|
Devian666 posted:Things that are great about America. Resisting arrest: Bad with money http://livingstingy.blogspot.co.nz/2014/12/why-i-dont-resist-police.html
|
#
?
Dec 5, 2014 07:10
|
|
|
|
| # ? May 28, 2024 09:54 |
|
|
canyoneer posted:https://www.birchbox.com/guide/article/how-much-do-you-tip-during-the-holiday-season Routinely accepting casual "thanks for a year of doing your job" gifts from rich people feels really unethical. But then again, I have no idea what the norm is in the US when it comes to tipping doctors.
|
|
#
?
Dec 5, 2014 09:37
|
|
|
Having an AMEX as your only credit card is bad with money, this poo poo isn't accepted anywhere.
|
|
#
?
Dec 5, 2014 13:25
|
|
|
Switchback posted:Having an AMEX as your only credit card is bad with money, this poo poo isn't accepted anywhere. Except Costco, where it's the only card they accept  I have to remember to take out cash whenever I go, gently caress getting an AMEX card.
|
|
#
?
Dec 5, 2014 14:28
|
|
|
Pompous Rhombus posted:Except Costco, where it's the only card they accept We literally have a no-fee amex for the sole purpose of CostCo. Since then, Amex has started doing crazy cashback deals so that's nice too (small business saturday, $5 back for $5 at mcdonalds, poo poo like that), but yeah. CostCo.
|
|
#
?
Dec 5, 2014 14:32
|
|
|
I've made >$300 this year on my AmEx in signup and other offers. And they have one of the better warranty extensions.
|
|
#
?
Dec 5, 2014 14:34
|
|
|
MrOnBicycle posted:Routinely accepting casual "thanks for a year of doing your job" gifts from rich people feels really unethical. But then again, I have no idea what the norm is in the US when it comes to tipping doctors. It's not the norm. It's considered high unethical and against the code of conduct for us to accept cash gifts from patients.
|
|
#
?
Dec 5, 2014 14:35
|
|
|
Pompous Rhombus posted:Except Costco, where it's the only card they accept You can get a free AMEX through Costco as part of your membership. It's the only card they take, and I'd rather get 1% back than nothing. Unless your bank offers a better deal when you use your debit card, I don't see why you wouldn't get one even if you use it for only the one store.
|
|
#
?
Dec 5, 2014 14:36
|
|
|
melon cat posted:So I guess I'm not the only one who has noticed this bizarre "Tip everyone during Christmas" trend. Just today I was in a high-rise condo visiting a friend. There was a notice, adorned in Christmas-themed stationary, in the lobby stating (paraphrasing): I think this trend is because people nowadays aren't saving. For many, every year Christmas is an "unforseen" expense.
|
|
#
?
Dec 5, 2014 14:50
|
|
|
melon cat posted:So I guess I'm not the only one who has noticed this bizarre "Tip everyone during Christmas" trend. Just today I was in a high-rise condo visiting a friend. There was a notice, adorned in Christmas-themed stationary, in the lobby stating (paraphrasing): At first I was going to say it was absurd and just a way to pass the traditional company Christmas bonus to the residents rather than the building management. But maybe they're trying to ensure that all staff get to share in any holiday tips and not just one the pushiest or most visible ones. It'd be nice if they included, "in addition to the regular holiday bonus employees receive..." canyoneer posted:https://www.birchbox.com/guide/article/how-much-do-you-tip-during-the-holiday-season I guess it's not horribly terrible advice in the sense that, A.) Birchbox is assuming your pretty well off in this scenario and B.) they're not asking you to tip wealthy professionals in cash. More like an, "attaboy, we appreciate you!" which has the benefit of maybe getting the doctor to renew your Valium prescription next time without giving you any grief. Which brings up the point that no doctor should ever seek out or accept a tip. Very few tips are giving altruistically. You're usually giving one to get something back (luggage carried, faster service, less spit on food). If I was a doctor and a patient tried to slip me a bottle of wine, I'd immediately suspect something or be flat out offended. EDIT: also, there are 4 garbage men on the truck, do I tip $20 to each guy or do I throw 20 one's in the air and let them fight it out like the animals they are? This list makes no sense. Krispy Wafer fucked around with this message at 15:27 on Dec 5, 2014 |
|
#
?
