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VitalSigns posted:Why is this relevant? It isn't. I just wanted to brag. Sorry.
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Dec 30, 2013 19:45
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This is going to be a rough time because the number 1 misunderstanding on the right is the difference between people and a person. A person can get a better job so minimum wage doesn't affect them, however people cannot because there aren't enough better jobs for every person someone has to work at Wal-Mart/McDonalds etc and those people deserve a living wage.
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Dec 30, 2013 19:46
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smilingfish posted:But $200,000? I got out with only $75,000 in debt. Jesus, I knew American education was costly but how the hell do you pay all of that? Is it even physically possible to pay that much money back in your life? Here in Belgium, I have to pay a bit more than 600 euros per year for my law education.
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Dec 30, 2013 20:23
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Deltasquid posted:Jesus, I knew American education was costly but how the hell do you pay all of that? Is it even physically possible to pay that much money back in your life? Here in Belgium, I have to pay a bit more than 600 euros per year for my law education. Many people's student loan repayments are about as much as their rent.
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Dec 30, 2013 20:29
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Deltasquid posted:Jesus, I knew American education was costly but how the hell do you pay all of that? Is it even physically possible to pay that much money back in your life? Here in Belgium, I have to pay a bit more than 600 euros per year for my law education. Well, if you manage to get it all in government loans, your repayments can be capped based on your income (currently 10%, I think). If you haven't paid it off in 20 years, the government loans can be forgiven - although I think the amount forgiven is considered a taxable gift, so have fun with that. If you are unfortunate enough to have private loans, you don't get that protection, and you can't discharge them in bankruptcy. Basically if you don't get a job that allows you to cover them, you eat gruel and suffer until they are gone.
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Dec 30, 2013 20:35
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Deltasquid posted:Is it even physically possible to pay that much money back in your life? Doesn't matter if you can afford it or not, to solve the issue of student loans driving too many people into bankruptcy they made it so you can't discharge student loans with bankruptcy. Problem solved forever!
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Dec 30, 2013 20:51
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Deltasquid posted:Jesus, I knew American education was costly but how the hell do you pay all of that? We're not going to be able to. It'll be the next bubble which craters our loving economy.
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Dec 30, 2013 20:59
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Deltasquid posted:Jesus, I knew American education was costly but how the hell do you pay all of that? Is it even physically possible to pay that much money back in your life? Here in Belgium, I have to pay a bit more than 600 euros per year for my law education. Hah I paid $120,000 for my education. Wanna get into confusing land? Enter into in state or out of state tuition prices. State schools still gently caress you in the rear end in a top hat here if you lived out of state any time with in 12 months prior to wanting to start college. Luckily I had about $40,000 of that taken care of by grants and scholarships but I was paying $850 a month on minimums initially. Srsly loving was eating a single baked potato a day for months to afford to live. My rent was 300 a month for reference. Oh and my initial student loans required no cosigner SO LOL 18 YEAR OLD TAKES ON 33,000 of debt before I know how to wipe my own rear end! 2006/2007 was a stupid time. Then I had to get cosigners after the great crash. "YOU STUPID LAZY MILLENNIALS!" silicone thrills fucked around with this message at 21:05 on Dec 30, 2013 |
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Dec 30, 2013 21:02
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Another fun "millenials and jobs" bit comes from an article my cousin posted on Facebook, this is pretty ridiculous - http://www.huffingtonpost.com/jan-francisco/paying-the-babysitter_b_4145546.html Is it just me or does this whole thing sound super entitled and bitchy? Like, nobody asked you to have a kid, you're not guaranteed child care for whatever price you want. You can dress it up however you like as "teaching the kids the value of their labor" but at the end of the day, a business that can't afford to pay its employees competitively is a failed business.
