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Shame Boy
Mar 2, 2010

Inept posted:

Oh no a free update to a game to address things people didn't like.

I mean you could have posted the horse armor DLC for Oblivion. I had a coworker that actually bought that one.

I'm pretty sure that was the first DLC ever released, or at least it was super early on the trend. PC Gamer did a whole article about it and how it was just a ridiculous glimpse of things to come.

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VitalSigns
Sep 3, 2011

ate all the Oreos posted:

Because the designers of F2P games invested tons of money to psychologically generate a perfectly addictive experience and modulate it exactly right. It's like saying "I don't understand why someone would be addicted to drugs when they can just get high on life like me!"

It's like slots.

Slot machines are an objectively terrible, boring-rear end game, I am getting bored just typing the name. And even worse you are mathematically certain to lose money playing them in the long run, and very likely in the short run too.

But then you read about behavioral psychology and their existence suddenly makes a lot of sense.

Pureauthor
Jul 8, 2010

ASK ME ABOUT KISSING A GHOST
Also there are games which are entirely F2P and the only money you spend is in dressing up your playable avatars in funny hats like Dota 2.

silvergoose
Mar 18, 2006

IT IS SAID THE TEARS OF THE BWEENIX CAN HEAL ALL WOUNDS




Pureauthor posted:

Also there are games which are entirely F2P and the only money you spend is in dressing up your playable avatars in funny hats like Dota 2.

And holy poo poo do people spend money on that.

Krispy Wafer
Jul 26, 2002

I shouted out "Free the exposed 67"
But they stood on my hair and told me I was fat

Grimey Drawer
I'm advising my cousin on her lovely financial situation. She's trying to go back to school, but her old school is holding her transcripts until she pays. I called the school on her behalf to see if they'd negotiate.

I knew she owed 6k already, but when they mentioned a previously unknown Perkins loan I got that bad feeling in my stomach. Loan total? $2k.

poo poo, $2k in this thread is like losing 50 cents in a vending machine in the real world. She didn't look very happy about it, but I sure felt better.

Also, you know that seminal moment when young people realize what taxes are? I got that today when we were estimating next year's tax refund and she isn't getting everything back. I even got a no-poo poo real life, "what do they even spend taxes on?"

Shame Boy
Mar 2, 2010

Krispy Kareem posted:

I even got a no-poo poo real life, "what do they even spend taxes on?"

D'awh :3:

Moneyball
Jul 11, 2005

It's a problem you think we need to explain ourselves.

Krispy Kareem posted:

"what do they even spend taxes on?"

I still, to this day, find myself asking that at times.

Krispy Wafer
Jul 26, 2002

I shouted out "Free the exposed 67"
But they stood on my hair and told me I was fat

Grimey Drawer

Moneyball posted:

I still, to this day, find myself asking that at times.

Here, let me make you a graph.

HelloIAmYourHeart
Dec 29, 2008
Fallen Rib

Nail Rat posted:

Rent-to-own horses?

Funny you should say that...

quote:

Hey--unusual situation, but maybe you can just think of it as a car payment and it will help normalize it.
I'm one of the thousands of 'down-on-their-luck' professional equestrians in North America. This involves riding a lot of horses who are not my own: I frequently show up to venues and just get a list or some instructions before getting on a few different horses that day that I've never seen before in my life.
I recently had some pictures of me riding a very nice horse get sent around social media. It's one of the few horses that I get to handle regularly and I really, really like him. The horse's owner, who lives about two thousand miles from me, contacted me after seeing the pictures; she wanted to know if I was interested in buying the horse and continuing its career under my own program. I told her that I absolutely could not afford the price tag of a horse as nice as him but if he ever needed a home, then I was more than happy to add him to my personal show string. The upkeep isn't as big of an issue as the up-front cost when the horses get this top-of-the-line.
Well, it turns out that she is eighty-nine years old and really just wants to sell off all of her horses at this point in her life. She hasn't seen him in several years, as he had been stalled at a professional barn in my area, and she's not really jet-setting around the world at this point in her life. We agreed on a very reduced price and I'll be making payments on him for the next thirty-three months starting in 2017.
My question: I barely know this woman. We've never met; we are just friends on social media and have talked on the telephone. She is a very long-standing and reputable owner (has had horses at the top levels since the second world war was going on) and the horse's current trainer is aware of and supports the deal, so I know that this isn't a scam or anything. So, I'm going to be picking this horse up this month after sending the owner a deposit on him...but what happens if she suddenly passes away? Will I be notified? Who will I make payments to?
Edit to add: there is no provision in the contract that specifies what happens if the current owner passes, which is why I am a bit nervous.
Edit to add: I live in Kentucky. The owner lives in Iowa as of recently; I just noticed that she has a change of address. Previously she was much, much farther away.

