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Zeta Taskforce posted:I'm pretty sure it was Mexico. Plus he got a 72 month loan. I don't care how low the interest rate is, a 72 month loan will always put you upside down. Assuming he financed in the taxes and fees he started out about $5000 in the hole on day one and it's just gotten worse. Yeah, it was Halifax to Mexico. And I made the 1000km round trip from Gagetown to Halifax every weekend for most of a year, and I drove around the states a lot too. Buying the car the way I did was a horrible decision and was really not worth it in any way. 0 down, 72 month financing on a $31 100 car when my income was still 16 000 per year (I hadn't gotten promoted when I bought the car) and I already had an 18 000 dollar student loan and ~2000 on a 29.9% credit card and I lived less than 2km away from work. I'm pretty sure when I got the 18900 quote the car had literally half as many kilometers on it and still had its warranty and no dents, I bought it in May 2010 and just rolled over 125 000km. I think we could justify keeping the car if we could get rid of or reduce the loan payment to <200/month and halve the insurance cost, but I'm pretty interested in going without a car as a lifestyle decision at this point. We'll have to see what happens in April and May. I also have a meeting with the Joint Personnel Support Unit (JPSU) section on base here next week, they might have some good news for me regarding retraining and being reunited with my furniture and belongings that I haven't seen since May 2010. But I doubt it.
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Jan 5, 2013 04:15
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Wait why have you been missing your belongings since 2010?
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Jan 5, 2013 05:42
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n8r posted:Wait why have you been missing your belongings since 2010? You post this in a Tuyop thread?
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Jan 5, 2013 05:54
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CuddleChunks posted:You post this in a Tuyop thread? It's not so much about hearing the reasoning, which is likely beyond any human comprehension anyway, and more about curiosity to hear the story. He's mentioned having some furniture in a storage unit somewhere (his parent's house maybe? this is all starting to blur together) so that could be it
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Jan 5, 2013 06:01
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You don't have to completely go without a car, get a cheap old run-about at least. You're talking about selling car that you've done, on average, over 1000km per week in to totally carless? It's just like everything else, from one extreme to the next.
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Jan 5, 2013 07:42
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n8r posted:Wait why have you been missing your belongings since 2010? In the army, when you join under my enrollment plan, your first 2-4 years are just going to university. You live in your own apartment and do your own thing while collecting a (small) salary. Then when you graduate, the army puts all your poo poo in long term storage for free while you complete your training. I had 8 months of training left to do. During training, you're not allowed to have your personal poo poo back unless you get special considerations, and if you do get it back early, then they won't move your stuff from the first training base to wherever you're posted to once you're qualified. You're only entitled to one "cost move" per non-prohibited posting. And now my posting status is pretty much set in stone as prohibited for the next year or so, and I'm not even working at my home unit, so there's absolutely no way for me to get my furniture and effects at this point, until I release from the forces or have my home unit and posting status changed by the JPSU.
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Jan 5, 2013 14:54
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Leperflesh posted:edit: I put up a sizing chart that was specific to one brand. To revisit bikechat! I'm a 6 foot tall man with a 34 inch inseam. Based on some charts, I should have a 55-59cm bike. I have a 66cm frame. So yeah.
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Jan 6, 2013 00:42
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tuyop posted:To revisit bikechat! If you are a 6 foot tall dude with an average-ish inseam a 66 cm bike will indeed be too large for you. But it doesn't mean you can't ride it for a good while longer. While you're riding the bike being too large isn't that bad.
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Jan 6, 2013 04:24
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AmericanBarbarian posted:If you are a 6 foot tall dude with an average-ish inseam a 66 cm bike will indeed be too large for you. But it doesn't mean you can't ride it for a good while longer. While you're riding the bike being too large isn't that bad. Well I feel it in my hips and knees after a ride of any significant length, and spending a couple of hours a day for a couple weeks beats me up pretty badly. I think I'd be very happy with a bike like this except maybe ten speed, even though I'd like to build my own, that can wait. Spending less than 400 bucks on a new road bike really won't ruin me if I can use it to go car free for any amount of time at all.
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Jan 6, 2013 18:29
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tuyop posted:To revisit bikechat! Have you considered growing a couple of extra inches in height?
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Jan 6, 2013 18:33
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1) Get any thoughts of building your own bike out of your head right loving now. 2) Out of the many times you have stated something like "the savings will be worth it in like 3-4 months", approximately 100% of them have turned out to be spectacularly wrong. Do some actual sums, or such statements are worthless. 3) You need to save $000s for a wedding in a few months. Prioritise.
