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pig slut lisa posted:Looks like I'll be ditching mine unless they improve the retention offers. Ditto, I don't use Uber.
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Mar 2, 2017 16:27
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Does an airline fee have to truely be a fee? Or can it be inflight booze? Cause that would make the math for me to get it to obtain 2 years of hotel status for $50 bucks net. I'll use inflight booze and Uber credits, no problem.
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Mar 2, 2017 18:16
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FunOne posted:Does an airline fee have to truely be a fee? Or can it be inflight booze? You can actually buy airline gift cards and use them for airfare. Just make sure to purchase in denominations of $100 or less.
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Mar 2, 2017 19:06
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pig slut lisa posted:You can actually buy airline gift cards and use them for airfare. Just make sure to purchase in denominations of $100 or less. I thought they had closed that loophole?
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Mar 2, 2017 20:40
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Flyertalk has a lot of specific information for each airline partner. I was able to get $200 in delta gift cards reimbursed but had to order in $50 denominations. I think you can get United by using their gift registry feature and gifting yourself travel credit.
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Mar 2, 2017 21:23
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Can confirm I used the United gift registry to get reimbursed for a $100 charge on my gold card in February.
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Mar 2, 2017 22:47
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FunOne posted:I thought they had closed that loophole? They closed buying Amazon gift cards. Buying airline gift cards is still available.
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Mar 2, 2017 23:35
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Is there a recommended airline gift card to buy?
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Mar 3, 2017 00:28
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Rated PG-34 posted:Is there a recommended airline gift card to buy? If you mean which one has the highest resale value, I'd check the gift card reselling sites or eBay . I've sold delta ones without issue in the past on both (you have to promise to mail the code on eBay now however)
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Mar 3, 2017 01:18
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DeceasedHorse posted:If you mean which one has the highest resale value, I'd check the gift card reselling sites or eBay . Is there a decent/non-scam place to buy Delta gift cards?
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Mar 3, 2017 01:20
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I just got an email from Amex detailing all the benefit updates and fee increase, basically confirms everything except making the card actually metal. I want a metal card dammit. Also you can add unlimited, no-fee Amex Golds to your account, for...friends and family, I guess? I'm military so the fee is waived anyway 
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Mar 3, 2017 19:23
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Residency Evil posted:Is there a decent/non-scam place to buy Delta gift cards? Delta sells them directly, but if you mean discounted ones I've bought and sold successfully to cardpool and raise without any issues, and both require the seller to provide a credit card number in case the sale goes south.
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Mar 3, 2017 22:42
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Small White Dragon posted:For all you Amex Plat users, they are apparently upping the annual fee to $550, adding a $15 monthly Uber credit, adding 5x category for FHR and amextravel.com hotel bookings, and making the card metal. The Uber credit doesn't even roll over per month. Try again Amex.
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Mar 5, 2017 02:23
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CSR question: I booked a tour package that cost ~10k USD using my CSR. About 2k USD of that was hotel reservations, but the payment was all made up front, and to a tour company. Can I push Chase to recognize some/all of this as "travel"?
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Mar 5, 2017 13:18
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Probably not, but just go to Expedia and book a fully refundable hotel room and cancel it after it posts. The refund will hit but the travel credit will stay.
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Mar 5, 2017 14:10
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I'm fairly new to trying to maximize on my credit cards since before I just had a student card from Wells Fargo and then I got a card with a great balance transfer perk to pay that off. Now I have no credit card balances and I was looking to get a good travel/rewards card. So, I applied for a Chase Sapphire Reserve online on Friday and it came back "pending." I spoke to reconsiderations today because I realized I put my salary in incorrectly (forgot about my annual bonus) and was told as the rep was updating my info that the application was denied by the Verifications team. He gave me their number to call on Monday since they aren't open on weekends to give them the new info and/or find out why it was denied. But, I just found out about the in-branch sign up offer. Should I still call verifications tomorrow or should I try to go to a branch to see what's up with my status? If it helps, below are my stats: FICO: 710 (according to Citi) or 740 (according to Wells Fargo) (they were calculated 4 days apart if that matters) Utilization (including one of my parents' credit cards of which I'm an authorized user): 35% earlier this month but is now 23% (probably not reflected when they pulled) Utilization (just my cards): was 21% earlier this month but would now be < 1% (probably not reflected when they pulled) Income: $97.5K Do I have a chance of getting this reversed and/or not missing out on the in-branch offer if I already started this online?