source: https://www.reddit.com/r/legaladvice/comments/5hbcjk/i_make_payments_on_a_horse_the_owner_is_extremely/

Uncle Enzo
Apr 28, 2008

I always wanted to be a Wizard

VitalSigns posted:

It's like slots.

Slot machines are an objectively terrible, boring-rear end game, I am getting bored just typing the name. And even worse you are mathematically certain to lose money playing them in the long run, and very likely in the short run too.

But then you read about behavioral psychology and their existence suddenly makes a lot of sense.

I was in a casino at like 2 pm on a Thursday and they were having a competitive event. Like 20 machines were cordoned off and they had an announcer calling out who was in the lead, with stats and stuff showing up on some kind of automated leaderboard. People got some kind of promo balance on their player cards so they weren't gambling their own money. About a dozen people were watching so I stopped and checked it out.

Every person at those machines was just spamming the "max bet" button as fast as possible. That's it. Imagine standing behind a bunch of people while they hit the spacebar, switching hands as needed. It was the most boring stupid no-skill poo poo I've ever seen. Eventually a winner was whoever was on top when the timer ran out, determined exactly by random chance.

It made watching your older brother play Halo look like the loving superbowl.

omnibobb
Dec 3, 2005
Title text'd
On F2P games, as long as the person is budgeting for it, i don't see the big deal. I budget 150 a week on "stuff" and sometimes thats 20 bucks on virtual cards, sometimes its going out for drinks with homies. In the past 2 months, I've probably dropped 50 dollars on a phone card game, but I've probably played it that many hours.

BarbarianElephant
Feb 12, 2015
The fairy of forgiveness has removed your red text.
What's a phone card game?

BonerGhost
Mar 9, 2007

A card game on your phone.

Alternately, a game where you race those Sigue cards to see who can complete a call home to Guatemala the fastest :v:

E: that lady renting to own the horse from the crone who could die any second sounds totally legit, can't wait to read that over breakfast

Krispy Wafer
Jul 26, 2002

I shouted out "Free the exposed 67"
But they stood on my hair and told me I was fat

Grimey Drawer

Uncle Enzo posted:

Every person at those machines was just spamming the "max bet" button as fast as possible. That's it. Imagine standing behind a bunch of people while they hit the spacebar, switching hands as needed. It was the most boring stupid no-skill poo poo I've ever seen. Eventually a winner was whoever was on top when the timer ran out, determined exactly by random chance.

I took my grandmother to Tunica; gave her money for slots. I thought, "this is alright, 25 cents a pull, she can play this all da...MAX BET MAX BET MAX BET!"

She was so excited how she won $200 with the $500 I gave her.

Shame Boy
Mar 2, 2010

Uncle Enzo posted:

I was in a casino at like 2 pm on a Thursday and they were having a competitive event. Like 20 machines were cordoned off and they had an announcer calling out who was in the lead, with stats and stuff showing up on some kind of automated leaderboard. People got some kind of promo balance on their player cards so they weren't gambling their own money. About a dozen people were watching so I stopped and checked it out.

Every person at those machines was just spamming the "max bet" button as fast as possible. That's it. Imagine standing behind a bunch of people while they hit the spacebar, switching hands as needed. It was the most boring stupid no-skill poo poo I've ever seen. Eventually a winner was whoever was on top when the timer ran out, determined exactly by random chance.

It made watching your older brother play Halo look like the loving superbowl.

