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epenthesis posted:People in NYC may be interested in Ben Rimalower's solo show Bad With Money, running at The Duplex through February. His story is a little on the hairy side even for this thread, starting with the familiar "blowing your entire paycheck on junk" episodes but eventually getting into prostitution, drug/alcohol addiction, and embezzlement. Outside of some harrowing stretches on those topics, it's actually pretty funny (though a high tolerance for musical theatre references helps). Red text on blue background? Ben Rimalower is bad with web design.
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Jan 8, 2015 17:37
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canyoneer posted:Red text on blue background? Ben Rimalower is bad with web design. DIY web design is good with money though. He's learning!
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Jan 8, 2015 18:00
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epenthesis posted:DIY web design is good with money though. He's learning! Not really, not if you're trying to market something online and you are terrible at it.
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Jan 8, 2015 18:15
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jaymeekae posted:Not really, not if you're trying to market something online and you are terrible at it. Good point. Still bad with money. Though to be fair, cabaret has been on life support even in New York since long before anyone had ever heard of the web, so 90s-era web design is cutting-edge in this context.
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Jan 8, 2015 18:23
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http://www.reddit.com/r/personalfinance/comments/2rv5v0/freezing_to_death_literally_urgent_crisis_please/ Dude lost his $80k/yr job in July, and is currently living out of his car. His financial sins: Owns two cars, one of which is paid off. The other one is costing him $500/month before his $180/month insurance, and is not even the one he sleeps in. He is ~$5k underwater on the car. Spends $350 on gas per month. No word on whether that is due to him literally living in his car and using it for heat or whatever. Lives an hour away from his hometown, and would rather freeze in his car than commute. This is what happens when you don't keep an adequate emergency fund on hand, kids. I have a feeling that if he wasn't at risk of literally dying from exposure, he wouldn't even have been seeking help.
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Jan 9, 2015 18:33
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Someone is literally going to freeze to death to keep an internship and to maintain their credit rating 
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Jan 9, 2015 19:51
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quote:Your expected monthly income is $1,136, and you're currently spending $1,030 on your car. Amazing.
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Jan 9, 2015 20:17
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Barry posted:Amazing. Back in grad school everyone in my year moved out of the grad student housing after the first year and the department complained that if no one is going to take advantage of the housing that the slots would be lost to another department. I sent them an email with two numbers: The expected take home pay of a research assistant II: $975/month The cost of living in the graduate student housing: $1050/month It turns out that everyone from my year was moving on to research from teaching (which is unionized and paid 2x more at the time). RAs start off at level V now.
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Jan 9, 2015 20:32
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Sometimes there is beauty in simplicity.http://www.reddit.com/r/personalfinance/comments/2rxttf/bad_idea_to_finance_a_car_with_minimum_wage/ posted:I just want to hear why its a bad idea, so i work a minimum wage job that pays $10 an hr and i work 24hrs a week which is around $394 every two weeks after taxes. So far i saved up 3k in my bank account. My idea is to get a 15k car and finance it. Good or bad idea? And what do you recommend? Lastly l get about $1,800 from financial aid(community college) every quarter so $5,400 a year, given that i take a full time classes  e: This guy might be good with money  quote:My friend had a 9-5 job that he was working on when he got accepted to another job. He didn't quit the earlier job and because one of them is telecommuting with remote desktop, he is able to work both at the same time. For one of them he commutes and he puts 8 hours on his time sheet for each job. This one is reminiscent of that dude bringing in 6 figures who paid some Chinese company five figure to do the work for him. Get it while the getting's good, I guess. Guest2553 fucked around with this message at 07:00 on Jan 10, 2015 |
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Jan 10, 2015 06:58
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Guest2553 posted:Sometimes there is beauty in simplicity. That guy sure is on the fast track to success: http://www.reddit.com/r/AskReddit/comments/2k3os2/how_in_the_world_do_you_stay_awake_in_a_calculus/
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Jan 10, 2015 07:01
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quote:e: This guy might be good with money A lot of white-collar employers have a clause in their hiring documents that requires employees to get approval to take on other work. If an employer finds out, it's pretty much up to them how they react. They might not care if he's getting all his work done, but they may potentially sue him depending on the terms of his employment. He could easily get taken to court for some sort of fraud. edit: If he's using one company's resources to work for another company (Which he definitely is, given that he's telecommuting from the office), that's pretty good odds on getting his rear end sued, especially in the not-at-all-unlikely case that he's working for competing companies. If he's VPN'ing to another company, it's only a matter of time before an IT audit nabs him. Not a Children fucked around with this message at 15:40 on Jan 10, 2015 |
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Jan 10, 2015 15:34
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If the other employers are in the same industry, or can be perceived as competitors in any way, the poo poo is gonna hit the fan hard.
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Jan 10, 2015 15:41
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If he's billing for 8 hours and not working those 8 hours, that's classic fraud.
