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HookShot posted:Yeah, but the thing is ICBC is so loving expensive compared to private insurance in other provinces because the BC Liberals treat it as a cash cow that I can see where people are coming from. Have you even insured a vehicle in Ontario? Enjoy paying even more than you would under ICBC, just because you are a woman, and even more if your car is red. Only risky drivers buy red cars, after all, and everyone knows women are terribly high risk drivers. Also LOL at anyone who complains about how drivers in the lower mainland are the worst they've ever seen, and yet simultaneously thinks private insurers would charge lower premiums in that ecosystem.
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# ? Nov 26, 2016 02:11 |
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# ? Jun 12, 2024 21:28 |
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HookShot posted:Yeah, but the thing is ICBC is so loving expensive compared to private insurance in other provinces because the BC Liberals treat it as a cash cow that I can see where people are coming from. If I insured under ICBC my premiums would be halved overnight, for superior coverage.
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# ? Nov 26, 2016 02:14 |
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Rime posted:Have you even insured a vehicle in Ontario? Enjoy paying even more than you would under ICBC, just because you are a woman, and even more if your car is red. Only risky drivers buy red cars, after all, and everyone knows women are terribly high risk drivers. Well, you see, market competition has exactly the same effect in compulsory insurance as it does in nonessential consumer goods. Furthermore,
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# ? Nov 26, 2016 02:19 |
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Double posting because it's been a long week and IDGAF. Here is a fancy new tower somewhere in the lower mainland. Largely bachelors and one-bedrooms, occupancy was supposed to have been three months ago but the concrete was hosed. Lets take a look inside: The ikea cabinets rather than in-wall storage were not included in the square footage calculations pre-sale. They don't show up on the floorplans. Which I guess sucks when your bedroom loses a shitton of space for two cabinets, and they have that awesome uncleanable gap at the top which is too small for storage but great for spiders to build houses in. Hope you didn't want to bake cookies, or chicken, or anything really. The fuckin' 28' yacht I looked at last week had a larger oven. To the left we have a lovely cabinet setup with a built-in mount for a TV. But wait, the wall to the right has the only door to the bedroom, and the living room is so narrow that your couch would be two feet away from the TV if you had it away from the door! Let's also put two baseboard heaters kitty-corner beside each other, but none in the kitchen or entryway, that corner can heat the entire living space despite being beside the patio doors. At least they recognized there's less floor space than a dorm room in here and threw the owners a bone with the built-in desk unit. You can't see it in the pictures, but there's no power outlet underneath it so it's more of a last great gently caress you really. This has been your tour through a new-build condo, starting at just $469,000. Rime fucked around with this message at 04:44 on Nov 26, 2016 |
# ? Nov 26, 2016 02:26 |
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Unless you're like a 60 year old that's never been in an accident and live in the middle of nowhere and drive an old man car you always always pay more for private insurance. I have never in my life ever met someone that had lower premiums in a province with private insurance including several family members that have moved from provinces with public insurance to ones with private. Some have opted to sell really nice bikes and cars because they couldn't afford the insurance, even with spotless records. If you're curious look up the address for some apartment building in Toronto or Calgary, call up an insurance company and give them those details and get an insurance quote. Just say you're planning on moving there and want to see what it'll cost.
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# ? Nov 26, 2016 02:28 |
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Those baseboard heaters are going to be constantly running I think that's why I haven't seen a baseboard heater in forever haha
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# ? Nov 26, 2016 02:30 |
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If someone were to look at that unit and try to tell me with a straight face that it was designed to be lived in, rather than to cram as many investment vehicles for the chinese into a single tower while cutting every conceivable corner during construction, I would assume they the product of multi-generational incest. Also if you think patio furniture is an indication of habitation in finished condos, you're an idiot. Over half the units on inhabited towers that I've cleaned, the patio furniture is dirty as gently caress and the unit itself is completely empty and obviously uninhabited. gently caress the lower mainland, gently caress the government of the lower mainland, gently caress the provincial government, and gently caress the apathetic goddamn citizens of this province. I can't wait till towers like the one above start literally collapsing in ten or fifteen years, and they will. I am angry and drunk.
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# ? Nov 26, 2016 02:38 |
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Professor Shark posted:Those baseboard heaters are going to be constantly running In our old condo we had baseboard heaters, but we were on the top floor so all the tenants below us provided the heat. I think we ran them twice. Thanks for the free heat, suckers. Summer was a whole other story.
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# ? Nov 26, 2016 02:42 |
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No thanks private auto insurance or private hydro. It would be nice if the BCLibs didn't constantly loot both in order to have "balanced" budgets.
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# ? Nov 26, 2016 02:42 |
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That apartment is something that an alien would design based on a conversation with a person about what an apartment is
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# ? Nov 26, 2016 02:42 |
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Rime posted:If someone were to look at that unit and try to tell me with a straight face that it was designed to be lived in, rather than to cram as many investment vehicles for the chinese into a single tower while cutting every conceivable corner during construction, I would assume they the product of multi-generational incest.
