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Yeah, it's a real pleasure for me to check into a hotel room and have 4x the room I need for all my stuff in the drawers and whatnot.
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Feb 24, 2015 04:54
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slap me silly posted:Yeah, it's a real pleasure for me to check into a hotel room and have 4x the room I need for all my stuff in the drawers and whatnot. *Statement does not apply to Japanese business hotels
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Feb 24, 2015 04:57
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Haha! I've done the capsule thing too and you are exactly right. They gave me one locker at the reception desk and I was barely able to cram my backpack in it.
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Feb 24, 2015 04:58
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slap me silly posted:Haha! I've done the capsule thing too and you are exactly right. They gave me one locker at the reception desk and I was barely able to cram my backpack in it. Oh I'm not even talking capsule, you're more adventurous than I am. I'm 6'4" and there's no way you'd get me in one of those. I stayed in this hotel and I fit in the bed and shower well enough but I think there were literally like 4 hooks on the wall to hang things and that was it for storage space. Maybe there was a little something under the TV too. Certainly no closet. On the topic of packing light though, that trip was my first long trip where I only had a carry-on size bag and that is totally the way to go. Sure you have to laundry every five days or so but it's so worth it to not have to schlep heavy wheeled luggage between destinations. So it was pretty nice to stay in the hotel and be like "huh, no room for stuff, but I don't have any anyways".
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Feb 24, 2015 05:07
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100 HOGS AGREE posted:- Pay off remaining $6,850 on my private student loans in 6-8 months instead of my currently projected 13.
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Feb 24, 2015 05:10
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Background: - 26 year old single woman - Salary: $41k/year - Moved back in with my parents in December 2014 to un-gently caress my finances - Started off the year with ~$2700 in cc debt - 401k: vested in ~$19000, $21k total - Roth IRA: ~$1700 at the beginning of the year - Emergency savings: $400 at the beginning of the year It's embarassing to type out my background but at least I'm trying to improve.  Progress on my goals: 1) Paid off my credit card. No more debt for me! 2) Better retirement savings: - I've kept up with putting 10% of my paycheck into my 401k. My company matches up to 5%. (I purposely have my 401k so high because I used to have a very bad impulse spending problem and I still don't really trust myself to make decent decisions with money that I have easy access to) - I've put ~$1000 in my roth IRA thanks to my tax refund and auto-transferring $30 from my checking on my paydays. I know this number is too low and my goal is to increase it to $100/paycheck after I hit my emergency savings goal. 3) Ride the bus to work to save on gas and extend the life of my car. I've been doing this a couple of times a week. 4) More grocery shopping, less eating out. This is helping my weight, too! 5) New goal: Make a folder to keep track of receipts for little medical expenses from my myriad of doctor's appointments. I had no idea that I could deduct hospital parking costs, copays, etc and such on my taxes. I have health insurance, but I easily spent hundreds of dollars last year on copays for specialist visits, hourly rates for parking garages, etc. I probably won't have that much this year but it's still worth tracking... 6) No monthly subscriptions to services such as Netflix, Spotify, etc. I have my free trials set to cancel at the end of this bill cycle so I won't get charged. 7) 6-month emergency fund. Put four months of that emergency fund in a high interest checking account. Right now I only have $800 saved up. In December I moved back home with my parents to get my finances straight so I haven't focused on this one as much as I would have if I didn't live at home. I've been putting most of my paychecks into paying off my credit card, which was how I paid it off in early February. 8) Save $4000 for LASIK, which I've wanted for over a decade at this point. The surgeon quoted me at $3500 and I've read online that you can expect to pay hundreds of dollars on eye drops and random fees that insurance won't cover. 9) I'm saving my Southwest and United points by taking surveys! I nearly have enough for a free trip to Cancun. I'm specifically aiming for Cancun because I want to use my advanced PADI SCUBA certification (this SCUBA certification was another impulse purchase from my past). Bonus Pie in the sky goals: save a down payment on a new car for when my current car's engine falls out, save money for a SCUBA trip, save money for a trip to one of my international goals (Germany or China), save a down payment on a 2-bdrm condo so I can buy and rent out a room when I move out (lol), teach myself CSS and JS so I can make more money and actually be able to afford these pie in the sky goals (double-lol), learn to hangglide I'm getting a $2489 bonus in a couple of weeks and I think it needs to go into my roth and my emergency savings. I should have done all of this years ago, but at least I'm doing way better than I was a few years ago. legsarerequired fucked around with this message at 06:38 on Feb 24, 2015 |
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Feb 24, 2015 06:13
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P.D.B. Fishsticks posted:I actually have found (work) travel and reducing clutter to go hand in hand. Once I began spending a significant percentage of my nights in hotel rooms, I learned very quickly how little stuff I actually needed. This is very true! I travelled to San Francisco for a week recently and was able to get everything I needed into my carry-on bag and backpack. I even brought running gear, which was awesome. Pro tip: stuff your running shoes with socks and deodorant or whatever you can fit in there that doesn't need to be sanitary.
