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There's a major bubble going on. In NZ people won't sell unless they get their money back or the bank forces them to sell. So the prices stay elevated. However if there's a major property collapse it would be crippling. Currently the property bubble is fed by investors fleeing stock markets and putting the money into "safe" investments like property. All this cheap money being pumped into the economy via property has to push prices up. At the expense of anyone who wants to buy.
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Sep 7, 2015 10:28
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Delta-Wye posted:The German university system might be free, buy it's not well set up to serve the needs of a lazy American who just 'kept letting things happen and kept taking the path of least resistance.'  
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Sep 7, 2015 17:36
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Keep the Mary updates coming. Several months ago I posted the text from a similar GoFundMe from an acquaintance, although to be honest yours is slightly better. Lots of commonalities, though: Someone who has never proven that they can stick with things or make responsible decisions, asking for $10k+ because I guess that seemed like a good, round number. No timeline or milestones. No budget. No explanation of any work or sacrifice up to this point. Just, "Can I have some money?"
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Sep 7, 2015 19:08
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Easychair Bootson posted:Keep the Mary updates coming. And this even happened before crowdfunding became popular, but they just didn't have this giant online platform to do it with. I worked at an office a long time ago and this really strange co-worker of ours (who later got fired for calling a co-worker "a friend of the family") interrupted a break room conversation, pounded on the table loudly and announced, "Attention attention! I'm really hoping to attend the the Liberal Party convention in British Columbia. So I'll be taking donations to help fund this trip. Thanks, everyone!" then promptly shook a cup in front of everyone's faces. Not a single person "donated", but no one really denounced it or said that it was inappropriate, either. But now that things like IndieGoGo and GoFundMe exist, all of these wackos have come out of the woodwork. Like these guys. melon cat fucked around with this message at 20:30 on Sep 7, 2015 |
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Sep 7, 2015 20:03
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Medical bills of $5k lets ask for $50k. They seem like arseholes. You have to admit crowd funding has provided a lot of entertainment though. I like the idea of heading to Germany to learn physics. You don't just have to learn a language but you have to learn technical language. If you've done anything in the field you should at least be into translating German research papers as the resources should be there in the university library.
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Sep 7, 2015 20:42
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Devian666 posted:Medical bills of $5k lets ask for $50k. They seem like arseholes. You have to admit crowd funding has provided a lot of entertainment though. Most of the programmes, at least in the STEM subjects, are taught in English.
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Sep 7, 2015 21:22
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melon cat posted:I find it so strange that a lot of people crap on street beggars and deride them with "Why don't you get a job??" but there isn't much vocalized annoyance with well-fed people, not-homeless people starting really bizarre GoFundMe's that amount to nothing more than a thinly-veiled scams, or straight up requests for big hand-outs.
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Sep 8, 2015 01:07
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Devian666 posted:Medical bills of $5k lets ask for $50k. They seem like arseholes. You have to admit crowd funding has provided a lot of entertainment though. "Destination education" was highlighted in some newspaper a few months back. Basically all German universities are free to attend, for natives and foreigners, and everything is taught in English. The economists did the math and figured that they needed about half of the foreign students to stay in the country to get a gig with a German company to subsidized/"pay back" their free tuition. When considering stuff like student loans being explicitly unforgivable if you declare bankruptcy, a German education is an extremely savvy decision to make. The whole setup is basically an inverse of the American university system (charge Indian, Chinese, etc students an arm and a leg to go to a State University). That said, it's not really applicable since the woman in question is without a doubt Bad With Money. e: http://www.bbc.com/news/magazine-32821678
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Sep 8, 2015 17:57
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melon cat posted:I find it so strange that a lot of people crap on street beggars and deride them with "Why don't you get a job??" but there isn't much vocalized annoyance with well-fed people, not-homeless people starting really bizarre GoFundMe's that amount to nothing more than a thinly-veiled scams, or straight up requests for big hand-outs. The posts above yours are people being vocally annoyed with GoFundMe campaigns.
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Sep 8, 2015 20:29
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So the classes are taught in English and the professors are world class, but unless all the universities there are boondoggled with expensive amateur athletics programs that only turn a profit in less than 2% of schools it's not the same as the All-American University Experience.
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Sep 8, 2015 21:04
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Phone posted:Basically all German universities are free to attend, for natives and foreigners, and everything is taught in English. edit: D&D German thread confirms: vast majority of courses taught in German. Cicero fucked around with this message at 21:20 on Sep 8, 2015 |
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Sep 8, 2015 21:06
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I didn't re-read the article before I posted; the article seems to indicate that there's a push for masters level courses to be taught primarily in English.
