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xie posted:For 2 years I paid $1.70 a pound for a service to pick up my laundry from my apartment, wash/dry/fold it, and return it to my apartment. I first read that as $1.70 a week and wondered why it was bad. Then I reread and saw $1.70 a lb.
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# ? Jun 19, 2014 21:02 |
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# ? May 14, 2024 15:44 |
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xie posted:For 2 years I paid $1.70 a pound for a service to pick up my laundry from my apartment, wash/dry/fold it, and return it to my apartment. As a bachelor, I often run the cost/benefit analysis of hiring a maid to come in once every two weeks. Then I get lazy and never do anything about or clean.
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# ? Jun 19, 2014 21:11 |
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xie posted:For 2 years I paid $1.70 a pound for a service to pick up my laundry from my apartment, wash/dry/fold it, and return it to my apartment. Still, the next time I move it's high on my list on wants.
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# ? Jun 19, 2014 21:35 |
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If I didn't have an in-unit W/D I would totally use a per-lb laundry service. Screw laundromats, my time is worth more than $1.xx/lb. Also I just hate doing laundry, especially folding, and I could easily afford it.
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# ? Jun 19, 2014 21:49 |
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I take my work clothes to the cleaners and wash my regular clothes at home. I'm not good at ironing so my slacks and shirts end up much better when they press them. I can't get a crease in my slacks to look near as sharp as they do. I fortunately have plenty of work clothes so I only end up wearing a shirt or pant like four times between cleanings, and the place I use regularly has sheets of 30% off coupons, and 25% off weekend drop offs.
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# ? Jun 20, 2014 00:55 |
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nickutz posted:I take my work clothes to the cleaners and wash my regular clothes at home. I'm not good at ironing so my slacks and shirts end up much better when they press them. I can't get a crease in my slacks to look near as sharp as they do. I fortunately have plenty of work clothes so I only end up wearing a shirt or pant like four times between cleanings, and the place I use regularly has sheets of 30% off coupons, and 25% off weekend drop offs. Pants OK, but shirts? Only wear those once man. It is pretty obvious if a shirt has been worn before.
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# ? Jun 20, 2014 01:56 |
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It's not really that difficult to learn how to iron a shirt. You're never going to get it as perfect as they do, but you can get it done well enough. At the very least, you could hang the shirt up on a plastic hangar while showering and let it even out a bit from the steam.
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# ? Jun 20, 2014 02:04 |
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spwrozek posted:Pants OK, but shirts? Only wear those once man. It is pretty obvious if a shirt has been worn before. Nah, even to this day, I cycle between suit shirts, and have them cleaned after about three times...if you don't spill anything on them and wear an undershirt, no one can tell. Just make sure to hang it up immediately when you get home after work.
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# ? Jun 20, 2014 02:12 |
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LorneReams posted:Nah, even to this day, I cycle between suit shirts, and have them cleaned after about three times...if you don't spill anything on them and wear an undershirt, no one can tell. Just make sure to hang it up immediately when you get home after work. Yeah, this. Undershirts and a little care and you can easily and unnoticeably stretch a dress shirt for a few wears between cleanings. Helps that I'm at 3 different work sites each week so nobody's the wiser
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# ? Jun 20, 2014 02:19 |
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LorneReams posted:Nah, even to this day, I cycle between suit shirts, and have them cleaned after about three times...if you don't spill anything on them and wear an undershirt, no one can tell. Just make sure to hang it up immediately when you get home after work. But seriously, gently caress wearing a shirt only once before taking it to the dry cleaner.
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# ? Jun 20, 2014 02:59 |
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The gently caress? You get your shirts dry cleaned after each wear unless you're an animal.
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# ? Jun 20, 2014 03:49 |
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I am OK posted:The gently caress? You get your shirts dry cleaned after each wear unless you're an animal. Agreed. Although I usually go with the cheap route of wash and press. Actually I usually just wash and iron them myself.
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# ? Jun 20, 2014 04:08 |
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I have more shirts than pants so they get worn less frequently between cleaning. Unless I actually get it dirty I'm not washing it after a single wear. I can iron a shirt decently so I do that at home between cleaner visits.
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# ? Jun 20, 2014 04:20 |
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I am OK posted:The gently caress? You get your shirts dry cleaned after each wear unless you're an animal. Not if you wear a full undershirt.
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# ? Jun 20, 2014 04:28 |
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I am OK posted:The gently caress? You get your shirts dry cleaned after each wear unless you're an animal. i don't sweat cause i'm an anime
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# ? Jun 20, 2014 05:47 |
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I took up washing and ironing my own shirts because I got sick of the dry cleaner destroying my buttons.
