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Nail Rat
Dec 29, 2000

You maniacs! You blew it up! God damn you! God damn you all to hell!!
68 percentile for 31 :dance:

How sad, considering that's factoring in a condo that's 34k underwater and having only started to actually save 26 months ago.

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ranbo das
Oct 16, 2013


Renegret posted:

It...really is, and they know it.

The margin on a laptop is anywhere between ~$0 to $10. That means if it goes on sale or the price is knocked down for whatever reason, the store takes a loss on it. In fact, because of overhead, selling any computer without accessories was a net loss for the company. Basically the rule of thumb in that place is that if it's a big box item that you went in there to buy, it's sold at cost and there's no profit on it. TVs, computers, cameras, MP3 players, and to a lesser extent home appliances. Not car sound systems, we made a killing off of those, only offset by the low volume of customers they dealt with.

The general sales strategy for computers was finding out the customer budget, down-selling them to a cheaper computer, then tacking on warranties and accessories with a higher margin until you reach their budget again. This way, the customer gets their computer and extra toys they weren't expecting while staying in budget, the company gets their money, and everyone's happy. At least, in theory, anyway. It never actually worked like that because of shady salesmen and stupid customers.

This makes me so happy you have no idea. My family usually takes me with them to Best Buy to buy computers just because I know a bit about them, enough to decline all the additional stuff they try to tack on, and Best Buy employees are always super scummy about it. I was buying a new computer with my grandfather and after me turning down all the bullshit they were offering (no we do not need a $250 printer) the employee stopped talking to me and started trying to directly sell to my grandfather, saying stuff like "you know your old printer probably wont work with this new computer, you wont be able to set it up you need this new one" and all sorts of bullshit that totally would work on the average person.

Also, some bad with money from me. When I got my old phone, they offered a plan that was $50, and guaranteed you at least $200 back when you traded in your phone at best buy between 2-3 years from the purchase price. Almost 3 years later, cue me walking into best buy with the warrenty and everything and them saying they've never heard of it, have no record in their system and will not be honoring it. Man, gently caress Best Buy.

Barry
Aug 1, 2003

Hardened Criminal

Whiskey A Go Go! posted:

I was talking about fitness costs with a couple last night on a double date since we were joking about how the gyms are quiet now. When we broke down our personal budgets for fitness, I was really surprised how expensive some people go with this.

Monthly Fitness Budget for Girlfriend(Student, Part Time) and I (Working Fulltime)
Judo - $70 ($35 a person, free summer training from May to Aug as GF is a Black Belt)
Shared gym membership $22 a month
Supplements (Protein, multi-vitamins) $150 a month

Other Couples' Fitness Budget (Both Students, no jobs)
CrossFit Gym Membership $600 ($300 per person with a personal trainer)
BJJ for the Guy - $120 a month
Yoga for the Girl - $200 a month
Supplements (Stacks from bodybuilding.com) $450 a month

It doesn't surprise me since they go overboard with all their hobbies(anime, cosplay, gothic Lolita), but $1000+ for physical fitness is mind boggling. I guess you can't put a price on mental health recovery if it works for you.

Anyone that is spending $1k/month of money that they don't have ($450 of which is supplements, holy poo poo) deserves the crippling debt that will likely come with that kind of behavior.

I'm even a bit surprised you can spend $150/month on protein and multi-vitamins between two people. That's like 15 pounds of protein a month!

ploots
Mar 19, 2010

Barry posted:

Anyone that is spending $1k/month of money that they don't have ($450 of which is supplements, holy poo poo) deserves the crippling debt that will likely come with that kind of behavior.

I'm even a bit surprised you can spend $150/month on protein and multi-vitamins between two people. That's like 15 pounds of protein a month!

I'm betting that's 2lb or less protein and a pile of overpriced useless vitamins and supplements.

Not a Children
Oct 9, 2012

Don't need a holster if you never stop shooting.

Hope they're loaded and/or in the upper eschelon of fitness for all that expense. Christ, I spend less on fitness in nearly 2 years than they spend in a month.

GanjamonII
Mar 24, 2001

Whiskey A Go Go! posted:

Other Couples' Fitness Budget (Both Students, no jobs)
CrossFit Gym Membership $600 ($300 per person with a personal trainer)
BJJ for the Guy - $120 a month
Yoga for the Girl - $200 a month

How do they find time to do all of this let alone money?

peter banana
Sep 2, 2008

Feminism is a socialist, anti-family, political movement that encourages women to leave their husbands, kill their children, practice witchcraft, destroy capitalism and become lesbians.