Competitive slot machines? :psyduck:

Like is there a league or something or is this just dressed up fanfare thought up by the casino to get regular people to pour more money into the things

Volmarias
Dec 31, 2002

EMAIL... THE INTERNET... SEARCH ENGINES...

Aside from Horse Mortgage Payments, this isn't all that bad as long as she gets an actual written transaction.

potatoducks
Jan 26, 2006
I think there's a buy in and a time limit and you bet some fake cash. The person who wins the most with their fake cash at the end of the contest gets the pot minus the rake. I guess you always have a chance until the very end. What would really suck is if you hit the friggen jackpot and end up only pocketing a few hundred or something.

Doesn't seem too exciting but I'm going to spend a ton of money watching other people roll dice this weekend so what do I know.

omnibobb
Dec 3, 2005
Title text'd

BarbarianElephant posted:

What's a phone card game?

Its like poker, but if you play a galaxy you catch on fire.

Eldred
Feb 19, 2004
Weight gain is impossible.

overdesigned posted:

Not anymore! Thanks, Gaming Industry (tm)

Isn't this a positive though? It's a free update to improve part of the game that people didn't like. It's not as though they set out to make that part bad to get more money out of people.

Shame Boy
Mar 2, 2010

Eldred posted:

Isn't this a positive though? It's a free update to improve part of the game that people didn't like. It's not as though they set out to make that part bad to get more money out of people.

I think it's more they're saying "There are many great games out there that are complete out of the box for $60" is not true since the game is literally still having storyline and cutscenes added to it for 5 updates that don't even have scheduled release dates yet.

Haifisch
Nov 13, 2010

Objection! I object! That was... objectionable!



Taco Defender
The trick is buying the game a while after release, when it can be bought for less than $60 on sale and already has most of its patches added.

Admitedly those patches are usually "fixed gamebreaking bug/balance issue" and not "added big chunk of story", but people don't seem to mind patches adding new gameplay content/story as much as the backslide into players-as-playtesters.

Content!

Ordered one computer. Received two. Billed twice. What now? (self.personalfinance) posted:

tl;dr: Can I make Chase pay to have UPS/Fedex pick up the unordered computer to ship back to retailer? They declined the transaction, then pushed it through a week and a half later.

So, over Black Friday (11/25/16) my wife ordered a 27" iMac online from a company that rhymes with Rest Rye. When she first placed the order she received a browser message from the retailer saying that there was an error with the order and to contact her financial institution. She also immediately got a text from Chase Fraud Dept flagging the transaction. Although she texted back confirming that the order was legit, she later received a response from Chase saying that that the order was declined and that she should try the transaction again.

So, one more time she placed the order. This time the order went through no problem. She received an email order confirmation from the retailer (note: she has never received an email order confirmation from the retailer regarding the first transaction).

No charge(s) from the retailer was showing on our credit card account until 12/5/16, when two identical charges popped up. Then the next day two computers showed up at the house.
So, she disputed the (initially declined) charge with Chase and asked Chase what to do next. Chase said to contact the retailer directly to arrange a return. They said that there was nothing they could do in their end.

But, I don't want to get stuck with the inconveniences that will arise from having to return to the retailer, e.g. Paying a re-stocking fee or having to drive all the way to a physical retail store, lugging a huge computer. Plus, my wife and I are traveling extensively over the next several weeks and finding the time to schedule the return is going to be tough in and of itself.
My question is, does Chase have any responsibility here, considering that they declined the initial transaction, told her to place the second one, then charged for both a week later? Can we make them pay to have UPS pick up the second computer from our house to return it?

Edit: for those asking why we did not contact "Rest Rye" first... both they and Chase sacred up here. They didn't send any order confirmation for the first transaction, but we assumed they might try to charge a fee, or ask for a physical return at a retail store or a dropoff at UPS. Whereas Chase also messed up... more so in my book, since they declined the first transaction, advised to order again, then charged for the declined transaction a week and a half later...
"Guys, we're getting charged for two computers but I'm too lazy to drive to Best Buy to return one. Help?"

