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I'm surprised we didn't get more mileage out of that reddit poster who's getting free food, housing, and allowance so that he can build a savings ... and isn't maxing his 401k/IRA ... and is going to spend half of his non-retirement net worth on a car ... is probably p fat
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# ? Aug 1, 2016 04:18 |
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# ? Jun 3, 2024 21:06 |
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The worst part was that he already owns a car that's paid off in full. It's fine if he doesn't want to move out and his parents are cool with him staying and not paying rent, they're probably hoping they can set him up well for the future. To then go and buy a 23k car is a slap in the face.
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# ? Aug 1, 2016 04:25 |
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Nitrox posted:Civilized places only. Detroit don't count lol, living in Detroit is pretty BWM unless you're gonna buy a house to rehab (and even then, yeah wouldn't recommend it). Rent downtown is north of $2/sqft these days.
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# ? Aug 1, 2016 04:39 |
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GoGoGadgetChris posted:I'm surprised we didn't get more mileage out of that reddit poster who's getting free food, housing, and allowance so that he can build a savings I mean honestly he might retire with 20% more at 65 but he'll be too old and decrepit to do anything with it. Why not live it up a little now? He is saving a decent amount after all so it's doubtful he's going to be broke in retirement (the house will likely go to him as inheritance anyway given his situation). Money now in your youth is worth a lot more than money when you're old and can't do anything with it because you're too tired of living to do so.
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# ? Aug 1, 2016 06:18 |
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I also want a Porsche and I'm in generally similar financial circumstances, but I also can't imagine actually doing it. I hope he does it and then tells me how it all plays out so I can assume my decision would've played out the same way.
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# ? Aug 1, 2016 06:35 |
Nitrox posted:Civilized places only. Detroit don't count Yeah. Fair enough. It's just fun to say, because I haven't paid this little for rent since I was like twenty years old. I remember it seemed like a lot, at the time. Sirotan posted:lol, living in Detroit is pretty BWM unless you're gonna buy a house to rehab (and even then, yeah wouldn't recommend it). Rent downtown is north of $2/sqft these days. Downtown is getting gentrified, but that's not really my thing. I live about ten minutes from the downtown area without having the downtown hassles, or paying downtown prices.
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# ? Aug 1, 2016 07:08 |
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Here is a post that doesn't have to do with citychat or your own personal utility bill. It's about dumb stripe horses! Apparently you can keep them as pets but they are assholes and it's a bad idea, according to this Zebra breeder."Some dumb reddit thread posted:Went to Kenya in 2014. The safari guide gave us tips on how to handle different animals; don't stare down buffalo, lions are actually quite lazy animals but don't annoy them with loud noises etc. He gave stories on how Zebra are pretty much the stupidest animals and are spooked by everything, even their own tails. Switchback fucked around with this message at 10:52 on Aug 1, 2016 |
# ? Aug 1, 2016 10:48 |
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A guy on my boat wants to invest in a Philippine piggery. He's describing it and it sounds like a good enough idea, it's a low initial investment and could pay off well. GWM? BWM? Let's google this.."Is pig farming good idea as small business in the philippines? posted:I spoke to 2 fella's who started pig farms and I have heard a couple of other nearly the same story. Basically it all went something like this.... quote:They all know that stealing is technically wrong. But they also believe that the greater good is the love of their family. As long as they're just stealing to help their family then there's nothing wrong with it, in fact it's their duty to steal from you. quote:wombat is right on the button regarding the problem with local help. my father-in-law has plenty of similar stories regarding his and his friends chicken ranches. his solution was to pay the workers just a bit over the "going rate" but to make sure they knew that as long as things were profitable they would have free housing on the farm and their children's schooling would be paid for all the way through college. he was the type to be there every day running operations. the farm did well, the workers did well. Can't ignore the Filipino culture. There is very much a "live for today" and they laugh at us Americans being so uptight and worried about the future. My buddy is married to a Filipina and intends on having her family run the piggery. I hope he does it posts all the details on facebook because I'm sure it's gonna work out well, and it won't get destroyed by a typhoon or government corruption. quote:"The best way to make a small fortune in the Philippines is to start off with a big fortune"
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# ? Aug 1, 2016 11:11 |
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Blinkman987 posted:I also want a Porsche and I'm in generally similar financial circumstances, but I also can't imagine actually doing it. I hope he does it and then tells me how it all plays out so I can assume my decision would've played out the same way. 2003 is also the 996, widely acknowledged as the ugliest and worst 911 of all time. If you're going to be BWM at least be Good With Porsches.