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Jan 10, 2015 16:30
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Dik Hz posted:If he's billing for 8 hours and not working those 8 hours, that's classic fraud. My office is full of frauds unless their jobs are to surf the net.
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Jan 10, 2015 17:09
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I agree with this comment:quote:do this all from home on a hourly billable basis and the name changes from "fraud" to "consulting"
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Jan 10, 2015 18:26
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Billable hours have little to do with actual hours. To me, the big issue is that he's doing it from an office job, where the expectation is probably that they're buying his time in addition to his production. His manager is a moron if he's getting away with that.
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Jan 10, 2015 18:44
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Not a Children posted:His financial sins: quote:I am still upside down in the loan, so selling or trading is not an option. So many questions, not enough answers. As for Mr. Working 3 Jobs At The Same Time, this reddit comment says everything I was thinking: quote:There's also a chance your friend isn't as smooth as he thinks he is.
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Jan 10, 2015 19:15
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There was a guy I knew who worked two jobs. He was a safety inspector for two employers. His job was to inspect construction crews out and about in the field for both jobs. Long story short, it lasted about six months and was fired from both jobs. Seems to me that it is a matter of when, not if you get caught.
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Jan 10, 2015 19:20
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Not a Children posted:A lot of white-collar employers have a clause in their hiring documents that requires employees to get approval to take on other work. If an employer finds out, it's pretty much up to them how they react. They might not care if he's getting all his work done, but they may potentially sue him depending on the terms of his employment. He could easily get taken to court for some sort of fraud. I bet he'd get fired but what would be the point of suing the guy?
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Jan 10, 2015 20:11
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BEHOLD: MY CAPE posted:I bet he'd get fired but what would be the point of suing the guy? Set an example for the next guy that thinks of doubling down on the company dime?
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Jan 10, 2015 20:22
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It's really bad press to sue your own employees, and even worse press that your management can't tell if someone is working two other full-time jobs while in your office.
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Jan 10, 2015 20:23
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TwoSheds posted:Set an example for the next guy that thinks of doubling down on the company dime? You don't think firing would accomplish that?
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Jan 10, 2015 20:31
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There might also be some thorny intellectual property issues, what with assignation clauses and poo poo.
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Jan 10, 2015 20:35
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BEHOLD: MY CAPE posted:You don't think firing would accomplish that? I was just guessing, but based on that reddit thread, some people may view firing as an acceptable risk for making sufficient amounts of money.
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Jan 10, 2015 20:46
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TwoSheds posted:I was just guessing, but based on that reddit thread, some people may view firing as an acceptable risk for making sufficient amounts of money. Especially since he has two other jobs he presumably didn't get fired from.
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Jan 10, 2015 21:11
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Inverse Icarus posted:Especially since he has two other jobs he presumably didn't get fired from. Lol, sunny side up, folks! Oh, no! I'm fired? Guess I'll have to only get paid for twice the number of hours I actually work.
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Jan 11, 2015 02:01
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We were talking about college tuition at work today because most of my co-workers have kids considering college in the next year or two, and Disney guy chimes in: "I highly recommend <for-profit college>, the tuition fee is always the same whether you take a single class or full time. It's where I'm doing my MBA." So paying the same amount per semester and but taking fewer class, thus more semesters, is a feature they provide for you to help balance your time.
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Jan 12, 2015 14:50
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Folly posted:We were talking about college tuition at work today because most of my co-workers have kids considering college in the next year or two, and Disney guy chimes in: "I highly recommend <for-profit college>, the tuition fee is always the same whether you take a single class or full time. It's where I'm doing my MBA." Also, totally missing the point of an MBA unless he works somewhere where a check-the-box grad degree will help him advance. But yeah, wow. They spun the hell out of that "feature."
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Jan 12, 2015 15:33
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I'm doing an MS online and it's the same deal, except the opposite. You have to be at least full time, but you can take as many extra classes you want for the same tuition. I wish I had enough free time to take advantage of it.
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Jan 12, 2015 15:41
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Folly posted:We were talking about college tuition at work today because most of my co-workers have kids considering college in the next year or two, and Disney guy chimes in: "I highly recommend <for-profit college>, the tuition fee is always the same whether you take a single class or full time. It's where I'm doing my MBA." That can't be right. Either the school is going to charge by the credit hour or less likely a flat rate for the program. Is he getting tuition benefits through work? If so there's a good chance he doesn't know how it's getting paid.
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Jan 12, 2015 15:45
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It's been a while for me, but he might be referencing that some places charge more per hour if you take fewer hours.