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Jan 7, 2013 03:27
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tuyop posted:Spending less than 400 bucks on a new road bike really won't ruin me if I can use it to go car free for any amount of time at all. Isn't this what you said the first time you bought a bike and like a hundred bucks worth of cycling accessories, totally on a whim while you were still in the middle of researching it, without even making sure it was the right size, which eventually led you to have (or at least want) to spend even more money to replace the bike you bought the first time. This expenditure is a direct consequence of the careless purchasing decisions you make when you get into your manic phase, and I'm a little worried because you haven't really acknowledged it. You've said "I need to buy a bigger bike because my current one is too small", but you haven't demonstrated that you understand why your current bike is too small - because you bought a poorly-sized bike and either didn't notice or didn't bother to mention it until recently. If you don't understand what you did wrong, you'll do it again, or perhaps something even dumber and more wasteful (see also: building your own bike).
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Jan 7, 2013 04:14
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Tuyop: Sell the bike you have now that doesn't "fit" and allow yourself to use only the direct proceeds to buy one that is the proper size.
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Jan 7, 2013 04:53
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Walk Away posted:Tuyop: Sell the bike you have now that doesn't "fit" and allow yourself to use only the direct proceeds to buy one that is the proper size. This is a good idea, Tuyop. It will force you to shop around and be more frugal, and at least you already have all the accessories.
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Jan 7, 2013 11:36
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Do you have pictures of this 66cm frame? Was it custom made? That's a HUGE frame.
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Jan 8, 2013 00:15
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I'm half expecting a picture of a circus bicycle designed to be ridden by a bear. 66cm is gigantic. I really like the idea of selling the enormous clown bike and picking up a cheaper bike that is closer to fitting. Selling the car is a little bit crazy, at least this thing should be reliable because of how new it is and how many repairs you've done, and it will be undervalued if you sell because of the mileage.
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Jan 8, 2013 00:22
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Weinertron posted:I'm half expecting a picture of a circus bicycle designed to be ridden by a bear. 66cm is gigantic. Actually, do we have any evidence that Tuyop is not a bear? That would explain his initial desire to live in the woods. Otherwise, maybe that's him at the apple store: 
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Jan 8, 2013 00:41
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Fixed that for ya.
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Jan 8, 2013 00:55
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Note, that is a normal-sized woman in the background there.
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Jan 8, 2013 00:57
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Walk Away posted:Fixed that for ya. That bicycle is not nearly damaged enough to be tuyop's. Also, those are stock pedals 
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Jan 8, 2013 00:57
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FrozenVent posted:That bicycle is not nearly damaged enough to be tuyop. Also, those are stock pedals That was taken when I bought it... now both wheels are bent and the tubes have been patched a couple of times, but otherwise it's been a great bike! Not pictured is the new seat that I got for free from a friend, the new chain, and the new SICK loving pedals and bike shoes.
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Jan 8, 2013 01:01
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Just to throw my .02 in, until very recently I owned a 1993-1994 Geo Metro that didn't have a functioning gear box. I had to put on the parking brake and pop the hood to change gears. I also live in Canada so try doing all this in the winter. My point is sometimes living like poo poo, but knowing you're living within your means, will 100% pay off when you get older, and you will have more character and a funny story out of it. Now maybe I am understanding wrong, but your bike isn't the right size? Who loving cares!
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Jan 12, 2013 00:49
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Dr. Video Games 0050 posted:Just to throw my .02 in, until very recently I owned a 1993-1994 Geo Metro that didn't have a functioning gear box. Nothing like taking advice with someone who drives an incredibly unsafe car! How incredibly dangerous and irresponsible of you to drive a vehicle like that!
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Jan 12, 2013 01:19
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CanadianSuperKing posted:Nothing like taking advice with someone who drives an incredibly unsafe car! How incredibly dangerous and irresponsible of you to drive a vehicle like that! I agree and understand where you're coming from, but when we're talking about real life, every friend has a "lovely car" story and that's mine.
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Jan 12, 2013 01:39
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Seriously, how do you go about with a car that can't change gears? Stay in first all the time, get out of the car when you need to reverse? Getting out of a snowbank must have been fun.
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Jan 12, 2013 01:39
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I imagine he just drove around in second literally all the time.
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Jan 12, 2013 01:40
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FrozenVent posted:Seriously, how do you go about with a car that can't change gears? Stay in first all the time, get out of the car when you need to reverse? Reversing was the loving worst thing ever. It would take me so long considering I didn't know how the gently caress a car worked (but Jesus do you learn) and was constantly being laughed at by my friends while doing the whole dance. Turn car on Parking brake on Pop hood Stick hand on some lever and "click" it to reverse Close hood, get back in car Disengage e brake Do my little lovely reverse job Then loving repeat to then go forward
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Jan 12, 2013 02:18
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Dr. Video Games 0050 posted:Reversing was the loving worst thing ever. It would take me so long considering I didn't know how the gently caress a car worked (but Jesus do you learn) and was constantly being laughed at by my friends while doing the whole dance. That's pretty heroic. I would have just gotten a bike! I once changed an alternator belt on my way to an anthropology exam. I was late but covered in engine filth so it was no big deal. 
