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SiGmA_X posted:You tip them. At least I do. Same with tow truck drivers and all service workers... I thought part of Uber's gimmick was telling customers and drivers specifically not to tip or to accept tips, but I think tipping culture is too ingrained in the U.S. for that to fly.
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May 28, 2015 03:09
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SiGmA_X posted:You tip them. At least I do. Same with tow truck drivers and all service workers... You are in the very small minority. https://help.uber.com/h/1be144ab-609a-43c5-82b5-b9c7de5ec073
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May 28, 2015 03:28
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I don't tip them because it doesn't give me an option to with my card and I often have no cash left on my person while drunk enough to need uber.
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May 28, 2015 03:31
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Inept posted:I thought part of Uber's gimmick was telling customers and drivers specifically not to tip or to accept tips, but I think tipping culture is too ingrained in the U.S. for that to fly. You can tip in lyft. But it's a really hard option to find when you're really drunk.
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May 28, 2015 04:12
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Comrade Flynn posted:You are in the very small minority. You don't need to tip a waitress/waiter either. But you ought to. I wonder if Mr Hummer quoted above calcs tips into his hourly (or per mile) calculations.
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May 28, 2015 04:53
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SiGmA_X posted:That link says nothing about volume of tippers. I know 0 Uber users who don't tip - except a bunch of SA users (and I'm sure tons of other people, the same ones who don't tip other service workers), apparently! A waitress and Uber driver are not even remotely the same. Uber explicitly tells you to not tip. I mean, if you want to waste your money, cool, but it's dumb and not at all expected.
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May 28, 2015 05:22
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I can probably guarantee that mr Hummer driver is not taking taxes into account on those earnings
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May 28, 2015 05:35
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I tip the Uber driver as I assume their life is literal hell and way worse than mine because there is no rational reason to have that job.
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May 28, 2015 06:36
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Not tipping Uber drivers is part of the point of Uber.
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May 28, 2015 06:49
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People trying to create tipping systems where none exist drive me crazy. We have a nice thing going, don't create a horrible social obligation where none exists.
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May 28, 2015 07:25
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Foma posted:People trying to create tipping systems where none exist drive me crazy. We have a nice thing going, don't create a horrible social obligation where none exists. Get rid of the rest of the tipping while you're at it 
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May 28, 2015 12:07
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SiGmA_X posted:That link says nothing about volume of tippers. I know 0 Uber users who don't tip - except a bunch of SA users (and I'm sure tons of other people, the same ones who don't tip other service workers), apparently! I literally tip just about everyone 20%. I give the ones who serve me throughout the year huge Christmas bonuses. But I don't tip uber drivers (and know no one who does) because I always thought you just weren't supposed to and they would turn you down??
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May 28, 2015 12:25
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They go on the Internet and complain when they don't get tips. Seriously. But you're right, uber discourages tipping.
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May 28, 2015 12:26
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Tipping uber drivers is Bad With Money
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May 28, 2015 12:33
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I never know what to do at counter restaurants with no service (like a burrito place or something). They usually put a tip space on your receipt, but I feel bad not tipping and feel silly tipping my usual 15-20%. What's proper?
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May 28, 2015 13:54
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Pay with exact change.
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May 28, 2015 14:00
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LeeMajors posted:I never know what to do at counter restaurants with no service (like a burrito place or something). They usually put a tip space on your receipt, but I feel bad not tipping and feel silly tipping my usual 15-20%. If they did not provide any service other than giving you food, why should you tip? If their cooks or counter people aren't making enough, charge more for the food. Tipping in general is stupid, but I'm definitely not tipping someone that did nothing other than hand me a bag of food.
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May 28, 2015 14:21
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Bad with money trainwreck. What's worse with money: getting deeply into debt, giving away the free money, keeping the free money, or greenlighting this show?Vox posted:At the center of each episode of The Briefcase are two families, both of whom are deeply in debt and continuing to call themselves "middle class," when it's desperately clear that they're clinging to the absolute bottom rungs of that ladder with all their might. They, of all people, need help, and television is here to give them that help. http://www.vox.com/2015/5/28/8676579/the-briefcase-review-cbs
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May 28, 2015 16:00
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RussianBear posted:Bad with money trainwreck. What's worse with money: getting deeply into debt, giving away the free money, keeping the free money, or greenlighting this show? I hesitate to see how everyone presented with a hundred large doesn't just say thanks and shove it all in their pocket. Who gives a poo poo about some people that may or may not even be real? If you are really in the giving mood, send 10% to a charity of your choice so you know it is actually going to get to someone that's is absolutely guaranteed not to be a construct of a TV network and call it a day. As for the greenlighting, The Briefcase attracted the largest number of eyeballs for last night. So far, that seems to be a good with money decision, but we'll see how much of that audience it holds next week.
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May 28, 2015 17:31
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It's like a reversed prisoner's dilemma - there's no reason to be anything but greedy in this case.