Dec 5, 2014 15:21
|
|
|
Krispy Kareem posted:At first I was going to say it was absurd and just a way to pass the traditional company Christmas bonus to the residents rather than the building management. But maybe they're trying to ensure that all staff get to share in any holiday tips and not just one the pushiest or most visible ones. ...which is why it's highly unethical to accept such gifts in that context. Of course there are rare occasions when accepting a bottle of wine or whatever is OK, and probably does more harm than good to turn down. MrOnBicycle fucked around with this message at 15:56 on Dec 5, 2014 |
|
#
?
Dec 5, 2014 15:52
|
|
|
Dale Sveum posted:You can get a free AMEX through Costco as part of your membership. It's the only card they take, and I'd rather get 1% back than nothing. Unless your bank offers a better deal when you use your debit card, I don't see why you wouldn't get one even if you use it for only the one store. It's not bad with money to have an AMEX. It's bad with money to ONLY have AMEX. Because then you end up "oh.. They don't take AMEX... Babe, do you have any cash?" But I do wish we had Costco here 
|
|
#
?
Dec 5, 2014 15:53
|
|
|
Dale Sveum posted:You can get a free AMEX through Costco as part of your membership. It's the only card they take, and I'd rather get 1% back than nothing. Unless your bank offers a better deal when you use your debit card, I don't see why you wouldn't get one even if you use it for only the one store. I'm moving to Australia in two months (the nearest Costco will be a 1 hour flight away) and I doubt the AMEX-being-accepted situation is going to get any better there. I'm also already planning to abuse my university's lack of a credit card surcharge for tuition payments to rack up airline credit card signup bonuses 
|
|
#
?
Dec 5, 2014 16:19
|
|
|
Switchback posted:It's not bad with money to have an AMEX. It's bad with money to ONLY have AMEX. Because then you end up "oh.. They don't take AMEX... Babe, do you have any cash?" Our main card is AMEX Blue Cash Preferred ($75 annual fee but higher grocery/gas rewards) and I just checked Mint and saw that we have made over $1200 in cash back since we got the card in March 2013. For places that don't take AMEX we use Chase Freedom Visa, and switch to that one for the rotating 5% categories (gas, Amazon) during those quarters. Mint shows that we have made almost $600 in that same time. Rewards cards are Good With Money if you use them for every purchase and pay them off every month. Especially AMEX with their "$5 back on $30 gas at BP" or "$25 back on $100 spent at Amazon" stuff that shows up every month. I love getting money back for things I was going to buy anyway!
|
|
#
?
Dec 5, 2014 16:30
|
|
|
Pompous Rhombus posted:Except Costco, where it's the only card they accept Do you not have a debit card or something?
|
|
#
?
Dec 5, 2014 17:28
|
|
|
Costco is taking bids from other credit card companies to see if they are going to drop Amex as their exclusive partner. I believe they already did this in Canada. I let my Costco membership lapse because I realized it was bad with money to drive miles out of the way to save .10 cents on gas and buy a large carton of eggs every 2 weeks.
|
|
#
?
Dec 5, 2014 17:36
|
|
|
Pompous Rhombus posted:Except Costco, where it's the only card they accept What's wrong with Amex. As others have said, they have some good cash back incentives and their purchase protection/return protection is extremely flexible. Hell, the other day, I burned up an enameled cast iron pot and was able to get purchase protection for that so I could buy another one to ruin. Christ Pseudoscientist posted:Costco is taking bids from other credit card companies to see if they are going to drop Amex as their exclusive partner. I believe they already did this in Canada. I let my Costco membership lapse because I realized it was bad with money to drive miles out of the way to save .10 cents on gas and buy a large carton of eggs every 2 weeks. If you go to the returns desk, you can get a refund on your Costco membership if you decide its not useful at all. http://www2.costco.com/Membership/MembershipPopup.aspx
|
|
#
?
Dec 5, 2014 18:22
|
|
|
Costco itself is bad with money because they pay their employees too much and could probably charge $2 for their hotdogs.
|
|
#
?
Dec 5, 2014 18:33
|
|
|
Shadowhand00 posted:What's wrong with Amex. As others have said, they have some good cash back incentives and their purchase protection/return protection is extremely flexible. Hell, the other day, I burned up an enameled cast iron pot and was able to get purchase protection for that so I could buy another one to ruin. To add to this: AMEX offers a slew of cards with no annual fee, even nice rewards cards (including the basic Blue Cash), and despite what people think are actually accepted at most retailers. It's usually just mom and pop stores that don't take it, anyway, but that's why you also carry a Visa/MasterCard or Debit.
|
|
#
?
