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Merrill Grinch posted:If I had unlimited time off and wasn't responsible for a small child's welfare, I too might work for free on a stranger's farm in a foreign country. Maybe I could bring those skills home to use on my father-in-law's farm. After I teach him how to milk a cow the central american way we can install new firmware on his combine's GPS. Just want to let you know I'm not criticizing you for not joining WWOOF, I'm criticizing you for spending half of the average Mexican family's yearly net income to spend seven days there. That's bad with money. The fact that those seven days are tailored specifically so that you don't have to interact with any Mexican people outside of the capacity of being your servant isn't bad with money, it's just not my cup of tea. Edit: Am I seriously the only person in this thread who thinks spending 1000 dollars a day in a country where the average family lives on 13000 dollars a year is bad with money? IAMKOREA fucked around with this message at 03:03 on Feb 1, 2015 |
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Feb 1, 2015 02:54
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IAMKOREA posted:Just want to let you know I'm not criticizing you for not joining WWOOF, I'm criticizing you for spending half of the average Mexican family's yearly net income to spend seven days there. That's bad with money. The fact that those seven days are tailored specifically so that you don't have to interact with any Mexican people outside of the capacity of being your servant isn't bad with money, it's just not my cup of tea. Well the average family in the country you talk about live in horrible poverty, so I don't really care to live like them because I'm not a loving idiot.
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Feb 1, 2015 03:08
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MJBuddy posted:Well the average family in the country you talk about live in horrible poverty, so I don't really care to live like them because I'm not a loving idiot. Have you been to the developing world? A family of 3 can live like kings in Mexico for far less than $1000 per day. Edit: On my last vacation the three of us averaged $200 per day in Firenze. $1000 per day in loving Mexico is bad with money, whether it's debt or savings. IAMKOREA fucked around with this message at 03:24 on Feb 1, 2015 |
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Feb 1, 2015 03:13
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FrozenVent posted:Ah yes, let me step away from the spreadsheets to go work on someone's farm for free It also skirts the bounds of legality. At least in the US, the most of the farm owners are likely violating wage and hour laws (the .gov looks skeptically on "volunteering" at an ostensibly profit-making enterprise), and the international travelers who do it are violating the terms of their tourist visas. There's a reason why the WWOOF website basically tells you to lie to immigration https://wwoofusa.org/how-it-works/#will-wwoof-help-me-get-a-visa
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Feb 1, 2015 03:48
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IAMKOREA posted:Have you been to the developing world? A family of 3 can live like kings in Mexico for far less than $1000 per day. Literally no one is suggesting that a family couldn't live on $1000/day, so who cares. Hotels are not home or apartments, though, and resort living is about good weather and pretty beaches, not living like a local. Like the concept of a vacation is over your head, somehow. No, I don't want to go work on a farm for months as a way to relax and get away from a busy work schedule, nor do I want to do grocery shopping and cook.
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Feb 1, 2015 03:49
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IAMKOREA posted:Edit: On my last vacation the three of us averaged $200 per day in Firenze. $1000 per day in loving Mexico is bad with money, whether it's debt or savings. The funniest part of you being all angry about "$1000 per day! In loving Mexico!" is you still haven't figured out that most of it is airfare. Considering that the $346/night I'll be paying includes food and drinks, you might the one who made a bad with money decision...
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Feb 1, 2015 04:05
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MJBuddy posted:Literally no one is suggesting that a family couldn't live on $1000/day, so who cares. Hotels are not home or apartments, though, and resort living is about good weather and pretty beaches, not living like a local. The guy posted in this very thread wondering if he was bad with money. He is. Savings be damned. Mexico is a very poor country. A family of three can experience good weather, beautiful beaches, and want for nothing there for less than 200 dollars per day. Spending five times that so a corporation can insulate you from seeing the harsh reality of actual life there is bad with money.
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Feb 1, 2015 04:09
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Merrill Grinch posted:The funniest part of you being all angry about "$1000 per day! In loving Mexico!" is you still haven't figured out that most of it is airfare. Considering that the $346/night I'll be paying includes food and drinks, you might the one who made a bad with money decision... You're the one who wondered aloud in this thread if your vacation was worth the money. If you just wanted pats on the back, you posted in the wrong thread. While you're there, I dare you to go get food and drinks at a restaurant that Mexican families and not just tourists eat at. Look at your bill, and ask yourself whether your 346 per night is a good deal or not. Seriously dude, you're getting ripped off.
