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Cultural Imperial posted:Lolling @ mission to Israel. I loll'ed as well, but its a friends co worker. Not good. I am just bewildered that going to Israel is more important than say, paying your bills. Also an update: They are going to Israel ANYWAY, regardless of debt loads and such.
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Dec 28, 2014 16:20
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Jastiger posted:I loll'ed as well, but its a friends co worker. Not good. I am just bewildered that going to Israel is more important than say, paying your bills. Growing up, my dad worked in the worst African and Asian shitholes because that's where the highest paid civil engineering jobs were. Back in the 80s, expatriates weren't quite what they are today, which is a bunch of moneyed shitheads trying to start up their own beachfront bnb. Back then you found missionaries who were teachers and doctors in the worst loving remote holes trying to make an actual difference in the lives of the destitute in countries with weak governments who were more than happy to squander their foreign aid on some bullshit internecine war. I get the sense that being a missionary today is more along the lines of that guy in your office who's sending out a company wide email asking you to pledge money to them hike up macchu picchu for charity. Yeah gently caress you I'm not funding your loving vacation.
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Dec 28, 2014 16:39
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n8r posted:I would disagree on this pretty strongly. Having a reason to get out of bed in the morning and be on time to is critically important at almost any age. If his Dad is just sitting around the house feeling sad for himself, a job may really help that. A job can be a major social outlet and a source of pride for someone, even if it nets them nothing more than sitting at home on the dole. You can do anything with your time. Signing up to do a specific thing you probably don't like doing all that much for no net gain to yourself is pointless. It's even more pointless if the job isn't providing a tangible benefit for society. There's no shame in being a greeter at Wal*Mart if you need the money and it's the best job you can get, but if you don't need the money and lose money in the form of benefits by taking the job, you're wasting your time. You could instead give your time to those who need it. Volunteer at a soup kitchen. Deliver Meals on Wheels. Participate in a community garden. Check out Habitat for Humanity. Or find a hobby and turn it into a way to make money. Like to knit? Sell stuff on Etsy. Can you play the piano? Offer to teach local kids. The idea that you should take a job just to have a job is some Puritanical brainwashing gone awry.
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Dec 28, 2014 22:29
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Inverse Icarus posted:You can do anything with your time. Signing up to do a specific thing you probably don't like doing all that much for no net gain to yourself is pointless. It's even more pointless if the job isn't providing a tangible benefit for society. There's no shame in being a greeter at Wal*Mart if you need the money and it's the best job you can get, but if you don't need the money and lose money in the form of benefits by taking the job, you're wasting your time. This is all well and good when we're talking about rational people that are choosing between a job or volunteering. But someone who doesn't have the willpower to control their finances in order to avoid complete destruction likely doesn't have the willpower to volunteer instead of being otherwise self-destructive.
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Dec 29, 2014 14:29
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silvergoose posted:This, but my wife, a year after we started dating. Oh man, same here. I have some of the worst bad with money stories starting in high school through early college - I thought I was much better until my wife took over the finances.
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Dec 29, 2014 17:31
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My mother has a problem and buys expensive things with zero thought. Gets a nice new Samsung phone, then iPhone 6+ came out. She dropped her mobile carried and paid early termination fees to get a subsidy on it. Swarovski crystal tree ornaments, whatever the latest Samsung tablet is, new iPod for the kitchen... Today she bought herself a Mini Cooper. I assume she traded in her 2-year old Honda Civic for a pittance. The Civic was a decent car, but it was also an impulse purchase. She recently found a full-time job, but it's a contract position and she says she'll "get permanent in January" but has been given nothing on paper. She makes less than I do, and lives alone in a two-bedroom apartment alone that's priced equal to 50% of my monthly income. I rent a two-bedroom apartment with a roommate and I couldn't realistically afford a used car. I can't get the point across that her spending habits are going to ruin her in short time and I won't be able to help get her out of it. All I can do it beg her to sell her unused phones and tablets in local classifieds to try and claw a bit of money back. Happy financial new year 
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Jan 1, 2015 04:55
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I spent good money on a steak and drinks last night, then drank too much and puked. Terrible with money, right here.
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Jan 1, 2015 16:06
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I went to the casino for nye. Its me. Im bad with money (and bad with poker).
