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Hargrimm posted:If you want a dog with good genetics, get the mutt with the most undiscernable lineage at the local humane society.
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May 12, 2015 07:25
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berzerker posted:And to a lot of people a dog is more than "a loving dog." Well yeah, they can be status symbols or trophies or whatever too, but purebreds do not make better pets. It's what's on the inside that counts 
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May 12, 2015 07:39
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Is this pet island? No? Great can we keep the self righteous bullshit about adoption/mutts etc. out of this thread please?
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May 12, 2015 07:51
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I finally opened a Roth IRA today instead of building a new gaming PC. You guys made me better with money but bad at life. Bad with money today: bought a game on Steam full price.
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May 12, 2015 08:47
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Hargrimm posted:If you want a dog with good genetics, get the mutt with the most undiscernable lineage at the local humane society. Laika, the first space faring dog, was just some random stray they found on the streets. They figured if he can survive the streets of Moscow, then they'll have a dog with the most robust health you can get.
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May 12, 2015 08:55
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potee posted:My mother paid that much to adopt, transport and fly (first class apparently) a middle-aged dog from rear end in a top hat Texas to Hartford. It had some spine problem and had to be put down less than 3 years later. I got my cat for free when his creepy as gently caress meth-addled weirdo owner who lived nearby split town because the cops were looking for him and left the cat all alone so he came by my place because I give him treats and pet him and the owner never came back as far as I know so now he is my cat.
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May 12, 2015 09:02
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berzerker posted:And to a lot of people a dog is more than "a loving dog." Dogs are pretty fungible imo (stupid small ones you carry in bags don't count tho). Maybe I'm just bad with dogs 
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May 12, 2015 09:30
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Dogs have more inherent value than cats in the long run. Cats are bad with money, for sure.
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May 12, 2015 11:41
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Stop this silliness right now It's for your own good
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May 12, 2015 11:42
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Is it good with money if you research breeds for longest life and most social to maximize ROI? Right now it feels really bad with money spending close to more than rent or old mortgage on daycare, only to realize it will be double that with 2nd kid. Just need savings to smooth that out for a few years until they are school age and then the school system can take over. It will be like we're getting a 30k yearly raise (pre tax) and it will be glorious.
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May 12, 2015 12:37
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Duck and Cover posted:Is this pet island? No? Great can we keep the self righteous bullshit about adoption/mutts etc. out of this thread please? Tibetan Mastiff owner spotted
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May 12, 2015 12:43
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Day care is bad with money. Do what the rich do and hire a student for room and board who also takes care of your kid.
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May 12, 2015 13:12
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cowofwar posted:Day care is bad with money. Do what the rich do and hire a student for room and board who also takes care of your kid. Man, that's harder than it sounds. We both have daughters about a week about in age and we live within 2 miles of each other. At 2 kids, the price is only slightly above daycare. But we just couldn't find a way to actually do the hiring. We're all too busy.
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May 12, 2015 13:20
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Azur posted:Laika, the first space faring dog, was just some random stray they found on the streets. They figured if he can survive the streets of Moscow, then they'll have a dog with the most robust health you can get. You mean "she" as Laika was female. The name basically translates to "Barker." It's so sad what they did to her 
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May 12, 2015 14:23
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At the dog park with my two shelter dogs (who just finally got a teeth cleaning because of a $99 deal at the vet) there was a lady with an 11 month old Great Dane that spent their first four months together destroying her furniture and ruining her carpet. And she couldn't have looked happier about it. Dog lovers are weird. If dogs were bigger they'd just be less skittish horses and we could ride them.  As it stands they are only slightly less bad with money.
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May 12, 2015 14:36
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Phrasing posted:I finally opened a Roth IRA today instead of building a new gaming PC. You guys made me better with money but bad at life. This is both good with money and good with life.
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May 12, 2015 15:01
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Verizon just trumped every story that has or ever will be posted in this thread. They are buying AOL for $4.4 billion.
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May 12, 2015 15:08
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Ornamented Death posted:Verizon just trumped every story that has or ever will be posted in this thread. They are buying AOL for $4.4 billion. This is excellent with money. They just bought access to a bunch of Pepsi-drinking, QVC-shopping Luddites who pay a goodly sum of money to check their email once a week.
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May 12, 2015 15:15
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High Lord Elbow posted:This is excellent with money. They just bought access to a bunch of Pepsi-drinking, QVC-shopping Luddites who pay a goodly sum of money to check their email once a week. Anyone know what the going price for a /16 IP block? I read that AOL owns tons of unused public IP addresses a while back, I wonder if that has anything to do with it. I googled around and found a site that listed public blocks own by private companies, and I calculated around 4.5 million IP addresses off of that. No idea how accurate that is, but that has to be worth something for a rapidly expanding ISP of Verizon's size. OR I could just be totally full of poo poo since I'm kind of stretching here.
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May 12, 2015 15:40
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High Lord Elbow posted:This is excellent with money. They just bought access to a bunch of Pepsi-drinking, QVC-shopping Luddites who pay a goodly sum of money to check their email once a week. They also bought Huffington Post and Engadget. All in all poo poo AOL owns generates $600 million in advertising revenue per year, so it's definitely not a terrible deal. They're overpaying a bit as it'll take 9 years at that rate to turn a profit, but it's not a ridiculous overpay.
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May 12, 2015 15:45
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I left my E*Trade account open on my computer and my dog sold all my vanguard funds and put the proverbial farm on GTAT My dog is bad with money.
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May 12, 2015 15:46
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My old man just had his car totaled by a couple of kids. The kids were at fault, and their insurance cut him a check for ~$10k. He was driving an '06 Acura, so I thought he'd just pick up something similar. Got in today and he's talking about using the $10k as a down payment and financing $15k more on a slightly used Infiniti. Gonna try to do everything I can to talk him out of it, but he's a sucker for nice cars...