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Feb 1, 2015 04:15
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IAMKOREA posted:The guy posted in this very thread wondering if he was bad with money. He is. Savings be damned. Mexico is a very poor country. A family of three can experience good weather, beautiful beaches, and want for nothing there for less than 200 dollars per day. Spending five times that so a corporation can insulate you from seeing the harsh reality of actual life there is bad with money. Unless you get kidnapped and ransomed back to your family because you decided you wanted to experience authentic Mexico.
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Feb 1, 2015 04:21
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baquerd posted:Unless you get kidnapped and ransomed back to your family because you decided you wanted to experience authentic Mexico. Seriously lolling at how poorly traveled everyone in this thread is.
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Feb 1, 2015 04:26
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Can someone explain what wwooof is? I'm confused. Also I thought we weren't supposed to derail about location based bad with money.
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Feb 1, 2015 04:27
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Just curious, what's like a normal but sane vacation? I always do it the cheap way -- Southwest sale flight to another state, then stay at a friend's. That's really fun, but it seems like my peers are all globetrotters. How does that work, are they all going into debt or being bankrolled by their parents or what? Or is it normal to drop a few thousand on vacation every year? This is 20s, no kids, decent job, NYC.
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Feb 1, 2015 04:28
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i like nice words
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The normal but sane vacation is what you can afford to spend on it and are willing to spend on it. If you can afford to drop $thousands on a trip to italy that's great, if not, you do something cheaper.
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Feb 1, 2015 04:29
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Jastiger posted:Can someone explain what wwooof is? I'm confused. World Wide Opportunities on Organic Farms From the main website: Usually you live with your host and are expected to join in and cooperate with the day to day activities. In most countries the exchange is based on 4-6 hours help-fair exchange for a full day’s food and accommodation. You may be asked to help with a variety of tasks like sowing seed, making compost, gardening, planting, cutting wood, weeding, harvesting, packing, milking, feeding, fencing, making mud-bricks, wine making, cheese making and bread making. The length of your stay at the farm is negotiated directly between you and your host. Most WWOOF visits are between one and two weeks, though some may be as short as two or three days or as long as six months. The first step of your WWOOFing experience is to choose your destination and join the relevant WWOOF organization. As a member you will be able to access a database of farms in your chosen country and start making plans. If you are interested in alternative ways of living and want to meet interesting people then WWOOFing is for you!
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Feb 1, 2015 04:31
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I could afford to*, I'm just wondering what's normal but reasonable. * in the sense that I'd still be saving a decent % of my salary, although obviously I'd lose those few thousand or have to find places to cut other spending
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Feb 1, 2015 04:32
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slap me silly posted:The normal but sane vacation is what you can afford to spend on it and are willing to spend on it. If you can afford to drop $thousands on a trip to italy that's great, if not, you do something cheaper. Being able and willing to spend on something doesn't make you good with money. It just makes you a person who spends money. This thread is about being bad with money. Spending $1000 per day for something that can, with a few hours of planning, cost $100 per day is bad with money.
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Feb 1, 2015 04:32
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Anne Whateley posted:Just curious, what's like a normal but sane vacation? I always do it the cheap way -- Southwest sale flight to another state, then stay at a friend's. That's really fun, but it seems like my peers are all globetrotters. How does that work, are they all going into debt or being bankrolled by their parents or what? Or is it normal to drop a few thousand on vacation every year? It's also possible some of them are leveraging credit card signup bonuses to get lots of airline miles
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Feb 1, 2015 04:33
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IAMKOREA posted:Being able and willing to spend on something doesn't make you good with money. It just makes you a person who spends money. This thread is about being bad with money. Spending $1000 per day for something that can, with a few hours of planning, cost $100 per day is bad with money. Hurf. Spending money you have on things you can afford is the very definition of good with money. Paying attention to some random internet dude's opinion about what things should cost is the very definition of bad with money.
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Feb 1, 2015 04:35
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Anne Whateley posted:I could afford to*, I'm just wondering what's normal but reasonable. Well according to the people in this thread, as long as you don't go into debt you are free to go hog wild. Spend $12000 to go to a casino in South Dakota - as long as you have properly budgeted for it, you're doing great!