Whiskey A Go Go! posted:

I was talking about fitness costs with a couple last night on a double date since we were joking about how the gyms are quiet now. When we broke down our personal budgets for fitness, I was really surprised how expensive some people go with this.

Monthly Fitness Budget for Girlfriend(Student, Part Time) and I (Working Fulltime)
Judo - $70 ($35 a person, free summer training from May to Aug as GF is a Black Belt)
Shared gym membership $22 a month
Supplements (Protein, multi-vitamins) $150 a month

Other Couples' Fitness Budget (Both Students, no jobs)
CrossFit Gym Membership $600 ($300 per person with a personal trainer)
BJJ for the Guy - $120 a month
Yoga for the Girl - $200 a month
Supplements (Stacks from bodybuilding.com) $450 a month

It doesn't surprise me since they go overboard with all their hobbies(anime, cosplay, gothic Lolita), but $1000+ for physical fitness is mind boggling. I guess you can't put a price on mental health recovery if it works for you.

This is all pretty unnecessary. I'm training for a few Ironman races this summer and I haven't spent near as much as they spend in one month. Granted, my gym member ship is covered by work and I have $500 annual fitness allowance, but gently caress, I just take the spinning classes at the gym for free and eat a lot of spinach.

Barry
Aug 1, 2003

Hardened Criminal

turevidar posted:

I'm betting that's 2lb or less protein and a pile of overpriced useless vitamins and supplements.

Either way, it's probably bad with money.

Renegret
May 26, 2007

THANK YOU FOR CALLING HELP DOG, INC.

YOUR POSITION IN THE QUEUE IS *pbbbbbbbbbbbbbbbbt*


Cat Army Sworn Enemy

ranbo das posted:

This makes me so happy you have no idea. My family usually takes me with them to Best Buy to buy computers just because I know a bit about them, enough to decline all the additional stuff they try to tack on, and Best Buy employees are always super scummy about it. I was buying a new computer with my grandfather and after me turning down all the bullshit they were offering (no we do not need a $250 printer) the employee stopped talking to me and started trying to directly sell to my grandfather, saying stuff like "you know your old printer probably wont work with this new computer, you wont be able to set it up you need this new one" and all sorts of bullshit that totally would work on the average person.

Also, some bad with money from me. When I got my old phone, they offered a plan that was $50, and guaranteed you at least $200 back when you traded in your phone at best buy between 2-3 years from the purchase price. Almost 3 years later, cue me walking into best buy with the warrenty and everything and them saying they've never heard of it, have no record in their system and will not be honoring it. Man, gently caress Best Buy.

Eh, it has a lot to do with that specific employee as well. The company has a name for customers who don't buy anything extra, but that name escapes me right now. The general idea with them is to give them what they want and get them out as quickly as possible so you can focus your time on some different sucker. It is very, very illegal to refuse service because they customer won't buy any add ons, but that won't stop a lot of the scummier guys aiming for the top from trying.

I never understood why any employee at that place would do anything past the bare minimum anyway. There's no commission, so they only reward for a big sale is a happy boss. Keep it up long enough, you can get a promotion, if you're lucky you'll get a dollar raise with that Supervisor title!

e: That second part sounds like the Buy Back program where you pay money to allow Best Buy the honor of buying back your device. It's a 50% buy back in the first 6 months, and the value depreciates as time goes on. A total loving scam. I don't think I sold a single one while I was there. I guess it's an alright value if you replace your phone every 6 months, but if you do that, you have bigger problems. At 3 years you got...I think 20% of your original purchase price back.

e2: And you can trade in your device anyway. The Buy Back program was just a guarantee at the amount of money you'd get back. Sometimes the trade-in value was the same or higher than the Buy Back value, so the customer wasted money...by paying money...to have the opportunity to...sell their phone or something. Alright listen I don't get it either, it was a stupid program and nobody ever used it.

Renegret fucked around with this message at 16:58 on Feb 10, 2015

WarMECH
Dec 23, 2004

quote:

I'm not kidding when I say my cabinets are barren. I've never bought a cooking item in my life. It's hard to believe, but i've always subscribed to idea that it's cheaper for one to just buy a prepared meal at a restaurant then go out and buy $20-$30 for stuff to cook some thing.

