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RIP. Doublecash and Chase Sapphire Preferred is my new combo. I think 2 cards is my sweet spot.
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Feb 23, 2017 00:09
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Would it hurt my credit to totally ditch the new, crappy sallie mae mastercard? I think they are just going to send it to me
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Feb 23, 2017 00:12
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I have double cash and discover it. Hoping it will do well enough
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Feb 23, 2017 01:24
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Amazon sent me a fancy mailer extolling the benefits of their new improved Chase card (that I already had.) Seems a bit silly waste of money.
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Feb 23, 2017 01:56
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smackfu posted:Amazon sent me a fancy mailer extolling the benefits of their new improved Chase card (that I already had.) Seems a bit silly waste of money. Marketing departments aren't competent a lot of times.
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Feb 23, 2017 02:02
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potatoducks posted:Doublecash and Chase Sapphire Preferred is my new combo. I think 2 cards is my sweet spot.
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Feb 23, 2017 02:30
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AndrewP posted:Any luck with this? Did you get the 100k? Sorry, didn't check back for a while. Yes, the person at the branch confirmed the 100k is available until March 12th. I was approved for the Reserve immediately and they overnighted the card to me. I already made the 4k purchase I was waiting on, so hopefully I get the bonus soon and can start booking some flights. Star War Sex Parrot posted:I'm a fan of pairing the no-fee Freedom with a Chase Sapphire Preferred/Reserve, since the UR points are transferrable and the 5% quarterly bonuses are usually decent. While I was there I converted my old Chase card sitting in my desk to a Freedom in order to use this combo. I have to say I rather liked only carrying around the Doublecash, though. My wallet is too small for all these cards.
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Feb 23, 2017 02:40
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Anybody here tried the Citi National Bank Infinite Visa?
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Feb 23, 2017 05:40
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Star War Sex Parrot posted:I'm a fan of pairing the no-fee Freedom with a Chase Sapphire Preferred/Reserve, since the UR points are transferrable and the 5% quarterly bonuses are usually decent. I can't handle those rotating category cards. More power to you if you can though.
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Feb 23, 2017 06:25
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I've been looking at the SPG Business Amex since that card is likely going away. I've never done a business card app before. How loose is Amex with those sort of apps? I'll be applying with what I assume is $0 revenue and my own income.
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Feb 23, 2017 07:14
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Blinky2099 posted:Yeah, RIP sallie mae barclaycard. Definitely my favorite card. I'm not a fan of carrying around a shitload of cards just to min/max so I'll probably switch over to citi doublecash for every purchase ever and be done with it This except I'll keep my CSP for travel stuff / rental cars. Pour one out for our girl Sallie Mae.
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Feb 23, 2017 22:20
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Blinkman987 posted:I've been looking at the SPG Business Amex since that card is likely going away. I've never done a business card app before. How loose is Amex with those sort of apps? I'll be applying with what I assume is $0 revenue and my own income. Extremely loose
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Feb 24, 2017 14:21
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As I understand it, Amex is looser than everyone else with business cards
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Feb 24, 2017 14:23
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I'm out of my depth here, what is the recommended small business card? I've got a couple of employees and am looking for something for regular purchases, financing some payables (think FedEx), and occasional travel use. Little to no fees would be best.
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Feb 24, 2017 18:52
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FunOne posted:I'm out of my depth here, what is the recommended small business card? What do you want? There are just as many business cards as there are personal cards so it's hard to reccomend without knowing what you're looking for as far as cash back, points, perks, etc. Category spend can also make a big difference if you have a lot of spend in specific areas. asur fucked around with this message at 19:52 on Feb 24, 2017 |
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Feb 24, 2017 19:49
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asur posted:What do you want? There are just as many business cards as there are personal cards so it's hard to reccomend without knowing what you're looking for as far as cash back, points, perks, etc. Category spend can also make a big difference if you have a lot of spend in specific areas. No annual fee or cheap. No foreign transaction fee. Rental car coverage. Cash back. Maybe I'll get everyone setup with BofA business travel cards, that's 1.5% cash back (effectively).
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Feb 24, 2017 22:21
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Amex simply cash plus? Capital one spark cash? Ed: ink cash is going to $500 in chase branches soon DeceasedHorse fucked around with this message at 22:53 on Feb 24, 2017 |
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Feb 24, 2017 22:49
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When I log into my Starwood account, I see that my 2 stays/5 nights credit is already there for having the Amex card open. If I cancel my card today, do those stick around for this whole year or do they disappear?
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Feb 27, 2017 16:55
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I can't imagine they would ever attempt to claw back that benefit.
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Feb 27, 2017 17:02
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dexter6 posted:When I log into my Starwood account, I see that my 2 stays/5 nights credit is already there for having the Amex card open. I cancelled mine last year and they stayed.
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Feb 27, 2017 17:07
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smackfu posted:Amazon sent me a fancy mailer extolling the benefits of their new improved Chase card (that I already had.) Seems a bit silly waste of money. About half the time I log into the Citi website for my doublecash card I get a screen wide ad for...the doublecash card. It even has "not interested" and "tell me more" options. Reminder that this occurs after I've already logged into my account for that stupid card.
