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tuyop posted:Hey man, I have net worth now. It would be totally inappropriate to roll with an Asus or Toshiba tupperwarebook like some kind of poor. Tupperware is kind of expensive. I'm sure there are bad-with-money stories revolving around it. Anyone? I got nothin'.
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Mar 8, 2014 02:23
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VideoTapir posted:Tupperware is kind of expensive. Cant tell if you are serious, but didn't zuargs (zurag? Zuaraug?) wife buy into an MLM Tupperware thing?
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Mar 8, 2014 02:31
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Spermy Smurf posted:Cant tell if you are serious, but didn't zuargs (zurag? Zuaraug?) wife buy into an MLM Tupperware thing? No, juice.
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Mar 8, 2014 03:33
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tuyop posted:No, juice. That's right. And coat hangers ring a bell too. And chocolates. Oh man I want to go read that thread again.
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Mar 8, 2014 03:40
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Spermy Smurf posted:That's right. And coat hangers ring a bell too. And chocolates. I miss zaurg and cornholio and the good old days of BFC. Now we only have slomo who's just some punk kid who can't manage money. Boring. I need the people starting budget threads to have real problems and issues, otherwise I'm not entertained.
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Mar 8, 2014 05:25
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razz posted:I miss zaurg and cornholio and the good old days of BFC. Now we only have slomo who's just some punk kid who can't manage money. Boring. I need the people starting budget threads to have real problems and issues, otherwise I'm not entertained. I paid off >60k in debt (including my wife's) in three years and didn't even get goldmined. 
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Mar 8, 2014 05:27
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There's no mod specifically for BFC, you or someone else should PM an ask/tell mod. It deserves to be!
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Mar 8, 2014 06:34
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tuyop posted:I paid off >60k in debt (including my wife's) in three years and didn't even get goldmined. Be the hero "Tell us stories about people bad with money" needs, not the one it deserves. Time to take a few lavish vacations, run a car into a lake and bike until your back breaks. Be bad with money again tuyop; be the one.
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Mar 8, 2014 06:47
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The basil calls to you, tuyop. Will you bow to your fate?
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Mar 8, 2014 06:52
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FrozenVent posted:The basil calls to you, tuyop. Will you bow to your fate?  The dream lives on 
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Mar 8, 2014 15:06
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tuyop posted:I paid off >60k in debt (including my wife's) in three years and didn't even get goldmined. Yeah but you were aware of your situation and knew how to fix it, you were just having a little trouble getting there (along with getting somewhat sidetracked by basil). You weren't looking at your monthly expenses and seeing that your wife bought a $50 hanger and $400 worth of juice and asking the thread "Where is all our money going I just don't understand???". I love those kind of threads. The ones where the OP has absolutely no self-awareness or is so far in denial they really don't have any idea what's going on in their own life.
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Mar 8, 2014 16:36
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I know Reddit is cheating but this popped up in PYF and uh  quote:27 years old : Still living with parents.
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Mar 9, 2014 00:18
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FrozenVent posted:I know Reddit is cheating but this popped up in PYF and uh  That's right, dude has $131k of student loans for a degree in "3D Art" from a for-profit college. That's what happens when you don't work through college at all and live off of loans. This is probably the winner for "worst educational decision" ever.
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Mar 9, 2014 01:52
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Working through college probably wouldn't have even dropped him below 100k in loans.
mastershakeman fucked around with this message at 02:36 on Mar 9, 2014 |
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Mar 9, 2014 02:33
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Yeah bad decisions + youth + predatory practices of for profit colleges is the stuff of nightmares. Those schools are probably the most corrupt and indefensible industry in America today.
