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MrKatharsis posted:I ate out today. It was delicious and also way under budget.
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Dec 20, 2014 13:42
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Gorman Thomas posted:So uhh, has anyone had to cancel a credit card due to a fraudulent charge and then cancel the replacement card for a near identical fraudulent charge less than 24 hours later? I didn't even get the replacement card in the mail yet. Actually, not quite the same but I just had to deal with some recent fraud with Chase as well. I caught a charge from "Chef Shuttle" and when I called I told them it was fraud they apparently ran it as a dispute and didn't issue a new card. When it happened again (Chef Shuttle) I called and the guy told me it wasn't fraud ("Yeah the full account information was entered online so that's not fraud") and acted like I was lying to him or something. So I had to call back again and finally I got someone who apologized for the whole thing, credited my account and issued new cards. The same thing might have happened to you because the old card should be completely unusable if they issued you a new card with a new number. Sephiroth_IRA fucked around with this message at 14:43 on Dec 20, 2014 |
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Dec 20, 2014 14:38
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MrKatharsis posted:I ate out today. It was delicious and also way under budget. Me too, for delicious tacos, and then went to a show and got a bunch of drinks. The girl I was with paid my $10 ticket for the show though.
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Dec 20, 2014 15:56
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Anyone else slightly worried about how this inevitability of richness being preached by long-term diversified holdings is ballooning the market? I guess there's a fundamental difference between this and the housing market ("guaranteed returns!") in that most retirement account holders aren't using leverages funds to buy more than they can afford. If the stock market crashes it won't ruin The Real World or ruin conservative holdings. Still, I worry about overinflated P/E ratios and median income:housing price statistics  I'm aware of how long-term investing really does mean long-term; I'm just considerably concerned about the present, is all. DNK fucked around with this message at 17:22 on Dec 23, 2014 |
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Dec 23, 2014 17:19
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Yeah a bubble could pop and crash my IRA by 50%. It happened once to me six years ago. When it happens again I'll do the same thing I did last time: BUY BUY BUY GIMME THEM CHEAP STOCKS.
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Dec 23, 2014 17:27
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MrKatharsis posted:Yeah a bubble could pop and crash my IRA by 50%. It happened once to me six years ago. When it happens again I'll do the same thing I did last time: BUY BUY BUY GIMME THEM CHEAP STOCKS. I almost wish it did pop some honestly, it sucks buying in at the high price right now. Just have to keep putting money in the 401k though.
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Dec 23, 2014 17:37
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spwrozek posted:I almost wish it did pop some honestly, it sucks buying in at the high price right now. Just have to keep putting money in the 401k though. In times of plenty, the truck-heavy portfolio is my refuge 
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Dec 23, 2014 18:20
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MrKatharsis posted:Yeah a bubble could pop and crash my IRA by 50%. It happened once to me six years ago. When it happens again I'll do the same thing I did last time: BUY BUY BUY GIMME THEM CHEAP STOCKS. Yeah, the least recession was actually pretty sweet for people that kept their jobs. Cheap homes, lower taxes, tax credits, cheap stocks, cheap gas, etc. I came out looking great and my wife and I were just starting out at the height of it.
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Dec 24, 2014 17:45
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True, my plan is totally contingent on remaining employed. Maybe I should buy a truck or two just in case.
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Dec 24, 2014 18:06
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Just changed garbage/recycle services and am going to save $170.88 this year.
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Dec 24, 2014 18:51
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spwrozek posted:Just changed garbage/recycle services and am going to save $170.88 this year.
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Dec 24, 2014 21:09
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I have 9 trash providers to choose from. The one I was with jacked up the rates starting next year so it was bye bye. $68 a quarter for trash and recycle. E: only Comcast for the net though... spwrozek fucked around with this message at 22:03 on Dec 24, 2014 |
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Dec 24, 2014 21:56
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spwrozek posted:I have 9 trash providers to choose from. The one I was with jacked up the rates starting next year so it was bye bye. $68 a quarter for trash and recycle. I didn't even know this was a thing. Everywhere I lived, the city/town/county handled the garbage.