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# ? Aug 1, 2016 13:42 |
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Centripetal Horse posted:Yeah. Fair enough. It's just fun to say, because I haven't paid this little for rent since I was like twenty years old. I remember it seemed like a lot, at the time. How much do you pay for auto insurance?
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# ? Aug 1, 2016 14:22 |
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KYOON GRIFFEY JR posted:If you're going to be BWM at least be Good With Porsches. New thread title?
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# ? Aug 1, 2016 15:00 |
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PCjr sidecar posted:How much do you pay for auto insurance? $383 for 2 cars. Detroit auto insurance is BS.
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# ? Aug 1, 2016 16:41 |
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Garfu posted:$383 for 2 cars. Detroit auto insurance is BS. That's because every car in Detroit winds up on cinder blocks and on fire with in minutes.
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# ? Aug 1, 2016 17:04 |
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Moneyball posted:New thread title? I think the Phillipines quote is better. Also, I know a guy named Phil Ippino.
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# ? Aug 1, 2016 17:16 |
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Switchback posted:A guy on my boat wants to invest in a Philippine piggery. He's describing it and it sounds like a good enough idea, it's a low initial investment and could pay off well. GWM? BWM? Let's google this.. Never ever do business in Philippine if you're a foreigner. It's incredibly corrupt. My brother(who lived there for 5 years and frequently paid the bribes) had a friend(also a foreigner) who owned a gym there. He refused to pay a bribe to an government official so they tossed in him jail for several weeks. He finally got out when his family paid essentially a ransom. He left Philippines the next day and never went back. Just left all his properties there. After my brother heard about it, he liquidated all his assets within the next month and left. It's been 6 years and because of the draconian banking laws, my brother still has to personally go to Philippines yearly to take a portion of his money out back to the US. I also recently had a filipino coworker try to convince me to invest in some local business there just about 2 months ago. She was describing opening up some medical clinic which she says can return 20%. I politely declined but in my mind I was screaming "Are you crazy???" Philippines BWM and BWL. It has some nice beaches and decent enough place to visit but never do business there. lostleaf fucked around with this message at 17:35 on Aug 1, 2016 |
# ? Aug 1, 2016 17:32 |
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Switchback posted:
He has $25 to his name and is worried about coming back completely broke? He's put the cart before the horse here and should maybe focus on not being completely broke before boarding the flight there in the first place. By the sounds of it, I'm not sure he's ever had $1000 to his name. Not sure how he hope to magically come up with that savings in a month if he has no income and has never come close previously.
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# ? Aug 1, 2016 19:36 |
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Teeter posted:
My favorite part is "Any tips on how to come up with that sort of cash in 35 days and tips on saving it until then?" He even knows that he'll spend it all in the next 35 days.
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# ? Aug 1, 2016 19:40 |
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It's a she and in the comments it gets even worse. She has decided to not do anything because a family member is giving her $100 as a gift and her parents will loan her $200. So, she thinks that $325 will cover a week in Tokyo and considers the problem solved. She also says she "has" to spend most of it on clothes and shoes for work while she is there and it makes financial sense to do so, because it will be cheaper than importing them. Leon Trotsky 2012 fucked around with this message at 19:49 on Aug 1, 2016 |
# ? Aug 1, 2016 19:46 |
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Leon Trotsky 2012 posted:It's a she and in the comments it gets even worse. Isn't Tokyo one of the most expensive cities in the world? You said she had housing covered, does that include food?
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# ? Aug 1, 2016 19:52 |
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Leon Trotsky 2012 posted:It's a she and in the comments it gets even worse. World's oldest profession is always hiring...
