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No not $14k, maybe like $8k? Am I crazy? Piss off Phone, a big reason I like asking stuff here is because the advice is great and it's helped me make a lot of choices. AI decisions can be tough!
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Sep 26, 2016 05:07
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Depending on how old you are and how your career is going, it is not inconceivable to think that you'll have $15k in cash in a few years, at which point you only need to worry about the $3-5k every few years to sell your (now) $10k car and buy a new $15k car. If you can get to paying cash, it's a good strategy. If you're going to be making payments forever...might as well get a lease.
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Sep 26, 2016 06:25
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Phone posted:Stop replying to Mr Pink; he's an obtuse moron that refuses to take good advice. But but but! (My answer to that question is "Whatever apple will sell you for $2,500" and now I don't get asked that anymore.) Michael Scott posted:No not $14k, maybe like $8k? Am I crazy? Good news, you can lease a BMW and get a MUCH nicer car. $250/month + ((14-8)/36) = 250 + $166 = $416. BMW will lease you a 3 series for $369 right on their website with no negotiation. If your sales guy is smart he will call you up every 2 years and offer to "swap it out" with a few signatures. It's exactly what you want. Demand more miles. This will actually save you money. You will never have to do maintenance, the car will tell HQ who will call you to schedule your free appointments for oil changes, set you up with a loaner, etc. The fit and finish on them is way better than whatever shitbox you're driving for $15k used. You have to do the test drive to believe it.
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Sep 26, 2016 15:13
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photomikey posted:If you can get to paying cash, it's a good strategy. If you're going to be making payments forever...might as well get a lease. Counterpoint: When money's as cheap as it is right now and residuals so high, leases are fine. If you've got the room in your budget to drive a brand new car and are good at negotiating, I've seen some outstanding 2 or 3 year lease deals. My dad's in a brand new high trim Sonata with 0 lease down payment (why would anyone do those?) and 0 first month payment at $230/mo.
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Sep 26, 2016 15:28
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My buddy is leasing a fully loaded Camry for $240/month with 2k down. That's a $33k car. He's a financial consultant and saving money is his full time job. Leasing a car can be economical enough. Previously he had great success driving cars from http://www.swapalease.com/ The premise is that you let someone else eat the downpayment, and you finish off the remainder for chump change.
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Sep 26, 2016 15:38
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It's interesting that people are asserting that leases are or are not fine without showing the math.
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Sep 26, 2016 15:41
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Thermopyle posted:It's interesting that people are asserting that leases are or are not fine without showing the math. http://www.swapalease.com/lease/details/2014-Toyota-Prius-c.aspx?salid=998763
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Sep 26, 2016 15:52
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Nitrox posted:What math do you want to see? Here is a Prius that you can drive for 11 months. All numbers are present and accounted for. As mentioned within the last couple pages, a Prius c sure as hell isn't a Prius.
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Sep 26, 2016 15:53
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Nitrox posted:What math do you want to see? Is this a real question?
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Sep 26, 2016 16:13
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Any thoughts on a 2009 Accord EX-L Coupe? V6, manual transmission, 30k miles, and it's at a price we're happy with. I've read that it has particularly nasty blind spots. Does the V6 have any big issues I should be on the lookout for?
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Sep 26, 2016 16:31
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two_beer_bishes posted:Any thoughts on a 2009 Accord EX-L Coupe? V6, manual transmission, 30k miles, and it's at a price we're happy with. I've read that it has particularly nasty blind spots. Does the V6 have any big issues I should be on the lookout for? only 30k miles on a 7 or 8 year old car? Goddamn. I'd be prepared to replace lots of rubber bits.
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Sep 26, 2016 16:32
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Twerk from Home posted:only 30k miles on a 7 or 8 year old car? Goddamn. I'd be prepared to replace lots of rubber bits. If it's a few thousand a year it's fine. If it's 30k in a year or two then parked you'd have an issue.
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Sep 26, 2016 16:47
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According to the carfax it's pretty well spread out.