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Jan 2, 2015 13:00
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I confided in one of my co-workers that I had moved in with my parents since they asked why I was coming in so early. I didn't elaborate on my money problems--I just said I was interested in spending time with my aging parents (which is part of the reason anyway..). He keeps urging me to "save $3000" for a down payment and "buy a house." He keeps using the number $3000 for some reason and insisting it can be done because he put down zero dollars on his house. I told him I would want to save at least 20% for a down payment and and I would want to make sure it was the right house (and I would never share this at work, but if I found the right opportunity might not even stay in my current state! I'm a single 26-year old, I feel like I need to be mobile, especially if I can't get 20% together for a house down payment) but he says I am thinking about it wrong and your first house won't be the one you stay in. (Also for the record, more pressing goals for me are: saving for LASIK, saving a down payment for my next car since I live in an area with notoriously poor public transportation, rebuilding emergency fund) Erm, does anyone have advice for dealing with pushy financial counseling from co-workers? legsarerequired fucked around with this message at 15:12 on Jan 2, 2015 |
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Jan 2, 2015 14:23
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legsarerequired posted:
Why is he giving you financial advice about buying a house at all if the reason you are living with your parents, as far as he knows, is to spend more time with them?
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Jan 2, 2015 14:36
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legsarerequired posted:I confided in one of my co-workers that I had moved in with my parents since they asked why I was coming in so early. I didn't elaborate on my money problems--I just said I was interested in spending time with my aging parents (which is part of the reason anyway..). Smile, nod, and then ignore them and do whatever you want?
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Jan 2, 2015 14:53
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Dangit Ronpaul posted:Smile, nod, and then ignore them and do whatever you want? That's what I have been doing, but he keeps bringing it up. Maybe if I keep doing that he'll eventually get the hint. I'll tell him that I'm saving for a boat.
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Jan 2, 2015 15:13
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Whenever I got unsolicited financial advice from my coworkers I would start listing off the reasons buying a house/car/Disney vacation are horrible. Imagine Bubba Gump Shrimp. I have been reading BFC for a few years so I can go on for hours. Nobody talks politics so the office is now a harmonious paradise.
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Jan 2, 2015 15:32
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MrKatharsis posted:Nobody talks politics so the office is now a harmonious paradise. I work in very liberal offices in Seattle and there is always a token dipshit Republican who not only can't express their views in a reasonable manner but they are always horrifically stupid financially and spend their time going on about how stupid liberals have ruined housing and their long commute so they can have dogs or some poo poo. One guy was even a single divorcee who kept holding know his 4 bedroom house rather than selling and constantly complained. Eventually about 3 people will tell that person all the ways their decision is bad and then they go whine to management about how mean people are. Then for a few blissful months no one starts any political chat and then suddenly elections come again and the cycle restarts. Money and politics are truly melded together so hard in so many ways.
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Jan 2, 2015 17:58
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I overheard a convo in the lunch room once where one guy was giving the other the ol' "renting is throwing your money away!!" bit, while the other clearly wasn't buying it. In the same drat breath the homeowner talked about how he had to drop $15k on some repair or the other and didn't really see any incongruity between this and his argument.
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Jan 2, 2015 19:36
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Tigntink posted:Money and politics are truly melded together so hard in so many ways. The other day while making elevator converation with a coworker I mentioned that it's nice that we can take advantage of cheap gas right now: "Yeah, no thanks to OBAMA, am I right?" Take that, cheap gas!
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Jan 2, 2015 19:58
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So a few pages back goons were discussing octane levels for tanking up the car. I decided to get my mom's car manual (a 2003 Dodge Caravan). She had been tanking it with 91 octane ever since I remember. I, recently since I am the only one driving the car the most at the moment, had been doing the same. Of course, the manual says to use 87, which is almost $1 cheaper than 91 here. Ha... haha... ha... ha............  I estimate we spent an unneeded 4-5k+ extra in gas over the years. And we don't make bank. Tanking up a solid 15-16 gallons every ~5 weeks would cost about $75-85. I just tanked up over 14 gallons for $39.44 at 87. drat it.
Dangerous Mind fucked around with this message at 21:10 on Jan 2, 2015 |
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Jan 2, 2015 21:08
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Dangerous Mind posted:So a few pages back goons were discussing octane levels for tanking up the car. I decided to get my mom's car manual (a 2003 Dodge Caravan). She had been tanking it with 91 octane ever since I remember. I, recently since I am the only one driving the car the most at the moment, had been doing the same. Of course, the manual says to use 87, which is almost $1 cheaper than 91 here. Ha... haha... ha... ha............ Although to be fair, people generally never buy the entry level model in consumer goods despite it providing all the features they need. Instead they upgrade to the second or third model, more expensive and with gimmicky features that they never use.
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Jan 2, 2015 21:12
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Cast_No_Shadow posted:I went to the casino for nye. Its me. Im bad with money (and bad with poker). I went to the casino for my 21st birthday and left with $+78. World Series of Poker champion here I come! 
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Jan 2, 2015 21:12
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More expensive means more better don't you know anything?
