|
monster on a stick posted:BWM is taking a check for $200K in diamonds. BWM is taking a check for anything from someone who's just had several other checks bounce.
|
#
?
Nov 11, 2016 18:07
|
|
|
|
| # ? Jun 4, 2024 05:43 |
|
|
But that is what the $25 returned check fee is for.
|
|
#
?
Nov 11, 2016 20:19
|
|
|
Rappers should have more songs about saving money.. $ave Dat Money https://g.co/kgs/z3YOMA
|
|
#
?
Nov 11, 2016 20:22
|
|
|
Mods need to make the lyrics of that song the background of this thread.
|
|
#
?
Nov 11, 2016 20:30
|
|
|
Agile Sumo posted:Rappers should have more songs about saving money.. $ave Dat Money https://g.co/kgs/z3YOMA What DOES the ice cube cost?
|
|
#
?
Nov 11, 2016 20:45
|
|
|
We're talking about Everest today in business school. Everest is Bad With Money.
|
|
#
?
Nov 11, 2016 20:52
|
|
|
And life. Mostly life.
|
|
#
?
Nov 11, 2016 21:23
|
|
|
I like to think of Jodorowsky's Holy Mountain as an abstract representation of the average Everest expedition. Edit: I just remembered the scene where everyone pushes their fat stacks into a fire. This is more accurate than I thought. Gorman Thomas fucked around with this message at 22:18 on Nov 11, 2016 |
|
#
?
Nov 11, 2016 22:14
|
|
|
I spoke to a Primerica rep at a veteran job fair. They asked me a bunch of questions about my IT experience before I realized that hadn't really said anything about what the job was. They wanted to schedule me for an event at their office where I could ask more questions. Is this 100% a pyramid scheme or do they have any full time employees?
|
|
#
?
Nov 12, 2016 00:43
|
|
|
lampey posted:I spoke to a Primerica rep at a veteran job fair. They asked me a bunch of questions about my IT experience before I realized that hadn't really said anything about what the job was. They wanted to schedule me for an event at their office where I could ask more questions. Is this 100% a pyramid scheme or do they have any full time employees? Unless their office is literally the company HQ, I think you know the answer
|
|
#
?
Nov 12, 2016 00:53
|
|
|
If you have to ask, it's a scam. If you're really curious just ask them a basic question about IT and see if they don't just dance around it.
|
|
#
?
Nov 12, 2016 01:04
|
|
|
My bf in high school got recruited by Primerica. It's a pyramid. Run away.
|
|
#
?
Nov 12, 2016 02:27
|
|
|
Agile Sumo posted:Rappers should have more songs about saving money.. $ave Dat Money https://g.co/kgs/z3YOMA And, of course, Thrift Shop.
|
|
#
?
Nov 12, 2016 05:05
|
|
|
lampey posted:I spoke to a Primerica rep at a veteran job fair. They asked me a bunch of questions about my IT experience before I realized that hadn't really said anything about what the job was. They wanted to schedule me for an event at their office where I could ask more questions. Is this 100% a pyramid scheme or do they have any full time employees? Let's just say you're posting this question in the right thread.
|
|
#
?
Nov 12, 2016 05:57
|
|
|
lampey posted:I spoke to a Primerica rep at a veteran job fair. They asked me a bunch of questions about my IT experience before I realized that hadn't really said anything about what the job was. They wanted to schedule me for an event at their office where I could ask more questions. Is this 100% a pyramid scheme or do they have any full time employees? Your IT experience is very important because you, my friend are about to own your own business. But yeah, no legitimate job that isn't a mom & pop operation is vague about job descriptions.
|
|
#
?
Nov 12, 2016 23:04
|
|
|
Insurance companies will take pretty much anyone with a pulse and an ability to show up at a certain place at a certain time to be an agent. Keep in mind these are 100% commission "jobs" paid on a 1099. You are an "independent" agent running your own business and earn no salary. If you have your resume online somewhere, you will get recruiters from them spamming you.
|
|
#
?
Nov 12, 2016 23:54
|
|
|
HelloIAmYourHeart posted:And, of course, Thrift Shop. Singapore version: Save Money by Fizzy Pop. "Duit" (sounds like "do it") is money in Malay.
|
|
#
?
