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I am so excited to see pictures of this boat, please take and post some.
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Jan 29, 2016 15:42
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BaseballPCHiker posted:If this doesnt work out I might look into one of those lending tree type situations and see what is available. I refuse to deal with the bank and their %10 personal loan bullshit. An unsecured personal loan will definitely be over 10% at lending tree if you're talking about a loan for over 15k. Because it's incredibly risky to give that loan out. But what do you care? You're about to be DROWNING IN SAVINGS!
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Jan 29, 2016 15:58
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slap me silly posted:That's because it's hard to see under water! Haha BaseballPCHiker posted:It will probably also need the roof to be re-waterproofed or whatever the hell one does to a houseboat roof. Can you just put a tarp over it or something? Maybe leave the winter bubblewrap stuff on it all year round to keep the rain out
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Jan 29, 2016 16:11
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Krispy Kareem posted:How do they repo houseboats that aren't at dock? There are, but they have to go through admiralty court before they can repossess.
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Jan 29, 2016 16:24
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BaseballPCHiker posted:It will probably also need the roof to be re-waterproofed or whatever the hell one does to a houseboat roof. So it's mostly cosmetic/comfort issues which I can deal with. A leaky roof is not a cosmetic/comfort issue. BaseballPCHiker posted:Hoping he is desperate to sell and will be willing to work out a deal, which from my limited conversations it seems like he would. Why is he desperate to sell? Why does the interior need to get reworked? Full of mold?
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Jan 29, 2016 16:24
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CellarDweller posted:Why is he desperate to sell? Why does the interior need to get reworked? Full of mold? Does it really matter? He boondoggled that landlord and he's not about to get hornswaggled into a new rent agreement. This is his big chance.
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Jan 29, 2016 16:29
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You know, a roll of heavy duty shrinkwrap and a can of great stuff expanding foam should sort you right out. Float on down to your local hardware store for savings 
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Jan 29, 2016 17:09
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BaseballPCHiker posted:It will probably also need the roof to be re-waterproofed or whatever the hell one does to a houseboat roof. Please learn what this is before you buy the boat though.
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Jan 29, 2016 17:29
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detectivemonkey posted:Please learn what this is before you buy the boat though. He's already figured out how to have high speed internet on the boat, he can just google it later once he owns the boat.
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Jan 29, 2016 17:34
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detectivemonkey posted:Please learn what this is before you buy the boat though. Spoilsport
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Jan 29, 2016 17:38
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detectivemonkey posted:Please learn what this is before you buy the boat though. I'm pretty sure an umbrella will work to waterproof the boat. You can buy those at walmart too which makes it way easier.
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Jan 29, 2016 17:46
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OP what kind of beer should I bring for the boatwarming party? Can't wait!
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Jan 29, 2016 17:50
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Are you buying a boat on the same lake you're going to be living on? sharing a watery grave If it's a different lake, what kind of transport costs are you looking at? Little boats aren't too tough to transport, but I didn't know if houseboats were more difficult and whether transport costs alone would eat up all your savings for multiple months.
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Jan 29, 2016 18:09
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Krispy Kareem posted:Are you buying a boat on the same lake you're going to be living on? sharing a watery grave From page 2: quote:I plan on keeping it on the Mississippi river not a lake. In the summer you can go up and down river and tie off at islands and relax and have fun. In the winter you just let the ship break its moorings and ice in wherever god intended. (Not really I plan on docking at a marina). Gonna have to have a good anchor in case the engine goes out while moving along the river, but it seems like a solid plan.
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Jan 29, 2016 18:22
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YarPirate posted:From page 2: The Mississippi! In that case... 
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Jan 29, 2016 18:47
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YarPirate posted:OP what kind of beer should I bring for the boatwarming party? Can't wait! It's going to have to literally be a boatwarming party, as he's purchasing and moving into a house boat in the middle of winter in Minnesota. OP, what do people you know in real life think about this idea?
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Jan 30, 2016 00:18
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As a fellow Twin Cities resident, I feel the need to make clear to people in this thread that while this is far from the worst winter I've experienced (it actually got started weirdly late), it is still goddamn cold out. He is going to be freezing his rear end off in a houseboat and unable to rent anywhere because of the shenanigans he pulled, but it's all going to get better when he gets convicted of insurance fraud.
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Jan 30, 2016 00:53
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The Lord of Hats posted:it's all going to get better when he gets convicted of insurance fraud.
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Jan 30, 2016 01:47
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The Lord of Hats posted:As a fellow Twin Cities resident, I feel the need to make clear to people in this thread that while this is far from the worst winter I've experienced (it actually got started weirdly late), it is still goddamn cold out. He is going to be freezing his rear end off in a houseboat and unable to rent anywhere because of the shenanigans he pulled, but it's all going to get better when he gets convicted of insurance fraud. His accountant said it was an okay thing to do so I am sure he will be completely fine.
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Jan 30, 2016 02:37
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CellarDweller posted:
It's not clear, since the " "mechanicals" " seem to be in ship shape.
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Jan 30, 2016 03:17
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Maybe it is as simple as it is really cold there and he realizes owning a boat in a place where it gets so cold in the winter is really stupid?