Droo
Jun 25, 2003

ate all the Oreos posted:

Competitive slot machines? :psyduck:

Like is there a league or something or is this just dressed up fanfare thought up by the casino to get regular people to pour more money into the things

They call them "tournaments". I think there is a fixed buyin, and you have like 10 minutes to make as much money as possible. It is played on a modified slot machine where the dollar values aren't real anymore, it's more like points. I don't know how exactly the payouts work but I assume the tournament prizes are similar to a poker tournament.

It's always just a bunch of old people mashing the button as fast as possible. It is kind of transfixing to watch them play - I was wandering around a casino once and they had cameras set up broadcasting the action lol.

BarbarianElephant
Feb 12, 2015
The fairy of forgiveness has removed your red text.

ate all the Oreos posted:

I think it's more they're saying "There are many great games out there that are complete out of the box for $60" is not true since the game is literally still having storyline and cutscenes added to it for 5 updates that don't even have scheduled release dates yet.

Updates that they don't charge you any extra money for are all well and good in terms of financial sense. If Candy Crush just gifted you little upgrades and cheats occasionally then who would have a problem with that?

Inept
Jul 8, 2003

Haifisch posted:

"Guys, we're getting charged for two computers but I'm too lazy to drive to Best Buy to return one. Help?"

If he actually has to pay a restocking fee I can kind of see his point. Otherwise, yeah he's a big baby.

BonerGhost
Mar 9, 2007

Haifisch posted:

The trick is buying the game a while after release, when it can be bought for less than $60 on sale and already has most of its patches added.

Admitedly those patches are usually "fixed gamebreaking bug/balance issue" and not "added big chunk of story", but people don't seem to mind patches adding new gameplay content/story as much as the backslide into players-as-playtesters.

Content!

"Guys, we're getting charged for two computers but I'm too lazy to drive to Best Buy to return one. Help?"

Or, if you read what you posted, they are traveling and don't want to (nor should they have to) deal with going to a physical store to return a duplicate order that isn't their mistake to begin with. UPS pickup of something like that should be trivial and part of the return process, and it's on Chase.

H110Hawk
Dec 28, 2006

Haifisch posted:

"Guys, we're getting charged for two computers but I'm too lazy to drive to Best Buy to return one. Help?"

If I didn't leave my couch to get the computer I'm not leaving my couch to unfuck their problems. I agree they should have called best buy to explain, but they are in the right here.

I just was party to a low budget bad with money story. Someone talking about how they have their twice a month pilates class tomorrow, and a third person asked if she could go with her and how much it cost. "Oh it's one of my package sessions, I bought twelve for a little under $1,000." The story goes on to find out it's a 1 on 1 session at equinox. This person does not go there more than 2-3 times a month at $150/month, most of the time to consume a one on one pilates class credit at $90 a session. She later said it cost $1,080/package even.

The story teller is not in shape at all and has absolutely no need for one on one classes other than her instructor is hot. She would fit in great at planet fitness for ~$320/month less. Or a regular pilates studio group class. Or a 1:1 at a studio for $100/month less.

therobit
Aug 19, 2008

I've been tryin' to speak with you for a long time

NancyPants posted:

Or, if you read what you posted, they are traveling and don't want to (nor should they have to) deal with going to a physical store to return a duplicate order that isn't their mistake to begin with. UPS pickup of something like that should be trivial and part of the return process, and it's on Chase.

I have never ordered from Best Buy online, but I have noticed that a lot of online only or catalog and online retailers have a smooth return policy and process that is usually free and easy, and older brick and mortor store tend to suck balls at it. Same with shipping and handling fees.

Tamba
Apr 5, 2010

Droo posted:

They call them "tournaments". I think there is a fixed buyin, and you have like 10 minutes to make as much money as possible. It is played on a modified slot machine where the dollar values aren't real anymore, it's more like points. I don't know how exactly the payouts work but I assume the tournament prizes are similar to a poker tournament.

It's always just a bunch of old people mashing the button as fast as possible. It is kind of transfixing to watch them play - I was wandering around a casino once and they had cameras set up broadcasting the action lol.

Is the best strategy just not playing any games and letting probability do the rest?