Nov 13, 2016 00:01
|
|
|
Krispy Kareem posted:But yeah, no legitimate job that isn't a mom & pop operation is vague about job descriptions. When you are given a software development job at Facebook you don't get told what your area of work is (mobile app, database infrastructure, web front end, etc). I think it's relatively legit.
|
|
#
?
Nov 13, 2016 03:42
|
|
|
Subjunctive posted:When you are given a software development job at Facebook you don't get told what your area of work is (mobile app, database infrastructure, web front end, etc). I think it's relatively legit. I'm still not entirely sure Facebook isn't one huge phishing operation. In this case it's also the exception that proves the rule. No normal job is going to be vague about what you're applying for.
|
|
#
?
Nov 13, 2016 05:26
|
|
|
Krispy Kareem posted:I'm still not entirely sure Facebook isn't one huge phishing operation. That's not what that phrase means 
|
|
#
?
Nov 13, 2016 05:40
|
|
|
Krispy Kareem posted:I'm still not entirely sure Facebook isn't one huge phishing operation. I work as an R&D scientist, and my job listing was really vague because it's all company confidential. That's pretty common in R&D
|
|
#
?
Nov 13, 2016 15:36
|
|
|
Krispy Kareem posted:I'm still not entirely sure Facebook isn't one huge phishing operation. I worked for a hospital system and the job posting was vague because the department hiring for the position never should have been authorized to hire for it. They lost ownership of it within 6 months of my hiring and it was transferred to a different department. E: I worded that badly. Had they been transparent about the position, they wouldn't have been able to hire for it because it wasn't their department. BonerGhost fucked around with this message at 16:36 on Nov 13, 2016 |
|
#
?
Nov 13, 2016 16:32
|
|
|
Fine, there are plenty of legitimate vague job postings. In a Venn diagram not all vague job descriptions are scams, but all MLM jobs are both vague and scams.
|
|
#
?
Nov 13, 2016 17:27
|
|
|
Oh no I'm firmly in the camp that vague is a warning sign.
|
|
#
?
Nov 13, 2016 17:56
|
|
|
Just fall back on the "if you have to ask" rule. Do you have to ask if a facebook programming job is a scam? Do you have to ask if the guy from a company you've never heard of that won't tell you what your job would be is a scam? I rest my case.
|
|
#
?
Nov 13, 2016 18:25
|
|
|
I mean literally the first sentence of the Primerica wikipedia page has the words "multi-level marketing" in it so yeah 
|
|
#
?
Nov 13, 2016 21:49
|
|
|
If you agonize over $10-ish purchases (and dumped Netflix streaming as an unnecessary expense) while still having a decent job and a reasonable emergency/rainy day fund (at least a year in after-tax income saved) does that also mean you are BWM? How do you handle something like that? I
Three-Phase fucked around with this message at 23:59 on Nov 13, 2016 |
|
#
?
Nov 13, 2016 23:56
|
|
|
Three-Phase posted:If you agonize over $10-ish purchases (and dumped Netflix streaming as an unnecessary expense) while still having a decent job and a reasonable emergency/rainy day fund (at least a year in after-tax income saved) does that also mean you are BWM? How do you handle something like that? I That's an interesting question. If you spend your life saving for some unforeseen crisis, which never eventuated, you'll be bitter (even by old people standards) that you've wasted the years before not enjoying yourself. If you are the polar opposite, and burn your money the moment you get it, you'll be completely buggered by an emergency, and be bitter about the years that you frittered your savings away. Not being the oracle, I can't see the future, so I personally take the middle ground and split my income to enable me to enjoy myself within reason, yet still have a emergency fund. YMMV.
|
|
#
?
Nov 14, 2016 00:06
|
|
|
If you are fulfilling your savings obligations and meeting all of your budgetary needs, you can buy all the gold, shoes, and possibly even horses you desire.
|
|
#
?
Nov 14, 2016 02:48
|
|
|
Do never horse
|
|
#
?