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Feb 24, 2015 14:20
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Not a Children posted:2014 was good, but not great. Gonna see if I can't improve this year. Progress report: - On track to reach my income goal. The $75k goal and the "doing well in school" are closely intertwined; if I pull off the latter, it should easily push me into the former. - On track to max 401k; may actually draw this back a bit, since it's cutting into my ability to add to my house savings. I'm going to wait until I see what my yearly raise looks like in April before I make any moves. Roth IRA was maxed with money pulled from my non-emergency savings; I'm replenishing those funds with money left over from budget each month. - Housing expenses have remained constant, but may go up or down in the next couple months -- there are tons of great places around, I just need to choose one. Weighing space vs comfort vs location, and I hate the whole drat process of looking. - Girlfriend is completely on board with keeping things frugal (eating in, finding cheap things to do, etc) but alcohol and video games remain categories we could probably stand to reduce. We treat ourselves to 2 meals out together a month. We have a mini vacation to Miami planned for June. The flights were paid for with old frequent flier miles, and we have a cheap airbnb and car rental. Overall, 4 days of fun in the sun should run us less than $250 a piece.
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Feb 27, 2015 15:29
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Nail Rat posted:-sell the condo and move to the city Update a couple months in: -still working on the selling. I've had good feedback and a ton of showings(8 in the first 10 days so far) but no offers yet despite being the only unit in the building on the market that includes a deeded garage space. Being on the first floor of an 11 story building sucks. -The 3k has been added, but not sure if it's going to be able to stay there. -On track for the 401k contribution. That amount doesn't include employer match. -On track for the IRA. -On track for the HSA. -The last goal is probably the least realistic. If I sell my condo at the asking price, I'd have to take a 23k loan to cover the loss plus closing costs. And I think I'm going to have to come down another 7500. I really don't care, I can have that paid off by the following summer, I just want out of this loving money hole. If I do have to take a 30k loan, I should be able to at least pay off about 25k by Dec 31st. Some might say just wait another year then, but this building is 40 years old and so is the HVAC unit, it's a time bomb as well as a money hole. A money hole that's about to become a money sinkhole. Plus all the painting I spent the last 8 months doing on my rare time off wouldn't be as fresh then. Nail Rat fucked around with this message at 16:28 on Feb 27, 2015 |
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Feb 27, 2015 16:04
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Goals: Continue paying an extra $100/mo on my car loan, at least until I move. Save up enough to cover moving costs (I have $1k so far) without dipping into the e-fund. Save up enough for a couch and bed frame, as I don't want to take mine. No credit card debt! No student loans! (Which means I need $3k saved by Oct. '15). Progress: Still paying extra on the car, I'm now 10 months ahead on payments.  Moving Fund is at $1,608.16. This is already enough to cover any double rent, deposits, etc. Putting in extra for furniture. No credit card debt. Grad School fund is at $814. I'll need $3k by October, and another $3k in April 2016.
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Feb 28, 2015 20:36
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The Experiment posted:In 2014, my net worth jumped from $85,000 to $125,000. I made a more conscious effort to save money this year than in previous years. I also started investing money. In the past, I usually hoarded the money in my checking account. 1) Net worth is at $140,000. It was up to $142,000 but took a hit because I bought tickets for my European vacation. My tax return hasn't arrived yet or else it would have remained around $142k. Still a success since it increased by quite a bit. 2) Everything has been locked in place since the 1st of the year so this won't change. I bit the bullet and checked out the expense ratios on my 401k. Sure enough, not a single fund available is below 0.5%. The highest one I have is 0.68%. I asked my HR department about adding some Vanguard funds and they basically told me to go pound sand. I gave them all kinds of information but no dice. My March goal is to realign my 401k funds to the funds with (relatively) lower expense ratios. Then see if there is any deficiencies with the balance in the portfolio and make it up through the non-retirement account I have at Vanguard. 3) Still a success! 4) See #3 5) Things this month through May are very busy. This is probably going to be on the back burner for now. 6) I have kept within my budget but I stopped using YNAB. I still have a Mint account and Excel spreadsheet that I prefer to use.