If I just google "meatloaf", i'm looking at a pound of meat, bread crumbs, a couple spices, eggs, bottle of ketchup. It's a hosed up way to think, but I see that as $3 for the meat, $2 for eggs, kethcup $2, bread crumbs $1... I mean, at this point I just go spend the $12 and get a jimmy johns unwhich.

Who even thinks like this? In what idiot's mind does eating out in any way cheaper than cooking for yourself? Does he not realize that those bread crumbs, spices, eggs, ketchup can be used for multiple meals, and some of those items will last months/years. It's not like you have to go out and buy a whole new set of ingredients every time you cook a meal! And that "meatloaf" is probably enough to feed a family of 4 for at least 2 meals, anyway, bringing the cost per meal well below his lovely Jimmy Johns sammich.

"I see that as $3 for the meat, $2 for eggs, $2 for ketchup, $17 for nonstick baking dish, $274 for a decent oven, $359k for a house w/ gourmet kitchen, all for one meat loaf??? Eating out is sooo much cheaper." :smug:

BRAKE FOR MOOSE
Jun 6, 2001

$450/mo on supplements is astonishingly terrible with money unless they're illegal. For the rest of it, at least they're getting a specific experience... I think CrossFit is a huge rip-off, but you're paying for the community more than the gym, so if that's what you really want, I guess you can go for it.

You're lucky to have a gym that's $11/mo/pp though. I'm looking at $80/mo once I graduate and I am not looking forward to that at all.

Barry posted:

I'm even a bit surprised you can spend $150/month on protein and multi-vitamins between two people. That's like 15 pounds of protein a month!

Not if you buy the good poo poo (like ON will run you $55/5lb) but yeah.

GanjamonII posted:

How do they find time to do all of this let alone money?

It's not that hard to find time for the gym 3-4 days a week no matter what you do. An undergrad or a young professional (40-50 hr weeks, no kids) should easily be able to manage CrossFit and another activity.

Comrade Flynn
Jun 1, 2003

Whiskey A Go Go! posted:

I was talking about fitness costs with a couple last night on a double date since we were joking about how the gyms are quiet now. When we broke down our personal budgets for fitness, I was really surprised how expensive some people go with this.

Monthly Fitness Budget for Girlfriend(Student, Part Time) and I (Working Fulltime)
Judo - $70 ($35 a person, free summer training from May to Aug as GF is a Black Belt)
Shared gym membership $22 a month
Supplements (Protein, multi-vitamins) $150 a month

Other Couples' Fitness Budget (Both Students, no jobs)
CrossFit Gym Membership $600 ($300 per person with a personal trainer)
BJJ for the Guy - $120 a month
Yoga for the Girl - $200 a month
Supplements (Stacks from bodybuilding.com) $450 a month

It doesn't surprise me since they go overboard with all their hobbies(anime, cosplay, gothic Lolita), but $1000+ for physical fitness is mind boggling. I guess you can't put a price on mental health recovery if it works for you.

I've been working out for over a decade and consider myself in great shape and I have no idea how you spend $150/mo on supplements let alone $450. What on earth are you buying?

Also I cut my gym fees quite a bit since I built a gym into my house. :smuggo:

Edit: If your multi-vitamins don't include glucosamine and msm you're bad with money because otherwise you will probably eventually get a joint injury requiring surgery.

Comrade Flynn fucked around with this message at 17:40 on Feb 10, 2015

Barry
Aug 1, 2003

Hardened Criminal

disheveled posted:

Not if you buy the good poo poo (like ON will run you $55/5lb) but yeah.

That's what I was basing the price off, I guess it would be more like 13lbs a month if you want to split hairs as multi-vitamins are pennies a day.

Haifisch
Nov 13, 2010

Objection! I object! That was... objectionable!



Taco Defender

Celador posted:

Who even thinks like this? In what idiot's mind does eating out in any way cheaper than cooking for yourself? Does he not realize that those bread crumbs, spices, eggs, ketchup can be used for multiple meals, and some of those items will last months/years. It's not like you have to go out and buy a whole new set of ingredients every time you cook a meal! And that "meatloaf" is probably enough to feed a family of 4 for at least 2 meals, anyway, bringing the cost per meal well below his lovely Jimmy Johns sammich.