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Jan 2, 2015 21:12
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cowofwar posted:I don't understand why someone would buy the more expensive version unless it was necessary. Expensive lesson. Because most people I'd say from experience don't know that the more expensive one isn't necessarily better for your car.
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Jan 2, 2015 21:13
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Dangerous Mind posted:Because most people I'd say from experience don't know that the more expensive one isn't necessarily better for your car.
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Jan 2, 2015 21:15
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We had regular servicing for all these years. I guess octane levels just never came up in conversation (I wasn't around for them nor did I know anything about octane levels, I just assumed more expensive = better). I'm not a car guy.
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Jan 2, 2015 21:16
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Dangerous Mind posted:We had regular servicing for all these years. I guess octane levels just never came up in conversation (I wasn't around for them nor did I know anything about octane levels, I just assumed more expensive = better). I'm not a car guy. It's not just you. In my experience, the vast majority of people think higher octane fuel is "better" fuel. I have friends who have reasonable car knowledge, and were still under that impression until recently. I think it's understandable to be ignorant on this point. The real idiots are the ones that continue to shove 93-octane fuel into their econoboxes after they've had the concepts of octane ratings and compression explained to them.
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Jan 2, 2015 22:13
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I'm so glad I read through the car manual. It explains god drat everything. I always thought when the time came to buy my own car that I'd be completely lost but now I know I'm just gonna read the manual front to back and not be an idiot.
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Jan 2, 2015 22:18
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Dangerous Mind posted:I'm just gonna read the manual front to back and not be an idiot. RTFM holds true for most things in life, and most people never do.
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Jan 2, 2015 23:17
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Centripetal Horse posted:The real idiots are the ones that continue to shove 93-octane fuel into their econoboxes after they've had the concepts of octane ratings and compression explained to them. There are a few stations near me that sell this (it's like 100 octane):  Keep in mind, the closest race track is at least a 2 hour drive away.
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Jan 2, 2015 23:39
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Lol 'racing fuel'
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Jan 2, 2015 23:40
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Enilev posted:There are a few stations near me that sell this (it's like 100 octane): A lot of people around here fill up while their car is trailered. It's generally like 103-109 octane.
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Jan 2, 2015 23:41
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Knyteguy posted:A lot of people around here fill up while their car is trailered. It's generally like 103-109 octane. Wouldn't it make more sense to just buy a bottle of stabil?
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Jan 3, 2015 00:30
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I think he means that it's a race car on the trailer. You obviously wouldn't be able to drive a lot of cars tuned for 100+ octane on the streets.
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Jan 3, 2015 00:54
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Tigntink posted:I work in very liberal offices in Seattle and there is always a token dipshit Republican who not only can't express their views in a reasonable manner but they are always horrifically stupid financially and spend their time going on about how stupid liberals have ruined housing and their long commute so they can have dogs or some poo poo. One guy was even a single divorcee who kept holding know his 4 bedroom house rather than selling and constantly complained.
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Jan 3, 2015 00:56
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Cultural Imperial posted:Lol 'racing fuel'
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Jan 3, 2015 02:01
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What the hell is "Beauty Marketing" and why is my cousin going to LA to spend $36,000 a year to get a bachelor's in it?
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Jan 3, 2015 02:28
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Aliquid posted:What the hell is "Beauty Marketing" and why is my cousin going to LA to spend $36,000 a year to get a bachelor's in it? New thread title?
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Jan 3, 2015 05:20
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Guinness posted:New thread title? Tantalizing, but too long 
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Jan 3, 2015 05:26
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I vote for it's me
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Jan 3, 2015 07:19
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Enilev posted:There are a few stations near me that sell this (it's like 100 octane): A lot of the Rebel Oil stations here in Vegas sell 100 octane fuel. There is a racetrack in Vegas, though.
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Jan 3, 2015 08:51
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I don't get it. More octane is better for the car, though, right? Obviously the 100% Octane has less toxins, etc, than the regular 87% stuff. Best that we get here is 93.
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Jan 3, 2015 09:11
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juche mane posted:I don't get it. More octane is better for the car, though, right? Obviously the 100% Octane has less toxins, etc, than the regular 87% stuff. Best that we get here is 93. Short version: lower octane fuel has a higher concentration of trimethylpentane, a highly branched octane that combusts quite rapidly. Higher octane fuel has a higher concentration of straight chain octane (N-octane) which does not combust as quickly as highly branched octane. What is best for the car depends on what the manufacturers decided the car should be ran off of when designing the engine. PS: additives to gasoline are useless and BP's invigorate or whatever it's called does nothing Wickerman fucked around with this message at 22:14 on Jan 3, 2015 |
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Jan 3, 2015 09:32
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