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Mar 9, 2014 03:22
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oxsnard posted:Yeah bad decisions + youth + predatory practices of for profit colleges is the stuff of nightmares. Those schools are probably the most corrupt and indefensible industry in America today. The Onion strikes again: Parents Urge Son To Invest In Improv Comedy Education http://www.theonion.com/articles/parents-urge-son-to-invest-in-improv-comedy-educat,35452/
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Mar 9, 2014 03:29
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So I had a pretty shocking conversation with a coworker yesterday. She uhh yeah I can't eat at that super good pizza place anymore, I had a bad experience Ohhh whys that? Well I went to go write a check to get a pizza, but I only had temp checks because they were on order, and the guy came back and said that they couldn't accept it even though I saw him go and not call the number and basically just lied to my face about the whole thing and I was super mad. Why the hell are you buying pizza with checks? Who uses checks anymore for things like that? Well I have to write checks before payday so i can pay for things. Wait what does that mean? Well it's not like I have money before paydayyuuuup. I just 
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Mar 9, 2014 04:05
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SpelledBackwards posted:The Onion strikes again: I was drinking with a buddy a couple of nights ago and he said his girlfriend spent $30,000 on a photography degree from an Arts & Design University, and it was all theory. I jokingly asked if they even taught her how to put the SD Card in the camera or showed her where to put the lights, and he literally said no. Now she has $30,000 in student loans and is working at a call centre. So, given the latter, things actually could be worse, as she's making sales commission there and probably a bit above minimum wage.
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Mar 9, 2014 04:09
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Veskit posted:So I had a pretty shocking conversation with a coworker yesterday. She uhh yeah Did you explain to her how illegal that is? I have a friend who literally couldn't bank anywhere anymore because she did that when she was young. She's super responsible now but poo poo she did when she was 19 still follows her into her 30s.
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Mar 9, 2014 04:58
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Overheard a conversation at work with someone non-ironically extolling the virtues of a planned truck purchase because "the V6 twin turbo engine is fuel efficient an actually eco friendly"
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Mar 9, 2014 05:07
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oxsnard posted:Yeah bad decisions + youth + predatory practices of for profit colleges is the stuff of nightmares. Those schools are probably the most corrupt and indefensible industry in America today. I think private prisons beat them. If he's not just rationalizing re: his assessment of shifts in his industry, he really did get hosed. I mean there's some bad decisions there, but a lot of what's happening to him is happening to people who aren't as dumb as he is, too. Situations like his are why higher education is a bubble.
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Mar 9, 2014 05:17
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I posted a while ago about my roommate. He's got about 20k in credit card debt, 30k in student loans, and a 20k car loan. He is only making minimum payments on all of his current obligations. He recently heard about some state program that will give veterans 10k towards a house. So now, for the last month or so, he's been looking at houses and got pre approved for a 120k loan and just gets mad when I try to tell him it's a bad idea. Highlights include him saying he doesn't want to wait because interest rates will probably be going up soon and could mean him paying another 15k over the lifetime of the loan (disregarding that he probably pays at least 3k a year in credit card interest) and talking about putting solar panels on the house he doesn't have yet and financing that with yet another loan because our state gives tax incentives for solar panels.
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Mar 9, 2014 05:31
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Guest2553 posted:Overheard a conversation at work with someone non-ironically extolling the virtues of a planned truck purchase because "the V6 twin turbo engine is fuel efficient an actually eco friendly" This is accurate compared to other truck engine alternatives, but purchasing the truck in the first place is probably stupid as heck.
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Mar 9, 2014 15:35
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Tigntink posted:Did you explain to her how illegal that is? I have a friend who literally couldn't bank anywhere anymore because she did that when she was young. She's super responsible now but poo poo she did when she was 19 still follows her into her 30s. Well I didn't know it was illegal either. Also it seemed to have followed her into her 30s because she's in her early 30s so there you go. My coworkers are just.... Lets just say the ones I immediately work with are horrific with money.
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Mar 9, 2014 17:14
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Veskit posted:So I had a pretty shocking conversation with a coworker yesterday. She uhh yeah Wait... how has she not bounced a jillion checks by now if she thinks checks are payday loans. Wouldn't her bank cut her off and put a huge black mark on her name in ChexSystems so she could never get a checking account again? My god the stupid, it hurts.