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Feb 1, 2015 04:45
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Business, Finance, and Careers › Stories about people bad with money - The Strawman Megathread
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Feb 1, 2015 04:48
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Anne Whateley posted:Just curious, what's like a normal but sane vacation? I always do it the cheap way -- Southwest sale flight to another state, then stay at a friend's. That's really fun, but it seems like my peers are all globetrotters. How does that work, are they all going into debt or being bankrolled by their parents or what? Or is it normal to drop a few thousand on vacation every year? I take a 2-3 week international trip every year and I generally spend between 1750-2500/USD each trip. I pick my vacation destination based on what cheap flights I can find and do a good amount of research in order to keep costs low when I'm there. I could definitely do it cheaper if I stayed at hostels or lived near a major airport. Travelling is one of my financial priorities so I cut back in other areas like my car so that I can afford to take a trip every year. I don't have any debt and I'm contributing a decent amount to my retirement accounts so I don't feel bad splurging in this area.
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Feb 1, 2015 04:48
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Just a reminder that money is literally a fungible accounting by which we turn effort and human capital into things that we want, so if you want a nice vacation, and you have the money, spending it on a nice vacation is good with money. Bad with money is buying things you want under false ideas about the efficacy of the purchase towards achieving your goal (ex: I want to go to Chicago so I buy a train ticket instead of flying, if I am indifferent in form of travel because I don't understand opportunity cost. What is not bad with money is buying a train ticket because I love trains). Again, the idea of a vacation is lost on you, No one wants to spend $100 a day on a vacation, because that's planning to work on your vacation. Yep you can go to disney world cheaper if you take a cheap motel 4 hours away and take busses in and our before sunrise to beat the crowds and eat at cheap buffets in the outskirts of towns with your family of 4. It's a lot less money but if your goal is to enjoy yourself and not stress over every waking moment, it's probably bad with money to not spend more of it.
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Feb 1, 2015 04:51
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IAMKOREA posted:Well according to the people in this thread, as long as you don't go into debt you are free to go hog wild. Spend $12000 to go to a casino in South Dakota - as long as you have properly budgeted for it, you're doing great! Yeah, if you budgeted for it. That's the whole point.
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Feb 1, 2015 04:52
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MJBuddy posted:Just a reminder that money is literally a fungible accounting by which we turn effort and human capital into things that we want, so if you want a nice vacation, and you have the money, spending it on a nice vacation is good with money. If you think that you have to plan to work to spend $100 day in Mexico, you are a moron. Mexico is not Disney World you loving ignoramus. What you would spend at cheap buffet on the outskirts of Disney world buys you fresh locally grown and skillfully prepared food in Mexico. It's a poor developing country, and when you earn dollars and spend pesos you can live like a king for pennies per day. Due to the nature of my career, I understand opportunity cost far better than you do. You don't understand vacations, and seem bitter that others are able to experience much more on on far less.
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Feb 1, 2015 05:02
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Well I see you've sure gotten the argumentative drop on me. You understand opportunity costs for <reasons> and I don't for <reasons>, and I can see that now.
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Feb 1, 2015 05:19
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My <reasons> are 50+ million dollar engineering projects, what are yours?
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Feb 1, 2015 05:21
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IAMKOREA posted:My <reasons> are 50+ million dollar engineering projects, what are yours? Well then I can see where your expertise on Mexican agriculture, organic farming co ops and other people's vacation choices can't be questioned.
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Feb 1, 2015 05:27
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MJBuddy posted:Well then I can see where your expertise on Mexican agriculture, organic farming co ops and other people's vacation choices can't be questioned. I know more about Mayan agriculture than most people on this forum. But most people on this forum are content growing their bellies with corn and soy byproducts, so it's not worth talking about. The only point that I've been trying to make in this thread for the past few hours is that spending $1000 per day to go to Mexico and not have to talk to any Mexicans is bad with money since you can go to Mexico and meet wonderful Mexicans and live like a king for an order of magnitude less than that.
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Feb 1, 2015 05:34
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Bad with money would be traveling with either of you two babies and having your vacation ruined by whining
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Feb 1, 2015 05:35
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IAMKOREA posted:Seriously lolling at how poorly traveled everyone in this thread is. yeah man you're definitely the most well-traveled person in this thread, which tends to be full of modestly successful people in their 30s.
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Feb 1, 2015 05:41
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IAMKOREA posted:I know more about Mayan agriculture than most people on this forum. And I know more about WWII Canadian participation to transatlantic shipping than most people on these forums. I still think you need to take a chill pill or ten.
