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balancedbias posted:Most Freemason scholarships are for the sake of good will and not at all money laundering. So, the expectation is some sort of community service and in no way as a bag man or knock around guy. Or maybe that's what they want you to think 
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Jun 15, 2014 00:54
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THE RED MENACE posted:Luckily my mom forced me to apply for scholarships my senior year in high school. So at the awards ceremony for grades/accomplishments at the end of the year, I walked away with 5 scholarships (2 of them by default becuase no else applied). The big one was a $10,000/year for 2 years stipend from the Free Masons of California which leads me to believe they'll be asking me for a "favor" in the future One of us! One of us! http://forums.somethingawful.com/showthread.php?threadid=3523447
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Jun 15, 2014 00:57
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blugu64 posted:She was ugly, and prom was awkward. That is no way to talk about your sister! Did your teacher send you up to your room without supper?
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Jun 15, 2014 02:42
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Butt Wizard posted:I drive to work Mon - Fri and it costs me about $60 a week to run in petrol and insurance, less if I'm a bit smoother with my driving. If I could bus and know I'm going to get to work on time, I would, but it would cost me about $9 a day and add an hour of time onto my journey each way. I can see PT not working for everyone though, especially if you've got a sports practice or something after work or your city is dangerous as hell for cycling (e.g. mine). Why are you not bicycling? Even biking 2-3x a week will save you a lot of money. *edit* I see, missed the "dangerous". Find slightly off streets. There are ways to make it work. Go outside of major traffic hours. Americans (and I should know, I grew up there) always have some kind of magic excuse as to why bicycling won't work for their situation, and then I'll see 5-6 people that day bicycling in the same circumstance (a suit, 3 kids, rain, busy street, groceries). Bicycles are incredibly versatile. Even if you just get two beater bikes to do your initial leg to the busy streets, drive to the end of the busy bit, and bicycle in the rest of the way you can shave your gas bill. In my personal opinion, no one but literal quadriplegics have an excuse not to bicycle. poopinmymouth fucked around with this message at 15:11 on Jun 15, 2014 |
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Jun 15, 2014 15:08
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poopinmymouth posted:Why are you not bicycling? Even biking 2-3x a week will save you a lot of money. I just saw a guy get hit on my way to work yesterday - unless there are bike lanes or sidewalks I can ride on (and I actually think riding bicycles on sidewalks is illegal here unless you're a kid), no way I'm doing that
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Jun 15, 2014 15:38
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EugeneJ posted:I just saw a guy get hit on my way to work yesterday - unless there are bike lanes or sidewalks I can ride on (and I actually think riding bicycles on sidewalks is illegal here unless you're a kid), no way I'm doing that Have you never seen a car wreck? Why do those not scare you away from driving? And again, if big busy roads scare you (and there is nothing wrong with that) use google maps to find less busy ways to go. Might take longer, but it's great for your health, your wallet, and the resale value of your car for having those fewer miles. I've ridden in Richmond, DC, Fairfax, Savannah, Dallas, Austin, Los Angeles, Köln, Dusseldorf and Reykjavik. All have varying levels of bicycle infrastructure, but never has bicycling as a primary mode of transportation been a problem, and the amount of gas I have saved over the years is ridiculous. Like the old saying goes, "Where there is a will, there is a way". ↓↓↓↓Whole bunch of excuse makers in this thread. Every city in America has people who use bicycles to commute to work. If you are too risk averse to try, that's on you, but trying to make it sound like it's an instant deathtrap to bike on normal roads is flat out incorrect and ignorant. Bicycle commuting is an excellent way to cut down on expenses. poopinmymouth fucked around with this message at 17:44 on Jun 15, 2014 |
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Jun 15, 2014 15:56
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poopinmymouth posted:Have you never seen a car wreck? Why do those not scare you away from driving? Car vs. Bicycle is not the same as Car vs. Car. Come on now.
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Jun 15, 2014 16:05
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I don't bike because driving is faster where I live. Also, I didn't think anything could be worse than carchat in here, but tuitionchat is getting close.
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Jun 15, 2014 16:15
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http://www.reddit.com/r/personalfinance/comments/287dju/my_engagement_ring_was_not_acceptable_apparently/quote:It's a 2.10 i excellent cut VS2I oval diamond set in 14k yellow gold band. She doesn't like it, and I don't have the option if returning it or exchanging it (the place I bought it is now defunct). What are my best options to either exchange it or sell it without losing too much of the 18k I've put out? (Starting to reconsider my proposal... =/).