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May 12, 2015 16:25
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laxbro posted:Dogs have more inherent value than cats in the long run. Cats are bad with money, for sure. Nail Rat posted:All in all poo poo AOL owns generates $600 million in advertising revenue per year, so it's definitely not a terrible deal. They're overpaying a bit as it'll take 9 years at that rate to turn a profit, but it's not a ridiculous overpay.
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May 12, 2015 16:34
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Yes, and Facebook could go the way of myspace next year(god I hope so). I'm just saying that AOL is more than just a few million old farts on dialup; there actually are relevant and profitable assets.
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May 12, 2015 16:40
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Aliquid posted:My dad's a real-estate agent and when doing leases, he'll have people drop $450 non-refundable deposits per pet on nine-month terms. Maybe one a month or so, he'll always point them out to me and we'll roll our eyes. Why is that weird? Are people just supposed to kill their pet if they don't want to pay that fee? Also pet insurance is great with money. Our pug had to have an MRI and the 7 years we've been paying for it were ROI positive in an instant.
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May 12, 2015 16:50
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Comrade Flynn posted:Why is that weird? Are people just supposed to kill their pet if they don't want to pay that fee? Yes. Remember this thread isn't really about people who are bad with money i.e. in debt and not making smart decisions to get out, it's really about people who spend discretionary income in a way you wouldn't spend it and how incredulous you are about that. edit: for context, this guy is Bad With Money, but at least he knows it, kind of. quote:Some background. I always carried a bit of CC debt, but it was always manageable and was <$3000 at any given time. Nail Rat fucked around with this message at 16:59 on May 12, 2015 |
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May 12, 2015 16:55
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Nail Rat posted:Yes. Remember this thread isn't really about people who are bad with money i.e. in debt and not making smart decisions to get out, it's really about people who spend discretionary income in a way you wouldn't spend it and how incredulous you are about that. Like how we all spent $10 on a forums account to bitch about whatever when we could be doing it on a street corner for free.
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May 12, 2015 17:08
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So that guy spends about $3650+ of his $5700 take home on his housing? No wonder he's in debt up to his eyeballs.
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May 12, 2015 17:09
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pig slut lisa posted:Tibetan Mastiff owner spotted Presently Sussex Spaniel, white German Shepard. Although it was my mom's choice. The Sussex Spaniel was before Stump won best in show. Duck and Cover fucked around with this message at 17:20 on May 12, 2015 |
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May 12, 2015 17:17
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Not a Children posted:My old man just had his car totaled by a couple of kids. The kids were at fault, and their insurance cut him a check for ~$10k. He was driving an '06 Acura, so I thought he'd just pick up something similar. Got in today and he's talking about using the $10k as a down payment and financing $15k more on a slightly used Infiniti. Gonna try to do everything I can to talk him out of it, but he's a sucker for nice cars... This reminds me of the worst advice I ever received, from a family member who is absolutely terrible with money. "You should always move upwards when you buy a car. Get something newer, bigger, nicer - every time." My best financial decision in life was selling an Infiniti I30 and buying my dad's older, much cheaper Camry. I got nearly double the gas mileage and that car hardly ever needed maintenance outside of oil changes.
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May 12, 2015 17:17
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Comrade Flynn posted:Why is that weird? Are people just supposed to kill their pet if they don't want to pay that fee?
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May 12, 2015 17:38
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Duck and Cover posted:Presently Sussex Spaniel, white German Shepard. Although it was my mom's choice. The Sussex Spaniel was before Stump won best in show.
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May 12, 2015 17:49
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Please ban all this dog chat nonsense thanks.
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May 12, 2015 17:51
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moana posted:holy gently caress nobody actually gives a poo poo I'm not allowed to be a hypocrite? Outrageous!
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May 12, 2015 18:17
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quote:Last night, I dreamt my wife bought me a $250 pair of boots. I was so mad, because I wanted to use that money to pay on her student loan. (self.personalfinance)
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May 12, 2015 18:27
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Haifisch posted:The amount seems high to me(for a 12mo lease, let alone 9mo!), but that's one of those things that probably varies by area. Not that it matters since you should be getting it back at the end of the lease, and paying pet deposits/monthly pet fees is just part of having pets in a rental. Rolling your eyes at it is like rolling your eyes at people who pay security deposits. I'm jaded by the Bay Area. They wanted 500+ per pet, but it was a true deposit and we got it all back when there was no damage. Speaking of bad with money, I went to buy a house in Seattle to use as a rental property. They told me there was a bidding war and it ended up selling for 20% over list.  I'm now considering buying a lot to develop a custom house instead. The only lots I can find are perched on the side of hills and will require retaining walls.
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May 12, 2015 18:38
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Barry posted:So that guy spends about $3650+ of his $5700 take home on his housing? No wonder he's in debt up to his eyeballs. Well there's that but also the part where a natural disaster made him homeless for 8 months and did $37,000 damage to his house that insurance refused to pay for (ps homeowners insurance is the worst)
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May 12, 2015 18:49
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lmao at the guy who knows not only the breed of the dog that won some dog show but also the dog's name getting caremad about people who like adopting mixed breeds
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May 12, 2015 18:50
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quote:I should already be on your ignore list.
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May 12, 2015 18:53
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Nocheez posted:You mean "she" as Laika was female. The name basically translates to "Barker." Made her among the most famous and admired dogs in history in the name of testing safe spaceflight for hundreds of humans and animals to come? Guess you could do worse for a random stray dog.
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May 12, 2015 18:57
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