Dec 5, 2014 18:38
|
|
|
Rurutia posted:It's just an appreciation thing. I don't think you're obligated to do it. But we can afford it, and it's to people who are less fortunate. So what do you guys think about employees being expected to contribute money out of their paychecks towards getting Christmas gfts for their bosses to show their appreciation?
|
|
#
?
Dec 5, 2014 18:51
|
|
|
It depends. My boss is just as much a victim as the rest of us. She doesn't own poo poo and actually gets a rawer deal than I do. I outearned her in 2014 due to still having OT eligibility. I'm totally ok with a "thanks for putting up with poo poo from both ends" gift. If it's a small business and the management is in bed with ownership or is ownership then no.
|
|
#
?
Dec 5, 2014 19:03
|
|
|
Celador posted:To add to this: AMEX offers a slew of cards with no annual fee, even nice rewards cards (including the basic Blue Cash), and despite what people think are actually accepted at most retailers. It's usually just mom and pop stores that don't take it, anyway, but that's why you also carry a Visa/MasterCard or Debit. Fidelity Amex is no fee and a flat no limit 2% cash reward. If you spend enough at Costco to get the Exec club membership, you get a combined 4% (2% cash, 2% Costco credit)
|
|
#
?
Dec 5, 2014 19:50
|
|
|
Krispy Kareem posted:Costco itself is bad with money because they pay their employees too much  Everything in their snack bar is amazingly cheap, though. But buying stuff at the snack bar is bad with money when you could just graze on free samples. HelloIAmYourHeart posted:So what do you guys think about employees being expected to contribute money out of their paychecks towards getting Christmas gfts for their bosses to show their appreciation?
|
|
#
?
Dec 5, 2014 20:23
|
|
|
Haifisch posted:Considering that there are people who shop there specifically because of how Costco treats their employees, it's just advertising costs of a sort. It's not just advertising, they save shitloads on hiring costs by not having to constantly replace disposable grunts. I suspect they spend a lot less time and money fighting off class action employee lawsuits, too.
|
|
#
?
Dec 5, 2014 20:30
|
|
|
HelloIAmYourHeart posted:So what do you guys think about employees being expected to contribute money out of their paychecks towards getting Christmas gfts for their bosses to show their appreciation? If my income was in the 6 digits (and I wasn't killing myself for it) I would probably buy my boss a gift but otherwise no.
|
|
#
?
Dec 5, 2014 20:41
|
|
|
Haifisch posted:Considering that there are people who shop there specifically because of how Costco treats their employees, it's just advertising costs of a sort.  But honestly, if someone ran their life like Costco (paying more for stuff than everyone else and deliberately making less than they could) they'd be considered bad with money by this thread. Don't get me wrong, I love Costco. I'm really surprised they're a public company because they don't run it like one. HelloIAmYourHeart posted:So what do you guys think about employees being expected to contribute money out of their paychecks towards getting Christmas gfts for their bosses to show their appreciation? My wife's company gives her a budget for Christmas gifts to her direct reports. So it's expected from top down, but going the other way is optional. She'll usually receive some kind of gift card that everyone chips in for. I have no idea what my company does for Christmas (first holiday working here). But my boss is definitely getting something because I'm a contractor and I want him to think happy thoughts when my name comes up.
|
|
#
?
Dec 5, 2014 20:48
|
|
|
HelloIAmYourHeart posted:So what do you guys think about employees being expected to contribute money out of their paychecks towards getting Christmas gfts for their bosses to show their appreciation? I would laugh so hard if my boss implied or asked for a gift. But we're union and he routinely harasses my coworkers and has assaulted one of them so he isn't getting poo poo that he doesn't pay for himself. (Also he must know someone in HR because he should've been fired a long time ago.) Horrible boss aside, any gift over $10-20 total shouldn't flow up the office chain of command. It's one thing to buy something on your own in appreciation of a coworker, but it shouldn't be expected from a workplace especially for a superior. Then again, I don't like it when coworkers take up collections for anything but group holiday dinners. Our manager doesn't get us Thanksgiving or Christmas dinner out of whatever discretionary fund is available, and he routinely won't buy water or cups for our breakroom. But it's nice to share food if you're stuck at work on the holiday. Edit: Coworkers who feel the need to start a fund for every single event (Carl's dog is retiring! Gina deserves flowers! Elaine's cousin's other aunt died!) are bad with money, and they usually are shameless about getting you to be bad with yours. BadSamaritan fucked around with this message at 20:59 on Dec 5, 2014 |
|
#
?