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Dec 30, 2013 21:08
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smilingfish posted:It isn't. I just wanted to brag. Sorry. Ah, okay, I guess my lovely FB friends broke me because I immediately assumed you were blaming the guy for getting $200k. $75,000 is still a ton, I'm sorry to hear about that  . I hope you at least have a decent job  Ashcans posted:Well, if you manage to get it all in government loans, your repayments can be capped based on your income (currently 10%, I think). If you haven't paid it off in 20 years, the government loans can be forgiven - although I think the amount forgiven is considered a taxable gift, so have fun with that. The author of the article is actually planning on filing bankruptcy at 45 to discharge the tax bill on his loan forgiveness for just that reason.  Deltasquid posted:Jesus, I knew American education was costly but how the hell do you pay all of that? Is it even physically possible to pay that much money back in your life? Here in Belgium, I have to pay a bit more than 600 euros per year for my law education. Yeah but we spend trillions on war, so America's military can whoop your pansy European asses and that's all that matters. Apparently 
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Dec 30, 2013 21:10
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Tigntink posted:Hah I paid $120,000 for my education. Wanna get into confusing land? Enter into in state or out of state tuition prices. State schools still gently caress you in the rear end in a top hat here if you lived out of state any time with in 12 months prior to wanting to start college. Luckily I had about $40,000 of that taken care of by grants and scholarships but I was paying $850 a month on minimums initially. Srsly loving was eating a single baked potato a day for months to afford to live. My rent was 300 a month for reference. Sounds like you had private loans instead of federal loans with the amount you had. Private loans were a blessing in disguise because you are able to default and settle on those without paying in full. I had an original loan of 10,000 balloon up to about 20,000 and in the end settled for a lump sum of 8,000 when I had finally landed a job. Don't be afraid of defaulting if it's private just so you can get back on your feet.
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Dec 30, 2013 21:15
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SaltLick posted:Sounds like you had private loans instead of federal loans with the amount you had. Private loans were a blessing in disguise because you are able to default and settle on those without paying in full. I had an original loan of 10,000 balloon up to about 20,000 and in the end settled for a lump sum of 8,000 when I had finally landed a job. Don't be afraid of defaulting if it's private just so you can get back on your feet. Nope, even private student loans are non bankruptable because during that period of time, the Bush administration basically made it so banks had no liability with any student money so it was all secured by sally mae anyway. It was halfsies though. I had half "private" half public. pretty much equal amounts. I have no parents according to the law so I got the most possible aid. Either way, i'm good now. I'm on track to be paid off in 4 years.
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Dec 30, 2013 21:24
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Buzkashi posted:Another fun "millenials and jobs" bit comes from an article my cousin posted on Facebook, this is pretty ridiculous - She is getting positively eviscerated in the comments.
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Dec 30, 2013 21:27
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SaltLick posted:Don't be afraid of defaulting if it's private just so you can get back on your feet. Whoo boy, we should talk about security clearances. My family has had to forego some otherwise savvy financial decisions (similar to what SaltLick is discussing) because even though they would save us money and made good business sense, they're the kind of thing that brings your "character" into question for security stuff. (My wife works for the government and must hold a Secret or better clearance.) Then you hear about folks like Edward Snowden, Aldrich Ames, or the jerks who misplace laptops with classified data and wonder what the whole point is.
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Dec 30, 2013 21:32
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from gamers.txt
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Dec 30, 2013 21:51
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VitalSigns posted:Ah, okay, I guess my lovely FB friends broke me because I immediately assumed you were blaming the guy for getting $200k. $75,000 is still a ton, I'm sorry to hear about that No worries, mate. Two years out from passing the bar and I've got a job with a decent salary. Now with careful budgeting (and marrying someone who works two jobs), I can make payments on my student loans and also afford to live and eat and play videogames. I'm lucky as hell, I went to the state school. Some of my friends who went to the more prestigious local private law school are coming out with close to $250,000 in debt.
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Dec 30, 2013 22:07
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MariusLecter posted:from gamers.txt I can't even tell what he's inferring, that having leisure time is bad?
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Dec 30, 2013 22:10
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The Macaroni posted:they're the kind of thing that brings your "character" into question for security stuff. (My wife works for the government and must hold a Secret or better clearance.) Then you hear about folks like Edward Snowden, Aldrich Ames, or the jerks who misplace laptops with classified data and wonder what the whole point is. In fairness, the other reason they look into your financial situation is because it's a really easy place for corruption to sneak in - someone living paycheck to paycheck with a history of defaulting may be more desperate (and thus, likely) to take bribes than someone who's comfortable financially. Whether or not that's true is another question, but I don't think the financial aspect of the background check is rooted in prosperity gospel or whatever.