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Dec 25, 2014 00:38
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spwrozek posted:I have 9 trash providers to choose from. The one I was with jacked up the rates starting next year so it was bye bye. $68 a quarter for trash and recycle. We have a bunch of different trash haulers in my town as well. It's hell for anyone who lives in a dense neighborhood since large trash trucks roll down the alleys literally every early morning of the week. Maybe not Sundays I guess but still.
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Dec 25, 2014 15:05
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spwrozek posted:I have 9 trash providers to choose from. This sounds like a libertarian utopia lol. Sounds like a huge mess but maybe prices will be lower for some?  Anyway when I lived in the city we only had the city service and it wasn't that bad but now they're trying to implement a "pay as you throw" program where everyone will have to buy special city trashbags for all their garbage. At the new house the HOA covers my garbage pickup and they come twice a week. Anyway Christmas was way too good this year. My wife got her money out of her home country so our IRAs will be funded early next year.
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Dec 26, 2014 21:26
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I found out a few days ago that I received a $16 000 bursary. It's strange because it doesn't really change anything for us. Maybe we could take a vacation? Haha, just kidding. It's tuition and living expenses for next year.  I don't know how this'll work with my income, since I'm supposed to pay back like 50% of what I earn if I receive outside income, but still!
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Dec 26, 2014 21:42
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Sephiroth_IRA posted:This sounds like a libertarian utopia lol. Sounds like a huge mess but maybe prices will be lower for some? Denver and the burbs are pretty big. I have never even seen a garbage truck on our road. spwrozek fucked around with this message at 00:56 on Dec 27, 2014 |
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Dec 26, 2014 23:48
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pig slut lisa posted:We have a bunch of different trash haulers in my town as well. It's hell for anyone who lives in a dense neighborhood since large trash trucks roll down the alleys literally every early morning of the week. Maybe not Sundays I guess but still. We Have Zones, and all the haulers have to service each zone on a given day. If I'm home on a Monday I see 3 or 4 trucks go by, but that's about the worst of it. This is Minnesota, so definitely not a libertarian utopia.
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Dec 27, 2014 18:06
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last laugh posted:We Have Zones, and all the haulers have to service each zone on a given day. If I'm home on a Monday I see 3 or 4 trucks go by, but that's about the worst of it.
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Dec 28, 2014 03:01
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The Good: I spent less than $120 on groceries this month, including some extravagance (homemade sushi, made some meals for the gf, enough meat to satisfy me). I cut my fuel usage down to one tank this month, thanks to my shortened commute and a greater commitment to walking places. The Bad: I went from completely eschewing fast food last month to spending $30 on it this month. Mostly drunk munchies and general laziness. I'll have to start keeping more leftovers on hand so I don't do this as much. I still haven't been able to plan well enough to use up all of my groceries before they go bad. Half an avocado, half a jar of pasta sauce, a tomato, 2 drumsticks, 4 tortillas, and a pound of potatoes were this month's casualties. The Ugly: I not only failed to reduce my spending on alcohol, it actually outpaced my spending on groceries. Some of it is attributable to the holidays, but a fair amount was lost to spending too much at bars. I'll have to stop going to the fancy Belgian place across the street.
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Dec 30, 2014 21:35
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Cross posting from the budget thread: YNAB is on steam sale for $15 until 10pm PST today (1/31)
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Dec 31, 2014 14:23
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Not a Children posted:The Bad: Avocados can be kind of a pain, you can keep them in the fridge to put them in semi-stasis, and use the sealed paper bag trick to bring them to ripeness within 12-24 hours or so. My most common use for them is guac, I press down a piece of saran wrap on top to help keep it from oxidizing. The tortillas I buy now usually keep for a long time just in the pantry, you can keep them in the freezer and easily thaw as needed though.