"I see that as $3 for the meat, $2 for eggs, $2 for ketchup, $17 for nonstick baking dish, $274 for a decent oven, $359k for a house w/ gourmet kitchen, all for one meat loaf??? Eating out is sooo much cheaper." :smug:
Considering that he's apparently never cooked for himself before, and his mom did all the cooking growing up(with him never paying attention to it), he actually may not realize that. And the cost of getting a kitchen started up can definitely be intimidating when you're starting from scratch(and if you feel pressured to stock the entire kitchen at once instead of doing it a bit at a time, which seems to be the case with Reddit Man's comment section).

Of course, most people learn better in their early-to-mid 20s, not when they're 30 years old.

More baffling to me is this:

quote:

I went through a builder to build my house in one of those preplanned neighborhoods. Every house kind of looks the same, but slightly different. The house came with a microwave and stove, but the fridge was like an added $2000 charge I could "roll into" the mortgage. Not wanting to pay for it over 15years. I thought to myself i'd just go buy one if I ever needed it and save the interest charges of it rolled into the home loan.
That was 7 years ago. Never got around to getting that fridge.
Going 7 years without a fridge(/freezer) is just the strangest poo poo. Even if he doesn't want to store actual ingredients in there, what about cold drinks? Premade food that needs to be stored cold? Ice? :psyduck: He could have bought several fridges with what he spends eating out.

the holy poopacy
May 16, 2009

hey! check this out
Fun Shoe

Haifisch posted:

Premade food that needs to be stored cold?

This is what kills me, because even if buying ingredients to make things from scratch is too daunting, frozen meals are still a fraction of what they'd cost if you were eating out. For the cost of an order of McNuggets and a small order of french fries you can get a giant bag of frozen nuggets and french fries. An entire frozen lasagna might cost a third to a half of an individual serving at a restaurant.

onemillionzombies
Apr 27, 2014

Pretty sure that even children in elementary school are well aware that eating out is far more expensive than cooking for yourself. This guy is such a bizarre outlier that my imagination is going wild with what else he hasn't figured out yet.

blackmet
Aug 5, 2006

I believe there is a universal Truth to the process of doing things right (Not that I have any idea what that actually means).
A used fridge is 100 bucks. If you really want to cheap out.

And I would just find it...awkward, to say the least, if I were to go over to a friends house with a 6 pack of beer or something and find they had no fridge. Like "what's wrong with you, do you have a crack habit?" awkward. Keep up a tiny bit of appearances, please.

Knyteguy
Jul 6, 2005

YES to love
NO to shirts


Toilet Rascal
On the topic of restaurants and eating at home:

http://wondergressive.com/biggest-wastes-of-money-part-5-gadgets-and-eatingdrinking-out/ posted:

How much a person dines out is dependant on numerous factors, including gender, age, income, and region. Writers at Mother Jones used information acquired by Bundle.com, a company that analyzes credit card data from Citigroup, to create a food spending chart of major cities around the United States. They found drastically different spending behaviors across the country. For example, the average person in Austin, Texas spends $420 a month on dining out, whereas the average person living in Detroit, Michigan only spends $69 dollars each month on dining out. People living in Austin spend nearly 6 times as much on dining out compared to people in Detroit. According to Mother Jones:

Austin, Texas, spends almost twice the national average for dining out; five Detroit households could eat for a year on an average Austinite’s food budget.

I'm not done reading, but I really like this article so far.

Here is the data used in the quote: https://docs.google.com/spreadsheet/ccc?key=0AuHOPshyxQGGdEowT21KN0ZobWQxUHFQcVcxN1Naemc#gid=0
From: http://www.motherjones.com/environment/2012/01/calculator-food-spending-budget-frugal which compares your household food spending to the data.

Guinness
Sep 15, 2004

Whiskey A Go Go! posted:

Monthly Fitness Budget for Girlfriend(Student, Part Time) and I (Working Fulltime)
Judo - $70 ($35 a person, free summer training from May to Aug as GF is a Black Belt)
Shared gym membership $22 a month
Supplements (Protein, multi-vitamins) $150 a month

Other Couples' Fitness Budget (Both Students, no jobs)
CrossFit Gym Membership $600 ($300 per person with a personal trainer)
BJJ for the Guy - $120 a month
Yoga for the Girl - $200 a month
Supplements (Stacks from bodybuilding.com) $450 a month

drat, both of you are making me feel pretty good about my fitness expenses. I'm not JACKED BRO, but I can bike a century and hike 10+ miles/day in the mountains carrying 40+ lbs.

    - Climbing gym (with cardio, weights, sauna, and yoga studio) - $66/mo.