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Feb 28, 2017 16:06
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Barry posted:I can't imagine they would ever attempt to claw back that benefit. Cacafuego posted:I cancelled mine last year and they stayed. Starwood status is not that beneficial to me, so I don't really care about the free night benefits and the Boingo wireless I used to use but now I have a cellphone plan with unlimited tethering so can't justify $95.
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Feb 28, 2017 16:51
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Subvisual Haze posted:About half the time I log into the Citi website for my doublecash card I get a screen wide ad for...the doublecash card. It even has "not interested" and "tell me more" options. Reminder that this occurs after I've already logged into my account for that stupid card. For about two months after I cancelled my last Citi AA card I was getting offers to lower my interest rate on it
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Feb 28, 2017 16:55
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RIP Sallie Mae Mastercard, you paid down about $2k on my student loans  Now I'm switching to Chase Sapphire Reserve (I got in before Jan 12.)
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Feb 28, 2017 18:15
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I think I'm going to just get the AmEx Blue Cash Preferred to replace the Sallie Mae. Spend around $120 a week on groceries and I can just grab Amazon/whatever gift cards to fill in gaps when needed, carry around my Double Cash for the daily driver.
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Mar 1, 2017 00:07
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Would Chase Freedom + Citi Double Cash be a good combination to cover all daily spending? I'm having difficulty finding a better combination.
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Mar 1, 2017 01:44
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The Amazon 5% Card and Citi Double Cash card are my current regular cards for Amazon and most everything else respectively. Discover IT and Chase Freedom are both good options if you can keep track of what their quarterly 5% category is.
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Mar 1, 2017 02:28
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Kirios posted:Would Chase Freedom + Citi Double Cash be a good combination to cover all daily spending? I'm having difficulty finding a better combination. Pretty solid combo if you're looking for simplicity + no annual fee + cash back
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Mar 1, 2017 02:52
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I'm a fan of Double Cash for most everything, and Reserve for restaurant and travel expenses. Handling more than two cards just clogs my wallet space.
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Mar 1, 2017 03:14
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Same except I also got a 5% amazon card just for amazon purchases. Don't need to carry it in the wallet.
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Mar 1, 2017 03:33
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potatoducks posted:Same except I also got a 5% amazon card just for amazon purchases. Don't need to carry it in the wallet. I forgot I had that too! It's easier than juggling the Freedom reward, which I'm not sure occurs anymore for Amazon purchases.
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Mar 1, 2017 04:58
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ETB posted:I forgot I had that too! It's easier than juggling the Freedom reward, which I'm not sure occurs anymore for Amazon purchases. Chase Ultimate Rewards got devalued on Amazon. I'm not sure what the exact percentage is, but 1300 points will only get you like $11 back on Amazon.
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Mar 1, 2017 07:41
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Costco for 4% gas, 3% travel, restaurants and 2% Costco Amazon for 5% Amazon Bingo, bango, bongo. Everything else we have to put on our debit cards anyway to get enough transactions to earn our balance checking interest.
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Mar 1, 2017 18:24
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Subvisual Haze posted:Chase Ultimate Rewards got devalued on Amazon. I'm not sure what the exact percentage is, but 1300 points will only get you like $11 back on Amazon. .8 cents per point on Amazon, which is dumb, because you can just buy stuff on amazon and apply the points as a statement credit for 1 cent per point (plus another .01 cents for earning points)
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Mar 1, 2017 19:18
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For all you Amex Plat users, they are apparently upping the annual fee to $550, adding a $15 monthly Uber credit, adding 5x category for FHR and amextravel.com hotel bookings, and making the card metal.
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Mar 2, 2017 09:34
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Perfect timing on the monthly uber credit, not two years too late at all!
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Mar 2, 2017 13:20
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I thought the last change they made (5x MR on all airfare) actually made the card decently competitive, but these new benefits suck when compared with the fee increase. Looks like I'll be ditching mine unless they improve the retention offers.
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Mar 2, 2017 14:12
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How does the Double Cash compare to the fidelity 2% card?
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Mar 2, 2017 14:16
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ohgodwhat posted:How does the Double Cash compare to the fidelity 2% card? They're the same in terms of earning, but Double Cash has some of the Citi Perks (that you may or may not ever use) and is easier to use as a statement credit. If you have fidelity investment accounts or savings accounts then sometimes the Fidelity Card has sign-on bonuses that can make it more attractive.
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Mar 2, 2017 14:51
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pig slut lisa posted:I thought the last change they made (5x MR on all airfare) actually made the card decently competitive, but these new benefits suck when compared with the fee increase. Looks like I'll be ditching mine unless they improve the retention offers. I easily spend $15/month on Uber so this effectively makes it cheaper for me. If I didn't, I would probably be looking to cancel after my next AF.
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Mar 2, 2017 16:18
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