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Sep 8, 2015 21:24
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The degree and stuff will be nice but you can't practically earn it without speaking German and German companies will have a high expectation of written and spoken fluency if you want any work experience while you're there. Doing a master's after an American bachelor's degree might be different but from ground zero it would be very tough.
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Sep 8, 2015 22:42
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BEHOLD: MY CAPE posted:The degree and stuff will be nice but you can't practically earn it without speaking German and German companies will have a high expectation of written and spoken fluency if you want any work experience while you're there. Doing a master's after an American bachelor's degree might be different but from ground zero it would be very tough.
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Sep 8, 2015 23:12
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Dik Hz posted:Are you basing this on any experience working in Germany? Because I've heard that enough business is done in English in STEM fields that you can get a job in Germany with fluency in English but not German.
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Sep 8, 2015 23:34
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cowofwar posted:If someone spent five years in Germany doing a degree without managing to become near-fluent in German then I wouldn't hire them because they are clearly retarded. I'm asking because I'm wondering if anyone here has any direct experience, not because I'm advocating for or against any particular person going to Germany.
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Sep 8, 2015 23:53
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Dik Hz posted:I wasn't necessarily talking about English speakers with German degrees. I've heard several friend-of-a-friend stories about people with US chemistry degrees being recruited to work for German companies even though they didn't speak any German. I've heard it limits their upward potential, but that they have no problems with day-to-day operations. I spent a year working in a very technical field in Germany. All of the meetings and group work was in English, I had no problems showing up day one and not speaking any German. Most of the job postings in my field in Germany have English language requirements and then go on to state that they provide time and money to learn German.
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Sep 9, 2015 00:10
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I found a link on a lifehacker article that demonstrates some more ways to be bad with money based on actual data. http://qz.com/482462/not-only-is-it...-earnings-drop/ The interactive graph allows you to see lifetime earnings based on an undergraduate degree and then the results of changing degree or getting a postgraduate degree. There are some beautiful combinations. With and engineering degree going on to get a Masters in Fine Arts gives a 17% drop in lifetime earnings.
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Sep 9, 2015 00:40
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Engineers completely oblivious to the art grads who take the engineer's spergy systems and put a UI/UX behind it so, you know, actual human beings can use the software. Yes, STEM only degrees for everyone forever so we can use Linux and command lines in every product.
Blinkman987 fucked around with this message at 01:11 on Sep 9, 2015 |
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Sep 9, 2015 01:01
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Blinkman987 posted:Engineers completely oblivious to the art grads who take the engineer's spergy systems and put a UI/UX behind it so, you know, actual human beings can use the software. Yes, STEM only degrees for everyone forever so we can use Linux and command lines in every product. We need to bring everything back to the command line. There wasn't any space for a fancy UI when computers had between 1 to 5 kB of RAM. Even Bill Gates said we wouldn't ever need more that 640 kB so we should cut everything back. Think of it as decluttering our computers instead of digital hoarding. http://www.stuff.co.nz/life-style/life/71871079/the-cultlike-rise-of-decluttering-is-it-healthy
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Sep 9, 2015 01:15
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Blinkman987 posted:Engineers completely oblivious to the art grads who take the engineer's spergy systems and put a UI/UX behind it so, you know, actual human beings can use the software. Yes, STEM only degrees for everyone forever so we can use Linux and command lines in every product. Lmao at the thought of an art grad who even knows what "UI" stands for.
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Sep 9, 2015 02:07
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Zo posted:Lmao at the thought of an art grad who even knows what "UI" stands for. Unemployment Insurance?
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Sep 9, 2015 02:15
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Jumpingmanjim posted:Unemployment Insurance? One local artist got art funding for his unemployment office project. He set up an office where they convinced anyone who visited about the benefits of being unemployed. It was a hilarious project and at least one MP got upset about it even though employment has economic and environmental benefits. http://www.lettingspace.org.nz/tao-wells/ quote:In addition Wells will be presenting as a performance accompaniment, the theatre show Inuit Time with actors and a script but no rehearsals. Inuit Time will run at Fred’s venue in Frederick St on Monday 18th October and Monday 25th (Labour Day) 7pm with a cover charge of $5. http://happyzine.co.nz/2010/10/15/art-project-promotes-unemployment-as-a-positive-choice/
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Sep 9, 2015 02:28
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Devian666 posted:I found a link on a lifehacker article that demonstrates some more ways to be bad with money based on actual data. This is pretty neat. Going from a physical science undergrad to a MBA, which is what I'm doing, increases lifetime earnings by almost 80%.
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Sep 9, 2015 02:45
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Zo posted:Lmao at the thought of an art grad who even knows what "UI" stands for. And I'm pretty sure you don't need a whole entire art degree to design a decent one. How much of a typical art curriculum would even be of any use in that area? I would imagine you'd be way better off going for computer science with a couple of basic art classes on the side.