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Jun 15, 2014 16:39
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Honestly I think you've just been lucky to not get killed yet biking in all those places (though maybe they were a little bit more bike friendly). The vast majority of cities in the US are downright dangerous for bikes. Even if (and that's a big if) there are bike lanes, they are never protected and people just treat it as a shoulder. People don't pay attention and when you get hit by a car, you're done. Yes you can try smaller side streets which will help but eventually you have to cross some major streets, which is almost just as dangerous as a pedestrian if you walked it. Plus once you get all sweaty getting to work, how many places have easy access to a shower to clean up? Honestly it's a shame but it's just not practical in most cities in the US
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Jun 15, 2014 16:49
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As much as I like the idea of biking to work, America has neither the infrastructure, nor culture, to support it in most places. Drivers are actively hostile to people biking on "their" roads. Driving in lieu of biking in most cases isn't bad with money, it's good with not getting turned into a greasy smear by some entitled shithead in an SUV.
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Jun 15, 2014 17:30
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Work is 25 miles from home on a bunch of busy, dangerous streets. Biking there is not even close to an option. Currently I drive 3 miles to the park and ride, grab a bus downtown, then grab a train the rest of the way. Do the reverse getting home. I could possibly bike to the park and ride. Except the bike has a good chance of getting stolen or hosed with in the 11 hours I'd be leaving it locked there. Either that, or I'd have to put the bike on the bus, and on the light rail, and lock it up at work, then take it on the light rail home. 50% of the time I'm taking the rail home, there's a Rockies game that has the train almost full by the time it reaches my stop, and the driver won't let people with bikes on. Which just strands me in the Denver Tech Center even longer. Yeah, I think I'll stick with the Civic.
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Jun 15, 2014 17:33
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Harry posted:http://www.reddit.com/r/personalfinance/comments/287dju/my_engagement_ring_was_not_acceptable_apparently/ Good lord. If this leads to him breaking it off with her, you could consider this good with money. The almost certain divorce lawyer and alimony would be waaaaay more than 18k. Also he could save the diamond for the next girl who would appreciate it.
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Jun 15, 2014 17:40
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Sorry to bring back tuition chat, but does the US not have automatic entrance scholarships? Every school in Canada has a fuckton of "you got into our school! If you are coming straight from high school, have X thousand dollars based on your academic performance!" that you get notified of with your letter of acceptance. I think I had almost 25k in entrance scholarships from all the schools I applied to.
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Jun 15, 2014 17:46
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Bamabalacha posted:Sorry to bring back tuition chat, but does the US not have automatic entrance scholarships? Every school in Canada has a fuckton of "you got into our school! If you are coming straight from high school, have X thousand dollars based on your academic performance!" that you get notified of with your letter of acceptance. I think I had almost 25k in entrance scholarships from all the schools I applied to. Nope. Need-based scholarships based on income are the most common, along with some federal grants. Then there are athletic scholarships, for athletes recruited to play, those are mostly reserved for a certain type of school. There are some academic/merit scholarships, but they aren't the kind of thing you can count on.
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Jun 15, 2014 18:08
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It depends on how good you are. If you're a National Merit Semifinalist/Finalist/Scholar, then yes, tons of schools say "if you come straight here, please accept a bunch of money."
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Jun 15, 2014 18:16
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i like nice words
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Bamabalacha posted:Sorry to bring back tuition chat, but does the US not have automatic entrance scholarships? Every school in Canada has a fuckton of "you got into our school! If you are coming straight from high school, have X thousand dollars based on your academic performance!" that you get notified of with your letter of acceptance. I think I had almost 25k in entrance scholarships from all the schools I applied to. That's cute. Depending on your state you can get automatic grants based on being poor. It was actually free for me to attend college in California and a better deal than going to UBC in Vancouver (dual citizen). Being middle class in America sucks for college, I was never more grateful for my unmarried parents and deadbeat mom. Also I LOVE engagement ring drama - I had two friends get engaged at 18 and 22 when she was working as a receptionist and he was "working" for a "friend" (petty drug dealing) who spent NINE THOUSAND DOLLARS on the ring. Of course they broke up a month before the wedding and he had financed the ring, so he just dropped it off at the store and took a hit on his credit.
