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Barry posted:If she's in the fashion industry I doubt she's going to go budget balling at Uniqlo. That $325 is the entry point for fine dress shoes. Barely nice ones. Good luck to her. Being an unpaid intern in the fashion industry in the first place is key BWM skills.
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# ? Aug 2, 2016 03:39 |
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# ? Jun 8, 2024 15:22 |
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Thesaurus posted:I didn't find it that terrible (the article, that is). Seemed to me a reasonable reflection on the danger and experience of a shopping addiction, how she was really bwm and squandered a real opportunity. I guess the nose job thing is bad, as is the fact that she claims she'd end up doing it again, but that's why it's part of an essay on having a shopping addiction. quote:If I had the money now, I’m sure I’d still buy things—it’s my nature—but I’d also take advantage of that safety net. I’d make a move. I still will, it just won’t be as easy as it could have been. It reminds me of that lottery winner that bought mansion and a van, went to a bunch of strip clubs and casinos with briefcases full of thousands of dollars, lost several of them, then wrecked the van, then had to move out of the house because he was completely broke and declared bankruptcy. Even with all of the stuff mentioned, it only accounted for half of the money. When asked where the rest went, he said, "Oh, the rest I spent foolishly." Just a complete lack of awareness, and a pitiable one. What makes that lady infuriating isn't the nose job, it's that she got great advice and proceeded to ignore it, and is now leeching off her father because of her complete lack of self-awareness. DarkHorse fucked around with this message at 03:50 on Aug 2, 2016 |
# ? Aug 2, 2016 03:47 |
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Should have bought a Porsche.
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# ? Aug 2, 2016 03:59 |
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I guess it's time for me to step up in the thread again. I was explaining to a friend that I have a close family member who's done some nice things for me over the years, using his network to get some autographed merchandise or show tickets for me. Probably a few hundred dollars worth over that time. I was complaining to her that I didn't have a similar network where I could really pay him back in some way that would be meaningful or valuable to him, so I felt like I was always mooching. Well, lo and behold, he got into some hot water recently and needs a couple thousand bucks up front to cover some legal fees without taking a loan out. I decided I'd help him out. He says he'll pay me back at $x/month, and I think I have a decent shot at getting about half of it in total back, and getting all of it back is in fact a real possibility. Oh and another friend already did loan him the money, but he feels worse owing him than family, so basically I've bailed the friend out. I wanted to finish paying off my mortgage this year, but this might delay it a couple of months into next year. Well, he can't say I didn't ever get him something in return.
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# ? Aug 2, 2016 04:22 |
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Consider it a gift. Any money you get back is a windfall. If you end up bitter about this, it's your own dang fault.
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# ? Aug 2, 2016 04:36 |
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Not a Children posted:Consider it a gift. Any money you get back is a windfall. Yeah, I know that well enough from this thread. But I also know he won't ask for more if he doesn't pay this back all the way, and I'm ok with him taking a lot longer than he initially stated (if he does in fact attempt to pay me back). Eh, we'll see.
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# ? Aug 2, 2016 04:40 |
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Helping out a family member who won't keep asking for handouts doesn't seem BWM. Just being a decent human being. Even if you never get the money back, it sounds like the right thing to do. Counter story: My uncle wanted to start a business, so he asked his kids if they'd help give him some money to start out. They asked for a business plan, wanted to be treated like investors, and wanted a say in how he ran the business. That's after 20+ years of him paying their living expenses, buying them new cars, putting them through college, and sending them on a couple of international trips when they were in college. He basically put everything he had into trying to set them up well. I think they should've just given him the money and said "Good luck, have fun." (There were other factors, like it's a business he already knew really well and could make a living with. Plus he's a workaholic who would definitely throw all of his energy into it, his kids are busy adults who wouldn't have time to help make business decisions, and they had the money.)
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# ? Aug 2, 2016 05:17 |
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Switchback posted:What a shallow oval office. IDK if this matters but I bet there are better, more respectful words to use than this
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# ? Aug 2, 2016 05:35 |
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What's with the disdain for nose jobs? They don't cost that much and they can have a significantly positive impact on your life. They're not really that vain... I put it much closer to "acne treatment" than I would to "facial reconstruction surgery" on the cosmetic produce spectrum.