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Jan 12, 2013 03:16
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Dr. Video Games 0050 posted:Reversing was the loving worst thing ever. It would take me so long considering I didn't know how the gently caress a car worked (but Jesus do you learn) and was constantly being laughed at by my friends while doing the whole dance. Then again, I guess you don't have that car anymore for a reason. 
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Jan 12, 2013 05:10
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'Round these parts, we call that a rez car.
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Jan 12, 2013 07:22
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canyoneer posted:'Round these parts, we call that a rez car.
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Jan 12, 2013 07:31
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Haifisch posted:Jesus christ, there's a point where it would have been easier to buy a $1000 beater to replace that thing, and that point was when you had to start doing more than one step to reverse. I've had to learn the art of tracking miles because the fuel gauge didn't work(somehow, my first and second car both had that problem), and I spent a couple years driving a car with the hood tied down because it was so crumpled out of shape, but that's as lovely as I'd let my car get before replacing it/fixing it. Car is long gone now, did the whole gear shift thing as long as I could help it. Sorry for the derail
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Jan 12, 2013 16:28
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HookShot posted:Well, this certainly isn't a Canadian thread without the casual racism towards natives. This. Ignorant racist beliefs have no place in this thread.
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Jan 12, 2013 20:42
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So decreeth Canada's king, so let it be done.
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Jan 12, 2013 23:40
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Haifisch posted:Jesus christ, there's a point where it would have been easier to buy a $1000 beater to replace that thing, and that point was when you had to start doing more than one step to reverse. Where do you get money precious? Sometimes you have no choice. I had my BMW 528i that I bought for $800 (literally all my money at the time), and had it blow out two valves and catch on fire. It wouldn't go above 45. I drove it that way for over a year. I then saved up $500 (I had about 50$ in money for food and etc after bills per month) and bought a VW rabbit that would get so hot, it would literally burn my feet, and was a manual with no tach and just an arrow that would light up to tell you when to shift...that stopped working after one month. It had a plug that you needed to plug in for the winter otherwise it wouldn't start.
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Jan 13, 2013 04:41
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LorneReams posted:Where do you get money precious? Sometimes you have no choice. I had my BMW 528i that I bought for $800 (literally all my money at the time), and had it blow out two valves and catch on fire. It wouldn't go above 45. I drove it that way for over a year. I then saved up $500 (I had about 50$ in money for food and etc after bills per month) and bought a VW rabbit that would get so hot, it would literally burn my feet, and was a manual with no tach and just an arrow that would light up to tell you when to shift...that stopped working after one month. It had a plug that you needed to plug in for the winter otherwise it wouldn't start. My first few cars also had no tach, or fancy light, you just shifted when you felt like it was right...
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Jan 13, 2013 05:04
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Who the hell even uses the Tachy anyways? I still just shift when it feels right.
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Jan 13, 2013 05:05
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There is an opinion that pertains in AI and I think carries over to this thread too, that below a certain point, you just can't afford to drive. Even if you can actually afford a car that moves under its own power, sort of. That point is where you are putting other people (pedestrians, other drivers, your own passengers) at risk. Completely unmaintained vehicles at some point become a road hazard, and your need to get to work doesn't trump other's needs not to have a car suddenly lose a wheel or have the hood fly up into the windshield, causing a serious accident. That's not got a lot to do with BFC/financial decisions but it's fair for people to take issue. Everyone on the road needs to have insurance, functional brakes, functional tires, functional signaling equipment, etc.; and sufficient structural integrity that parts of it are not going to just fall off whenever it hits a small bump. If you can't afford that, you can't afford to own a car.
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Jan 13, 2013 06:18
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Well, to get the thread on topic, we've been looking for a desk small enough for our place and some shelves and a small dining table on kijiji for a couple of months, nothing has come up. We got 400 bucks from toeshoes' family for Christmas and they said we must spend it on furniture, so she insisted that we get some stuff from ikea. So we spent 500 bucks on furniture, and a rug.  Oh, and I bought some worms for vermiculture. They're wonderful.  So yeah, what do you guys think?
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Jan 13, 2013 06:37
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tuyop posted:We got 400 bucks from toeshoes' family for Christmas and they said we must spend it on furniture, so she insisted that we get some stuff from ikea. So we spent 500 bucks on furniture, and a rug.
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Jan 13, 2013 08:43
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