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Jan 30, 2016 04:03
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Saint Fu posted:Then he'll have a nice warm bed in a white-collar minimum-security resort. poo poo, we should be so lucky. Hey, three hots and a pot seem like a brighter future than sharing a cardboard box under a bridge with a rough trick named Jim.
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Jan 30, 2016 12:00
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Holy loving poo poo OP you are about to make the biggest mistake of your life. DO NOT BUY A BOAT. Also the boat won't be repo able since he won't be able to get a securized loan for it.
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Jan 30, 2016 23:07
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FrozenVent posted:Holy loving poo poo OP you are about to make the biggest mistake of your life. Hmm, maybe. But how can we be sure before we see pictures? Maybe it's a diamond in the rough, just needing some hard work and tough love to make a lovely home. You know, I think they could make a pretty great reality TV show about this kind of thing. OP, there are a lot of tiny house blogs who would love to host guest-posts from someone like you. It's a growing movement of people who eat these kinds of stories right up. Some people even support themselves fully with ads and affiliate links, and its only going to get more popular! Be sure to take lots of "before" pictures of the boat, this is going to be a key part of your mythology.
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Jan 30, 2016 23:16
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Doc Hawkins posted:Be sure to take lots of "before" pictures of the boat, this is going to be a key part of your
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Feb 1, 2016 00:56
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"We can't tell what killed him first, the burns or the drowning."
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Feb 1, 2016 01:15
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Krispy Kareem posted:"We can't tell what killed him first, the burns or the drowning." His
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Feb 1, 2016 15:09
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Well all you Debbie Downers ought to be pleased as punch. No boat for me this weekend. I went and took a look at it and it was pretty solid, better than I thought actually. Just dirty and filled with crap on the inside. The inside cabin definitely needs work to make it look nice but is livable as is. Unfortunately the guy is desperate for money and wasnt willing to work out a payment plan even with 1/4 down. So now I have to really scramble to find something or end back up in another overpriced apartment. I'm going to make some posts on some boat forums and put up some flyers and see if maybe someone would rent out there boat to me through the year, that would still save me some money and give me some good boat experience. All in all I feel as if my floating titanic of fiscal responsibility and fun just got sunk by the iceberg of reality and poo poo bankers.
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Feb 1, 2016 16:02
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BaseballPCHiker posted:All in all I feel as if my floating titanic of fiscal responsibility and fun just got sunk by the iceberg of reality and poo poo bankers. The metaphors write themselves don't they
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Feb 1, 2016 16:08
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It is the bankers who are poo poo.
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Feb 1, 2016 16:28
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BaseballPCHiker posted:Well all you Debbie Downers ought to be pleased as punch. No boat for me this weekend. I went and took a look at it and it was pretty solid, better than I thought actually. Just dirty and filled with crap on the inside. The inside cabin definitely needs work to make it look nice but is livable as is. Unfortunately the guy is desperate for money and wasnt willing to work out a payment plan even with 1/4 down. So now I have to really scramble to find something or end back up in another overpriced apartment. But renting isn't going to build the boat equity you wanted and you can't resell a rented boat.
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Feb 1, 2016 16:31
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SarutosZero posted:But renting isn't going to build the boat equity you wanted and you can't resell a rented boat. Agreed but I dont know what else to do. I dont want to take out that crazy %10 personal loan either.
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Feb 1, 2016 16:33
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BaseballPCHiker posted:Agreed but I dont know what else to do. I dont want to take out that crazy %10 personal loan either. Have you done the math? What's the break even point?
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Feb 1, 2016 16:58
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The OP putting the percentile sign before the number is so loving annoying.
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Feb 1, 2016 17:03
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BaseballPCHiker posted:Agreed but I dont know what else to do. I dont want to take out that crazy %10 personal loan either. Surely the sensible answer is to get a bunch of credit cards?
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Feb 1, 2016 17:26
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spog posted:Surely the sensible answer is to get a bunch of credit cards? It could be based off savings, job security, and general security like with his girlfriend or parents.
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Feb 1, 2016 17:33
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BaseballPCHiker posted:I went and took a look at it and it was pretty solid, better than I thought actually. You don't seem to know that much about boat maintenance, so what are you looking for to make this determination?
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Feb 1, 2016 17:35
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detectivemonkey posted:You don't seem to know that much about boat maintenance, so what are you looking for to make this determination? He asked a few guys that were hanging around the marina
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Feb 1, 2016 17:42
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spog posted:Surely the sensible answer is to get a bunch of credit cards? I'm not nearly as bad with money as you all wish/think I am. detectivemonkey posted:You don't seem to know that much about boat maintenance, so what are you looking for to make this determination? Standard kicking the hull, walking around looking. Checking for signs of mold and mildew, poor internal cabin framing, crap like that. I dont actually know anything about boat motors but it started up and puttered around. SarutosZero posted:He asked a few guys that were hanging around the marina I did ask a couple or river people yes. I also checked out a book from the library on boat maintenance a few months back when I was reading up on all of the different hull types and what not.
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Feb 1, 2016 17:47
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The next time Im in the twin cities I hope to see your houseboat floating along while you live your boat dreams
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Feb 1, 2016 17:54
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