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What I was trying to get at in regards to time value and poor people is that you're implying that the immediacy of things such as bills, insurance, room and board are things that can be tolerably delayed in lieu of doing things like investing and/or saving when that is incredibly not true in most cases. Time preference will always have to be money right now under these circumstances, right?
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Apr 6, 2015 01:35
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UIApplication posted:BACK That Gay Marriage Slippery Slope? There it is.
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Apr 6, 2015 01:55
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Raskolnikov38 posted:If Obama works a 'the next six months will be critical' into it I'll bump his presidential ranking above Lincoln.
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Apr 6, 2015 01:59
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Your monthly reminder to come check out the 2016 primary thread to be kept abreast of all the hilarious primary stuff, like this: https://www.youtube.com/watch?v=efHGNzG3KJg
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Apr 6, 2015 02:05
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Joementum posted:Still totally legal to carry a working firearm on school property in Tennessee, but please no toy guns or swords. quote:This is a clear violation of the second amendment rights of Highlanders, sighing Reagans, and Renfaire enthusiasts! quote:Highlanders THERE CAN BE ONLY ONE! 
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Apr 6, 2015 02:24
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Joementum posted:"The doctrine of the United States cannot simply be, 'suck on this'." ~ Barack Obama, hopefully. 2016 Republican campaign slogan spotted 'Suck on this' and 'Yes it can'
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Apr 6, 2015 02:52
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Joementum posted:Your monthly reminder to come check out the 2016 primary thread to be kept abreast of all the hilarious primary stuff, like this: His dad may have been a "different kind" but Rand is pretty much your standard boilerplate Republican, hasn't he cleansed himself of any libertarian divergence? Does he draw the same libertarian lite types his dad did? If they have been paying attention at all I would think they have moved on by now.
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Apr 6, 2015 03:00
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Axetrain posted:His dad may have been a "different kind" but Rand is pretty much your standard boilerplate Republican, hasn't he cleansed himself of any libertarian divergence? Does he draw the same libertarian lite types his dad did? If they have been paying attention at all I would think they have moved on by now. No, he still pushes a lot of the Libertarian stuff still, but he's started to court mainstream Republican values more vocally.
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Apr 6, 2015 03:02
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Joementum posted:Your monthly reminder to come check out the 2016 primary thread to be kept abreast of all the hilarious primary stuff, like this: Does Rand have a severe case of sunglasses tan in that video or is it just a lighting thing?
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Apr 6, 2015 05:57
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Joementum posted:Your monthly reminder to come check out the 2016 primary thread to be kept abreast of all the hilarious primary stuff, like this: If I could do Photoshop, I would add a third line to that graphic reading "and accomplished nothing".
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Apr 6, 2015 06:02
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My Imaginary GF posted:Conservatism isn't incorrect from an ideological basis, Actually, it is.
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Apr 6, 2015 06:55
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Joementum posted:Your monthly reminder to come check out the 2016 primary thread to be kept abreast of all the hilarious primary stuff, like this: Jeb's trailer was better. Rand's speechifying is just so bland.
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Apr 6, 2015 07:34
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This was the best interview and discussion of Snowden I've ever seen, thank you John Oliver. https://www.youtube.com/watch?v=XEVlyP4_11M Everyone should watch this.
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Apr 6, 2015 07:55
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Relentlessboredomm posted:This was the best interview and discussion of Snowden I've ever seen, thank you John Oliver. https://www.youtube.com/watch?v=XEVlyP4_11M I just noticed that Last Week Tonight does not put dates on the clips they use and now it bothers me. drat, good interview. e: Scratch that. Put that interview in the Smithsonian. Fix fucked around with this message at 08:57 on Apr 6, 2015 |
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Apr 6, 2015 08:29
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Relentlessboredomm posted:This was the best interview and discussion of Snowden I've ever seen, thank you John Oliver. https://www.youtube.com/watch?v=XEVlyP4_11M
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Apr 6, 2015 08:52
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Wow I also really like how Oliver actually asks some tough questions and doesn't slobber all over Snowden's dick. And I approve of what Snowden has done.
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Apr 6, 2015 08:56
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The part that got me was Oliver heading off the criticism that regardless of what you thought of Snowden and what he did, we know what we know now, might as well do something with it.
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Apr 6, 2015 09:07
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Haha, I completely fell for the set-up. The laptop came out and I was like, "Ugh, is he... is he really rubbing it in?" Then the shift to, "Dick-Pic Program," hit and it was clear what he was doing, and it was beautiful.