Nov 14, 2016 03:47
|
|
|
Three-Phase posted:If you agonize over $10-ish purchases (and dumped Netflix streaming as an unnecessary expense) while still having a decent job and a reasonable emergency/rainy day fund (at least a year in after-tax income saved) does that also mean you are BWM? How do you handle something like that? I If you like watching TV, paying the $10/mo for Netflix or $12/mo for Hulu is hardly irresponsible. If you pay for TV of some form and never use it, that's BWM.
|
|
#
?
Nov 14, 2016 03:54
|
|
|
Assuming you can afford it: Will you regret having bought it 3 months after buying it? If yes, don't buy it. If no, knock yourself out.
|
|
#
?
Nov 14, 2016 04:05
|
|
|
Sic Semper Goon posted:That's an interesting question. Agreed - agonising over every penny and dying rich but having suffered a miserly existence is definitely BWM Personally, I have a policy of not cheaping out on essentials (safety, health - e.g. medicine and car tyres) and giving myself a 'pocket money' allowance for luxuries: $5/month when i was poor, $50/month when things got better, etc
|
|
#
?
Nov 14, 2016 12:07
|
|
|
slap me silly posted:Do never horse Sounds like a guy who's never felt the loving embrace of a horse.
|
|
#
?
Nov 14, 2016 13:12
|
|
|
Moneyball posted:Sounds like a guy who's never felt the loving embrace of a horse. Didn't work out so well for Mr Hands.
|
|
#
?
Nov 14, 2016 13:30
|
|
|
spog posted:Didn't work out so well for Mr Hands. to die doing what you love...we should all be so lucky
|
|
#
?
Nov 14, 2016 13:40
|
|
|
Three-Phase posted:If you agonize over $10-ish purchases (and dumped Netflix streaming as an unnecessary expense) while still having a decent job and a reasonable emergency/rainy day fund (at least a year in after-tax income saved) does that also mean you are BWM? How do you handle something like that? I I think a year in after-tax income is a bit excessive as an emergency fund. For me that'd be two years of expenses. That's great if you can do it, but personally I'd rather be investing anything past six months. Nail Rat fucked around with this message at 14:00 on Nov 14, 2016 |
|
#
?
Nov 14, 2016 13:53
|
|
|
Reddit BWM Grab Bag: House Edition https://www.reddit.com/r/personalfinance/comments/2be1pg/family_lending_me_330k_to_buy_a_house_but_it/ quote:Family lending me $330K to buy a house, but it needs to be paid back right away. Best way to take advantage of such a unique opportunity? BWM Bingo: 1) No assets and existing debt 2) Assumption that family will be okay with paying back 100k loan over long period. 3) Assumption that house will sell for much more than it is assessed. 4) Budgeting future payments assuming 0% vacancy rate on their rental property and no costs as a landlord. quote:
https://www.reddit.com/r/personalfinance/comments/1ubmsk/what_are_the_pros_and_cons_of_taking_out_a_heloc/ quote:What are the pros and cons of taking out a HELOC to pay off student loans? https://www.reddit.com/r/personalfinance/comments/1himm6/south_florida_house_underwater_by_260k_options/ quote:South Florida House Underwater by $260k - Options? Bonus: 7 years of Law School and no job https://www.reddit.com/r/personalfinance/comments/53uuxj/i_just_graduated_law_school_and_im_280k_in_debt_w/ quote:I just graduated law school and I'm $280k in debt w/ no job - any and all advice would be helpful
|
|
#
?
Nov 14, 2016 16:19
|
|
|
spog posted:Agreed - agonising over every penny and dying rich but having suffered a miserly existence is definitely BWM Very GWM for your kids though, who get to blow all of mean ol' dad's riches the moment they clear probate
|
|
#
?
Nov 14, 2016 16:29
|
|
|
|
| # ? Jun 4, 2024 05:43 |
|
|
Leon Trotsky 2012 posted:Reddit BWM Grab Bag: House Edition  to all of that.BWM bingo is still a thing, and I actually have a prize for the winner! What will it be?!  I've only received three email requests for cards. So whoever may be interested: sa.moneyball@gmail.com Once I get, let's say, 25 entries, I'll send 'em all out.
|
|
#
?
Nov 14, 2016 16:31
|
|