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Jan 12, 2015 17:44
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Harry posted:It's been a while for me, but he might be referencing that some places charge more per hour if you take fewer hours. Yeah, it's usually tiered. At both universities I attended (undergrad and MBA), tuition maxes out at 12 credit hours. Total tuition billed for 6 credit hours/semester is less than for 9 credit hours/semester. You could take 24 credit hours in a semester (if your department would let you) and you'd still pay the 12 hour rate, which makes the effective cost per credit hour much cheaper. The fees were fixed too. If you took one class or 20 classes, you still paid the "athletics fee" and "technology fee" to pay the football coach's $1.5M annual salary and provide computers for homeless guys to watch porn in the university library. Both schools also try to cheat me by charging out-of-state tuition for both residents and nonresidents for summer courses. I took a one credit course (internship), and it was something like $1500 after fees, compared to $7k/semester for a regular full-time load.
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Jan 12, 2015 18:08
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The school is Western Governor's University: "WGU has only one enrollment status: full-time. All students are expected to complete the minimum number of competency units per term (12 for undergraduate programs and 8 for graduate programs) to make On Time Progress toward graduation." So it appears he's just confused as to the minimum hours requirement. Also, it says its a non-profit. And it's pretty cheap relatively speaking. As online graduate schools go, it seems like a fair deal, even if his attitude on it is all messed up. But, more importantly, this: Tyro posted:Also, totally missing the point of an MBA unless he works somewhere where a check-the-box grad degree will help him advance. It isn't. We work in IT. I'm pretty sure he's a contractor. He's just got the IT bug where your career stagnates fairly early due to the big bottleneck at the architect level. He's being smarter about it than I was, at least.
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Jan 12, 2015 18:23
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I'm thinking about doing a bad with money thing and going to Seattle Central Community College part-time after I get my Washington residency established in order to take some CS classes to help me learn programming principles. This is in an effort to advance my IT career from manual QA tester to a QA Engineer with scripting skills. I have tried to teach myself scripting languages using online tutorials but my learning style is far better suited to a professor explaining concepts I don't understand. Hopefully with Obama's new community college initiative, it won't cost me anything beyond administrative and student fees. It'd be a hell of a lot more useful having an associate's degree in something CS related for my career than having my massive poo poo stain of a History bachelor's.
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Jan 12, 2015 19:13
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You actually want knowledge and not credit hours? Stanford has you covered for the BFC approved price of FREE: http://online.stanford.edu/courses/topic/4 Not sure if it would work with your learning style or not, but I think the lectures are recorded and then you're suppose to work on the TA-moderated forums/chats with your classmates to actually learn. I keep meaning to take that class so I can figure out what my kid has to know before he can take it. I've got a few years, though.
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Jan 12, 2015 19:25
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Folly posted:You actually want knowledge and not credit hours? Stanford has you covered for the BFC approved price of FREE: http://online.stanford.edu/courses/topic/4 That actually might work - I don't need credit hours for anything, but the knowledge I'm looking for would be much easier to get in a specialized teaching environment like this. If I've got people to review my work and/or ask questions if I get stuck without posting in a thread and hoping someone answers, that would take care of a lot of it. Thanks!
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Jan 12, 2015 20:08
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Folly posted:The school is Western Governor's University: "WGU has only one enrollment status: full-time. All students are expected to complete the minimum number of competency units per term (12 for undergraduate programs and 8 for graduate programs) to make On Time Progress toward graduation." So it appears he's just confused as to the minimum hours requirement. Also, it says its a non-profit. And it's pretty cheap relatively speaking. WGU is actually pretty rad, cost wise. Good well recognized school and only like 2 grand every 6 months last i checked. I've been seriously looking into it so I can make the jump from desktop support to something more well paying in the security or server realm. You earn most of the certs folks look for during the course of the degree which is what i'm missing.
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Jan 12, 2015 22:34
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HonorableTB posted:I'm thinking about doing a bad with money thing and going to Seattle Central Community College part-time after I get my Washington residency established in order to take some CS classes to help me learn programming principles. UW has certificate programs in a bunch of fields including IT. I did one and found the quality of instruction to be excellent. The credits don't transfer but you can put it on your LinkedIn page and it shows employers you are serious about skill building. Scripting is straightforward stuff though. Pick up a copy of Learning Perl or Powershell in 30 days, set a goal like two chapters a week, and ask the thread in SHSC when you get stuck. If you're into PowerShell I can loan you my copy next time I'm downtown. So many good IT people have no degree or unrelated degrees. Going back to a traditional school when you've already broken into the field is definitely the most expensive option. It may pay off at some point, but up front it carries the most burden.
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Jan 13, 2015 03:19
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Folly posted:He's just got the IT bug where your career stagnates fairly early due to the big bottleneck at the architect level. He's being smarter about it than I was, at least. What is a smart way to deal with this, anyway? Anything better than an MBA?
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Jan 13, 2015 04:03
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Dude at my work purchased a motorcycle about 2 months ago and left it there because he doesn't have insurance for some reason. It can join my boss's abandoned car in the parking lot, I guess.
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Jan 13, 2015 04:05
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