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May 28, 2015 19:08
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The Mandingo posted:It's like a reversed prisoner's dilemma - there's no reason to be anything but greedy in this case. The show seems to rely on them being so bad with money that they give it to the "other" poor family, still in denial that they themselves are actually poor.
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May 28, 2015 19:30
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cowofwar posted:Depending on where you live you often don't need a pre-nup to protect pre-existing assets anyways. And a pre-nup wont allow you to make arrangements regarding common property or shared assets anyways since divorce law will trump any pre-nup. So basically it is generally more of a memorandum of understanding in most places.
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May 28, 2015 23:44
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The Mandingo posted:It's like a reversed prisoner's dilemma - there's no reason to be anything but greedy in this case. Except all the reasons that motivate charity, really.
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May 29, 2015 00:07
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Antifreeze Head posted:I hesitate to see how everyone presented with a hundred large doesn't just say thanks and shove it all in their pocket. Who gives a poo poo about some people that may or may not even be real? If you are really in the giving mood, send 10% to a charity of your choice so you know it is actually going to get to someone that's is absolutely guaranteed not to be a construct of a TV network and call it a day. Protip: most of the money donated to charities actually goes towards running the charity itself, or similar overhead expenses. If you really want to change someone's life, I'd suggest Watsi, which actually funnels 100% of your donation to the recipient.
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May 29, 2015 02:02
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Just look at GiveWell if you want to min/max your charity effectiveness. I feel like there was some other one with a similar mission, that some poker pros were pushing, but I can't remember their name off the top of my head.
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May 29, 2015 02:04
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RussianBear posted:Bad with money trainwreck. What's worse with money: getting deeply into debt, giving away the free money, keeping the free money, or greenlighting this show? Not the first time the basic concept has existed.
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May 29, 2015 04:26
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RussianBear posted:Bad with money trainwreck. What's worse with money: getting deeply into debt, giving away the free money, keeping the free money, or greenlighting this show? The show's entire premise requires the audience to be financially illiterate and fail to understand systems. If people think a one time $60k post-tax windfall is going to elevate a family out of poverty, they're as stupid as I think they are. Temporarily embarrassed middle class.
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May 29, 2015 07:13
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https://www.reddit.com/r/personalfinance/comments/37p03q/debt_my_husbandtobe_and_i_are_falling_apart_under/the perfect storm posted:Last Fall, we started to budget for the first time. We were actually making some decent headway (I was able to pay off a 2k credit card) until he proposed. Then things sort of went out the window, as we picked a wedding date only 6 months away.
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May 29, 2015 12:03
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I'd like to know what medical condition one of them has that set the 1 year time limit to have a baby.
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May 29, 2015 12:21
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Rudager posted:I'd like to know what medical condition one of them has that set the 1 year time limit to have a baby. endometriosis, says in one of the lower posts. God I hate reading reddit.
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May 29, 2015 12:24
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FormatAmerica posted:endometriosis, says in one of the lower posts. God I hate reading reddit. That's pretty lovely, but that answers the other question I had as to why the wedding was so rushed, I'm guessing it was to make sure they could conceive in wedlock.
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May 29, 2015 12:40
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May seemed to be a strong month, what with the increasing the overall household debt by about 1k.  edit: Nice, car shopping on payment as well and a 7% car loan on what I assume is a new vehicle. quote:Remembering back to the whole car-buying process, I wanted to keep the payments closer to $200 but it "wasn't possible" and I foolishly really wanted the car despite that. KYOON GRIFFEY JR fucked around with this message at 12:43 on May 29, 2015 |
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May 29, 2015 12:41
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turevidar posted:https://www.reddit.com/r/personalfinance/comments/37p03q/debt_my_husbandtobe_and_i_are_falling_apart_under/ quote:Thanks for the tips. Although it was my understanding that houses aren't necessarily debt...? Not that I think we're in any position to really be looking at houses... it's merely a pipe dream at this point. Man, financial literacy in this country is just tragic.
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May 29, 2015 15:39
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Bad with money: going to a Hooters enough to establish a close "friendship" with a waitress. Or is it?
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May 29, 2015 17:29
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Houses are not debt but mortgages are. It all depends upon how much the house is worth versus the mortgage. Having a mortgage of $X is different than having a credit card or personal loan for $X.
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May 29, 2015 17:30
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BEHOLD: MY CAPE posted:Houses are not debt but mortgages are. It all depends upon how much the house is worth versus the mortgage. Having a mortgage of $X is different than having a credit card or personal loan for $X. You're right but I'm sure OP thinks "houses aren't debt, they're an investment!!"
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May 29, 2015 17:52
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Your home is a liability not an asset or investment. Treating it any other way is bwm.
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May 29, 2015 18:48
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Pretty sure a house gives a stream of cash flows in the form of imputed rent.
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May 29, 2015 19:36
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Cast_No_Shadow posted:Your home is a liability not an asset or investment. Treating it any other way is bwm. 
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May 29, 2015 19:37
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Not squatting in an abandoned foreclosure is bad with money.
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May 29, 2015 19:59
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