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Dec 31, 2014 17:04
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Pompous Rhombus posted:Avocados can be kind of a pain, you can keep them in the fridge to put them in semi-stasis, and use the sealed paper bag trick to bring them to ripeness within 12-24 hours or so. My most common use for them is guac, I press down a piece of saran wrap on top to help keep it from oxidizing.
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Dec 31, 2014 17:12
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Also almost everything tastes great with some avocado, so just eat it. 
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Dec 31, 2014 17:18
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Makes a good snack, too.
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Dec 31, 2014 17:21
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Juanito posted:Also almost everything tastes great with some avocado, so just eat it.
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Dec 31, 2014 17:45
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My wife got pissed at me for covering half and avocado in foil and placing it in the fridge but then it lasted much longer than she expected and apologized.  Avocados rarely end up in the fridge though and they're only like 60 cents at Aldi right now. Sephiroth_IRA fucked around with this message at 20:27 on Dec 31, 2014 |
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Dec 31, 2014 20:23
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I don't like avocados. We just bought a used stand mixer, though, after saving up for five months. Feels good to use a budget as intended.
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Dec 31, 2014 20:47
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tuyop posted:I don't like avocados. 
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Dec 31, 2014 20:49
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My wife loves avocado but gets violent diarrhea if she eats them. Life is cruel.
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Dec 31, 2014 21:28
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Not a Children posted:I still haven't been able to plan well enough to use up all of my groceries before they go bad. Half an avocado, half a jar of pasta sauce, a tomato, 2 drumsticks, 4 tortillas, and a pound of potatoes were this month's casualties. This is a big issue for me and I hate it, especially when I'm tossing something out and think "welp there's $3 right into the trash"  I spend more per item plus drive further to get to a store that carries smaller packaged items like milk in quart cartons, because it feels like less of a waste to use up the smaller amount vs getting a gallon of milk at the closer store and pouring out 2/3 of it because it went bad before I finished it. Anything that can be frozen gets frozen which helps, but I still end up with fresh veggies or something that I bought thinking "I will cook X and Y for dinner this week" and then never got around to it and forgot to freeze them before they got nasty.
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Dec 31, 2014 23:03
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Nocheez posted:My wife loves avocado but gets violent diarrhea if she eats them. Life is cruel. more for you.
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Jan 1, 2015 02:10
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Unbeknownst to her, I switched my wife from Stoli to Smirnoff, which will save $600+ annually.
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Jan 1, 2015 18:29
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Easychair Bootson posted:Unbeknownst to her, I switched my wife from Stoli to Smirnoff, which will save $600+ annually. You haven't even begun to save money 
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Jan 1, 2015 20:25
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pig slut lisa posted:You haven't even begun to save money 
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Jan 1, 2015 20:33
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pig slut lisa posted:You haven't even begun to save money Real men only drink the finest 
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Jan 1, 2015 20:44
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a friend of a friend was sexually assaulted at a popular restaurant in Omaha and got no help from employees or management, so asked for a statement from the owner. she sure got one! the owner posted this on facebook an hour ago, it already has 200 likes:quote:As the proprietor of the Dundee Cork and Bottle for 18 years, I take any report of criminal behavior at my business very seriously. In response to the many negative comments on Facebook and elsewhere regarding my management's response to a customer's complaint on New Year's Eve, please consider the following:
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Jan 5, 2015 01:12
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Aliquid posted:a friend of a friend was sexually assaulted at a popular restaurant in Omaha and got no help from employees or management, so asked for a statement from the owner. she sure got one! the owner posted this on facebook an hour ago, it already has 200 likes:  Don't eat out today...
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Jan 5, 2015 02:37
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pig slut lisa posted:
This person is at least a victim of financial assault, just check out the loving prices at that place! Regardless of what you think of the issue.
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Jan 5, 2015 06:44
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spwrozek posted:Denver and the burbs are pretty big. I have never even seen a garbage truck on our road. I'm in Westminster, and the big list of approved trash services blew my mind. My trash day is Monday, and I get to wake up to the sounds of a couple different trash trucks rumbling down the street. Who did you go with? I didn't shop around much when I got my house last April.
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