    - New pair of nice rock shoes every 18-24 months - $150.

    - Nice road bike and related equipment, ~$2500 over the past 7 years. Minimal ongoing costs, <$50/mo averaged out.

    - Backpacking and mountaineering gear, ~$2000 over the past 5-6 years. Minimal ongoing costs, <$50/mo averaged out.

    - Supplements: $0

Also I'd like to see what some of these people spend on work-out clothing, because I know some people go absolutely crazy with it, especially the gym bro/yoga girl types. If they're spending hundreds of dollars per month on supplements I just know they're ALSO spending hundreds of dollars per month on Lululemon and UnderArmour.

Guinness fucked around with this message at 19:20 on Feb 10, 2015

Nocheez
Sep 5, 2000

Can you spare a little cheddar?
Nap Ghost
I have a bunch of really nice workout gear, and almost all of it was bought at Dick's during their clearances when switching seasons. If you don't care about brands or colors, you can do really well. My best finds a couple weeks ago were 2 thin Reebok t-shirts for $5/each and a pair of Reebok shorts for $2. I also splurged on a nice pair of golf shorts for $12.

Knyteguy
Jul 6, 2005

YES to love
NO to shirts


Toilet Rascal

Nocheez posted:

I have a bunch of really nice workout gear, and almost all of it was bought at Dick's during their clearances when switching seasons. If you don't care about brands or colors, you can do really well. My best finds a couple weeks ago were 2 thin Reebok t-shirts for $5/each and a pair of Reebok shorts for $2. I also splurged on a nice pair of golf shorts for $12.

Wow that is pretty good.

Any consensus on the REI yearly sales? The only problem is you need that membership.

e: VV OK thanks for the insight.

Knyteguy fucked around with this message at 19:46 on Feb 10, 2015

WarMECH
Dec 23, 2004

Haifisch posted:

Going 7 years without a fridge(/freezer) is just the strangest poo poo. Even if he doesn't want to store actual ingredients in there, what about cold drinks? Premade food that needs to be stored cold? Ice? :psyduck: He could have bought several fridges with what he spends eating out.

Holy poo poo, I missed that part! This guy is literally that episode of Seinfeld where Kramer gets rid of his fridge to only eat "fresh food". :psyduck:

Not to mention the gaping hole in his kitchen where the fridge is supposed to go. At least pick up a scratch n' dent at Home Depot or something off of Craigslist for a couple hundred bucks instead of refusing to buy one outright. I don't even...

Guinness
Sep 15, 2004

Nocheez posted:

I have a bunch of really nice workout gear, and almost all of it was bought at Dick's during their clearances when switching seasons. If you don't care about brands or colors, you can do really well. My best finds a couple weeks ago were 2 thin Reebok t-shirts for $5/each and a pair of Reebok shorts for $2. I also splurged on a nice pair of golf shorts for $12.

I pick up a ton of nice, cheap stuff on backcountry.com (and their liquidation site, steepandcheap.com), as well as REI sales/clearance. Not quite as cheap as that, but way way below MSRP. Mark up on exercise/outdoors clothing is just absurd.

I really like Backcountry's in-house brand, Stoic. I've picked up a bunch of Under Armour and Patagonia Capilene style stuff through steepandcheap for like $20/item and its just as good as the "real" stuff that I foolishly paid big bucks for in the past.

Knyteguy posted:

Any consensus on the REI yearly sales? The only problem is you need that membership.

Some people might disagree, but IMO the REI membership is pretty worth it at $20 for life. Plus that 10% dividend every year. It is too bad they got rid of the lifetime guarantee because people were abusing it, though. :(

In addition to their quarterly/seasonal sales, they have sales where you can take 20%+ off any single item, and they also rotate their clearance racks a lot where stuff will be 20-50% off. Most of the clearance stuff tends to be seasonal clothing. Also the REI-brand clothing tends to be pretty good, especially for the price compared to name brand.

It's still not cheap like the guy paying $2 for shorts, but they generally don't sell anything that is junk, either.

But I also live near their huge flagship store so I don't know what it's like at smaller satellite stores.

Guinness fucked around with this message at 19:39 on Feb 10, 2015

Blinkman987
Jul 10, 2008

Gender roles guilt me into being fat.

Knyteguy posted:

Any consensus on the REI yearly sales? The only problem is you need that membership.

They'll have their next sale in May where you'll be able to get a 20% off coupon as a member, so just buy something over $100 and it's free.

