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Shut up shut up shut up
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# ? Oct 11, 2015 22:30 |
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# ? May 31, 2024 15:30 |
Droo posted:If everything with apple products "just works", why is it that everyone I know who owns them always bugs me to help them fix something for them? Also, why are there always 200 people at the apple store at all times waiting to get help with something? Compared to androids they most definitely do.
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# ? Oct 11, 2015 22:35 |
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Alright it's agreed that android phones are bad with money now let's move on to something entertaining. e: Here's a package of $15k of space pixels for a game that will never exist. https://robertsspaceindustries.com/pledge/Combos/The-Completionist-Digital Devian666 fucked around with this message at 22:46 on Oct 11, 2015 |
# ? Oct 11, 2015 22:42 |
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Tracfone for life. ~$15/month. Only downside is you can't browse the internet while you poo poo.
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# ? Oct 11, 2015 22:50 |
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Droo posted:If everything with apple products "just works", why is it that everyone I know who owns them always bugs me to help them fix something for them? Also, why are there always 200 people at the apple store at all times waiting to get help with something? Wow man, you really pulled back the curtain. I bet with your razor-sharp intellect you could even figure out what the deal is with airline food.
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# ? Oct 11, 2015 22:59 |
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Renegret posted:oh god here we go sorry cassandra :|
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# ? Oct 11, 2015 23:01 |
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for your next derail can you guys fight about something more interesting tia
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# ? Oct 11, 2015 23:02 |
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How about how high rent is in San Francisco and how everyone should move to Iowa? (BWM my ex who moved back to Iowa and now lives in poverty in a basement apartment there instead because he makes a quarter of what he used to)
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# ? Oct 11, 2015 23:40 |
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BWM: kids.
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# ? Oct 12, 2015 01:46 |
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Hot Dog Day #91 posted:BWM: kids. GWM: taxpayer-funded vasectomy
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# ? Oct 12, 2015 02:30 |
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Be a foster parent! They pay you to have children (not enough and no tax benefits but they also get free health care so...?)
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# ? Oct 12, 2015 02:45 |
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pig slut lisa posted:After college I did a dual degree program, earning my JD and a Master of Urban Planning degree. When I was part way through I met Mary, who was beginning the same program. Mary eventually dropped out of one program, then the other (I think she was a semester away from getting the law degree). This was a few years ago now. Every so often she'll post something on facebook about how she's making another grand change in her life. What is it this time, Mary? Update on Mary's GoFundMe:
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# ? Oct 12, 2015 02:57 |
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I love how she dances around the fact that she doesn't have a law degree in a way that is supposed to impress upon the reader that she totally has a law degree.
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# ? Oct 12, 2015 03:23 |
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pig slut lisa posted:
She probably donated to herself.
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# ? Oct 12, 2015 09:29 |
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pig slut lisa posted:She's asking for $10,000 Did her mom leave a comment?
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# ? Oct 12, 2015 11:33 |
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Just how busy are you Apple "powerusers" (lol) that you honestly believe you're saving precious time by using the OS that just works*? I get preferring the devices for their software or the brand loyalty or whatever, Apple makes slick devices that people like and that's cool. But you have to have your head pretty loving far up your rear end (or you are a literal grandma who can't gather two brain cells to figure out different OS interfaces) if you honestly think that you're saving all sorts of time compared to plebs using android phones. High end smartphones are pretty even these days and it really does come down to a personal preference or investment. Even budget android phones can carry the average person well enough, though like with anything budget-minded, you definitely want to stay away from certain models and do your research. To stay on topic, owning a top of the line smartphone just to check FB and make calls is very bad with money, especially as it's the primary method used to sucker idiots who currently can't afford luxury electronics into lengthy cellphone contracts, though I suspect nearly everyone in this thread agrees. Before anyone asks, I have a Note 4 and a stupid contract with verizon that is absolutely not worth the money. Like an idiot, I really wanted the "cool new version of my phone" and renewed my overpriced plan (which I was fully intending to get rid of) just so that I could browse the web and occasionally answer a text or two on my HIGH END DEVICE. I don't even use the s-pen at all, ffs. It is worth nothing that browsing in general is pretty slick, but this is by no means exclusive to top-tier phones. *OS does not in fact, just work and breaks regularly enough. So does Android. KingSlime fucked around with this message at 20:09 on Oct 12, 2015 |
# ? Oct 12, 2015 19:50 |
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Buying more features than you need is a proud tradition in consumer electronics (and probably goes back even further than that) I work with a guy who used to sell VCRs back when they were expensive. In the store he worked in, there were 3 tiers of VCRs. The entry level, the mid-range (with added features like scheduled recording), and top range (dual deck, knob to advance frame by frame, etc.) If you talk up the features in the midrange model, people realize that they don't really need them and buy the cheaper one. He would completely ignore the midrange model when he sold to customers, and instead just talked about the entry level model ($400) and the top end model ($1200). By doing so, he sold a lot of the midrange model ($700) even though people didn't need the added features compared to the entry level model. Nobody was ever going to use that finicky calendar show recording scheduling system (remember how hard it was to even change the clock on those things?). After seeing how great the top end model was, they could talk themselves halfway up to the top end model. Part of that is that when presented things at 3 price points, people will often choose the one in the middle.