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Sep 9, 2015 03:05
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Blinkman987 posted:Engineers completely oblivious to the art grads who take the engineer's spergy systems and put a UI/UX behind it so, you know, actual human beings can use the software. Yes, STEM only degrees for everyone forever so we can use Linux and command lines in every product. Literally every UI / UX person I know is an engineer. Having an engineering degree is by no means indicative of only being able to make spergy backends. Jumpingmanjim posted:Unemployment Insurance? 
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Sep 9, 2015 04:16
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Jumpingmanjim posted:Unemployment Insurance? Holy poo poo
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Sep 9, 2015 04:25
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Jumpingmanjim posted:Unemployment Insurance?
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Sep 9, 2015 04:40
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Blinkman987 posted:Engineers completely oblivious to the art grads who take the engineer's spergy systems and put a UI/UX behind it so, you know, actual human beings can use the software. Yes, STEM only degrees for everyone forever so we can use Linux and command lines in every product. That's like philosophy students claiming that physicists need a background in philosophy in order to be a good physicists. Yeah, no. Some narrow fields, like cognitive psychology, are probably beneficial, but  at the thought of an art degree being useful when designing a user interface.
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Sep 9, 2015 05:24
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Dr. Eldarion posted:Literally every UI / UX person I know is an engineer. Having an engineering degree is by no means indicative of only being able to make spergy backends.
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Sep 9, 2015 05:25
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CombatInformatiker posted:That's like philosophy students claiming that physicists need a background in philosophy in order to be a good physicists. Yeah, no.
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Sep 9, 2015 12:39
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How about this: being a well rounded individual with a wide knowledge base is often useful to your personal life and professional career.
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Sep 9, 2015 13:03
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Hot Dog Day #91 posted:How about this: being a well rounded individual with a wide knowledge base is often useful to your personal life and professional career. Nah, that's just a scam by Big College to bilk Americans out of an extra year of fees. 
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Sep 9, 2015 13:25
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cowofwar posted:What are you talking about? There are lots of arts grads that work in the user design field. I'm talking about user interfaces, as in "how do I design this window and its controls so that it's intuitive and efficient to use", not in the sense of making it aesthetically pleasing or giving it pretty pictures. The latter has its value, but it's not what this is about. Hot Dog Day #91 posted:How about this: being a well rounded individual with a wide knowledge base is often useful to your personal life and professional career. In the most general, vague meaning of that statement, maybe. But then again, philosophy, literature, history, ancient Greek, or the performing arts are probably not in the top ten degrees that enhance your professional career, at least not when it comes to UI design (although some of them might be useful for your personal life).
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Sep 9, 2015 13:44
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I mean it in the sense that it's a good idea for engineers to have a cursory understanding for the humanities, and a lawyer should have taken stats and chemistry at some point in college. No one is going to be hurt by taking literature 101 our basic chemistry. In fact, I bet they benefit!
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Sep 9, 2015 13:54
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Oh, don't get me wrong, I'm all for expanding one's horizon. What I'm saying is: Don't expect to be a better X by studying Y for all combinations of X and Y.
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Sep 9, 2015 14:03
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Yes this conversion is about full degrees, not reading some poo poo up on wikipedia because you're curious about it - that's all cool. Real, actual statistics that show art degrees are worse than worthless if you already have a useful degree like engineering, since it actually decreases your overall lifetime earnings on average.
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Sep 9, 2015 14:20
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CombatInformatiker posted:I'm talking about user interfaces, as in "how do I design this window and its controls so that it's intuitive and efficient to use", not in the sense of making it aesthetically pleasing or giving it pretty pictures. The latter has its value, but it's not what this is about. I get it, arts are dumb hurrrrrr but not.
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Sep 9, 2015 14:25
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Zo posted:Yes this conversion is about full degrees, not reading some poo poo up on wikipedia because you're curious about it - that's all cool. Real, actual statistics that show art degrees are worse than worthless if you already have a useful degree like engineering, since it actually decreases your overall lifetime earnings on average. I understand this is specifically a money thread, but there are probably a litany of non-monetary reasons that people choose to pursue an art degree after an engineering degree and most of the people pursuing that course probably didn't chose it for the possibility of monetary reward.
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Sep 9, 2015 14:38
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A STEM degree is useless if it makes you an insufferable twat who spends way too much energy bitching about the "arts", because this means you're probably a virgin and will die alone  . The cool STEM people are people like my clients, who pay me a lot of money to write stuff for them, using all the nifty skills I learned getting my English Lit degree. However, being born in the US is pretty Bad With Money these days and poo poo is rough all over, degrees aside.
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Sep 9, 2015 14:39
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