug 2, 2012 03:49
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| # ? Jun 3, 2024 16:01 |
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July Update (Yeah I totally forgot) July was a brutal loving month. My savings were decimated. A dude ran into my car, almost all of my efforts to save money - including biking to work and getting a second job - were defeated by the cosmos. I also moved to a place closer to work and had a bit of a mental breakdown. Consequently, I'm being posted to Borden (Toronto-area) in September. Dates aren't firm, but I expect to be out of here by 10 Sept. I have pretty much no idea what will come of this financially. Housing costs in Angus (the "G" is silent) and Alliston are inflated because of the nearby base, but the girlfriend/fiancee/toeshoes and I are looking and it looks like we should be able to find a room or apartment for 250-350/month. I can also start going to school next May (for free, probably) and getting on with my loving life. So yeah, here are some graphs that reflect what happened in July.  Yeah, gently caress you, car.  First negative net income in over a year.   Well, we're still keeping on, at least.
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Aug 20, 2012 21:54
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If the dude ran into your car, why do you have to pay for it out of pocket? Granted I live in BC where our SOCIALISM means the car insurance company is public and so it might be different in NB, but why doesn't their insurance company pay for the damage? And if it was your fault, why don't you have comprehensive, given your tendency to destroy all vehicular modes of transport you approach? Either way, that sucks dude.
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Aug 20, 2012 22:03
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HookShot posted:If the dude ran into your car, why do you have to pay for it out of pocket? Yeah he's only paying for it if I repair it and send him the bill. Haven't done that yet because it's an 800 dollar repair. But it's his call.
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Aug 20, 2012 22:27
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tuyop posted:Yeah he's only paying for it if I repair it and send him the bill. Haven't done that yet because it's an 800 dollar repair. But it's his call. Why's your car spending at $1500 over budget then if it's only an $800 repair that you haven't gotten done yet?
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Aug 20, 2012 22:37
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tuyop posted:Yeah he's only paying for it if I repair it and send him the bill. Haven't done that yet because it's an 800 dollar repair. But it's his call. So is it partially your fault? If it's his fault why wouldn't you go through your insurance and let them cover all the costs including a loaner car while its being fixed?
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Aug 20, 2012 22:46
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tuyop posted:Yeah he's only paying for it if I repair it and send him the bill. Haven't done that yet because it's an 800 dollar repair. But it's his call. I still don't understand this at all why aren't you dealing with his insurance company?
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Aug 20, 2012 22:51
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The Proc posted:I still don't understand this at all why aren't you dealing with his insurance company? Because I didn't want to be a dick? My car was parked on the street and he backed into it. The result is the same. I just have to get the car fixed and he'll pay for it I guess. HookShot posted:Why's your car spending at $1500 over budget then if it's only an $800 repair that you haven't gotten done yet? Because I had to buy new tires and replace a couple of control arms last month. That was 1500 dollars.
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Aug 21, 2012 00:28
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The Proc posted:I still don't understand this at all why aren't you dealing with his insurance company? Because he's tuyop and he doesn't make good choices.
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Aug 21, 2012 00:42
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tuyop posted:Because I didn't want to be a dick? You don't want to eat dog food and beans for a month, either.
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Aug 21, 2012 00:56
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You might as well add the $800 to the budget now because you're not going to see that money, just FYI. This is why you always go through insurance companies.
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Aug 21, 2012 01:17
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He should still be OK - however, under no circumstances pay to have it done yourself before you get money from the guy. Get a quote to have it fixed, get money from the guy in the amount of the quote preferably in cash, and then go have it fixed AFTER you get paid. If you pay to have it fixed before you get money, the other guy can pretty much tell you to piss off and you're poo poo out of luck. If he doesn't pay you based on the quote, report it to his insurance company.
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Aug 21, 2012 01:35
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Droo posted:He should still be OK - however, under no circumstances pay to have it done yourself before you get money from the guy. Get a quote to have it fixed, get money from the guy in the amount of the quote preferably in cash, and then go have it fixed AFTER you get paid. Give you one guess what Tuyop's not doing! tuyop posted:Yeah he's only paying for it if I repair it and send him the bill. Haven't done that yet because it's an 800 dollar repair. But it's his call.