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Dec 30, 2013 22:11
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Countblanc posted:I can't even tell what he's inferring, that having leisure time is bad? It's not leisure time, it's called laziness. And don't post any comments about how those countries have a higher GDP and employment rate because I will not entertain them.
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Dec 30, 2013 22:15
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Countblanc posted:I can't even tell what he's inferring, that having leisure time is bad? I want to think it's a bitterly held 80's Olympic complaint about our professional athletes being barred while theirs get to perfect their craft.
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Dec 30, 2013 22:19
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You're giving that dude way too much credit, there's been no thought put into that beyond SOCIALIST MOOCHERS
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Dec 30, 2013 23:01
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Countblanc posted:I can't even tell what he's inferring, that having leisure time is bad? The most vacant assertion of self virtue is "I work hard" and some people who are exploited or just dumb take this as a measure of self superiority. So people who don't have to work as much are just displaying their moral failings, you see.
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Dec 30, 2013 23:09
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Boxman posted:In fairness, the other reason they look into your financial situation is because it's a really easy place for corruption to sneak in - someone living paycheck to paycheck with a history of defaulting may be more desperate (and thus, likely) to take bribes than someone who's comfortable financially.
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Dec 30, 2013 23:18
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Hey did you guys know those guys caught in the Antarctic ice are GLOBAL WARMING scientists? Take that, Al Bore!  
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Dec 30, 2013 23:27
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pacerhimself posted:That's pretty much what being around my dad has become. It's like he puts effort into being miserable. My grandpa's new wife is this, only with a disgusting added layer of sneering smugness and extra racism thrown in. I swear to god, it is so hard not to just push that ugly bitch down the stairs....
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Dec 30, 2013 23:29
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I see my dad once every so often at severe persistence by my sister. He was a monster growing up and my sister has some sort of strange dream for me to forgive him. Anyway - he is a shithead in many ways but jesus christ does it make it worse by also being a conservative dipshit. Literally the first bullshit out of his mouth was something about Obamaphones! "Uhh dad - homeless shelters have been giving prepaid cellphones for the homeless for years because its the only way to get a job" "TAHTS NOT TRUE" "fine" literally. 3 hours of poo poo like this. Repeating verbatim random catch phrases he heard from fox or some radio personality. When challenged on facts "Well I just heard it from them, I dont know if it is true" was the perpetual answer. He's got hep C, heart failure, liver failure, and lives a lovely life style. I don't get how he is still here. I swear he may have been more violent when I was a child just because FOX would get his bipolar rear end in a top hat in a pucker more often about them coloreds in the neighborhood.
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Dec 31, 2013 00:41
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Some background, Glenn Long owns Long Road Racing, and they're a local race team that has a lot of success in the lower levels of auto racing. The team is actually Freedom Motorsports and it's a bunch of hoorah are troops type of poo poo. I've been to this shop over the years, and just recently one of my friends was turned away because they're "no longer working on customer cars", aka "we're not working on grassroots motorsports poo poo anymore, so if you don't have a Porsche GT3 Cup car, get hosed". Glenn is such a loving slimy poo poo, too. Fatcow (on the forums) took his Miata there to get it inspected for a track day and to do some tuning on the dyno, Glen mentioned that inspections are free because they're all about getting more people out there on the weekend, isn't racing fun, etc. When paying, Glen was like "and $50 for the inspection..." and would have kept on there unless Fatcow called him on his poo poo. Phone fucked around with this message at 03:00 on Dec 31, 2013 |
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Dec 31, 2013 02:45
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How about those minimum wage workers help themselves... You mean by participating in strikes or political campaigns to increase the minimum wage?