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# ? Nov 26, 2016 02:43 |
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Seat Safety Switch posted:In our old condo we had baseboard heaters, but we were on the top floor so all the tenants below us provided the heat. I think we ran them twice. Hell yeah. I don't have to fire up the baseboard heaters until it drops below zero thanks to all the ambient heat. Currently sitting at a comfy 20c inside, 7c outside. Wood building though. Do you get the same effect in concrete ones? Not sure if they would insulate better or the concrete would soak up and retain the heat...
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# ? Nov 26, 2016 02:53 |
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Chinese households don't typically have or use ovens so that might be a reason the oven is an afterthought.
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# ? Nov 26, 2016 03:03 |
ocrumsprug posted:No thanks private auto insurance or private hydro. It would be nice if the BCLibs didn't constantly loot both in order to have "balanced" budgets. Agreed. Like, I actually really like ICBC in theory, and I don't want it to go away. I just want the government to stop using it as a cash cow. http://www.insurancebusiness.ca/ca/news/auto/ranked-yearly-auto-insurance-costs-by-province-196447.aspx LOL ontario. Manitoba and Saskatchewan IIRC still also have publically owned car insurance and they're the lowest in the country. It's just BC that sucks horribly at everything, as always.
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# ? Nov 26, 2016 03:18 |
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Trigger warning: Daily Mailquote:The Sydney home where a mother, father, their two autistic children and their dog died in a harrowing murder suicide has hit the rental market one month after the tragedy. http://www.dailymail.co.uk/news/article-3970750/Sydney-house-family-four-gassed-death-goes-rent.html
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# ? Nov 26, 2016 04:08 |
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1. Risks of driving are local and can't be compared city to city 2. When there value of cars on the road increases, your exposure increases even if your chance of liability stays the same
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# ? Nov 26, 2016 04:15 |
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Rime posted:Double posting because it's been a long week and IDGAF. The oven poo poo is awful and I have seen it in the condo project show home at Lougheed. Name and shame the development and devoper please. Lain Iwakura fucked around with this message at 04:50 on Nov 26, 2016 |
# ? Nov 26, 2016 04:21 |
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OSI bean dip posted:The oven poo poo is awful and I have seen it in the condo project show home at Lougheed. Probably the same place, it's Bosa - Uptown. Rime fucked around with this message at 04:52 on Nov 26, 2016 |
# ? Nov 26, 2016 04:28 |
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Rime posted:
Congrats on your role in Cocoon
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# ? Nov 26, 2016 05:11 |
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Man, this new bank geared towards Chinese-Canadians is really getting into the whole western banking style of screwing over their primary clients. "The founder and a chief investor of a new Canadian bank aimed at Chinese Canadians was fined for mishandling client insurance claims and faced allegations he duped Chinese immigrants into buying expensive policies they could not afford. Another principal investor in Wealth One Bank of Canada misrepresented his credentials on the bank’s website, claiming he was a senior ranking member of China’s legislature and an advisory body to that country’s leaders. Wealth One was established with $50-million from four key investors. Its principal goal is to get deposits from Chinese Canadians and provide mortgages." http://www.theglobeandmail.com/report-on-business/the-murky-beginnings-of-a-new-canadian-bank/article33034258/?cmpid=PM1116 Get ready for some Shanghai level housing bubble.
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# ? Nov 26, 2016 05:28 |
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The Butcher posted:Wood building though. Do you get the same effect in concrete ones? Not sure if they would insulate better or the concrete would soak up and retain the heat... This one was concrete framed.
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# ? Nov 26, 2016 05:33 |
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Rime posted:Probably the same place, it's Bosa - Uptown. I drove past that place the other day and both me and my wife noticed that they had made some of the lower floor units be perpetually in shadow. This is literally as much light as that unit will ever see. For anyone not familiar with Vancouver, those units balconies will be green and black with mold and moss within 3 months and there will be less light than a north facing unit. An honest to god prison cell would be more appealing to live in. Neither of us could believe that they didn't make that lovely spot the fitness room or something instead of trying to rip two people off for 500K. e: google maps to the rescue ocrumsprug fucked around with this message at 09:03 on Nov 26, 2016 |
# ? Nov 26, 2016 08:51 |
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Seat Safety Switch posted:If I insured under ICBC my premiums would be halved overnight, for superior coverage. Holy poo poo I just checked. That's crazy. How can your car possibly only cost 2 years worth of premiums and still be roadworthy? Do you have multiple accidents or something?
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# ? Nov 26, 2016 15:08 |
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I pay like $1600 a year to insure my 2011 impreza what are you whiny bitches whining about
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# ? Nov 26, 2016 15:22 |
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Jordan7hm posted:Holy poo poo I just checked. That's crazy. I paid $750 for my truck, and it costs about $700 a year for liability only, full coverage would be about $1,300. Getting a quote from BC, if i lived in vancouver it would cost $606 for full coverage with $200 deductibles. I have a class 1 license with no tickets or accidents. The only insurance claim i've ever had was a hail write-off on my subaru.