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# ? Oct 12, 2015 20:09 |
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I realize this is nothing more than BFC's chat thread but holy poo poo shut the gently caress up about Apple vs. Android.
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# ? Oct 12, 2015 20:39 |
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canyoneer posted:Buying more features than you need is a proud tradition in consumer electronics (and probably goes back even further than that) This is a tried and true sales tactic that works really well. I did something similar a lot when I worked at Best Buy. Find out the customers budget, show them a high range computer in that budget, then downsell them to a cheaper laptop on the basis that they don't need a top of the line machine if all they're doing is watching netflix, updating facebook, and having their daughter write essays for homework. That's when you start piling on add on poo poo because you've now freed up space in their budget. You know, the stuff that Best Buy actually makes money off of, since margins on electronics are non existent. God drat I felt so dirty working at that place sometimes. I'm also going to go against popular opinion and say the Best Buy warranties weren't always bad with money. Those warranties could pay for themselves if you knew how to game the system, or if you're an irresponsible parent with a rowdy kid who tends to knock things off of tables. On a laptop, a single LCD repair tended to pay for itself.
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# ? Oct 12, 2015 20:49 |
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Getting the extended on very expensive headphones is pretty good with money, in my opinion. I swear I treat my nice pairs with the respect and dignity they deserve, and somehow they still gently caress up way faster than they should. I'm starting to think that headphones are simply flawed from an engineering point of view. So far it's been a matter of popping in with my receipt and walking out with a brand new pair, just like that.
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# ? Oct 12, 2015 21:46 |
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Good with money is working a job like that at some point in your life so you can understand all the tactics and the general strategy of sales, so as to be an informed consumer.
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# ? Oct 12, 2015 21:47 |
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Yeah I learned a lot about sales tactics in a high school psych class of all places. Is been super useful and it's not something I learned anywhere else.
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# ? Oct 12, 2015 21:49 |
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KingSlime posted:Getting the extended on very expensive headphones is pretty good with money, in my opinion. I swear I treat my nice pairs with the respect and dignity they deserve, and somehow they still gently caress up way faster than they should. I'm starting to think that headphones are simply flawed from an engineering point of view. Oh yeah, headphone warranties were a loving steal. The official policy is that they'll try to fix it. If they can't fix it you get a new one valued at the original price of what you purchased. But who the gently caress repairs headphones anymore? So you just buy a new pair of earphones and wreck em every 3 years or when you want something new. All you have to pay for is the new warranty if it's been over 1 year. I got fantastic value over my lovely Sony E-Reader with discontinued support as well. Got a 3 year accidental damage warranty with it with the intent of hitting it with a hammer at the end of the coverage and trading up. What ended up happening was that I accidentally sat on it after 2 years and 6 months and got credit for the original price I paid towards a new Kindle. Difference was about 30 bucks if I remember correctly. What actually happened is that I forgot I had the warranty, immediately bought the a kindle on Amazon, then when I remembered the warranty it was too late to cancel my Amazon order. So then I sweet talked my old boss into giving me a gift card instead and put that towards a Wii U that I was going to buy anyway. Technically the money works out the same Renegret fucked around with this message at 22:26 on Oct 12, 2015 |
# ? Oct 12, 2015 22:24 |
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GWM is taking advantage of purchase protection policies on your credit cards for electronics that break within the warranty period. I've recently been guilty of buying a lot of groceries that we end up throwing away anyway. We live down the street from a small market that has slightly higher prices than Safeway. We're making it a habit to buy the groceries we need for the next 2 days and not buying 1-2 weeks in advance.
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# ? Oct 12, 2015 23:09 |
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https://reddit.com/r/legaladvice/comments/3o3crp/woke_up_with_over_4000_worth_of_charges_from_a/? posted:Woke up with over £4000 worth of charges from a strip club. (self.legaladvice)
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# ? Oct 13, 2015 00:51 |
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On his company card?
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# ? Oct 13, 2015 01:10 |
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quote:Update: I have started a dispute will all of the transactions except one for £330. I've come to accept what's done is done, if I don't get any money back at least I will have definitely learnt my lesson.
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# ? Oct 13, 2015 01:17 |
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Dude's best bet is to just report the cards stolen... especially the company card. It's fraud, but his chances are better .