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Feb 28, 2015 20:56
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P.D.B. Fishsticks posted:2015 GOALS 1. Restaurant spending is still on track and pretty consistent. It's been a lot easier to stay under my $150 limit than I thought it would be.  2. I didn't get to pay as much on my student loans as I'd hoped for my February statement. But I've already paid $625 on my March statement, so that one should look better. I'm still not certain that I'll be able to hit zero by the end of June, though.  3. Won't start until #2 is paid off.
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Mar 1, 2015 19:19
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pig slut lisa posted:-Keep home alcohol purchases below $50/month January's total: $17.99 February's total: $43.47 (includes a 12 pack we bought on the 28th to boost us into March) Monthly average: $30.73
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Mar 1, 2015 19:54
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Veskit posted:1) Be free of consumer debt, which stands at around $6,000 1) It shot back up to fix my girlfriend's car. BLEH. The horizon looks fine but that number looks bad at this exact moment. It has about a 10% dent in it right now. 2) I have a full month of expenses saved up which puts me above target on that one 3) I reconciled the past 2 weeks so stumbled on this one, but I was financially stable and doing things fine. 4) STILL ON HYPE TARGET 5) 115 dollars so far and still on target. All those dollars are matched so by the end of the year it will have been around 1500 dollars toward an engineering scholarship for women  Late march early april I should get a bonus and there is a possibility of a windfall this year so stay tuned!
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Mar 1, 2015 20:43
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BossRighteous posted:2015 Goals: 1) No progress beyond minimums until savings goal is met. 2) Savings now up to $3,248. 3) Progress has been pretty good, expecting an April release. 4) This has changed focus. I've actually decided to shop around for other full time positions that would double my current my income (I work part time now.) I've updated my resume, my website, applied to 3 positions, and joined a monthly industry mixer. It feels really good to be moving in a direction again. With my current job security I have the time and leverage to shop around for a best fit. 5) Went on a little trip to the pine country this weekend and the motel we stayed at had shuttle service to a casino. We got $40 in free slot play and walked away with $41.75. Never had to put a dollar of my own money in and cashed out every spin that won. I had like 12 tickets adding up to the 41 which was hilarious but at least I wasn't recycling winnings into losses. ----- 2.a) On top of all of that, I discovered that my late fathers estate is finally closing after 2 years. Two mortgages worth $70k+ total were barred from claim for not filing their paperwork in time. They will repossess the properties at what would have been a market loss for us. That is huge because it makes the estate solvent against the remaining claims and leaves a sizable $5-7k to the remaining heirs. It may take a while to finalize but that will really move our savings or credit card debt needle, depending on where the goals are when the resolution comes about. 2.b) 2014 was the first year of my wife being a full time contractor and her estimated taxes were way off due to (we think) personal payroll taxes. We'll owe about $2-3k. Ouch. We'll know for 2015 I guess. root of all eval fucked around with this message at 17:11 on Mar 2, 2015 |
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Mar 2, 2015 01:39
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I believe I posted on this thread, but it's time to check in for March. I'm probably going to pay off the credit card in April because my tax refund has not gotten here yet, missing my desired date. other than that my other financial goals are on track it might be a little touch and go with paying off the student loans but they should be paid off by February of next year at the latest. On the plus side I got my girlfriend onto a budget and we're re working on getting her monthly spending on dine out food under $400.
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Mar 2, 2015 16:11
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Devian666 posted:My goals are: My net worth is up $11k but my investments are only around $9300. I'm not quite where I thought I'd be but I need to review my forward cash flow. Then I'll open my stock market account so I can but the ETFs I'm looking at.