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Sep 26, 2016 16:58
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two_beer_bishes posted:According to the carfax it's pretty well spread out.
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Sep 26, 2016 17:39
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H110Hawk posted:Good news, you can lease a BMW and get a MUCH nicer car. $250/month + ((14-8)/36) = 250 + $166 = $416. BMW will lease you a 3 series for $369 right on their website with no negotiation. If your sales guy is smart he will call you up every 2 years and offer to "swap it out" with a few signatures. It's exactly what you want. Demand more miles. This will actually save you money. Twerk from Home posted:Counterpoint: When money's as cheap as it is right now and residuals so high, leases are fine. If you've got the room in your budget to drive a brand new car and are good at negotiating, I've seen some outstanding 2 or 3 year lease deals. My dad's in a brand new high trim Sonata with 0 lease down payment (why would anyone do those?) and 0 first month payment at $230/mo. These are both great points. However, the math I think points a little more to my strategy (purchasing then selling) when you're talking about the kind of car I can afford. I am confused about the math on Hawk's post though? The number would just be ((14-8)/36), why would you add the monthly payment on top of that? I am currently eyeing a prior rental 2015 Mazda3 for like $12k. If I want to sell it in 2-3 years, there's no way it will depreciate like $13,000 which is the cost of a nicer car lease (BMW or what have you) over 3 years. It might depreciate $4,000 or so, which means it would cost me $4,000 in purchase price to drive a car for that time period as opposed to $13k for the luxosport lease. As I grow in my career and hopefully make more money, the luxury car leases will look more attractive financially. I have spent some time in the BMW thread in AI and they have some serious self-loathing on the cheaper BMWs, for kinda good reason. For example that $369/mo lease offer you quoted is for a 320i sedan with 170 horsepower. I might as well just buy the fuckin Mazda 3 with a little less HP for a much smaller total cost, right? Motronic posted:You might want to think about how these statements go together. I dunno man, I haven't gone on a test drive yet but the 2015 Mazda3 for $11-13k doesn't seem clapped out at all and doesn't seem to have any annoyances. That's the car I'm strongly considering right now. https://www.hertzcarsales.com/Vehicle-Details/2015-Mazda-Mazda3-Des%20Plaines-14600301 Nice cars cost so much goddamn money it's ridiculous. Michael Scott fucked around with this message at 18:36 on Sep 26, 2016 |
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Sep 26, 2016 18:00
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https://www.cargurus.com/Cars/l-Used-Toyota-Prius-Portland-d15_L14053#listing=150453718 Anybody have an opinion on this one? I checked it out on Edmund's and it seems like the price is good.
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Sep 26, 2016 18:01
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Michael Scott posted:These are both great points. However, the math I think points a little more to my strategy (purchasing then selling) when you're talking about the kind of car I can afford. I am confused about the math on Hawk's post though? The number would just be ((14-8)/36), why would you add the monthly payment on top of that? So lease a brand new Mazda3. https://www.mazdausa.com/shopping-tools/special-offers-and-incentives#zip=90001&year=2016&modelCode=M3S&type=lease&index=0
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Sep 26, 2016 18:25
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Michael Scott posted:I am currently eyeing a prior rental 2015 Mazda3 for like $12k. If I want to sell it in 2-3 years, there's no way it will depreciate like $8,000 which is the cost of a nicer car lease (BMW or what have you) over 3 years. It might depreciate $4,000 or so, which means it would cost me $4,000 in purchase price to drive a car for that time period as opposed to $8k for the luxosport lease. God drat man, if you're buying former rental cars no wonder you think what should be lightly used cars feel clapped out after a couple years. Don't buy a rental. It's in the loving thread title.