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# ? Jun 20, 2014 06:22 |
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I think my gf belongs in this thread. She simply has no self control. Gets money, sees shiny thing, money is gone. Her bank account is always close to zero, owes me 400e and mooches her sister and her parents. It simply has never crossed her mind, you know, having a budget and spending what she earns. Good think she pays no rent and has no debt (thanks to filthy, communist European public education). Well, HAD no debt, because as an independent contractor she probably thought that telling the agencies that hired her thar she was paying her taxes directly to the tax authorities, and the tax authorities that the agencies were paying her share of taxes was very, very clever. The tax agency took a couple of years to figure her out, but needless to say, they did. And here's the thing, she lost sleep for a couple of weeks over the massive, unlubricated assrape that the tax agency was going to effect on her, and the very same day, THE VERY SAME DAY when she discovered that the fine was going to be just very big, instead of enormous, she was all "Have you seen this overpriced pairs of earrings? Which one should I buy?". I had a hard time not losing it but I think my face showed. But I would love to hear your views on how to deal with this. In September (since things are a bit crazy right now, lots of work, we are temporarily living in different places etc.) I'm going to sit down with her and explain that I think that being on the same page financially is important for the LT prospects of a couple. And also that I don't care how she burns her spend money, but that she must have her taxes and bills covered, and, preferably, start saving for retirement. What I am going to propose is to go to a financial planner and establish a budget for both of us (since I want to avoid guilt trips, singling her out or anything like that, I think it would be counter-productive). Thing is, I feel kinda of ashamed to say it, but I feel that her disastrous finances could certainly be a dealbreaker. So questions: 1. What do you think of how I'm going to go about it? Any advice, any suggestions? 2. Can people even change? The deal is, she's never, ever had to think about money, she's never been exposed to a lack of it. And kind of treated like a child by her parents. Get me constructive answers and I will come back to this thread and speak about my parents' financial unmanagement.
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# ? Jun 20, 2014 11:01 |
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Of course her lovely financial mindset is a deal breaker. don't feel bad about it. You should also tell her this. Also do not ever share accounts / sign anything with her, until she learns to handle money. Stop lending her money as well, you are just making it worse. If it was my girlfriend, I'd tell her that until she sorts herself out, there is no way in hell our relationship will go forward. Hopefully that is enough to make her start changing. If not, it's just as well you break up. Edit: I don't think it's as much of guilt tripping as it is telling the truth. MrOnBicycle fucked around with this message at 12:03 on Jun 20, 2014 |
# ? Jun 20, 2014 12:01 |
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Dump her. Why inflict yourself with all the stress of becoming her financial adviser? There's a 100% chance of her resenting you for telling her she can't have nice things. Until she has fulfilled her obligations she knows you're going to resent every discretionary purchase-and she will make many of them.
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# ? Jun 20, 2014 12:41 |
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Sever. Part of being in a healthy relationship is being responsible enough to not gently caress over the other person.
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# ? Jun 20, 2014 13:30 |
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Relationships must have a strong foundation of trust. Sure, everyone makes mistakes, but get actions show a willful disregard for financial well-being. The number one thing couples argue about is money. I would probably consider this a huge red flag and end the relationship.
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# ? Jun 20, 2014 13:33 |
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Ok guys, but lemme ask, should I also sever and get therapy? More seriously though: I know you are right and it's a red flag. I'm obviously not co-signing anything, having a joint account or lending her any more money (if I've managed to tell my parents to gently caress off and clean up their act, my gf is small potatoes). That said, I, you know, love her, and so I think it's worth giving it the best possible shot, I mean, having the conversation and all. That's why, by the way, I was asking about what you thought about my plan of attack. I don't think that going the ultimatum route would work, no one reacts well to an ultimatum, to my mind. So yeah, I know I have to break up if this goes unsolved, but before we get to that, what do you think of my plan, and can it be improved? (although I guess that, if you are telling me to break up, that implicitly answers both of my questions. Can I get a round of answers in which the assumption is that I will try not to break up with her?). edit: Ah someone said "sever already" Dawncloack fucked around with this message at 13:45 on Jun 20, 2014 |
# ? Jun 20, 2014 13:42 |
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Dawncloack posted:Ok guys, but lemme ask, should I also sever and get therapy? I think it's worth a shot, though you should recognize it's a somewhat long shot and will take long term attention to permanently adjust habits. I think you're coming at it from the best possible angle when you say: Dawncloack posted:In September (since things are a bit crazy right now, lots of work, we are temporarily living in different places etc.) I'm going to sit down with her and explain that I think that being on the same page financially is important for the LT prospects of a couple. And also that I don't care how she burns her spend money, but that she must have her taxes and bills covered, and, preferably, start saving for retirement. The "both of us" thing is important. I'd recommend instead of saying retirement savings is "preferable", it's "mandatory" though, even if it's a small amount at first.