Dec 5, 2014 20:55
|
|
|
Krispy Kareem posted:
I don't really think this thread is that shortsighted. Maybe occasionally the derail goes bonkers but overall people see the wisdom of paying employees a higher wage for the purposes of retention, attracting a higher quality employee and lowered training requirements. i.e. when there's a benefit it's recognized. It's not just about pinching pennies.
|
|
#
?
Dec 5, 2014 21:59
|
|
|
melon cat posted:So I guess I'm not the only one who has noticed this bizarre "Tip everyone during Christmas" trend. It's not really a trend, my parents and grandparents have been tipping their regular mailmen/garbage men for 30+ years. It wasn't quite as inclusive as that list, but still. Edit:for the holidays I mean. blugu64 fucked around with this message at 22:25 on Dec 5, 2014 |
|
#
?
Dec 5, 2014 22:22
|
|
|
BadSamaritan posted:
I hate this too! I had a colleague who received a voluntary redundancy, which meant he got to leave with about $100 000AUD after tax as he had been with the company forever. Someone asked me to take up a collection to get him a going away gift. I told them to do it themselves - no way am I going to be the one to ask other staff to fork over their cash for someone who is getting a paid lot of money just to leave 
|
|
#
?
Dec 6, 2014 00:09
|
|
|
Krispy Kareem posted:At first I was going to say it was absurd and just a way to pass the traditional company Christmas bonus to the residents rather than the building management. But maybe they're trying to ensure that all staff get to share in any holiday tips and not just one the pushiest or most visible ones. Since it's a condo development, the residents ARE the building management at some level.
|
|
#
?
Dec 6, 2014 01:46
|
|
|
Oh god oh god I did not mean to start Cash Back Chat there is a whole thread for that. I don't care what the rewards are, don't expect your mates to pay when your only form of money is a card that isn't accepted 90% of the places we go. VISA isn't accepted in taxis here so I guess if that's your only form of money it's just as bad. Credit cards have benefits, sure, but coming out with zero cash on hand is a dick move.
|
|
#
?
Dec 6, 2014 04:56
|
|
|
At first I thought it was benign but after reading the last page I'm sweating it. We had "White Elephant" at work and we were somehow assigned someone else to buy a gift for. I got our supervisor. WHAT DO I DO?!
|
|
#
?
Dec 6, 2014 06:00
|
|
|
Jastiger posted:At first I thought it was benign but after reading the last page I'm sweating it. It's a loving White Elephant party, everyone is assigned a number and your boss won't end up with your present. Unless you mean a Secret Santa, in which case you're straight hosed. vv you're hosed i say swears online fucked around with this message at 06:14 on Dec 6, 2014 |
|
#
?
Dec 6, 2014 06:03
|
|
|
Aliquid posted:It's a loving White Elephant party, everyone is assigned a number and your boss won't end up with your present. I mean Secret Santa. Sorry. The email said White Elephant, but we were assigned people, thus making it really a Secret Santa.
|
|
#
?
Dec 6, 2014 06:05
|
|
|
Jastiger posted:I mean Secret Santa. Sorry. The email said White Elephant, but we were assigned people, thus making it really a Secret Santa. Buy your supervisor a gun--one bullet, chambered--and attach a note: "I'm sorry to disappoint, kill me and get it over with"
|
|
#
?
Dec 6, 2014 08:27
|
|
|
Jastiger posted:At first I thought it was benign but after reading the last page I'm sweating it. Give him a broken water softener.
|
|
#
?
Dec 6, 2014 08:37
|
|
|
Krispy Kareem posted:
Costco has nearly double the sales per square foot of Sam's Club(it's closest direct competitor) and is crushing most other retailers on profit and profit growth. varna fucked around with this message at 08:49 on Dec 6, 2014 |
|
#
?
Dec 6, 2014 08:44
|
|
|
Jastiger posted:At first I thought it was benign but after reading the last page I'm sweating it. Buy them something they like?
|
|
#
?
Dec 6, 2014 09:06
|
|
|
|
| # ? May 28, 2024 09:54 |
|
|
Do they have a sense of humor? Gift exchanges in an office environment sound awful to me, glad I've never had that one.
|
|
#
?
Dec 6, 2014 11:37
|
|