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Feb 1, 2015 05:41
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Merrill Grinch posted:The same thing is happening to my Dad too; after decades of frugal living his financial discipline apparently shattered with the passing of my mother. It might not be tangible but you will make great memories. When my wife and I got married, we decided not to save for a house and instead focus on travelling. Best decision we ever made. We were able to save money, stay out of debt, but travel because we had no kids. We were in our early 20s and thought, gently caress it. Do it now before we can't. Do I have anything tangible out of those experiences? Nope, but I have memories and my marriage is better for it. I don't think not going on vacation when you can afford it isn't bad with money - you just might be missing out on awesome experiences.
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Feb 1, 2015 06:00
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IAMKOREA posted:I know more about Mayan agriculture than most people on this forum. But most people on this forum are content growing their bellies with corn and soy byproducts, so it's not worth talking about. The only point that I've been trying to make in this thread for the past few hours is that spending $1000 per day to go to Mexico and not have to talk to any Mexicans is bad with money since you can go to Mexico and meet wonderful Mexicans and live like a king for an order of magnitude less than that. I'd argue that putting forth effort and commingling with the locals is, in fact, not living like a king.
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Feb 1, 2015 06:08
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Vacationing at a 5 star resort and vacationing by living like the locals are two completely different but valid ways of taking a vacation. I don't get why you seem to find it incomprehensible some people might want to do the first instead of the latter at some point in their lives. I've done both, and the first is definitely worth doing at least once. The point in that case isn't to experience a different culture, but to be pampered and taken care of like you're royalty. If you take issue with someone choosing to do it in Mexico vs who knows where, you're being weird and nitpicky as gently caress.
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Feb 1, 2015 06:13
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opus111 posted:modestly successful people in their 30s. But enough about me. Anyway I'm sorry for starting this derail. To be honest I'm deeply dissatisfied with my life as a HENRY and wish I was brave enough to quit everything and live as a 3rd world farmer. I am a coward. I hope that my bickering has provided the people in this thread with some small amount of pleasure, and not just annoyance. I hope that guy enjoys his dumb Mexico vacation and has a good relationship with his wife and kid.
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Feb 1, 2015 06:17
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Rurutia posted:Vacationing at a 5 star resort and vacationing by living like the locals are two completely different but valid ways of taking a vacation. I don't get why you seem to find it incomprehensible some people might want to do the first instead of the latter at some point in their lives. I've done both, and the first is definitely worth doing at least once. The point in that case isn't to experience a different culture, but to be pampered and taken care of like you're royalty. If you take issue with someone choosing to do it in Mexico vs who knows where, you're being weird and nitpicky as gently caress. This is some seriously ingenious poo poo. Spending $100 dollars a day is not like living like the locals in Mexico. Spending $100 a day there is like living like a king. Spending $1000 a day there is like living like a loving gringo idiot.
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Feb 1, 2015 06:24
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IAMKOREA posted:This is some seriously ingenious poo poo. Spending $100 dollars a day is not like living like the locals in Mexico. Spending $100 a day there is like living like a king. Spending $1000 a day there is like living like a loving gringo idiot. I'm pretty confident on betting you don't have kids. Vacationing is about relaxing more than anything, if you have kids, going somewhere where they're occupied while needing minimum supervision is what you aim for. When you're a single 20 year old the $50/day thing is what you do because you don't give a poo poo and don't have any money.
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Feb 1, 2015 06:28
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Rudager posted:I'm pretty confident on betting you don't have kids. Wrong. Sorry you are a bad parent. I don't need to occupy my child, because I love spending time with (supervising) her. 'Supervising' my child is the definition of relaxation. Edit: Also LOL at 50 dollars a day being what a penniless 20 year old spends. 50 dollars per day is the monthly salary in some beautiful countries - countries with cultures far more developed than those you will find in the US of A. IAMKOREA fucked around with this message at 06:40 on Feb 1, 2015 |
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Feb 1, 2015 06:31
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IAMKOREA posted:I hope that my bickering has provided the people in this thread with some small amount of pleasure It hasn't. Spending your Saturday evening threadshitting on SA may not be bad with money, but it sure is bad with life. I saw some guy on the news today whose son had cashed out his 401k to buy Superbowl tickets. Pro sports fans are the worst with money.
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Feb 1, 2015 06:33
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IAMKOREA posted:To be honest I'm deeply dissatisfied with my life as a HENRY and wish I was brave enough to quit everything and live as a 3rd world farmer. I am a coward. You are by far the most pretentious person in this thread. Jesus Christ. "Live a life like the noble third world subsistence farmer". Ahaha give me a loving break. Inept fucked around with this message at 06:51 on Feb 1, 2015 |
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