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Jun 15, 2014 18:17
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EugeneJ posted:Car vs. Bicycle is not the same as Car vs. Car. Come on now. Considering that the ratio of fatal single-vehicle crashes to multi-vehicle crashes is 3:2, I think the matchup to worry about is Driver vs. Self
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Jun 15, 2014 18:45
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I want someone to spend a stupid amount of money for a retarded trinket for me 
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Jun 15, 2014 18:58
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quote:I am a 49er season ticket holder. I paid $60,000 for two seat licenses, $7,000 for two season tickets, and now they want $500 for a season parking pass in the Green lot. I was debt-free two Januarys ago and took out a loan on my house to be a 49er fan.
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Jun 15, 2014 20:27
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What the hell is a seat license?
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Jun 15, 2014 20:48
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snatching defeat from the jaws of victory there
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Jun 15, 2014 20:55
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FrozenVent posted:What the hell is a seat license? http://en.wikipedia.org/wiki/Personal_seat_license posted:A personal seat license, or PSL, is a paid license that entitles the holder to the right to buy season tickets for a certain seat in a stadium. This holder can sell the seat license to someone else if they no longer wish to purchase season tickets.[1] However, if the seat license holder chooses not to sell the seat licenses and does not renew the season tickets, the holder forfeits the license back to the team. Most seat licenses are valid for as long as the team plays in the current venue. quote:purchaser's name is engraved in the seat, and the purchaser owns the right to have first choice for tickets for any event held in the stadium  So he's on the hook for $7,000 season tickets every year or he's just given the 49'ers a free $60,000. 
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Jun 15, 2014 21:04
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daggerdragon posted:
To watch eight whole games per season.
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Jun 15, 2014 21:09
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Assuming he keeps the license and buys tickets for 10 years, and the prices never go up, and e doesn't get a parking pass, that's $1,625 per game. Or $812.50 per person per game. gently caress.
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Jun 15, 2014 21:14
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Game number one will run 67K at a minimum so really the more he spends, the better a deal it will be! For content, a relative is currently staying with my wife and I for a few weeks. A month ago when tickets were booked it was described as 'while I'm moving back to Canada from the Caribbean I'll stay with you guys for a bit so I can see my new nephew before starting my new full time job'. Turns out that said relative quit her last job before having another one lined up, hasn't applied for any positions, and has about 100 bucks to her name. And apparently the whole reason she left Canada was was to dodge student loans after banks came knocking when she dropped out of first year. My younger brother took a page out of that book too but seems to be in the process of turning around. I'm not particularly well off, but don't want to be on the hook for looking after relatives that couldn't get their poo poo together just because I'm spending less than I earn 
Guest2553 fucked around with this message at 22:10 on Jun 15, 2014 |
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Jun 15, 2014 22:07
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daggerdragon posted:
Generally, you also get 'rights' to purchase tickets (at face price for the section your seats are in) to sit in your seats for anything else that is held in the stadium too. So, hey, if there's going to be a bunch of concerts in Santa Clara, this guy can  . That's good with money, right? 
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Jun 15, 2014 22:40
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daggerdragon posted:
And then when people call their bluff and don't pay those absurd prices - they black out the game on TV so no one gets to watch it period (in that area). It's a terrible system
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Jun 15, 2014 23:52
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Guest2553 posted:For content, a relative is currently staying with my wife and I for a few weeks. A month ago when tickets were booked it was described as 'while I'm moving back to Canada from the Caribbean I'll stay with you guys for a bit so I can see my new nephew before starting my new full time job'. Turns out that said relative quit her last job before having another one lined up, hasn't applied for any positions, and has about 100 bucks to her name. And apparently the whole reason she left Canada was was to dodge student loans after banks came knocking when she dropped out of first year.