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Dec 31, 2013 02:52
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His race team is basically just for his son to be a professional race car driver, and his entire operation is being funded by Mazdaspeed Motorsports. He manages a racing team and all he does is get on Facebook and moan about the poors? I guess he's just getting defensive because people working in fast food are greasy motherfuckers and its poaching on his turf.
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Dec 31, 2013 02:59
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Countblanc posted:I can't even tell what he's inferring, that having leisure time is bad? He's saying that the socialist countries have so many handouts like free food, free housing, free healthcare, whatever, that people can afford to just stay at home playing games all day. What I don't understand is why he seems to think that this is a bad thing. I've said it before, but being a purely selfish, self-centered rear end in a top hat could still push you towards socialism because who wants to work 60 hour weeks just to get by?
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Dec 31, 2013 03:05
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hamster_style posted:Here's a friend of mine who I have argued with regarding raising the minimum wage in the past. I gave up when he said a person working 40hrs a week shouldn't be entitled to food and a roof over their heads. He's really upset that the minimum wage is being raised a whole 10 cents(in Ohio) and he's not getting his cut, or something. The best part about this... the Ohio minimum wage is triggered by law to rise as the cost of living rises. These people desperately want the poor to be as absolutely destitute as possible for no reason whatsoever.
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Dec 31, 2013 03:09
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Phone posted:Some background, Glenn Long owns Long Road Racing, and they're a local race team that has a lot of success in the lower levels of auto racing. The team is actually Freedom Motorsports and it's a bunch of hoorah are troops type of poo poo. I've been to this shop over the years, and just recently one of my friends was turned away because they're "no longer working on customer cars", aka "we're not working on grassroots motorsports poo poo anymore, so if you don't have a Porsche GT3 Cup car, get hosed". Car guys are the loving worst when it comes to politics.
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Dec 31, 2013 05:47
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gradenko_2000 posted:What I don't understand is why he seems to think that this is a bad thing. I've said it before, but being a purely selfish, self-centered rear end in a top hat could still push you towards socialism because who wants to work 60 hour weeks just to get by? Jealousy. He would totally do it if he lived there, but since he lives in an ultra-capitalist joke of an economy he insults them to make himself feel like his struggle is noble and brave. The rich in America have been remarkably successful in getting the poor to hate each other over the past 50 years. Plus in America they wrap it up in nationalism to hide from us the fact we have more in common with the workers in Europe than with the rich in our own country.
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Dec 31, 2013 05:56
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nm posted:Car guys are the loving worst when it comes to politics. I was going to say engineers but a venn diagram of the two is nearly a circle..
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Dec 31, 2013 05:57
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nm posted:Car guys are the loving worst when it comes to politics. And analogies too 
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Dec 31, 2013 06:00
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nm posted:Car guys are the loving worst when it comes to politics. gently caress you and the Mazda2 you drove in on.  What nsaP said is pretty much dead on.
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Dec 31, 2013 06:35
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nsaP posted:I was going to say engineers but a venn diagram of the two is nearly a circle.. Especially agricultural engineers. Those guys are the worst.
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Dec 31, 2013 06:43
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Phone posted:Some background, Glenn Long owns Long Road Racing, and they're a local race team that has a lot of success in the lower levels of auto racing. The team is actually Freedom Motorsports and it's a bunch of hoorah are troops type of poo poo. I've been to this shop over the years, and just recently one of my friends was turned away because they're "no longer working on customer cars", aka "we're not working on grassroots motorsports poo poo anymore, so if you don't have a Porsche GT3 Cup car, get hosed". I see they compete in World Challenge, my favorite little unknown race series .nm posted:Car guys are the loving worst when it comes to politics. Auto racing fan goons all seem to be chill folks.
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Dec 31, 2013 06:56
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FuzzySkinner posted:I see they compete in World Challenge, my favorite little unknown race series The SA forums moderation system would weed out most of the more right-wing ones, unless they stuck to GBS and FYAD; American conservatism and civil, content-driven discussion don't mix very well. The farthest right you'll see on SA is guys like noted truck driver InterceptorV8 and GIP, who are all still dirty commies by the standards of any conservative forum on or off the internet.
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Dec 31, 2013 07:28
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Dec 31, 2013 07:33
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