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Mar 2, 2015 20:47
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zamin posted:Goal 1: Build up a one month buffer in checking (~3k). Started YNAB on 1/5 with about $200 to my name (spent way too much on Christmas). Current buffer as of today = $384. Rolling over about $150/mo at the moment, but May is a 3 paycheck month and I'll also get at least a $600 minimum bonus, which will fill the buffer. Not too much progress in 2ish weeks. I spent less in a few categories than I had budgeted for, so my rollover into March was $130 higher than expected, bringing me up to $514. Now that a couple big-ticket expenses are out of the way, I should be able to increase the amount I'm rolling over (and saving up a little bit each month for these expenses next year) by at least a couple hundred a month. After this month, I'll have 3 full months of data in YNAB, so hopefully I'll be able to analyze it and find some places to trim some fat.
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Mar 2, 2015 21:06
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legsarerequired posted:It's embarassing to type out my background but at least I'm trying to improve. You're 26, debt-free, employed, and have over $20K in savings. Maybe things were bad before, but you seem to be in good shape. Nothing to be embarrassed about. Keep it up!
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Mar 2, 2015 22:01
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balancedbias posted:Well, this is going to be an interesting year depending on the timing of when we're looking to have our second child. We have a 3 year-old right now. Job situation is solid and funding all of our dreams, so I'll do my best not to screw it up somehow. No loans besides a mortgage, both of us working, fully stuffed emergency fund. These are not necessarily in order. 1-401k contributions are automated, so this is on track. 2-ditto for 457 3-This may change so that we contribute for my wife last year, then later on do the contribution this year. See below for how things change... 4-Got a CFP that actually understood the situation and is willing to help with the wording to the IRS and doing the old 8606 forms. The other issue is that we friggin destroyed out budget due to helping out family during their time of need. That slowed down the IRA stuff, and I'm picking up extra shifts to make up for it. The thing is, extra call is like a feast-or-famine situation and I was usually more comfortable on the famine side, so to speak. The extra bucks means that I'm possibly going to be a little burnt out midway through the year but we can actually increase our goals beyond what we had expected! 5-529 is on autopilot, steady as she goes. Planning on pregnancy by mid-year. So scary, so exciting! 6-Done! independent 20 year term life with an amount that lets her take care of everything. (Note to self: sleep with one eye open.)  7-Keeping the bulk of this extra mortgage payment in a cash account until I'm sure no other family drama comes up this year. Plus we may refinance and if it's reasonable I may use some of that for closing costs. Again, thanks to extra call the total amount is leaning towards being bigger than we had initially hoped. 8-Yeah, this is not feasible. I'd rather not go through the mental gymnastics of min/maxing the tax refund with all of the other stuff going on. It looked great in January, but then February Family Fuckup month happened 
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Mar 3, 2015 04:06
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Rick Rickshaw posted:I just calculated how much my net worth would increase next year if my spending matches my budget and there is no real estate or stock market crash: $46k. Progress: 1. Surprisingly at $73k~ already. On-target I would say. 2. Waiting to confirm my limit for this year. Will probably wait until the summer to max this out. 3. Contributed $3500 so far. My tax return should be around $7k (I should have adjusted my withholding), which will go toward this. 4. Despite the record-setting snowfall in February, I've managed to keep biking and not die. This car-less lifestyle, outside of occasionally renting, is going great. When the cold weather hit in January I bought another bike, totalling around $700. It felt like an impulse buy, but I needed a hybrid for the cold, but clear days. My beater road bike just wasn't cutting it due to the handlebar type. As a result my spending is about $600 more than budgeted for Jan/Feb. Fortunately I don't think I'll be making any other big purchases this year. I am set for bike stuff and clothes. Anything that could pop up is taken care of. Rick Rickshaw fucked around with this message at 15:39 on Mar 3, 2015 |
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Mar 3, 2015 15:24
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2015 Financial Goals Update
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Mar 3, 2015 20:23
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semicolonsrock posted:Save 75% of my post-tax income! Same as last year. Like 10% of this savings will be in a 401k so I can hit my employer match, the rest in a passively managed index fund (ie wealth front). Q1 (ish, ok, I jumped the gun): I have saved a total of ~80% of my income so far this year, pre-tax. Gonna try to add some side income now that I've learned some programming, which hopefully will speed that rate up. Adding income seems to be an important way to make that number grow, and doing so with a business (software) with very low costs seems like a good idea.
