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Wickerman posted:PS: additives to fuel are useless and BP's invigorate or whatever it's called does nothing But...someone wearing a labcoat would never mislead us, right?!  edit: I can just picture some chucklefuck running out of gas trying to make it to a Shell instead of some lower quality fuel selling place.
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Jan 3, 2015 14:08
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The actual 'gasoline' part of gasoline is completely generic. It just comes from whatever refinery happens to be close to the gas station, regardless of branding. What differentiates brands are the additive mixtures added to the gas before you buy it. There is a minimum level of additives necessary to be able to sell gas though, so even the no-name station's gas will have some in there. Just use whatever station you like. I wouldn't recommend using 'wild' gasoline (gasoline w/o additives) in your car if you're somehow able to find it, if only because it would likely void a warranty.
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Jan 3, 2015 16:02
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So that co worker story I told earlier where she had like $30K in clothing credit cards, wanted to go to Israel, and hoped to eschew ALL debt so they can devote themselves to their Jehovah's Witness group. Turns out this past weekend was their anniversary. After complaining at length about how they will never pay off their debt and they don't make enough money, etc. etc. he gets her a $800 necklace from TIffany's. Was the wrong color so they sent it back to get the right one. She got him 5 gifts for the entire week totalling over $500 from a nice watch repair to a three night stay at a bed and breakfast. Both work part time. And they complain they can't pay their debt down and devote enough money to Jesus.
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Jan 3, 2015 16:15
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BigBobio posted:I wouldn't recommend using 'wild' gasoline (gasoline w/o additives) in your car if you're somehow able to find it, if only because it would likely void a warranty. What the heck? Do people crack their own petroleum in their backyard or something? Do they just find jugs of liquid in the woods and use it to fill their cars?
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Jan 3, 2015 16:29
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Jastiger posted:So that co worker story I told earlier where she had like $30K in clothing credit cards, wanted to go to Israel, and hoped to eschew ALL debt so they can devote themselves to their Jehovah's Witness group. I thought JWs didn't do holidays of any kind?
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Jan 3, 2015 16:32
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Centripetal Horse posted:It's not just you. In my experience, the vast majority of people think higher octane fuel is "better" fuel. I have friends who have reasonable car knowledge, and were still under that impression until recently. I think it's understandable to be ignorant on this point. The real idiots are the ones that continue to shove 93-octane fuel into their econoboxes after they've had the concepts of octane ratings and compression explained to them. My first car was a real beater. My dad, a 60 year old man who had been driving since he was 16, told me to put "better" gas in it since it was so old and neglected. As a new driver, why would I doubt someone who's been driving for that long? Luckily I didn't put 91 in, I filled it with 89 for a few months until I said "gently caress it" and started using regular old 87 because I was willing to risk the engine blowing up or whatever my father thought would happen because I was cheap and lazy. Of course, now I know to listen to car advice from my father and do the exact opposite, because he falls into the camp of people who think that since they've been doing it for 45 years, they are right all the time, research or scientific evidence be damned.
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Jan 3, 2015 16:48
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canyoneer posted:I thought JWs didn't do holidays of any kind? They don't do "religious" holidays or "national" holidays, but they are ok to do wedding anniversaries. No "birth anniversaries" though (aka birthdays). Your story here about the JWs doesn't really surprise me. There is a heavy pressure not to focus on money because God will provide and to instead dedicate working hours to preaching. Hence why they were so ok with going from FT to PT. I am surprised with the amount they spent on it though.
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Jan 3, 2015 18:43
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Remember my aunt and uncle from earlier in the thread? Post on Facebook last night: "So happy! Finally got the tanning bed hooked up!" The. Tanning. Bed. Yes. There is NO reason for this. They lived in California. And now Colorado. 2 places with 300 days of sunshine a year. Nobody in the house seasonal affective disorder AFAIK. I do get a moderate case in the winter, but I don't even own a tanning bed. And while I'm not someone who sneers at poors for having iPhones or cars that aren't pieces of complete crap, I don't think this is a case of something bought when times were good that they just held on to or was handed down by a friend. It certainly wasn't something they had 10 years ago. Oh, and I was correct: most things will be going to a storage locker, as their current apartment does not have the room. But the tanning bed stays! SMH.
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Jan 3, 2015 19:30
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Using tanning beds is just being bad at life, no exceptions.