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Aug 21, 2012 01:42
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tuyop posted:Because I would rather spend $800 I can't afford, with a vague, unenforceable promise of repayment, than appear to be mildly inconveniencing someone retarded enough to crash into a parked car by using a service he is required by law to pay for and which exists for the sole purpose of protecting others against his own negligence.
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Aug 21, 2012 01:42
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Chronojam posted:You don't want to eat dog food and beans for a month, either. Guess again!
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Aug 21, 2012 01:46
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quote:Yeah he's only paying for it if I repair it and send him the bill. Listen, before you send him that bill let me tell you about this great opportunity I've discovered regarding some recovered money in a secret bank account in Afghanistan. We just need some help with getting it out of the country and dealing with a few piddling little service fees...
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Aug 21, 2012 02:50
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Jesus, Tuyop. Deal with it through the insurance company. That's what they're there for. Chances are, he will have the option to pay out of pocket instead of just the plain deductible.
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Aug 21, 2012 04:30
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It always seems that you are posting about important decisions after you made them and it is too late to take advice. If you asked for suggestions here before you made them, and listened to the answers, I am sure your life would go a lot smoother.
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Aug 21, 2012 15:47
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Go through his drat insurance company. That's what it's there for. Why would you even consider anything else? And were tires a completely unknown expense? Seems like if you kept an eye on them a little better, you'd know when they were going bad and would be able to budget for them.
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Aug 21, 2012 16:06
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First time I've joined in on the Tuyop thread and this latest exchange was essentially something I would expect from a Zaurg thread. Is it worth reading the whole thread or does he usually do things right from time to time? Everything that needs to be said about this has been said. Always go through the insurance company unless you're filthy rich and can just cut people checks willy nilly.
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Aug 21, 2012 16:11
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Orange_Lazarus posted:First time I've joined in on the Tuyop thread and this latest exchange was essentially something I would expect from a Zaurg thread. Is it worth reading the whole thread or does he usually do things right from time to time? Oh Christ, no he doesn't. He'll have a conversation about something....it all goes quiet and a month later he'll slip in that he did pretty much the opposite of what everyone was suggesting. I prefer Zaurg - at least you felt he was trying to follow people's suggestions, even if he frequently wimped out.
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Aug 21, 2012 16:14
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Just wait guys. The dude that hit him isn't going to pay up. I'm calling it now.
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Aug 21, 2012 17:06
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BlueBayou posted:Just wait guys. The dude that hit him isn't going to pay up. I'm calling it now. Yeah, I'm not even betting on that. Guaranteed the guy's not gonna pay, or he's gonna haggle down the price. I hope to god you got insurance info and a police report.
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Aug 21, 2012 17:22
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FrozenVent posted:I hope to god you got insurance info and a police report. Seriously Tuyop, situations like this are exactly what your insurance company is there for. Using them isn't being a dick. If the other guy's rates go up or whatever it is you're worried about, it's his own damned fault for backing into a parked car.
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Aug 21, 2012 19:25
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Well he was going to call the insurance company, you see, but he didn't want the representative at the call center to actually need to pick up the phone; I mean, that'd just be an inconvenience to the poor soul. And he was going to send a letter but then he'd need to have a mail carrier deliver it, and that's right out.
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Aug 21, 2012 19:40
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everyone posted:WHY DON'T YOU TELL US ABOUT YOUR MISTAKES YOU loving RETARD GOD YOU'RE SO RETARDED. tuyop posted:Last night I went to a party and slept in my friend's spare bedroom. When I woke up there was 200 dollars on the floor next to me. So where the gently caress were you geniuses when I told you about the guy backing into my car six weeks ago. Like gently caress, nobody said a loving thing then. Also, this is not the first time that someone has damaged my car with their negligence, and I settled all those incidences without involving insurance as well. In this case, I also know where this guy works and many of his friends, and his boss, are my friends. Getting repaid is not the issue. Like seriously, do you guys all live in some sort of horrible dystopian shithole country where absolutely all human decency and community has been eroded to the point that you immediately resort to litigation at the slightest provocation? (Yes this is a rhetorical question, before you start whipping out "Tuyop, in adult world adults sue adults for being adults and making mistakes because adults and responsibility".  )I was just hoping to have 900 extra dollars and not have to fix the car. Looks like that's not going to happen. Oh well, now I'll just have a car with no dent in it. I'd REALLY rather discuss how I'm going to afford moving like a bunch of stuff to Ontario. I have like 2.5 car loads of things all packed up and ready to go, but it looks like it's going to cost me 500-1400 dollars to somehow either rent an SUV for the trip and stuff my stuff into it (because I only have one car), or a small moving truck or van. I think I'm going to work out some longer-term storage with my parents until I can afford to fix the problem. The other option is to simply light the cheapest poo poo on fire and buy new stuff when I get there. It may actually cost less than moving it.