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Sep 26, 2016 18:31
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H110Hawk posted:So lease a brand new Mazda3. Sorry, my math was wrong on my original post. This still seems like stereotypical Lease Is A Bad Deal. Total cost is $7884 over 3 years. There's no way that my 2015 Mazda3 purchased for $12k will depreciate by $8k over 2-3 years, right? Plus I have the flexibility of doing whatever to it. Guinness posted:God drat man, if you're buying former rental cars no wonder you think what should be lightly used cars feel clapped out after a couple years. All my clapped out cars have been old non-rentals with 1 conservative owner other than me. Of the rental cars I've driven, even 30k+ mile ones, they all seemed nice. I do know it goes against conventional wisdom and the thread title. They have a comprehensive warranty from the manufacturer.
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Sep 26, 2016 18:32
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NO RENTALS and no salvage titles. Do not buy the former rental they are treated with the respect you'd expect of a company that knows they'll have it for 2 years max, and people who will have it for less than 2 weeks.
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Sep 26, 2016 18:44
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Hey, remember when I said "Michael Scott is a moron who will ignore good advice and buy an eMachines"?
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Sep 26, 2016 18:48
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Michael Scott posted:I am currently eyeing a prior rental 2015 So you are pretty much not looking for this thread's advice unless it fits your preconceived notion of what that advice should be (and you already know those two things don't go together).
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Sep 26, 2016 19:01
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guys im in a well should i keep digging?
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Sep 26, 2016 19:02
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Ok ok, I will avoid the rental, I thought I could escape the disadvantages with good inspection, luck, and warranty, but probably not. I was mostly just trying to ignore that cars are horribly expensive. I'm sorry!
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Sep 26, 2016 19:10
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Internet Explorer posted:guys im in a well should i keep digging? Yes also please use IE and bing to look for ways to burn the rope we'll be throwing down later
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Sep 26, 2016 19:11
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https://www.youtube.com/watch?v=qbhxjVvfGlE
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Sep 26, 2016 19:11
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tater_salad posted:Yes also please use IE and bing to look for ways to burn the rope we'll be throwing down later It's called Edge now, thanks.
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Sep 26, 2016 19:11
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Phone posted:It's called Edge now, thanks. No I need IE because of Java for remote connection to work , it's still in win 10.
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Sep 26, 2016 19:21
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Michael Scott posted:cars are horribly expensive. I'm sorry! It's possible that this should also be in the thread title.
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Sep 26, 2016 23:18
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I've got a quick question. I'm in the market for a used vehicle after my current car finally crapped the bed and will likely need a new transmission. I've been looking very heavily at getting a Gen 2 Prius for somewhere in the $5,000 range, but I've heard a lot of cross talk about the lifespan of the NiMH batteries that power the electric motors in the car. How concerned about this should I be when looking at a Prius in the ~150k mile range? I can post a budget if necessary.
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Sep 27, 2016 20:31
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Styliferous posted:I've got a quick question. I'm in the market for a used vehicle after my current car finally crapped the bed and will likely need a new transmission. I've been looking very heavily at getting a Gen 2 Prius for somewhere in the $5,000 range, but I've heard a lot of cross talk about the lifespan of the NiMH batteries that power the electric motors in the car.
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Sep 29, 2016 16:58
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Nitrox posted:A shop specializing in Prius battery replacement, told me mid 200's is when you should expect loss of performance. They rarely fail outright, and there is possibility of partial replacement, not sure how that works. Either way, your Prius will still run on gasoline engine alone. I wouldn't worry too much. The battery packs are a series of cells just like your car battery, except instead of 6 of them in a convenient package there are a bunch of individual cells all strung together. You basically take the whole thing apart, inspect all the terminals, do a capacity check on each cell, and replace the ones which are low or dead. Google has a bunch of images to illustrate what I'm talking about. There is a lot of juice in a prius battery, don't muck around with one if you don't understand how to do so safely. These days you can have it done in your driveway. It's like replacing an automatic transmission, they put a reconditioned one in your car and take yours away to recondition and sell to the next person.