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# ? Nov 26, 2016 15:33 |
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Jordan7hm posted:Holy poo poo I just checked. That's crazy. Probably because that figure is an average, would be my guess. I pay about 1800/yr for a couple 7 year old Hondas that probably each have another decade of life left in 'em. I can only imagine how bad it is for the stupid motherfucker that's a standard deviation in the other direction
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# ? Nov 26, 2016 15:45 |
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My premiums would literally cut in half vs Ontario with better coverage.
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# ? Nov 26, 2016 16:09 |
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Guest2553 posted:Probably because that figure is an average, would be my guess. I pay about 1800/yr for a couple 7 year old Hondas that probably each have another decade of life left in 'em. The stupid motherfucker in the other direction just got his 3rd DUI but still has to get to work.
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# ? Nov 26, 2016 16:11 |
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http://www.financialpost.com/m/wp/p...time=1480112991quote:
Thanks for taking a break from your busy schedule of auditing food service workers' tips gently caress heads
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# ? Nov 26, 2016 16:26 |
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namaste faggots posted:http://www.financialpost.com/m/wp/p...time=1480112991 The CRA is massively understaffed. Though Im guessing with even more staff they would still take the path of least resistance and continue to gently caress over the working poor instead of the Conrad Blacks.
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# ? Nov 26, 2016 19:12 |
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Furnaceface posted:The CRA is massively understaffed. Though Im guessing with even more staff they would still take the path of least resistance and continue to gently caress over the working poor instead of the Conrad Blacks. Poor people don't go to court. Do I want the CRA to spend $1m recovering $100k? No. Do I want rich people getting away with tax fraud because they can hide behind a lawyer? No. so we have a problem, do we spend more money to recover less in order to target certain types of fraud? That's a political decision.
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# ? Nov 26, 2016 19:15 |
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cowofwar posted:Poor people don't go to court. Do I want the CRA to spend $1m recovering $100k? No. Do I want rich people getting away with tax fraud because they can hide behind a lawyer? No. so we have a problem, do we spend more money to recover less in order to target certain types of fraud? That's a political decision. Sounds like the CRA needs to make punitive damages scale with the income or assets of the offender. They should also do more to remove the loopholes that people use to evade taxes legally.
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# ? Nov 26, 2016 19:51 |
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McGavin posted:Sounds like the CRA needs to make punitive damages scale with the income or assets of the offender. They should also do more to remove the loopholes that people use to evade taxes legally. Yeah this. Go full Switzerland and have fines scale to income/assets/whatever. That way the poor family isnt suddenly hit with a 100k fine they can never afford yet the multimillionaire can shrug off as a minor inconvenience.
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# ? Nov 26, 2016 20:25 |
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I can't get over those pictures that Rime posted. Particularly the spider nook above the closets which is the most thing ever.
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# ? Nov 26, 2016 20:54 |
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cowofwar posted:Poor people don't go to court. Do I want the CRA to spend $1m recovering $100k? No. Do I want rich people getting away with tax fraud because they can hide behind a lawyer? No. so we have a problem, do we spend more money to recover less in order to target certain types of fraud? That's a political decision. Hmm yes let's be more open minded and embrace all opinions because
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# ? Nov 26, 2016 21:06 |
Jordan7hm posted:Holy poo poo I just checked. That's crazy. I have a 2008 Prius with 350,000kms on it. It's probably worth like 3-4k. I've never been ticketed in BC, I've never been in an accident, I've never had a claim. I'm paying around $1600 a year.
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# ? Nov 26, 2016 23:40 |
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Well everybody knows prius drivers are fuckin lunatics so there's that.
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# ? Nov 26, 2016 23:43 |
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Unfortunately, it costs just as much to pay the salary of someone who's been paralyzed by a civic as it does a beamer.
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# ? Nov 26, 2016 23:50 |
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New Coke posted:Unfortunately, it costs just as much to pay the salary of someone who's been paralyzed by a civic as it does a beamer. It's a failure of basic education that people don't realize they are not insuring their vehicles replacement value, that ICBC could give two shits about paying you out for your car: insurance is about covering your rear end against possibly maiming / killing someone for life. IMO $1600 a year is considerably better than "Surprise, fuckface, you're getting sued for $2m because you broke that cyclists back", but we live in a society where apparently everything should be free regardless of the hidden costs so .
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# ? Nov 27, 2016 04:34 |
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# ? Jun 12, 2024 21:28 |
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HookShot posted:I have a 2008 Prius with 350,000kms on it. It's probably worth like 3-4k. I've never been ticketed in BC, I've never been in an accident, I've never had a claim. I'm paying around $1600 a year. Whoa. Ok maybe the estimator I used was way off then. I was seeing like $500 for the minimum coverage on a 2006 Civic assuming a 35 year old male driver with no accidents.
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# ? Nov 27, 2016 04:37 |