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Jun 16, 2014 00:05
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Bisty Q. posted:So, hey, if there's going to be a bunch of concerts in Santa Clara, this guy can Except given that Shoreline Amphitheatre is where all the concerts get held, that's unlikely. Though I guess he can, uh, go see a soccer game: http://www.levisstadium.com/events/category/tickets/ Around here, I wouldn't be surprised to hear that someone dropped $70k on, well, much of anything. There are an assload of people making six figures a year that could drop that without breaking a sweat. This guy, though, is apparently not one of them - if you can't afford $500 for parking, perhaps you shouldn't have taken out a loan to pay $70k for sports tickets? Dr. Eldarion fucked around with this message at 00:47 on Jun 16, 2014 |
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Jun 16, 2014 00:42
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Dr. Eldarion posted:Except given that Shoreline Amphitheatre is where are the concerts get held, that's unlikely. Though I guess he can, uh, go see a soccer game: http://www.levisstadium.com/events/category/tickets/ At least he can use his parking pass to take VTA back to Mountain View then 
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Jun 16, 2014 00:45
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Lowness 72 posted:And then when people call their bluff and don't pay those absurd prices - they black out the game on TV so no one gets to watch it period (in that area). The 49ers have sold out 301 straight games, so there's a case they're not charging enough. That's around 30 years worth of games (I'm not sure if they're counting preseason games). Still dumb as hell to go into debt for those tickets, though. He should sell most of those tickets for the first few years to get out of the hole.
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Jun 16, 2014 00:56
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Yeah I was gonna ask if there is any restriction on reselling those tickets. It's probably an awful return on investment, but maybe there's also a better chance to get playoff tickets?
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Jun 16, 2014 01:12
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Season tickets for NFL teams are now either inherited goods, for rich people or for fans of terrible teams in cities no one lives in. Some average person buying season tickets for an NFL team is being really, really dumb with your money. I bought tickets to two Eagles games last year for no more than 150ish a pop and had amazing seats.
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Jun 16, 2014 01:49
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El_Elegante posted:Yeah I was gonna ask if there is any restriction on reselling those tickets. It's probably an awful return on investment, but maybe there's also a better chance to get playoff tickets? I don't know about the Niners, but my dad has season tickets to the Steelers. He's sold our tickets to some of the better games for $800 each, and we're guaranteed playoff tickets and have a chance to get super bowl tickets if they get that far. Of course, these are also only the tickets to the games, not everything else, and the season ticket cost is ~$1100 a year. We can usually have the tickets pay for themselves just by selling 2-3 of the 8 games. It's a pretty sweet deal, but not worth $60k. (The season tickets have been in our family for over half a century at this point, I doubt we'd have them otherwise)
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Jun 16, 2014 13:34
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Cicero posted:What's your plan for this? It kind of sounds like her 'plan' is to mooch off of you indefinitely. The away ticket has already been booked and the house will be empty for a couple days next month, so there's a hard cap already set. And since I'm currently an expat on a work visa the odds of someone making a full time hobby of it are pretty low.
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Jun 16, 2014 23:29
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El_Elegante posted:Yeah I was gonna ask if there is any restriction on reselling those tickets. It's probably an awful return on investment, but maybe there's also a better chance to get playoff tickets? There are no restrictions on selling the tickets, in fact they're available on stubhub right now. For example, here is a game (regular season) that has tickets for sale: http://www.stubhub.com/san-francisco-49ers-tickets/san-francisco-49ers-santa-clara-levi-s-stadium-9-14-2014-9037676/ I don't know where he got his seats, but given the SBL price and the cost of the tickets themselves, I would guess he probably has some pretty decent ones. He's basically going to have seats in one of four sections, 113/114 and 116/117 on the visitor's side or 137-135 or 139-141 on the home team side. You can see that tickets go for a decent amount; especially if he has the "better" sections. He can definitely make money on selling on his season tickets, but as for paying off that loan it'll take a few years. v v
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Jun 17, 2014 02:30
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NancyPants posted:I want someone to spend a stupid amount of money for a retarded trinket for me That reddit guy is selling his ring for like $5,000 (a $13,000 loss on his part). Maybe you should treat yourself.  I think it's a pretty stone, although I'd personally get it reset.
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Jun 17, 2014 02:54
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The title says it all Need a loan to support my girlfriend's school look at this loving idiot posted:I would like to help my girlfriend with her college, but I don't have the capital available to do so at the moment. That being said, I got a stable, fairly well-paying (~60k) job a few months ago. I would like to help her pay for her tuition, which is due soon. gently caress your own loans, dude. Extra baggage is just what you need!
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Jun 17, 2014 03:23
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I think the ring is pretty. But what do I know, I got my wife what she wanted: an $800 Moissanite. I mean, that's the first rule of buying gifts for women: get them exactly what they've let you know they want. Still, $13k seems like a cheap lifetime cost of getting rid of someone who rejects an $18k ring.
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Jun 17, 2014 04:16
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