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Jan 3, 2015 19:41
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canyoneer posted:I thought JWs didn't do holidays of any kind? Its kind of infuriating. They will not go out to the CHristmas Dinner on the company dime, but they'll just "go out to lunch" and rack up a huge bill that way. This person is a real enigma to me. She's all Jehovah this Jehovah that and have this strict code....and then blow all their money on stuff like this, or have no problem taking advantage of small loopholes in their Qun.
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Jan 3, 2015 19:46
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MrOnBicycle posted:Using tanning beds is just being bad at life, no exceptions. I gotta be bronze for spring break bro.
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Jan 3, 2015 22:45
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MrOnBicycle posted:Using tanning beds is just being bad at life, no exceptions. It's kind of like a loan, but for appearance. Look somewhat better now, look much worse in 10 years. Plus cancer!
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Jan 4, 2015 00:03
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MrOnBicycle posted:Using tanning beds is just being bad at life, no exceptions. I didn't even know you could buy a tanning bed for home use. That just seems really, really dangerous (maybe not worse than cigarettes though?).
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Jan 4, 2015 00:28
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A lot of the tanning "salons" around here are just a couple of beds set up in somebody's house. They'll have a basement or side room with exterior access and have some tanning beds, maybe cut hair or do nails or rent space to someone who does. It was a big thing with all the popular girls in high school that they were super tan year-round, and now when I run into one they look like beef jerky.
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Jan 4, 2015 01:43
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This guy isn't bad with money, in fact he's become financially independent at 24, but I feel like he's going to make some bad choices down the road.quote:24m: 65k USD/month. Don't let me mess this up. (self.financialindependence) quote:[–]hollameup 1 point 4 days ago quote:[–]hollameup 0 points 4 days ago quote:[–]hollameup 6 points 5 days ago Of course the fact that he's asking what apartments to buy on Reddit is a red flag for me http://www.reddit.com/r/financialindependence/comments/2qq5bc/24m_65k_usdmonth_dont_let_me_mess_this_up/
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Jan 4, 2015 02:48
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How about this reddit guy? Police took my life savings after OP and his friend got pulled over.quote:
Why, exactly, did this guy have 20 thousand dollars in cash on him? quote:I've been in a position to save money for years. I'm extremely good at money management. The money is legitimate. A portion of it came from selling material possessions recently, as I was in the process of relocating. I made multiple trips to move all of my things to a different state a year ago. I wasn't willing to put forth the same effort to return. I'm a server, so a lot of the money I have wasn't per se 'reported' ... All of the money I received was in cash.
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Jan 4, 2015 03:17
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It was taxed at some point, probably when the shmuck who bought my
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Jan 4, 2015 03:45
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Bad with money, me. I had to drive my wife's big-rear end Buick and took a turn too sharp in a parking deck. One little dent in just the wrong place = $1000 deductible.  I can still mock my sister-in-law, who burned through a 100k insurance settlement in less than a year and is borrowing money again. Sneaky poo poo, like asking my wife if she has any Kohl's 30% off coupons and if she'd buy some Christmas gifts for her nephews and the sister will "pay you back" <wink wink>. I'd like to believe most people who are bad with money at some point find a kind of financial peace or equilibrium. But she's been doing this poo poo for 20 years now. So now we're trying to figure out how to stick all my father-in-law's assets into a trust so when he dies she doesn't strong-arm it all from her mother.
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Jan 4, 2015 03:58
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Wickerman posted:Short version: lower octane fuel has a higher concentration of trimethylpentane, a highly branched octane that combusts quite rapidly. Higher octane fuel has a higher concentration of straight chain octane (N-octane) which does not combust as quickly as highly branched octane. Or an easier explanation higher-octane fuel compresses better than lower octane fuel. For example my car requires premium fuel so if I were to say put 87 in it the compression from the engine would be so great against the fuel that it will cause the fuel to combust earlier than it is supposed to and cause the engine to knock. Back in the day it was a huge problem but now that it's 2015 cars are a little smarter about it. My car will retard itself if you put 89 octane in it over 91 and does even more-so if you put lower octane in. The milage will fall off the charts and it will run like a POS. It could even damage it over time but I dunno, I just use 91 and forget about it. The only reason to ever get higher-octane fuel is because your car has a higher compression than the lower-level octane can handle.
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Jan 4, 2015 04:22
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HelloIAmYourHeart posted:How about this reddit guy? Police took my life savings after OP and his friend got pulled over. That's the most obvious "So my friend...." post ever.