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Sep 29, 2016 18:53
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So I just bought a (used) 2012 Prius 2. Only issue (that I only actually noticed after driving it home) is that driving it seems to give me foot pain - in the arch of my foot. I have small feet and am short. I'm super frustrated and am probably going to return/exchange it, I don't want to deal with loving foot pain all the time as I spend a lot of time on my feet already. I'm driving it to work tomorrow and if I have the same issue it's going back. Goddamn it I hate this shittttt I was alright with the dealership itself, obviously this isn't an issue they could predict. And I'm cool with Toyotas, just the Prius apparently hurts me. Is there a good year for Corollas or Camrys (or other Toyota offerings) I should look at? I know what I can afford (10-11,000) and I do mostly city driving.
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Sep 30, 2016 00:35
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porkswordonboard posted:So I just bought a (used) 2012 Prius 2. Only issue (that I only actually noticed after driving it home) is that driving it seems to give me foot pain - in the arch of my foot. I have small feet and am short. I'm super frustrated and am probably going to return/exchange it, I don't want to deal with loving foot pain all the time as I spend a lot of time on my feet already. I'm driving it to work tomorrow and if I have the same issue it's going back. Goddamn it I hate this shittttt Well, I did a bit of googling and apparently the pedal was shortened and mounted higher in some recent revision. You can get larger pedals that install on top of the existing pedal (like this https://www.amazon.com/dp/product/B000CMD7CY ) or pedal extensions (like these http://www.creativecontrolsinc.com/products/pedalmates.htm ). Your dealership will almost certainly be happy to install and adjust these for you, if you're not into DIY.
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Sep 30, 2016 01:36
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Blitter posted:Well, I did a bit of googling and apparently the pedal was shortened and mounted higher in some recent revision. You can get larger pedals that install on top of the existing pedal (like this https://www.amazon.com/dp/product/B000CMD7CY ) or pedal extensions (like these http://www.creativecontrolsinc.com/products/pedalmates.htm ). Oh thank god, you've really eased my mind. I'm sure some of it comes from adjusting to a new pedal, but I was really doubting myself for a while. I really appreciate you taking the time to help me with this! I hope you like dogs, 'cause here's a couple dog pics as a token of my appreciation:  His name is Jeb and he's kitted out for Valentine's Day here.  His name is Kitty (really)
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Sep 30, 2016 03:38
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Purely in terms of TCO, would a 2011 Prius with 90k miles justify a $3k premium versus a 2008 Prius with 100k miles?
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Sep 30, 2016 18:53
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Sits on Pilster posted:Purely in terms of TCO, would a 2011 Prius with 90k miles justify a $3k premium versus a 2008 Prius with 100k miles? All other things being equal I would absolutely get the cheaper one. $3k is a lot and 3 years and 10k miles is basically nothing. The average car on the road in the US is over 10 years old, remember.
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Sep 30, 2016 23:59
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So here's my ideal car: Under 30k, used/new. Hugely reliable. Mid-sized car. Decent accoutrements, cant be barebones but dont need rear end massager seats Punchy engine, no screamer but nothing i have to constantly downshift to get some go. At least 30mpg combined. There are cars that check some boxes (new civic hatch is my current target but worried its 170hp turbo isnt strong enough) but afaik none that check all. Wish Acura still made decent cars. I still want a mid-2000s TL but those i can find are way too high milage or salvage.
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Oct 2, 2016 23:30
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Ammanas posted:So here's my ideal car: A priusv in 'PWR' mode checks pretty much all of those. Except the punchy engine one. Even in PWR mode.
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Oct 2, 2016 23:37
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I've got a 2013 accord sport, I'm not sure how "punchy" you want but it's roomy, Decent accouterments, pushing the foot to the floor makes the CVT switch to a higher RPM in teh power band, or you can press the downshift button on the wheel and make it happen. on my last trip meter reset, I covered about 800 miles mixed city and highway driving I got about 31 MPG. If I'm going to cleveland (180 miles mostly highway) I can average around 36 with a 75mph average speed.
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Oct 2, 2016 23:55
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