Their clothing sales are mediocre. You're really paying for the REI brand as a shopper and the usefulness of going into a place where employees seem happy to be there and you can actually try gear. They also used to take items back no matter how long you had owned them, but now that's limited to a year. Most of the stuff they sell are going to have lifetime warranties on them anyway, so really it's for people who buy a harness and then find after a few climbs that they don't like it.

Unless you really know what you want, also avoid the REI garage sales unless you really know what you're doing with gear and can make repairs. For one crazy discounted gem, there's thousands of broken pieces of poo poo.

I would recommend Sierra Trading Post (wait for 35% off and free shipping code, comes about once a week) for workout clothes. I usually splurge on the nicer base layers and running shirts, but I also know that I'll cut my exercises short if I'm wearing a drenched cotton shirt. So, in a way, good with money!

peter banana
Sep 2, 2008

Feminism is a socialist, anti-family, political movement that encourages women to leave their husbands, kill their children, practice witchcraft, destroy capitalism and become lesbians.

Celador posted:

Who even thinks like this? In what idiot's mind does eating out in any way cheaper than cooking for yourself? Does he not realize that those bread crumbs, spices, eggs, ketchup can be used for multiple meals, and some of those items will last months/years. It's not like you have to go out and buy a whole new set of ingredients every time you cook a meal! And that "meatloaf" is probably enough to feed a family of 4 for at least 2 meals, anyway, bringing the cost per meal well below his lovely Jimmy Johns sammich.

"I see that as $3 for the meat, $2 for eggs, $2 for ketchup, $17 for nonstick baking dish, $274 for a decent oven, $359k for a house w/ gourmet kitchen, all for one meat loaf??? Eating out is sooo much cheaper." :smug:

When did it become a point of pride to be unaware of the basics of taking care of yourself? I hear this poo poo all the time in my office about how people "don't even cook" or "can't even hang a painting." Am I supposed to be impressed that you can feed yourself or do the most basic of basic, basic, basic DIY? On the rare occasion I talk to people about the fact that I'm vegan, they ask, "Oh my God, isn't it way more expensive?" Which it isn't, it's just that you mostly have to cook your meals for yourself if you want to stick to it earnestly, like making your own pizza or sushi.

But then, that also means I can have pizza or sushi whenever I want. As much as I want. With whatever I want in it. Plus I have new skill. There's really nothing interesting or commendable about not being able to feed your own goddamn self.

Dwight Eisenhower
Jan 24, 2006

Indeed, I think that people want peace so much that one of these days governments had better get out of the way and let them have it.
If you're willing to take their dopey credit card through US Bank, you can tack an additional 5% onto the dividend amount of everything you purchase at REI with it. At that point you get 15% off the list price of everything you buy there minimum. They list lots of stuff on the outlet at between 20 and 70% off, and they liquidate all the returns their staff doesn't want at quarterly garage sales. It's easily worth the $20 buy in if you'll spend any amount of money there ever.

With the quarterly sales they'll give members a coupon that's good for 20% off one retail item AND 20% off one outlet item, and the outlet item discount is the only one that stacks, so you can find some really inexpensive and good stuff after taking another 20% off what's left after a 30% markdown for some overstock thing.

You gotta wait up to 15 months to get your 15% back, their return policy isn't as good as it used to be, and there's lots of good outdoor equipment from smaller manufacturers they don't carry, but REI is a good first choice for grabbing some outdoor thing you need.

Renegret
May 26, 2007

THANK YOU FOR CALLING HELP DOG, INC.

YOUR POSITION IN THE QUEUE IS *pbbbbbbbbbbbbbbbbt*


Cat Army Sworn Enemy

peter banana posted:

When did it become a point of pride to be unaware of the basics of taking care of yourself? I hear this poo poo all the time in my office about how people "don't even cook" or "can't even hang a painting." Am I supposed to be impressed that you can feed yourself or do the most basic of basic, basic, basic DIY? On the rare occasion I talk to people about the fact that I'm vegan, they ask, "Oh my God, isn't it way more expensive?" Which it isn't, it's just that you mostly have to cook your meals for yourself if you want to stick to it earnestly, like making your own pizza or sushi.

But then, that also means I can have pizza or sushi whenever I want. As much as I want. With whatever I want in it. Plus I have new skill. There's really nothing interesting or commendable about not being able to feed your own goddamn self.