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Aug 21, 2012 20:47
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tuyop posted:So where the gently caress were you geniuses when I told you about the guy backing into my car six weeks ago. Like gently caress, nobody said a loving thing then. I'm pretty sure none of us made a connection to that. We thought it was settled ages ago or something? Honestly your latest post about having your car damaged sure sounded like it was a total stranger that did it. quote:I was just hoping to have 900 extra dollars and not have to fix the car. Looks like that's not going to happen. Oh well, now I'll just have a car with no dent in it. So why isn't the guy just paying for the damage directly to the repair shop? Why do you have to float him $800? Or is it $900? Or $500, as in the post you quoted? quote:I'd REALLY rather discuss how I'm going to afford moving like a bunch of stuff to Ontario. I have like 2.5 car loads of things all packed up and ready to go, but it looks like it's going to cost me 500-1400 dollars to somehow either rent an SUV for the trip and stuff my stuff into it (because I only have one car), or a small moving truck or van. That's ridiculous. It doesn't cost $500 to rent a small moving van and drive it somewhere. Unless in Canada you have some kind of crazy ridiculous moving van tax or something. How many miles is it? But it is true that moving costs money, yes. I don't know what anyone can tell you as far as "how will you afford this" because what are we supposed to suggest? Sell some blood? \/\/\/Huh. Well, I suppose I've mostly done local moves. I don't think I've ever paid more than around $150 for a moving van. Mind you I always avoid Uhaul (they are horrible). Usually I get a Budget or a Ryder. Also I move a whole household and we have a ridiculous amount of crap so it's usually like an 18' or 24' truck. Also we do it in one day. Leperflesh fucked around with this message at 21:12 on Aug 21, 2012 |
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Aug 21, 2012 20:59
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500$ for a long distance move sounds about right. Cost me about 350 to rent a van for like 1000 km over two days a few years ago.
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Aug 21, 2012 21:05
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tuyop posted:
Are your moving expenses really not getting reimbursed?
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Aug 21, 2012 21:12
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bam thwok posted:Are your moving expenses really not getting reimbursed? If you can demonstrate that it's employment-related and you keep your receipts, you'll get a tax credit.
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Aug 21, 2012 21:50
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Leperflesh posted:I'm pretty sure none of us made a connection to that. We thought it was settled ages ago or something? Honestly your latest post about having your car damaged sure sounded like it was a total stranger that did it. Yup, with your track record and the way you explained it, I thought it was a new accident, not the old one. But your decision then was to leave it alone and take the money rather than fixing the dent. And even if you didn't want to do that, you shouldn't be out any money directly.