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# ? Oct 13, 2015 05:13 |
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Phones are BWM, just sign up for google voice and use the library computer to check voicemails/text. It was all of about 20 years ago when nobody had cell phones and frankly the world was better without it.
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# ? Oct 13, 2015 07:32 |
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Thesaurus posted:Dude's best bet is to just report the cards stolen... especially the company card. It's fraud, but his chances are better . The reason consumers aren't liable for purchases made with a stolen card is because merchants are. When his bank goes and takes $4k away from the strip club because the card was reported stolen, they'll have a pretty good incentive to go looking through their records and do what they can to prove it was really him using it. Then he'll be out the money, possibly going to jail, and put on the banks' shitlist which is a place you don't want to be if you like being eligible for bank accounts and loans.
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# ? Oct 13, 2015 11:21 |
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WEDDINGS Postpone student loans... Check Spend Emergency fund... Check Spend downpayment... Check Drain retirement accounts... Check Book venue without consulting SO... Check
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# ? Oct 13, 2015 14:07 |
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Saros posted:WEDDINGS "What if I told you her current lease is a bmw. Not an SUV though." "Well, technically I am leasing a bmw. The cars are solely in my name, for some reason we thought it was a good idea for the cars to be solely in my name. She drives the bmw though. In case anyone was wondering, I drive a leased equinox."
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# ? Oct 13, 2015 14:15 |
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Saros posted:WEDDINGS
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# ? Oct 13, 2015 14:39 |
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Dude needs to spend less time gaming and more time talking. I don't really understand couples where one person does all the planning. It's a giant expensive party for a couple, not a person.
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# ? Oct 13, 2015 14:55 |
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cowofwar posted:Dude needs to spend less time gaming and more time talking. Serious reply as somebody who's doing this whole wedding planning thing right now: yes. It sounds like he wrote it to cover his rear end: "Oh, I TRIED to talk with her about it (one time) but SHE WOULDN'T LET ME!! (so I gave up) And is now evil and I'm completely absolved of any responsibility!!" The good news is that it sounds like she hasn't actually SPENT all the money, just planned to (and refuses to budge). It's bad, but it's not catastrophic.
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# ? Oct 13, 2015 15:07 |
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My read was that she legit put cash on the nail for the venue deposit.
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# ? Oct 13, 2015 15:10 |
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overdesigned posted:Serious reply as somebody who's doing this whole wedding planning thing right now: yes. It sounds like he wrote it to cover his rear end: "Oh, I TRIED to talk with her about it (one time) but SHE WOULDN'T LET ME!! (so I gave up) And is now evil and I'm completely absolved of any responsibility!!" I think also possible that she's really not involving him like he claims though. They're not very deep in the process yet and she's sounds like a pretty typical bridezilla who wants to be in control of the whole process. KYOON GRIFFEY JR posted:My read was that she legit put cash on the nail for the venue deposit. That's how I read it too, and it seems like they've only been planning for a few days now which is far too early to actually book a venue I would guess. Which is why I say Bridezilla.
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# ? Oct 13, 2015 15:18 |
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KYOON GRIFFEY JR posted:My read was that she legit put cash on the nail for the venue deposit. She put cash down for the venue, yeah, but as I understand it she didn't actually spend all the retirement accounts, savings, E-fund, etc. Venue deposits are probably $500-$2k depending on the craziness of the place. BWM, but not "spent every penny we have saved without telling me" bad. Renegret posted:I think also possible that she's really not involving him like he claims though. They're not very deep in the process yet and she's sounds like a pretty typical bridezilla who wants to be in control of the whole process. There's probably some of both (and I would wager it's mostly the Bridezilla scenario). But when you're writing a Reddit post about your life the tendency is probably to make yourself sound a little better than you are in real life.
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# ? Oct 13, 2015 15:24 |
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Renegret posted:I'm also going to go against popular opinion and say the Best Buy warranties weren't always bad with money. Those warranties could pay for themselves if you knew how to game the system, or if you're an irresponsible parent with a rowdy kid who tends to knock things off of tables. On a laptop, a single LCD repair tended to pay for itself. What the heck does that mean? Renegret posted:I got fantastic value over my lovely Sony E-Reader with discontinued support as well. Got a 3 year accidental damage warranty with it with the intent of hitting it with a hammerat the end of the coverage and trading up. What ended up happening was that I accidentally sat on it after 2 years and 6 months and got credit for the original price I paid towards a new Kindle. Difference was about 30 bucks if I remember correctly. Oh, fraud. Carry on then.
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# ? Oct 13, 2015 15:25 |
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# ? May 31, 2024 15:30 |
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Has anyone ever met a couple that looked back at their wedding and thought to themselves, "yeah, we should've spent more." It's one of those odd events that seem so important in the run-up and so incredibly unimportant the day after.
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# ? Oct 13, 2015 15:30 |