I've been apartment hunting in Long Island and I can't believe how difficult it is to find a 1BR apartment with a kitchen.

One place I looked at advertised having a kitchen, and when I went there, there were two hot plates and a microwave sitting on a counter. No fridge, no stove.

I don't know if this is a commentary on the average person looking for a 1BR apartment in this area, or just how lovely the renting market is out here (lock the door to your basement, congrats now you have an "apartment" to rent out for $1k/month), but it's been such a pain in my rear end these past few weeks.

You'd think a place to cook and store food would be important, but it's more like an optional afterthought with these places.

peter banana
Sep 2, 2008

Feminism is a socialist, anti-family, political movement that encourages women to leave their husbands, kill their children, practice witchcraft, destroy capitalism and become lesbians.

Renegret posted:

I've been apartment hunting in Long Island and I can't believe how difficult it is to find a 1BR apartment with a kitchen.

One place I looked at advertised having a kitchen, and when I went there, there were two hot plates and a microwave sitting on a counter. No fridge, no stove.

I don't know if this is a commentary on the average person looking for a 1BR apartment in this area, or just how lovely the renting market is out here (lock the door to your basement, congrats now you have an "apartment" to rent out for $1k/month), but it's been such a pain in my rear end these past few weeks.

You'd think a place to cook and store food would be important, but it's more like an optional afterthought with these places.

It's just a cynical way for developers to decrease the space of individual units. Same thing happened in Toronto during our condo boom. Developers justified it by saying "Young people today don't want kitchens! They can eat out!" Which I don't think is true, but certainly encourages this man-baby bad-with-money attitude.

Baiku
Oct 25, 2011

Bad with food money will probably never go away. When people hear that I cook at home because take out food has crazy sodium levels they gawk at me and ask how I can afford such "healthy food" while eating their $12 Chipotle burrito with no vegetables.

cage-free egghead
Mar 8, 2004
The more I think about the dude not having a fridge, the less I can believe it. I mean, he's never had beer, milk, leftovers, water, fruit, ANYTHING?

Blinkman987
Jul 10, 2008

Gender roles guilt me into being fat.

Dwight Eisenhower posted:

If you're willing to take their dopey credit card through US Bank, you can tack an additional 5% onto the dividend amount of everything you purchase at REI with it. At that point you get 15% off the list price of everything you buy there minimum. They list lots of stuff on the outlet at between 20 and 70% off, and they liquidate all the returns their staff doesn't want at quarterly garage sales. It's easily worth the $20 buy in if you'll spend any amount of money there ever.

I do this, and it's kinda annoying in that I have to have a US Bank account. The card itself doesn't even have a credit limit. But, the important thing is that the 10% dividend does NOT count sale goods. The 5% back doesn't care about price, full or discount. So, when say that Osprey backpack goes on sale or you use your 20% discount on it, you don't get 10% back on dividend but you would get the 5% back from the card itself. Same thing for Outlet when it comes to dividend.

Guinness
Sep 15, 2004

Lblitzer posted:

The more I think about the dude not having a fridge, the less I can believe it. I mean, he's never had beer, milk, leftovers, water, fruit, ANYTHING?

He only drinks the finest flat room-temperature English brown ales.

Comrade Flynn
Jun 1, 2003

Guinness posted:

Also I'd like to see what some of these people spend on work-out clothing, because I know some people go absolutely crazy with it, especially the gym bro/yoga girl types. If they're spending hundreds of dollars per month on supplements I just know they're ALSO spending hundreds of dollars per month on Lululemon and UnderArmour.

My gym clothes are literally just free t-shirts I pick up at the video game conventions I attend for work and 3 pairs of 10 year old shorts. I weight lift bare oot as it's easier for squats.

Bloody Queef
Mar 23, 2012

by zen death robot

peter banana posted:

It's just a cynical way for developers to decrease the space of individual units. Same thing happened in Toronto during our condo boom. Developers justified it by saying "Young people today don't want kitchens! They can eat out!" Which I don't think is true, but certainly encourages this man-baby bad-with-money attitude.

One of my apartments is a studio with a hotel style kitchen. It has a half size fridge and half size freezer, a pretty trick induction top portable stove top (read: expensive hotplate) a counter top convection oven and a microwave.