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# ? Aug 1, 2016 20:01 |
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Krispy Kareem posted:Isn't Tokyo one of the most expensive cities in the world? Yeah Tokyo is mega expensive. https://www.expatistan.com/cost-of-living/tokyo?currency=USD If you skip a meal every day, buy no souvenirs, and walk everywhere you may be able to make it work for $300!
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# ? Aug 1, 2016 20:03 |
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canyoneer posted:Yeah Tokyo is mega expensive. You could definitely do a week in Tokyo on $300 if your housing was already taken care of. Assuming you stay in the city itself, subways are fairly cheap, lots of temples and poo poo you can stroll through that are free, the city is very safe and walkable. Plenty of cheap izakayas and food stands or noodle joints to get a meal in at <$5 USD. I mean, it would be a challenge and a waste to go to Tokyo and be stuck on a budget of that amount because you'll miss out on a ton of cool stuff, and you'd really have to do your research, but you *could* do it.
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# ? Aug 1, 2016 20:13 |
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KYOON GRIFFEY JR posted:If you're going to be BWM at least be Good With Porsches. I have a feeling I may get posted ITT next year.
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# ? Aug 1, 2016 20:19 |
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Her primary activity is going to be "Shopping" tho. She hosed
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# ? Aug 1, 2016 20:20 |
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Residency Evil posted:I have a feeling I may get posted ITT next year. don't buy a 996, 996s are always BWM
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# ? Aug 1, 2016 20:26 |
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Leon Trotsky 2012 posted:It's a she and in the comments it gets even worse. If she's in the fashion industry I doubt she's going to go budget balling at Uniqlo. That $325 is the entry point for fine dress shoes. Barely nice ones. Good luck to her.
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# ? Aug 1, 2016 20:28 |
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KYOON GRIFFEY JR posted:don't buy a 996, 996s are always BWM Looking at a Cayman S/GTS, maybe a Spyder.
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# ? Aug 1, 2016 20:35 |
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But Jalopnik told me the 996 is way undervalued right now and now is the time to buy!
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# ? Aug 1, 2016 20:59 |
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Why not just buy a G-TR?
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# ? Aug 1, 2016 22:01 |
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The "Tokyo is the most expensive city in the world!!!111!!1!11!!one" trope is at least 25 years out of date. It keeps getting trotted out by flaky newspaper "travel writers" whose goal is to stay in 5-star western-style hotels, eating proper western food (not the slop that those *grimaces* natives eat, swan around to the most stereotypical, tourist-trappy entertainments they can find, and do it all on the newspaper's dime. Tokyo is an expensive city if and only if you are expecting to maintain exactly the style (not standard, I said style) of living you are currently enjoying as an upper-class white professional in [London/Paris/generic American city]. Want a three-bedroom house with two garages, a garden, and easy access to the city, shopping, and entertainment? Yep, your wallet is going to get rightly hosed for that. Want to live a middle-class Japanese lifestyle with all the conveniences and stuff but without the huge McMansion, seven SUVs, and twenty tons of furniture? You can do it on literally half the going salaries in Australia right now. I'm not exaggerating. I make half (in straight currency-converted figures) what my brother does, but we have the same lifestyle. BWM is having to travel to Australia from Japan, since the prices there are so high. Tokyo hell, the rent on a small place in Brisbane even is more than our combined rent, food, and utilities. edit: Tokyo also is not expensive for travel if you stay in regular accomodation instead of that hotel from Lost in Translation, eat at regular restaurants instead of going to Jiro Fellates Your Sushi three meals a day, and take 5 minutes to plan your travel for the day instead of seesawing back and forth across the city eight times by Shinkansen. Weatherman fucked around with this message at 22:37 on Aug 1, 2016 |