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Mar 5, 2017 17:01
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The Mantis posted:CSR question: I booked a tour package that cost ~10k USD using my CSR. About 2k USD of that was hotel reservations, but the payment was all made up front, and to a tour company. Can I push Chase to recognize some/all of this as "travel"? It will depend on how Visa codes the tour company. My coworkers used his Reserve for everything associated with his wedding and had just about everything coded as travel because it all was paid through his wedding organizer. A tour company I would expect to code as travel, but I don't think you have a good chance of convincing Chase to switch it if it doesn't. Chaotic Flame posted:I'm fairly new to trying to maximize on my credit cards since before I just had a student card from Wells Fargo and then I got a card with a great balance transfer perk to pay that off. Now I have no credit card balances and I was looking to get a good travel/rewards card. I'm not sure what will happen if you go into a branch and try to apply again. It might open a second application or they might see you already have a current application for that card .
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Mar 5, 2017 17:38
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Chaotic Flame posted:I'm fairly new to trying to maximize on my credit cards since before I just had a student card from Wells Fargo and then I got a card with a great balance transfer perk to pay that off. Now I have no credit card balances and I was looking to get a good travel/rewards card. If you live close to a branch, I'd say go in there and see if you can have a banker (the sit-down kind, not the tellers) call in on your behalf and get your bonus switched to the in-branch one. Bit of a hassle, but worth it if you can get that extra bonus without having to take an extra hard pull on your credit. They might also be able to help sort out that verification issue - if it's just identity/address verification, I'd recommend bringing your ID and a utility bill that shows your name and current address. They can attach that stuff to your account instead of the huge ordeal of having to email/fax/etc it in and waiting for someone to tie it to your account. astral fucked around with this message at 18:04 on Mar 5, 2017 |
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Mar 5, 2017 18:00
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Plus I think you can get the 100k bonus in branch rather than online. Go to a branch
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Mar 5, 2017 18:22
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Sounds like I should go to a branch. There's one right next to my job, so I'll pop in tomorrow before work and see what happens.
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Mar 5, 2017 18:28
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TraderStav posted:Plus I think you can get the 100k bonus in branch rather than online. Go to a branch  Last week to get that 100k bonus too. It ends March 12
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Mar 5, 2017 19:29
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Is there any hope of getting it in person if you failed online?
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Mar 6, 2017 08:05
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The new Amazon Prime cards are using the same metal design as the CSP, just in a grey/black color.
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Mar 6, 2017 08:20
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Rated PG-34 posted:Is there any hope of getting it in person if you failed online? How long ago was your online application? If it was several months ago and your profile has only improved, then maybe you have a better shot now. If it was just a month ago, probably not.
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Mar 6, 2017 13:53
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pig slut lisa posted:How long ago was your online application? If it was several months ago and your profile has only improved, then maybe you have a better shot now. If it was just a month ago, probably not. Turns out verifications hadn't "declined" my application, it was on hold so they could speak with me about a few things. I was approved over the phone once I called them. Still going to drop into a branch at lunch to see if I can get the bonus switched from the online to the in-branch one. We'll see how that goes.
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Mar 6, 2017 15:54
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Bentai posted:The new Amazon Prime cards are using the same metal design as the CSP, just in a grey/black color. Yeah it's a pretty sharp card.
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Mar 6, 2017 15:57
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Surprised it took so long to trickle down to free cards. How much can a metal card cost them to produce?
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Mar 7, 2017 13:33
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Chaotic Flame posted:Turns out verifications hadn't "declined" my application, it was on hold so they could speak with me about a few things. I was approved over the phone once I called them. Still going to drop into a branch at lunch to see if I can get the bonus switched from the online to the in-branch one. We'll see how that goes. Good to hear. Let us know how that goes.
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Mar 7, 2017 14:25
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pig slut lisa posted:Good to hear. Let us know how that goes. Not well. Apparently there are strict guidelines to not do that.
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Mar 7, 2017 15:06
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Got approved for the Reserve today in branch despite being at exactly 5/24, was expecting to be denied initially but able to call their reconsideration line in April. They pulled Experian for me which is the one credit bureau which was reporting my 5th card as 3/1/2015, the others two reported it the actual day I opened it which was late in the month. Also one small note just in case anyone was planning on going in at the last possible moment, the last day to apply in Branch for 100k is the 11th, the 12th is a Sunday and even if you could find a branch open the offer will be 50k.