It rents out mostly to young professionals or dudes who just got divorced. Due to the size, I offer shorter term leases, mostly because I don't want the kind of tenant in there that would want that tiny, sad apartment long term. I realized that in between my second and third tenants the manual was still taped to the bottom of the convection oven. I asked the former tenant about it and he hadn't once used the oven or the hot plate. This trend has continued. I always saw mountains of take out containers in their trash.

Bloody Queef fucked around with this message at 21:36 on Feb 10, 2015

slap me silly
Nov 1, 2009
Grimey Drawer
I have lived like that for weeks at a time but it ain't good for the soul. Or the cardiovascular system.

Nail Rat
Dec 29, 2000

You maniacs! You blew it up! God damn you! God damn you all to hell!!

Guinness posted:

He only drinks the finest flat room-temperature English brown ales.

Even this doesn't work as an excuse because English beer is definitely not served room temperature, just not "as cold as the Rockies."

Disco Salmon
Jun 19, 2004

Celador posted:

Who even thinks like this? In what idiot's mind does eating out in any way cheaper than cooking for yourself? Does he not realize that those bread crumbs, spices, eggs, ketchup can be used for multiple meals, and some of those items will last months/years. It's not like you have to go out and buy a whole new set of ingredients every time you cook a meal! And that "meatloaf" is probably enough to feed a family of 4 for at least 2 meals, anyway, bringing the cost per meal well below his lovely Jimmy Johns sammich.

"I see that as $3 for the meat, $2 for eggs, $2 for ketchup, $17 for nonstick baking dish, $274 for a decent oven, $359k for a house w/ gourmet kitchen, all for one meat loaf??? Eating out is sooo much cheaper." :smug:

I saw this and went whaaaaaaaaaaaa? (at the bit Cel quoted not at his post!!)

When I make meatloaf (1), it lasts my husband and myself 3-4 days, and cost me lets see: Hamburger $10, sausage $5, eggs $1...the rest I have dry in airtight storage containers. And it makes a huge meatloaf too! So that is what, about $20 for whole thing? Over 4 days that breaks down to $2.50 a person approx...though my calculations might be off slightly. Still cheaper broken down over the JJ Unwich.

Lets see an unwich last you 3-4 days! Seriously...that guy is nuts. I think he has to be totally lazy to be spending that much on fast food/restaurants. We only go out maybe 1 a week if even that...what an idjit. Most of our food is home made...its not that hard to get a skill in it.

Lazy bastard.

BloodBag
Sep 20, 2008

WITNESS ME!



Last night I made a quart of 'green sauce' that I've been developing the recipe for for weeks now. I'll post it to GWS when I've perfected it. But think of it as the green, but not tomatillo salsa at a mexican restaurant (cilantro, lime, avocado). I made a whole quart for something like $2 of produce and like 30 minutes of my time. Now all I need is a bag of chips and I can get fat as gently caress for pennies on the dollar. *warning* it's chock full of cilantro so if that tastes like soap to you, you can't play.

Devian666
Aug 20, 2008

Take some advice Chris.

Fun Shoe

Nail Rat posted:

68 percentile for 31 :dance:

How sad, considering that's factoring in a condo that's 34k underwater and having only started to actually save 26 months ago.

Net worth was interesting and for 39 I am doing well. Then I clicked the retirement tab on the side. That produced a far more concerning result. As I've poured everything into the house I have very little in the way of retirement savings and I'm building those up now. I put in the retirement savings I've put away since September and I'm at 55% for my age. This is really bad, not for me as I'm rapidly increasing my investments and retirement savings, but for all the people in the US who are almost 40 and have just a few thousand dollars saved for retirement. I thought with all the schemes in place in the US the 50th percentile would be significantly better off than they are.

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Nail Rat
Dec 29, 2000

You maniacs! You blew it up! God damn you! God damn you all to hell!!

Devian666 posted:

Net worth was interesting and for 39 I am doing well. Then I clicked the retirement tab on the side. That produced a far more concerning result. As I've poured everything into the house I have very little in the way of retirement savings and I'm building those up now. I put in the retirement savings I've put away since September and I'm at 55% for my age. This is really bad, not for me as I'm rapidly increasing my investments and retirement savings, but for all the people in the US who are almost 40 and have just a few thousand dollars saved for retirement. I thought with all the schemes in place in the US the 50th percentile would be significantly better off than they are.

I didn't notice that tab before. It's interesting how this breaks out, because while my net worth is only 43k, my retirement savings is 39k (thanks condo!) which puts me at 93% for my age group. That feels pretty good to see (but then again, pretty scary too).

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