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Jan 4, 2015 06:18
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HelloIAmYourHeart posted:How about this reddit guy? Police took my life savings after OP and his friend got pulled over. It is dumb to carry huge amounts of cash but a lot of people do it for all kinds of reasons, and bullshit administrative seizure of cash, valuables, and vehicles belonging to people never charged with a crime or charged with some minor traffic offense is a real thing
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Jan 4, 2015 09:33
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BEHOLD: MY CAPE posted:It is dumb to carry huge amounts of cash but a lot of people do it for all kinds of reasons, and bullshit administrative seizure of cash, valuables, and vehicles belonging to people never charged with a crime or charged with some minor traffic offense is a real thing Maybe you didn't read it but, "his friend" had a "personal amount" of Marijuana in the car as well.
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Jan 4, 2015 10:05
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Rudager posted:Maybe you didn't read it but, "his friend" had a "personal amount" of Marijuana in the car as well. Why in your mind does the possession of a small amount of marijuana ("personal amount" presumably implying a misdemeanor/non-distribution or decriminalized quantity in whatever locale) by a second party entitle the police to seize $20,000 they stumble upon without a criminal charge or due seizure process?
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Jan 4, 2015 12:03
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BEHOLD: MY CAPE posted:Why in your mind does the possession of a small amount of marijuana ("personal amount" presumably implying a misdemeanor/non-distribution or decriminalized quantity in whatever locale) by a second party entitle the police to seize $20,000 they stumble upon without a criminal charge or due seizure process? I'm sorry I have to break it down to the absolute base level for you, but there was a reason that I put quotes around "personal amount" and "his friend". Just so we're clear, it was to heavily imply it was more than likely his own stash he uses to deal drugs to make that cash, but he was trying to make himself sound innocent on the internet like everyone who starts a post with "My friend....". I mean I know people who travel a lot, and they're always broke, and if they're not and do actually have $20k+, they're not dumb enough to keep it on them in cash, because they're not drug dealers.
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Jan 4, 2015 12:26
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Rudager posted:I'm sorry I have to break it down to the absolute base level for you, but there was a reason that I put quotes around "personal amount" and "his friend". I get what you're implying but not everybody that happens to be in the same car as a joint is a drug dealer and the fact that you're just assuming the guy is lying is precisely the problem with civil forfeiture
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Jan 4, 2015 12:31
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BEHOLD: MY CAPE posted:I get what you're implying but not everybody that happens to be in the same car as a joint is a drug dealer and the fact that you're just assuming the guy is lying is precisely the problem with civil forfeiture No, but in the same car as weed AND 20k cash is extremely suspicious. Plus he won't even give any alternate explanation for the money. I think he should have a chance to get his money back but this is exactly the thing civil forfeiture was made for, before it was abused by greedy pigs.
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Jan 4, 2015 13:01
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BEHOLD: MY CAPE posted:I get what you're implying but not everybody that happens to be in the same car as a joint is a drug dealer and the fact that you're just assuming the guy is lying is precisely the problem with civil forfeiture 90% of reddit posts (hell, all forums posts for that matter, including this one) are lies and/or bullshit.
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Jan 4, 2015 13:05
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Magic Underwear posted:No, but in the same car as weed AND 20k cash is extremely suspicious. Plus he won't even give any alternate explanation for the money. I think he should have a chance to get his money back but this is exactly the thing civil forfeiture was made for, before it was abused by greedy pigs. Right, and in any other circumstance when the police have suspicion that you are doing something wrong ("probable cause") they obtain a warrant and then arrest you and charge you with a crime. Civil forfeiture was made for seizing trafficked drugs, counterfeit goods, and assets of people like drug lords and foreign despots that are difficult for practical and jurisdictional reasons to prosecute - decidedly NOT to freely grab at cash or anything else of value local police might stumble across during traffic stops.
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Jan 4, 2015 13:58
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BEHOLD: MY CAPE posted:Right, and in any other circumstance when the police have suspicion that you are doing something wrong ("probable cause") they obtain a warrant and then arrest you and charge you with a crime. Civil forfeiture was made for seizing trafficked drugs, counterfeit goods, and assets of people like drug lords and foreign despots that are difficult for practical and jurisdictional reasons to prosecute - decidedly NOT to freely grab at cash or anything else of value local police might stumble across during traffic stops. In theory, anyway. https://www.youtube.com/watch?v=3kEpZWGgJks
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Jan 4, 2015 16:18
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Assuming you value your time above 0 cents per hour, arguing in this thread about a reddit post is bad with money.