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Mar 5, 2015 03:13
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legsarerequired posted:Background: You should absolutely not be embarrassed by this! Also, just the fact that you're aware of your personal finances, I can guarantee you will be in awesome shape in no time. BFC is a self selected group. This forum is not representative of the general population. I've gleaned information from my friends over the years that's shocked me. Outwardly successful or even seemingly frugal people that are totally broke, or people who you think are *only* broke that are $50k in debt with an $8/hour poo poo job. I'm 32 also. My friends are generally around my age. Broke as poo poo. It's the seemingly frugal people that confuse me the most. These are people who don't own nice things, don't drive an expensive car, live with roommates, eat noodles and canned tuna fish, don't travel the world, and make $75k a year. WHERE IS YOUR MONEY GOING??
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Mar 7, 2015 17:26
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District Selectman posted:It's the seemingly frugal people that confuse me the most. These are people who don't own nice things, don't drive an expensive car, live with roommates, eat noodles and canned tuna fish, don't travel the world, and make $75k a year. WHERE IS YOUR MONEY GOING?? The Bad With Money Thread formally requests an investigation of these people you know
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Mar 7, 2015 17:41
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pig slut lisa posted:The Bad With Money Thread formally requests an investigation of these people you know It took me years to even put together the clues that they are indeed quite broke, and I'll never be like, "Hey friend, so I was wondering. How are you so broke? I ask because you have a good job, but no nice things and also no money."
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Mar 7, 2015 20:28
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District Selectman posted:It took me years to even put together the clues that they are indeed quite broke, and I'll never be like, "Hey friend, so I was wondering. How are you so broke? I ask because you have a good job, but no nice things and also no money." Tell them it's for an internet forum. They'll understand.
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Mar 7, 2015 20:59
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I've found that when well-to-do people are perpetually broke/indebted in a nonobvious way, it's because of one of 4 things: -Dating irresponsibly -Eating out too much -Expensive hobbies -Gambling Or a combination of the aforementioned thereof
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Mar 8, 2015 00:19
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I graduated college with almost $90k in debt, even though I had a part time job, lived with roommates, and I had almost nothing to show for it (except the degree). I once reflected how I was able to do this and it was mostly this: - Going to bars and never really caring about the tab at the end of the night (usually $50 minimum). - Eating out constantly. I convinced myself that I was often too busy to cook anything at home. Plus I wanted to eat healthy so that was definitely expensive. - I bought huge video game collections. I went on a Sega Saturn import spree that likely set me back $3,000. I wound up selling the whole thing for about $600. There were other examples but that was the most egregious I could think of. - Smoked a shitload of weed. I was usually generous with it so a big bag lasted a lot less than it normally did. - I worked out a lot. I also took a lot of supplements, most of which were expensive and provided no real benefit whatsoever. A lot of it was junk like Guggulsterones: something that was expensive that may possibly cause you to lose a half a pound of fat over a year if you take it religiously. I was just dumb with money during that time.
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Mar 8, 2015 01:06
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Not a Children posted:I've found that when well-to-do people are perpetually broke/indebted in a nonobvious way, it's because of one of 4 things: This one confuses me. I am guessing you are saying guys (because come on...) who just drop mad coin on dates to impress girls and send them home in ubers...oh...so slow motion. Got it.
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Mar 8, 2015 02:37
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spwrozek posted:This one confuses me. I am guessing you are saying guys (because come on...) who just drop mad coin on dates to impress girls and send them home in ubers...oh...so slow motion. Got it. I ended up paying for a girlfriend who lived with me for about 6 months with no income of her own. Her dad paid car insurance and gave her a bit of spending money. I bought clothes/groceries/eating out/cosmetics/etc. *as an example of what the poster may mean
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Mar 8, 2015 03:14
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fuzzy_logic posted:Goals for next year, by priority: #1 - doing okay, went over a bit the last 2 months but I spent the last week horribly ill, so eating nothing, going nowhere and not doing anything may have re-balanced things #2 - DONE, had plenty for deposit, pet deposit, prorated rent AND I can have someone paint the room and move my stuff! #3 - unclear #4 - nearly done #5 - hopefully still doable, not really on track for this until 4 is done #6 - got the form to fill out, haven't turned it in yet. Progress? #7 - underway, going really well  #8 - no progress, but haven't spent anything on hobby yet this year, cleaning out stash yarn and using presents I got at Christmas Overall I think I'm doing good. Also moving to a place that will cost slightly more but offer a much better lifestyle compared to what I get at the current place. If I can get the dollar amount of my original deposit and pry it from my roommates' broke-rear end fingers I'll be very very happy.