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# ? Aug 2, 2016 06:00 |
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pig slut lisa posted:IDK if this matters but I bet there are better, more respectful words to use than this Yes it does matter and thank you for saying something. Crap like that is the downside of reading financial forums as a woman. For BWM: Since I've had a kid and gotten to know other moms I've been invited to various local moms Facebook groups. One particularly active poster makes horrible financial decisions and has no trouble posting about it for all to see. In the few months I've been in the group she's complained about not being able to afford a full set of tires (needs them badly but can only get 2 for now), a new mattress, her rent, or her kids' birthday parties. Of course she somehow finds money to spend on Disneyland tickets, a whole bunch of kitchen gadgets on Amazon prime day, and all sorts of limited edition babywearing wraps. Yes, if you can put your baby in it, there is a limited edition version of it that costs hundreds of dollars. The biggest ripoffs are the wraps, which are literally just pieces of fabric. Here's an example of a fairly cheap one. The weirdest part is that you can resell a used wrap for more than retail if it's a popular enough print. Because who doesn't want a stretched out piece of fabric that's been saturated in someone else's sweat, drool, and milk?
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# ? Aug 2, 2016 06:14 |
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Zanthia posted:Helping out a family member who won't keep asking for handouts doesn't seem BWM. Just being a decent human being. Even if you never get the money back, it sounds like the right thing to do. How is this unreasonable? Lots of families have been ruined by people who haven't a clue how to run a business yet think they have "great ideas" which turn out to be ridiculous and wasteful. Seems like forcing him to do a bit more due diligence in making a business plan and involving them in the business operations is perfectly reasonable. Or should we just let people start failing businesses right away because they're family?
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# ? Aug 2, 2016 06:41 |
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GoGoGadgetChris posted:What's with the disdain for nose jobs? They don't cost that much and they can have a significantly positive impact on your life. She's by no means unattractive. Baja Mofufu posted:Yes it does matter and thank you for saying something. Crap like that is the downside of reading financial forums as a woman. "My Girlfriend bought a Horse and i'm afraid she's going down-hill now. posted:so as the Title says, my GF recently bought a horse. Shes into that kind of stuff and it was the #1 Wish on her list and there was literally no chance to talk her out of it. Switchback fucked around with this message at 08:11 on Aug 2, 2016 |
# ? Aug 2, 2016 06:48 |
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Keeping the content flowing so we don't get into any dumb derails"bad situation regarding a Uber-related car loan. posted:Currently, I am in a situation that I'm not sure to keep going with or should walk away. 6 months ago I signed up with the Uber leasing program and the lease is through Bama Commercial leasing out of Minneapolis, Minnesota and It is $160 a week to lease a 2016 Toyota Camry SE. The terms for the lease are a background check and a credit check plus a 1 time non refundable down payment for $200. This covered the tag and registration.
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# ? Aug 2, 2016 06:58 |
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Switchback posted:Keeping the content flowing so we don't get into any dumb derails Wow, Bama and UBer have got this poo poo down, it's amazing. Thy don't even need fares to make money at this point. Although what the gently caress, $160 a week to lease a base model Camry. That's an expensive loving Camry.
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# ? Aug 2, 2016 11:48 |
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FrozenVent posted:That's an expensive loving Camry. Not the most expensive Camry lease we've seen on these forums, but drat that's pretty bad. e: Nope that was an Altima. Not a Camry. Still hilarious.
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# ? Aug 2, 2016 12:58 |
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It's not quite as bad as Altima Guy anyway because you can't compare to normal mileage limited leases - I am sure that the Bama lease is unlimited/extremely high limit mileage since the vehicle is for commercial purposes. However, you can finance Camry outright no money down 0% interest for terms of up to 72 months through Toyota's captive finance arm so yeah that lease-to-uber concept is really BWM even ignoring insurance issues.