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Mar 7, 2017 15:13
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Girlfriend and I both signed up for the CSR yesterday to get the 100k bonus, pretty excited. 190's a week long Maui vacation with airfare for two 
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Mar 7, 2017 17:27
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I had planned on dumping the CSR before the 2nd annual fee but it turns out I spend a lot on dining so with the $300 travel credit it's probably worth keeping, even though I don't travel a ton. edit: I did cancel my Amex Plat yesterday. The retention agent: "Do you have the Chase Reserve? Yeah, we're hearing that a lot".
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Mar 7, 2017 17:55
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Anyone know much about the southwest card? Specifically, do points earned with the card from just regular spend count towards your status/companion pass? The website is sort of murky on this detail, though it is clear the sign up bonus DOES count. Had to take a bunch of work trips with them this year and just realized I'll be at companion pass with the signup bonus+ minimum spend. They are pretty weird with points sometimes which is why I'm asking, for example this Jan I got a double points bonus on business select tickets, but the extra points didn't count towards status. Also some extra salt in the wound from the dead Sallie mae card... I used my remaining credit to pay off my balance to be done with the card. Well it turns out credit doesn't count as a payment, so even though my statement balance was zero'd I got a late fee. Some real poo poo right there. They waived the fee after some discussion on the phone, but I'm wondering if it will count as a late payment or not.
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Mar 7, 2017 17:57
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Are there any problems with this plan (assuming there is enough availability)?: 8 people get Chase Hyatt credit cards (signup bonus 2 free nights at any Hyatt). We each book a double queen bed room at one of the super high end Hyatts, for 2 nights over 2 sets of consecutive days. We all stay 4 nights for free, or more if we put more people per room. Elysium fucked around with this message at 18:22 on Mar 7, 2017 |
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Mar 7, 2017 18:19
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Elysium posted:Are there any problems with this plan (assuming there is enough availability)?: Some high end (looking at the andaz maui) wont have availability to book 4 rooms at the same time (and again back to back) under the free night deal. Actually it might be just the andaz maui. I'd go ahead and be straight up with customer support and ask if they can help you do the 8 bookings at once, instead of trying to do eight different calls and the plan falling apart on the last one.
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Mar 7, 2017 18:38
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Baddog posted:Some high end (looking at the andaz maui) wont have availability to book 4 rooms at the same time (and again back to back) under the free night deal. Actually it might be just the andaz maui. I'd go ahead and be straight up with customer support and ask if they can help you do the 8 bookings at once, instead of trying to do eight different calls and the plan falling apart on the last one. It would only be booking 2 rooms per night, he wants to sleep 4 people in each of the rooms. My man, why would you do that to yourself on a nice vacation? Do you not "kick it" with your s/o on vacation? edit: nevermind, I think I misunderstood, but if it's just two of you why don't you do this with just one room for 4 days?
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Mar 7, 2017 18:53
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I assume availability might be a problem, but other than that, it should work in theory right? Even if they won't (or can't) book us into the exact same rooms for 4 straight nights, it wouldn't be that big of a deal to switch rooms after 2 days. You're right, I don't see availability at the Andaz Maui for some random dates I picked, but the same dates had availability at the Grand Hyatt in Kauai. quote:It would only be booking 2 rooms per night, he wants to sleep 4 people in each of the rooms. My man, why would you do that to yourself on a nice vacation? Do you not "kick it" with your s/o on vacation? The number of people in this example is made up, so I didn't try to work it out too hard to how many people per room and number of rooms, but anyway, the point is it would be part of a group trip, where there are a few couples, yes, but also several singles. Doing something like this would be as an alternative to renting an entire house (VRBO or Airbnb) which would obviously have it's own advantages (and disadvantages - I consider not having a lazy river and a saltwater lagoon to be a disadvantage). Typically we rent a house and it's not unusual for 2 single dudes or 2 ladies to share a bed in a room, or even for people to sleep on a couch or daybed. Elysium fucked around with this message at 19:01 on Mar 7, 2017 |
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Mar 7, 2017 18:53
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Thufir posted:I had planned on dumping the CSR before the 2nd annual fee but it turns out I spend a lot on dining so with the $300 travel credit it's probably worth keeping, even though I don't travel a ton. Did they make any retention offers before you cancelled?
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Mar 7, 2017 22:56
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pig slut lisa posted:Did they make any retention offers before you cancelled? They offered 25k points.
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Mar 7, 2017 23:42
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Is Citi Double Cash still the best cash back card for people who don't travel a ton? Just looking for the best cash back card, not a huge fan of revolving categories
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Mar 8, 2017 00:02
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