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Mar 9, 2014 20:51
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Veskit posted:Well I didn't know it was illegal either. Also it seemed to have followed her into her 30s because she's in her early 30s so there you go. My coworkers are just.... Lets just say the ones I immediately work with are horrific with money. Basically most banks will treat purposely bouncing checks as theft. I honestly don't know how she has gotten away with it. Unless she is a genius at timing her check floats - its nearly impossible to pull off.
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Mar 9, 2014 21:34
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KYOON GRIFFEY JR posted:This is accurate compared to other truck engine alternatives, but purchasing the truck in the first place is probably stupid as heck. Yep. Financial morons everywhere buy trucks and justify it with things like "I'll need something to tow the boat I haven't purchased yet" or "it'll be great when I have to move some big stuff." I had a former coworker making 50k who used the latter justification for buying a brand new 45k Ford F-250. He uses it to move stuff maybe 2-3 times a year. I told him he could keep his paid off 2001 Accord and spend $19 to rent a truck from Home Depot when needed. His response was "THAT'S A RIPOFF"
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Mar 9, 2014 22:08
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Tigntink posted:Basically most banks will treat purposely bouncing checks as theft. I honestly don't know how she has gotten away with it. Unless she is a genius at timing her check floats - its nearly impossible to pull off. No it's not. She paid by check on a Friday, it won't clear until Monday at the earliest (assuming the guy actually rushes to the bank to deposit it).
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Mar 9, 2014 22:09
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Tigntink posted:Did you explain to her how illegal that is? I have a friend who literally couldn't bank anywhere anymore because she did that when she was young. She's super responsible now but poo poo she did when she was 19 still follows her into her 30s. He is, no jokes, a CFO now.
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Mar 9, 2014 23:58
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Veskit posted:So I had a pretty shocking conversation with a coworker yesterday. She uhh yeah Despite being bad with money, I fail to see how this is unethical behavior. I write postdated cheques all the time to pay for rent / loan repayment plan etc. As long as the cheques are clearing then what is the problem?
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Mar 10, 2014 02:58
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I'd guess somebody who's doing that will spend more than their pay and bounce some checks.
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Mar 10, 2014 03:18
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Mantle posted:Despite being bad with money, I fail to see how this is unethical behavior. I write postdated cheques all the time to pay for rent / loan repayment plan etc. As long as the cheques are clearing then what is the problem? Because you are writing an IOU instead of giving real money. It's rather simple. You are effectively taking out an interest free loan for a few days until the check clears.
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Mar 10, 2014 03:19
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Mantle posted:Despite being bad with money, I fail to see how this is unethical behavior. I write postdated cheques all the time to pay for rent / loan repayment plan etc. As long as the cheques are clearing then what is the problem? Be careful with that, the US (and some other countries) have no legal obligation to honor them.
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Mar 10, 2014 03:23
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Mantle posted:Despite being bad with money, I fail to see how this is unethical behavior. I write postdated cheques all the time to pay for rent / loan repayment plan etc. As long as the cheques are clearing then what is the problem? It sounds like she was writing hot checks, not writing post dated checks.
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Mar 10, 2014 03:30
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Why wouldn't she use a credit card and pay the balance off when her paycheck is deposited?
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Mar 10, 2014 03:36
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Who the hell still uses checks? Or accepts them?
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Mar 10, 2014 03:37
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more friedman units posted:Why wouldn't she use a credit card and pay the balance off when her paycheck is deposited? Perhaps she can't get a credit card. Perhaps she's self-aware enough to know that she shouldn't have a credit card.
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Mar 10, 2014 03:53
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BigDave posted:Who the hell still uses checks? Or accepts them? My landlord would be the most obvious example.
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Mar 10, 2014 04:01
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Guest2553 posted:Be careful with that, the US (and some other countries) have no legal obligation to honor them. Canada apparently does, though, which allows me to talk to my landlord once a year in a good year.
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Mar 10, 2014 04:02
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BigDave posted:Who the hell still uses checks?
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Mar 10, 2014 04:04
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