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Apr 6, 2015 09:07
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site posted:What I was trying to get at in regards to time value and poor people is that you're implying that the immediacy of things such as bills, insurance, room and board are things that can be tolerably delayed in lieu of doing things like investing and/or saving when that is incredibly not true in most cases. Time preference will always have to be money right now under these circumstances, right? Time value of money refers to the fact that it is almost always preferable to have money now rather than later. The poor should (and do) rationally apply an even greater discount rate than the affluent because as you note, penalties and late fees on bills are going to exceed any potential gains from investing that money. So it's not "you should always lock up your money in investments, poors", it's actually the opposite. It's "only lock your money away if the returns you get exceed the benefits of having use of your money right now". For affluent people that's true, and they can benefit from investment. For the poor, they can't do this because the money is critical right now. One of the many traps of our system that keep the poor impoverished. VitalSigns fucked around with this message at 10:24 on Apr 6, 2015 |
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Apr 6, 2015 09:55
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In a move that should surprise no one, a North Carolina anti-gay state senate candidate was outed as a female impersonator. http://www.journalnow.com/news/local/gop-candidate-was-once-a-female-impersonator/ quote:Steve Wiles, a Republican state Senate candidate who supports North Carolina’s constitutional amendment against same-sex marriage, once worked as a female impersonator at a gay nightclub in Winston-Salem and was gay at the time, according to a co-owner of the nightclub and a former employee.
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Apr 6, 2015 13:20
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RevKrule posted:once worked as a female impersonator at a gay nightclub in Winston-Salem and was gay at the time, How do you be "gay at the time"? https://www.youtube.com/watch?v=gLo-ylNPXyE
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Apr 6, 2015 13:37
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Do people use female impersonator instead of drag now? Or are they not the same thing?
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Apr 6, 2015 13:37
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Gravel Gravy posted:How do you be "gay at the time"? https://www.youtube.com/watch?v=gLo-ylNPXyE When you believe that homosexuality is a choice, presumably.
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Apr 6, 2015 14:10
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Gravel Gravy posted:How do you be "gay at the time"? https://www.youtube.com/watch?v=gLo-ylNPXyE No, its perfectly valid, he was gay at the time (and every time since). How much progress in this country is destroyed by self hating gays that wander into the wrong church? Luigi Thirty posted:When you believe that homosexuality is a choice, presumably. Surely you mean when you want other people to believe that? Self deception is a hell of a drug but the boner dont lie, he knows which way that sucker points and there's no choice in it. Spaceman Future! fucked around with this message at 14:16 on Apr 6, 2015 |
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Apr 6, 2015 14:13
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Jeb Bush registered as Hispanic in 2009. http://www.reuters.com/article/2015/04/06/us-usa-election-bush-idUSKBN0MX0RT20150406?feedType=RSS&feedName=topNews&utm_source=twitter quote:(Reuters) - Likely Republican presidential contender Jeb Bush, who was popular among Spanish-speaking voters while Florida governor, marked himself as 'Hispanic' on a 2009 voter registration application, The New York Times reported on Monday.
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Apr 6, 2015 14:25
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Relentlessboredomm posted:This was the best interview and discussion of Snowden I've ever seen, thank you John Oliver. https://www.youtube.com/watch?v=XEVlyP4_11M this is really good, thanks for sharing
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Apr 6, 2015 14:57
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Relentlessboredomm posted:This was the best interview and discussion of Snowden I've ever seen, thank you John Oliver. https://www.youtube.com/watch?v=XEVlyP4_11M is this what the news used to be like?? I don't know... what's this feeling I'm having? dang this is good.
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Apr 6, 2015 14:59
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RevKrule posted:Jeb Bush registered as Hispanic in 2009. Do the Germans have a word for when something is really insignificant but at the same time deeply satisfying?
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Apr 6, 2015 15:12
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mdemone posted:Do the Germans have a word for when something is really insignificant but at the same time deeply satisfying? The Holocaust
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Apr 6, 2015 15:15
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ZenVulgarity posted:The Holocaust poo poo dude
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Apr 6, 2015 15:23
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Its pretty insane how last week tonight has some of the best journalism on any television program today
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Apr 6, 2015 15:30
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Gravel Gravy posted:How do you be "gay at the time"? https://www.youtube.com/watch?v=gLo-ylNPXyE I used to do drugs. I still do, but I used to too.
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Apr 6, 2015 15:30
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Scrub-Niggurath posted:Its pretty insane how last week tonight has some of the best journalism on any television program today The bar is incredibly low.
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Apr 6, 2015 15:31
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ZenVulgarity posted:The Holocaust shots fired
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Apr 6, 2015 15:33
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RevKrule posted:Jeb Bush registered as Hispanic in 2009. Any reason to think that this was anything more than a mischecked box? That being said, if Hillary had done something similar, oh the fair and balanced reporting that would result.
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Apr 6, 2015 15:34
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ZenVulgarity posted:The Holocaust 
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Apr 6, 2015 15:37
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zoux posted:Any reason to think that this was anything more than a mischecked box? Hillary or, say, Elizabeth Warren?
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Apr 6, 2015 15:49
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quote:“I have already apologized to the people who matter most to me for the things I did when I was young,” Wiles said this week, declining to clarify for what he has apologized. The comment was made in the last of three separate interviews. At first, Wiles denied the claim. I have already apologized to the people who matter most to me. Fanny, Zafira, Wonder Muscles the Mustache, I'm sorry. What we did, our fabulousness, can never be taken from us.
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Apr 6, 2015 15:50
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Chokes McGee posted:shots fired technically gas was used
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Apr 6, 2015 15:56
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You can watch Obama visit the storytime stage live here: https://www.whitehouse.gov/eastereggroll
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Apr 6, 2015 16:03
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