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# ? Aug 2, 2016 13:17 |
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Switchback posted:The comments provided this funny article: http://www.returnofkings.com/16904/avoid-women-with-horses Oh god, I agree with ROK about something
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# ? Aug 2, 2016 13:20 |
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Also, re: the Uber lease, I wonder how badly and how often Geico got burned before their policy became "if you even ask about getting insured as an Uber driver we're blacklisting you"
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# ? Aug 2, 2016 13:25 |
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pig slut lisa posted:Also, re: the Uber lease, I wonder how badly and how often Geico got burned before their policy became "if you even ask about getting insured as an Uber driver we're blacklisting you" I think it's pretty standard for insurers to assume if you're asking about something, then you are already doing it. A cousin had some poo poo happen with her insurance and my wife asked me to call up our insurer to ask hypothetically what would happen in that situation. Yeah, don't do that. Don't ever call your insurer about hypothetical questions.
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# ? Aug 2, 2016 13:46 |
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pig slut lisa posted:Also, re: the Uber lease, I wonder how badly and how often Geico got burned before their policy became "if you even ask about getting insured as an Uber driver we're blacklisting you" Not very, because having a free out to deny claims while getting paid premiums is pretty convenient. It's probably not worth the hassle of dealing with the hypothetical liability of that tiny fraction of their customer base, though.
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# ? Aug 2, 2016 13:58 |
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KYOON GRIFFEY JR posted:It's not quite as bad as Altima Guy anyway because you can't compare to normal mileage limited leases - I am sure that the Bama lease is unlimited/extremely high limit mileage since the vehicle is for commercial purposes. However, you can finance Camry outright no money down 0% interest for terms of up to 72 months through Toyota's captive finance arm so yeah that lease-to-uber concept is really BWM even ignoring insurance issues. That's true, but people needing to buy an uber qualified car so they can uber for a living probably aren't your typical premium tier credit new car purchasers
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# ? Aug 2, 2016 14:00 |
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Krispy Kareem posted:I think it's pretty standard for insurers to assume if you're asking about something, then you are already doing it. Yeah, brokers are good for laundering questions.
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# ? Aug 2, 2016 14:05 |
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BEHOLD: MY CAPE posted:That's true, but people needing to buy an uber qualified car so they can uber for a living probably aren't your typical premium tier credit new car purchasers Uber qualifications aren't even that stringent but yes, if you plan on Uber as a career you are probably already hosed.
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# ? Aug 2, 2016 14:57 |
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Krispy Kareem posted:I think it's pretty standard for insurers to assume if you're asking about something, then you are already doing it.
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# ? Aug 2, 2016 15:27 |
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SiGmA_X posted:Story, please. No story, because I wasn't stupid enough to call my insurer. Essentially my cousin who lives with us hit another car in a QuickTrip parking lot going 5 mph. The cops came, the other people refused medical attention and all was fine. Now they are claiming bodily injury and her insurance is paying out thousands of dollars no questions asked. So my wife wanted me to call our insurance company and ask why happens if I hit another car.
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# ? Aug 2, 2016 16:05 |
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Baja Mofufu posted:The weirdest part is that you can resell a used wrap for more than retail if it's a popular enough print. Because who doesn't want a stretched out piece of fabric that's been saturated in someone else's sweat, drool, and milk? Counterpoint, my wife made several thousand dollars flipping some specific baby wearing item on Facebook. They sold new for about $200, but sold out immediately and were immediately worth at least $300. GWM for me. The whole scene was incredibly BWM though. People expected to be able to resell their items for what they payed plus shipping and would freak out when the market would occasionally tank. Keep in mind many of these women owned many thousands of dollars worth of this poo poo.
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# ? Aug 2, 2016 16:50 |
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Baja Mofufu posted:Yes, if you can put your baby in it, there is a limited edition version of it that costs hundreds of dollars. The biggest ripoffs are the wraps, which are literally just pieces of fabric. Here's an example of a fairly cheap one. The weirdest part is that you can resell a used wrap for more than retail if it's a popular enough print. Because who doesn't want a stretched out piece of fabric that's been saturated in someone else's sweat, drool, and milk? lol wtf. I have as many stupid hobbies with overly expensive crap as the next person but holy crap used limited edition baby wraps.