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Aug 21, 2012 22:10
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tuyop posted:So where the gently caress were you geniuses when I told you about the guy backing into my car six weeks ago. Like gently caress, nobody said a loving thing then. I think most of us thought this was a new accident because the only reason it came up was "My budget went to poo poo for July because my car got wrecked and I had to spend money to fix it!" Based on the size of the dent, there's no conceivable reason someone in your financial situation should be spending any money to fix it, and you should have pocketed the windfall so that you don't have to eat dog food next time some other horrible thing happens to you. If you were just going to pocket the money, then it shouldn't have impacted your budget. Also, involving the insurance company when you've been in a car accident isn't the same as suing someone. Generally you just get a police report, the insurance company arranges to have your car fixed, and they get reimbursement from the other party's insurance company. The party at fault pays their deductible, their premiums may or may not go up based on how lovely a driver they are, and everyone moves on with their life. Unless there's some dispute over who was responsible for the accident, the at fault insurance company will just about always pay reasonable costs without complaint. Given that the guy who hit you is a friend of yours, it is more reasonable to avoid the insurance company so his premiums don't go up, but in that case it's a mystery why you feel the need to get the repairs done anyway. Edit: I just noticed you mentioned your "friend" said he'd only pay for the damage he did if you paid out of pocket to do the repairs and then he would reimburse you. If he won't pay you up front based on an estimate, then you obviously can't handle this amicably and should have involved the insurance company (because your "friend" is a bag of poo poo). NJ Deac fucked around with this message at 22:23 on Aug 21, 2012 |
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Aug 21, 2012 22:18
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tuyop posted:Like seriously, do you guys all live in some sort of horrible dystopian shithole country where absolutely all human decency and community has been eroded to the point that you immediately resort to litigation at the slightest provocation? Yes. 
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Aug 21, 2012 23:43
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tuyop posted:So where the gently caress were you geniuses when I told you about the guy backing into my car six weeks ago. Like gently caress, nobody said a loving thing then. Stop acting like an entitled shitlord. Nobody here owes you a thing. Everyone who posts here is taking time out of their day to give you advice about your stupid inconsequential life. If you don't include details in your posts, no one is going to be able to incorporate that into their advice, so don't bitch when people don't make a connection on something that happened 6 weeks ago. Lord Of Texas fucked around with this message at 00:19 on Aug 22, 2012 |
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Aug 22, 2012 00:17
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Lord Of Texas posted:Everyone who posts here is taking time out of their day to give you advice about your stupid inconsequential life. I'm really just here for a laugh.
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Aug 22, 2012 00:45
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I'm just here because I want to see the graph of his debts approach zero. He can then blow $58,000 on a party celebrating having zero net worth.
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Aug 22, 2012 00:50
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The Proc posted:Yes. More to the point, car insurance companies literally exist so that in instances like this, you can get money from them and they can get money from the other insurance company. This is the point. Also, there's no litigation involved what the hell, you act as if contacting your insurance company is like suing them.
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Aug 22, 2012 01:02
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tuyop posted:So where the gently caress were you geniuses when I told you about the guy backing into my car six weeks ago. Like gently caress, nobody said a loving thing then. Wait I think I remember that. We all said you should live with the dent and pocket the money. Did you just pay $800 to get some dents removed from your car? When you can't afford real food? If so, then you are a loving moron.
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Aug 22, 2012 14:37
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Kobayashi posted:Wait I think I remember that. We all said you should live with the dent and pocket the money. Did you just pay $800 to get some dents removed from your car? When you can't afford real food? If so, then you are a loving moron. Well when the options are: 1: Have a dent in my car and no extra money. The dent reduces the value of my car by an amount that is proportional to the cost of the repair. 2: Pay to have the dent repaired with someone else's money. My car will not lose value and I won't have any extra money. In either case, I won't get a bunch of money for having my car damaged. Oh well. At least in 2 I don't have a big dent in my door. Unless you're suggesting that I just make my own receipt from a fake body shop or something.
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Aug 22, 2012 15:16
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| # ? Jun 3, 2024 16:01 |
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tuyop posted:Well when the options are: What? You already had the money. In fact, you went on to spend half of it on a bike. tuyop posted:Don't get me wrong, I don't care that there's a little dent. My window still works so whatever. I'm thinking about when I sell the car next year. I don't know how body damage factors into the equation when selling a car, especially when it's on a seam like that, it might be hard to repair. Now I'll admit, I can't really follow this thread very well so it's not clear to me if someone else backed into your car, or if you blew your budget on tires and control arms, and are just bitching about the original dent. Either way, there's a third option, "what happened in reality," missing from your list: Pocket the rest of the money that you already had, or wait for your insurance to cover the costs. Again, you're an idiot spending money in the dumbest possible way, coming back to whine about it afterward. Worse, you're pulling your "woe is me" bullshit again. Sorry dude, but your poor life decisions contribute a lot to your current predicament. Stop being so stupid maybe?
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Aug 22, 2012 15:42
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