# ? Aug 1, 2016 22:33 |
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BWM: Boat Restoration In Seattle 100 years ago there was an boat: Patrol No. 1. This boat patrolled against pirates, had a machine gun, hassled bootleggers, and rescued three kids in 1931 off a homemade raft. But the boat's greatest legacy is ruining the lives of present day owners who won't give up the dream of making it seaworthy. First owner/victim was Chris Pack quote:Chris Pack, a builder from Stuart Island, owned the boat before Landry. Next up is Steve Mayo quote:Mayo says he spent $40,000 in repairs and added a long cabin on the main deck in the 25 years he owned it, not counting the hundreds of hours he and his dad worked on the boat. quote:Mayo sold it for $20,000. Sounds like Mayo got off easy. But the next (and present) owner has been driven to madness (and not just because he's dumped $78k into the project) quote:It’s not an overstatement to say Patrol No. 1 ended up taking over the life of its last owner. quote:Now, Patrol No. 1 is headed for demolition; the Port of Port Townsend took possession of the boat after Landry didn’t move it when given an eviction notice in January. It’s been at the port for five years. http://www.seattletimes.com/seattle-news/98-year-old-boat-steals-owners-heart-and-life-savings/
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# ? Aug 1, 2016 23:15 |
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Mojo Threepwood posted:living aboard the boat in a “cocoon” of boards and plastic without proper permission. Christ this boat is some kind of x-files poo poo, I imagine if they let him keep metamorphosing in his boat-cocooon he'd eventually emerge as some kind of horrifying wooden sea-butterfly that drinks brains through its proboscis
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# ? Aug 1, 2016 23:27 |
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Parallel Paraplegic posted:Christ this boat is some kind of x-files poo poo, I imagine if they let him keep metamorphosing in his boat-cocooon he'd eventually emerge as some kind of horrifying wooden sea-butterfly that drinks brains through its proboscis Alternative: A Stephen King novel in the spirit of Christine. Except the boat just kills your finances (and then kills you when you're at peak misery and had found a new buyer).
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# ? Aug 1, 2016 23:45 |
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It's better with brain drinking. I'll get started on the screenplay.
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# ? Aug 1, 2016 23:46 |
PCjr sidecar posted:How much do you pay for auto insurance? Ouch. I guess I had that coming.
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# ? Aug 2, 2016 00:28 |
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Aagar posted:Alternative: A Stephen King novel in the spirit of Christine. Except the boat just kills your finances (and then kills you when you're at peak misery and had found a new buyer). That's every boat ever, and a fair number of commercial ships too.
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# ? Aug 2, 2016 00:38 |
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All these boat troubles...makes you wonder why our ancestors ever gave up their gills and flippers
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# ? Aug 2, 2016 00:54 |
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Here is another story that's not funny or quirky, just purely bad-with-money for fashion idiot, wishing she'd spent her windfall on a nose job instead of leggings."I Spent My $66,000 Inheritance on Basically Nothing posted:When I was 22, I was a year out of college and living at home. I had no money, and I spent all of my time reading blogs and applying for jobs that never got back to me. But then I received an unexpected major inheritance from my step-grandfather.
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# ? Aug 2, 2016 02:25 |
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Also this
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# ? Aug 2, 2016 02:34 |
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# ? Jun 3, 2024 21:06 |
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Switchback posted:Here is another story that's not funny or quirky, just purely bad-with-money for fashion idiot, wishing she'd spent her windfall on a nose job instead of leggings. I didn't find it that terrible (the article, that is). Seemed to me a reasonable reflection on the danger and experience of a shopping addiction, how she was really bwm and squandered a real opportunity. I guess the nose job thing is bad, as is the fact that she claims she'd end up doing it again, but that's why it's part of an essay on having a shopping addiction. I had a friend like that. He had big dreams and schemes but would get depressed and order a bunch of crap online, clothes, and things connected with the lifestyle he imagined himself leading. As a result he was always in debt and stuck in a cycle of poo poo jobs without really pursuing his plans. Extremely intelligent and talented person, too. Everyone who knew him thought he'd go on to great things one day. He eventually killed himself. A shopping addiction is definitely a symptom of deeper issues, but in turn it just makes everything less manageable. Thesaurus fucked around with this message at 03:40 on Aug 2, 2016 |
# ? Aug 2, 2016 03:32 |