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# ? Aug 2, 2016 17:40 |
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Barry posted:lol wtf. I have as many stupid hobbies with overly expensive crap as the next person but holy crap used limited edition baby wraps. Limited edition Professor Snape-themed baby wraps. quote:We would like to introduce “Always”, an exclusive wrap in memory of our beloved Professor Snape. We wanted a design that would encompass all of the complexities of Professor Snape and why we loved him. We thought the best way to do this was through color.
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# ? Aug 2, 2016 20:39 |
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I actually tried to get a quote from my insurer (GEICO) about Uber because it came up a while ago itt and I was curious just how expensive it was. An agent called and badgered me for a bit but nothing happened to my policy
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# ? Aug 2, 2016 20:52 |
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Selling a few dollars worth of fabric as luxury baby wraps: GWM At the risk of sounding like a terrible 90s comedian, I never heard of a baby wrap. We just had blankets and towels when I was a kid. e: What's the deal with airline food?
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# ? Aug 2, 2016 21:13 |
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Switchback posted:Welcome to Oz m8, I'm a woman, not sure what my insult towards one shallow blogger has to do with you. But I can stick to the dickbag/chode/rear end in a top hat male-oriented genital insults so I don't offend any women.
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# ? Aug 3, 2016 00:00 |
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The title says it all: 98 year old boat steals owners heart and life savings edit: VVV doh, you're right...I didn't scroll back far enough MrKatharsis fucked around with this message at 03:15 on Aug 3, 2016 |
# ? Aug 3, 2016 01:49 |
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MrKatharsis posted:The title says it all: I thought this was raised earlier, but no matter that article is perfect as he has nothing to show for all that money except a boat that isn't seaworthy. I hope they do give him a month to finish the boat, so that I can read an article about it sinking as soon as it touches the water.
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# ? Aug 3, 2016 03:07 |
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Devian666 posted:I thought this was raised earlier, but no matter that article is perfect as he has nothing to show for all that money except a boat that isn't seaworthy. I hope they do give him a month to finish the boat, so that I can read an article about it sinking as soon as it touches the water. A boat that isn't seaworthy and his nautical garbage chrysalis, don't forget that!
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# ? Aug 3, 2016 04:16 |
MrKatharsis posted:The title says it all: I thought that said, "98-year-old steals boat owner's heart and life savings," which, frankly, is a better story.
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# ? Aug 3, 2016 04:19 |
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Not really because a boat owner doesn't have life savings(anymore).
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# ? Aug 3, 2016 04:30 |
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So the AARP is trying to encourage retirees to start small businesses, which is BWM on a macro-scale. hmmm, yes. Let's encourage people living on a fixed income with few options for recovery from financial ruin to dive into the exciting world of start-up failure!
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# ? Aug 3, 2016 04:51 |
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Why let the government constrict your creative output and earning potential? Be your own boss, take the reigns of your destiny, and take out a reverse mortgage to let your REAL retirement dream take hold!
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# ? Aug 3, 2016 06:12 |
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FrozenVent posted:Wow, Bama and UBer have got this poo poo down, it's amazing. Thy don't even need fares to make money at this point. Most of those rideshare-oriented leases are ~2500 miles a month. $160 a week would be about what you'd be paying on a dealership lease for that kind of mileage, and that's after the $4-7k down the dealer would want. Putting that kind of mileage on a car isn't cheap no matter how you do it. And yeah, the Mister Perfect Credit advertised dealer financing rates are not at all, not even close to what most folks doing this kind of work would qualify for.
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# ? Aug 3, 2016 07:45 |
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# ? Jun 8, 2024 15:22 |
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It turns out that if you take $150m out of a business that it will most likely go into receivership. http://www.stuff.co.nz/business/world/82790185/pankaj-and-radhika-oswal-went-on-37m-spree-with-company-money-court-told quote:The Oswals claim they are owed up to $2.5 billion from the ANZ Bank after their majority stake in the Western Australian-based Burrup Fertilisers was allegedly sold below its value by receivers from PPB appointed by the bank.
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# ? Aug 3, 2016 08:42 |