BonerGhost
Mar 9, 2007

therobit posted:

I have never ordered from Best Buy online, but I have noticed that a lot of online only or catalog and online retailers have a smooth return policy and process that is usually free and easy, and older brick and mortor store tend to suck balls at it. Same with shipping and handling fees.

They do suck at it. Chase declined the charge, Chase charges a credit card fee precisely to help out with this type of thing, Chase should be helping them deal with Best Buy if Best Buy doesn't immediately take care of it without charging them to do so. This is the thing the credit card is for.

Krispy Wafer
Jul 26, 2002

I shouted out "Free the exposed 67"
But they stood on my hair and told me I was fat

Grimey Drawer
If Best Buy shipped this without a confirmation email, then it could be tagged incorrectly in their database. Returning poo poo that's not in their systems is a real pain in the rear end. I had to struggle for half a hour over a $150 smartwatch that I had a receipt for with an extended warranty that wasn't in their system. Trying that with a $2k iMac would suck.

And this is the same Best Buy that'd take electronic returns, not check the box, and sell people packages full of bricks and say "LOL, should have checked it before you left". I'd not take the risk and make them fully responsible for handling the return. If there's no sales receipt then it sounds like it could fall under unordered merchandise protections, which makes Best Buy 100% responsible for it's return.

Shame Boy
Mar 2, 2010

Tamba posted:

Is the best strategy just not playing any games and letting probability do the rest?

If they're judging based on total sure, if they're judging based on "amount won" not counting the initial amount then probably not.

BEHOLD: MY CAPE
Jan 11, 2004

ate all the Oreos posted:

If they're judging based on total sure, if they're judging based on "amount won" not counting the initial amount then probably not.

The machines are set to a special play money mode where they have a large positive EV and hit lots of multiplier wins and jackpots so playing as fast as possible is the correct strategy.

Shame Boy
Mar 2, 2010

BEHOLD: MY CAPE posted:

The machines are set to a special play money mode where they have a large positive EV and hit lots of multiplier wins and jackpots so playing as fast as possible is the correct strategy.

Oh so it's like videogame slot machines where you actually win, that could be Actual Fun

ohgodwhat
Aug 6, 2005

Also, even if the EV was negative as it normally is, not playing might mean you do better than average but still worse than the best (luckiest) player.

Shame Boy
Mar 2, 2010

ohgodwhat posted:

Also, even if the EV was negative as it normally is, not playing might mean you do better than average but still worse than the best (luckiest) player.

If it were just one round sure but if they're all mashing the button as fast as they can it becomes a geometric distribution that converges towards zero

e: Well not really a geometric distribution since the probability that you will finish with more than you started with changes each time but it still converges towards zero so if you're just playing against like 10 other people it's probably still a good bet to just not play.

Shame Boy fucked around with this message at 01:13 on Dec 10, 2016

BEHOLD: MY CAPE
Jan 11, 2004

slottournaments.com posted:

Below are some quick points to keep in mind when preparing to play a slot tournament.
-Arrive at the tournament area before the required time
-Make sure you don't have any injury that will prevent you from a lot of button pressing
-Make sure you spin the reels as fast as possible
-Play max bet on every spin
-Make sure there is nothing to distract you

George H.W. Cunt
Oct 6, 2010





Casino probably saw which machines are near some high payouts and used those. Voila! Jackpots for fake payouts and not real money.

FrozenVent
May 1, 2009

The Boeing 737-200QC is the undisputed workhorse of the skies.

George H.W. oval office posted:

Casino probably saw which machines are near some high payouts and used those. Voila! Jackpots for fake payouts and not real money.

Not sure if you're joking here...

Teeter
Jul 21, 2005

Hey guys! I'm having a good time, what about you?

If you're going to gamble on some purely random bullshit then at least do something rad like Sigma Derby. Now there's a game that would do well for some high stakes excitement. It's too bad that I think the only still-existing tables run on just a few quarters.

Teeter fucked around with this message at 03:01 on Dec 10, 2016

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Moneyball
Jul 11, 2005

It's a problem you think we need to explain ourselves.
There's always russian roulette as well. Everyone should try that.

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