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Jan 4, 2015 16:21
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jon joe posted:Assuming you value your time above 0 cents per hour, arguing in this thread about a reddit post is bad with money.
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Jan 4, 2015 16:25
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My point in posting that story was that carrying your "life savings" in cash is bad with money. The car could have crashed and caught on fire, or he could have been carjacked and robbed.
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Jan 4, 2015 17:15
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BEHOLD: MY CAPE posted:Right, and in any other circumstance when the police have suspicion that you are doing something wrong ("probable cause") they obtain a warrant and then arrest you and charge you with a crime. Civil forfeiture was made for seizing trafficked drugs, counterfeit goods, and assets of people like drug lords and foreign despots that are difficult for practical and jurisdictional reasons to prosecute - decidedly NOT to freely grab at cash or anything else of value local police might stumble across during traffic stops. http://www.washingtonpost.com/sf/investigative/2014/09/06/stop-and-seize/
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Jan 4, 2015 18:17
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HelloIAmYourHeart posted:My point in posting that story was that carrying your "life savings" in cash is bad with money. The car could have crashed and caught on fire, or he could have been carjacked and robbed. No question about it but "abject financial ruin with little or no recourse at the hands of law enforcement" should not be on that list of hazards.
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Jan 4, 2015 18:32
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100 HOGS AGREE posted:Anything over like a couple grand in cash is probable cause enough for the police to seize it without charging you and then you have to go to court to prove it was your legally acquired money. This happens constantly because police departments get to keep a portion of it for their operating costs. Yep, the perverse incentives that make police more interested in finding a jackpot than actually stopping crime are a big part of the problem, especially in the era of police militarization and all the cool expensive poo poo that requires. At least some states have effectively abolished civil forfeiture by either imposing onerous standards of evidence or taking away the golden carrot by putting proceeds of forfeiture into a general fund rather than going directly to the seizing agency.
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Jan 4, 2015 18:37
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There was a particularly public scandal by a small town in Texas for forfeiture as well: http://www.cnn.com/2009/CRIME/05/05/texas.police.seizures/index.html
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Jan 4, 2015 18:57
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100 HOGS AGREE posted:Anything over like a couple grand in cash is probable cause enough for the police to seize it without charging you and then you have to go to court to prove it was your legally acquired money. This happens constantly because police departments get to keep a portion of it for their operating costs.  That's the thing about money that gets found "in the wild". Pretty much everyone, including local law enforcement, treats it like it's free money. So instead of thinking you're all clever because you stuff it beneath your mattress, put the money in your bank account. Not only is it protected by a vault, FDIC/CDIC insurance, and a fancy security system, but it also leaves a paper-trail if things go haywire. I know how condescending that advice sounds, but I've spoken to a lot of people who think they're so clever because they stash their bank notes around the house for a variety of odd, Dale Gribble-type of reasons. melon cat fucked around with this message at 20:16 on Jan 4, 2015 |
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Jan 4, 2015 19:24
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Rudager posted:I mean I know people who travel a lot, and they're always broke, and if they're not and do actually have $20k+, they're not dumb enough to keep it on them in cash, because they're not drug dealers. Yeah carrying 20G's around in cash is about the most stupid loving thing I can imagine. There's no sane reason for any law-abiding citizen to have that much cash on their person. The most amount of physical cash I've ever handled was $5,000 and I've never felt more terrified and paranoid in my life than when I was carrying that around. And I get that cop hate is the new hipster trend, but why even give the police a reason to gently caress your day up? Don't carry cash like a drug dealer, go the speed limit, and "Yes sir, No sir, I'm sorry sir." goes a long way.
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Jan 4, 2015 19:54
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our favorite reddit posted:Boyfriend is 22, just got a job - actually his first one. He's bought everything himself his entire life. His parents however are fairly well off but only pay for one thing, his phone bill. I'll give him credit that he's been fairly smart with money and always saved up.  melon cat posted:I know how condescending that advice sounds, but I've spoken to a lot of people who think they're so clever because they stash their bank notes around the house for a variety of odd, Dale Gribble-type of reasons.
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Jan 4, 2015 20:16
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I'm the kid who bought everything himself his entire life, without ever having a job. My parents didn't pay for anything but I'm good with money.
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Jan 4, 2015 20:20
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