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# ? Jun 20, 2014 13:52 |
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If she's not independently wealthy and eating beans and rice for every meal to save more, BFC says sever. Definitely talk to her about finances. See if she's actually able to change. If not, she's probably too financially irresponsible to be in a relationship with.
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# ? Jun 20, 2014 13:54 |
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Dawncloack posted:Ok guys, but lemme ask, should I also sever and get therapy? Replace words as necessary.
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# ? Jun 20, 2014 14:05 |
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Jesus Christ you goons. I was a financial trainwreck when I started dating my wife and she still have me a chance. I proposed two months after paying off my student loans. Give the poor girl a chance to change. Also maybe a Dave Ramsey book.
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# ? Jun 20, 2014 14:55 |
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MrKatharsis posted:Jesus Christ you goons. I was a financial trainwreck when I started dating my wife and she still have me a chance. I proposed two months after paying off my student loans. Give the poor girl a chance to change. Also maybe a Dave Ramsey book. Seriously man. She didn't save but wasn't in debt until the tax snafu. She most likely can put it together.
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# ? Jun 20, 2014 15:08 |
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Pompous Rhombus posted:Yeah, this. Undershirts and a little care and you can easily and unnoticeably stretch a dress shirt for a few wears between cleanings. I knew a guy in the Air Force who told me he'd never washed his BDUs, the ones he was issued in Basic. This was over 3 1/2 years after he'd enlisted. They looked flawless. He was rotating them and airing them out.
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# ? Jun 20, 2014 15:20 |
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FrozenVent posted:
There's a universal version.
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# ? Jun 20, 2014 16:04 |
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spwrozek posted:Seriously man. She didn't save but wasn't in debt until the tax snafu. Let's be clear, the tax snafu was a knowing and willful effort to avoid paying taxes. It wasn't like she just oopsed and filled out a form wrong. I'm surprised it didn't carry criminal penalties in her country.
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# ? Jun 20, 2014 16:17 |
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El_Elegante posted:Let's be clear, the tax snafu was a knowing and willful effort to avoid paying taxes. It wasn't like she just oopsed and filled out a form wrong. I am surprised too that they didn't nail her harder. Glad though, that's my job. That said, I overstated the situation: I did present it as a willful and knowing attempt, it was knowing, but I'd argue it wasn't willful. It was more "Oh I save myself filling forms". Which doesn't excuse anything obvs. One thing is clear, if she can't be an adult about that, it's over. I will not get together with not-adults.
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# ? Jun 20, 2014 17:17 |
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Dawncloak, have a nice sit down with her like you said, and phrase things in a way that sounds something like "I love you and I want this relationship to move forward, but your poor financial habits are standing in the way. Let's address this issue together, mature through the process, and become happier more successful people. rather than "I can't be with you unless you stop being an idiot with money"
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# ? Jun 20, 2014 17:52 |
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VideoTapir posted:Air Force...never washed his BDUs...They looked flawless. Yep, Air Force confirmed.
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# ? Jun 20, 2014 18:04 |
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Anyone who uses this is terrible with money. Get $10 of quarters mailed to you each month for $15.
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# ? Jun 20, 2014 18:16 |
Craptacular posted:Anyone who uses this is terrible with money. Get $10 of quarters mailed to you each month for $15. Holy crap that's awful. I can't even conceive of using that. Can't go to the bank once a month or two or six or whatever just pick up enough quarters for a long time.
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# ? Jun 20, 2014 18:31 |
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"Banks have long lines and close early". What! Go to the bank once, get 50 in quarters. DONE.
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# ? Jun 20, 2014 18:33 |
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GoGoGadgetChris posted:"Banks have long lines and close early".
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# ? Jun 20, 2014 18:54 |
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Once in a while, I go to the convenience store, buy a thing, pay with a twenty and ask for my change in quarters and loonies. Boom, laundry money. I'm the laziest motherfucker alive, so if I can do that...
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# ? Jun 20, 2014 18:58 |
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What kind of dumpy laundromat doesn't have a quarter exchanging machine on premises? Unless it's a shared laundromat in your apartment complex, I guess.
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# ? Jun 20, 2014 19:06 |
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# ? May 14, 2024 15:44 |
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canyoneer posted:Unless it's a shared laundromat in your apartment complex, I guess. What kind of building doesn't have a laundry room? My landlord got fed up of the laundry room getting broken into, removed the coin machines and just switched to collecting like $10 cash a month per person living there or whatever. Illegal, I suppose (Since it's constructively a rent increase) but goddamn was it ever convenient. Then some people had to gently caress it up because planning for having $20 cash laying around...
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# ? Jun 20, 2014 19:13 |