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Mar 8, 2015 21:43
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Not a Children posted:I've found that when well-to-do people are perpetually broke/indebted in a nonobvious way, it's because of one of 4 things: Drinking and smoking. These are very expensive, more so when combined.
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Mar 9, 2015 00:25
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Devian666 posted:Drinking and smoking. These are very expensive, more so when combined. Or saddling themselves with payments on everything. I work with a lot of guys who come right out of high school making $70,000+/year and get up to the low $200,000s in 8-10 years if they're smart. First thing they do? Buy a brand new pickup and dump another $50,000 into it on top of a house/boat/ATV/bike/etc... Guess who's in a lot of trouble when work slows down.
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Mar 9, 2015 02:04
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pig slut lisa posted:How do you plan on enjoying time away from work in March? Just following up on this. I scheduled (and attended) a 90-minute massage session ($95 before gift certificate, $35 afterward, all of it tipping the therapist) on Monday last week, and I've booked out Thursday and Friday of this week as a 4-day weekend to go spend time with my family. I am back on track for the stress-reduction side of things. I've tallied up my paychecks, annual bonus, and royalty checks for this month. I'll be making somewhere between a $15,000-19,000 payment on student this month depending on the outcome of one medical bill dispute next week, so I should still be great for keeping ahead of the game on loan repayment. Also, side-biz is back on track with last month's royalties for >33% growth YoY.
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Mar 9, 2015 17:28
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I seem to have blown through my goals accidentally. House prices in my area are up with the current growth, just a bit more than I thought would happen when I bought last year. My net worth target increase for this year was a $20k increase but it has gone up $7k from income and $35k from the increase in value of my house. My second goal was to have $40k extra invested and with the house price increase that goal has been passed at $43k. I'm making the stretch goal $40k invested in non-house assets.
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Mar 12, 2015 01:01
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TouchyMcFeely posted:Goals for 2015 Done and done. We made the last transfer to the "Wedding Account" and will have paid for our getting hitched completely in cash. It's really strange to think we'll have paid a little over $15,000 when it's all said and done and not a penny was borrowed to make it happen. Now it's time to focus on paying off the car and getting the emergency fund moving again. Woohoo for progress!
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Mar 12, 2015 23:51
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Income - $1,560 a month plus a variable $450-$900 a month starting in april and may, then august till the end of the year. Goal - Have enough in the bank by 2016 to handle any major repair my fiance's car and our condo needs so she doesn't have to run to daddy money bags for help. Other goal is to get to making unnecessary sub $5 purchases once a week or less. Already hosed up this week - blood dragon was on sale for $3. Currently $1,337 in savings. This month it'll be $1,537 and if everything goes well in April and May it will be $3,000. I think $7,000 is enough to cover a heat pump installation if necessary, but IDK. This of course assumes nothing major goes wrong before the end of the year.
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Mar 14, 2015 12:44
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SYSV Fanfic posted:Already hosed up this week - blood dragon was on sale for $3. Assuming you play it in 6-8 hours, the money:time works out pretty well. It's not like you opted for Far Cry 4 because it was 40% off. Can I ask though, what is the income scenario with the fiance? $1560/mo is dramatically low for 2 earners. Is one/both of you a student? How does that play into monthly bills?
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Mar 14, 2015 20:27
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BossRighteous posted:Assuming you play it in 6-8 hours, the money:time works out pretty well. It's not like you opted for Far Cry 4 because it was 40% off. I could make much, much more money, but I have serious health problems. She makes about the same. . We have separate personal finances. We have a joint account we contribute to rent, food, groceries, and currently the wedding. Other than that, I pay my expenses and she pays hers. Its a complicated situation with the rent/maintenance. It's hers, but during the recession she was unemployed for a time. The family trust bought it so she would have somewhere to live. Technically we are tenants, but two of the three trustees have to agree to toss her out. We pay enough to cover the expenses with a little left over to cover eventual maintenance. Despite being tenants, we are responsible for appliances/servicing the heat pump, etc. We live in a cheap market, and could get a nice apartment further out of the city, but she doesn't want to. I was raised a poor. Being a poor I have pride and reverse snobbism. I'm extremely classist and her parents embody everything I detest about the upper crust. For some dumb reason they like me though. I can swallow my pride so she can continue to live in her condo, but I really, really don't ever want to go hat in hand to her parents.
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Mar 15, 2015 03:25
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