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I still have a bunch of pre screening and such to do, there's a portion of the study where I attach a sleep monitor to my body at home for like 4 weeks. The only thing that might dissuade me from participating is a job I potentially have lined up through a staffing agency, but it's only 11/hr and I can't apply for permanent hire until after the 90 day period. The equivalent of 4 months of income is looking pretty enticing right now though for doing the study. I guess I can bring my Gameboy advance and that's about it for electronics. I'll buy a bunch of graphic novels, do a bunch of push ups and maybe pluck every singly hair out of my body?
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Mar 29, 2017 22:01
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ServoMST3K posted:The only thing that might dissuade me from participating is a job I potentially have lined up through a staffing agency, but it's only 11/hr and I can't apply for permanent hire until after the 90 day period. I have bad news for you, $6k for 24 hours a day at 27 days is $9.25 an hour. But have at it, go nuts. (Try to avoid literally going nuts)
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Mar 29, 2017 22:14
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No sleep and no beer make Homer something something.
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Mar 29, 2017 22:17
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This is sounding like more and more of an iffy proposition as I discuss it further. Is it weird that it's becoming more appealing to me the further down the rabbit hole this discussion goes?
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Mar 29, 2017 22:21
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The place I used to work at had career research participants. They move from city to city doing these long term tests in phase I clinics. They all have track marks not from drug use, but from constantly getting blood taken. We had one that was 60 days in a research unit, but it paid $10k. One person ended up writing a 14 page manifesto about how they didn't like everything about the experience.
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Mar 29, 2017 22:50
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I don't think I would ever degenerate into that as a career. I'm just in a weird spot right now where I live with my Mom and my sister's two children and the whole situation is driving me nuts. I haven't worked in three years due in large part to mental health issues and now I'm feeling motivated and good about myself and it seems nearly impossible for me to move out on my own. My credit is terrible, my student loans are in default, I declared bankruptcy a few years back, and finding a job where I can even afford a room in someone else's house seems impossible. I spend a lot of my time at my aunt and uncle's house just so I don't have to be at home. I actually went to the psych ward for a few days not because my mental health was really deteriorating but just so I wouldn't have to be at home. These are a few of the reasons that doing the sleep study appeals to me right now.
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Mar 29, 2017 23:12
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I made my yearly donations to charity which always is nice. Now I have to wait for work to update their match system so I can double my impact. Also I ate out today so that is always not great...
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Mar 29, 2017 23:55
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ServoMST3K posted:I don't think I would ever degenerate into that as a career. I'm just in a weird spot right now where I live with my Mom and my sister's two children and the whole situation is driving me nuts. I haven't worked in three years due in large part to mental health issues and now I'm feeling motivated and good about myself and it seems nearly impossible for me to move out on my own. My credit is terrible, my student loans are in default, I declared bankruptcy a few years back, and finding a job where I can even afford a room in someone else's house seems impossible. If you want to do it just do it. They're not gonna let you die. I think it would be more helpful to use the month to improve your long term situation rather than run away from it but whatever.
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Mar 29, 2017 23:57
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I have been trying to improve my situation. I've been looking at jobs all day for a few weeks, I've had an interview already, I've fixed up my resume, I've been looking at apartments online, I've been in touch with a service in MA that helps people with issues or disabilities get back into the workplace. I don't know what else I can be doing. It's a wonder I don't feel super depressed and don't want to get out of bed every day. I'm feeling more motivated and better about myself than I have in a long time. I've even been browsing dating sites which is a rarity these days. Whatever things are bringing me and some of my family grief are not easy things to remedy, we've been dealing with them for years at this point. Now that I want to get away from it all it seems like nothing but an uphill battle and it's bullshit honestly.
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Mar 30, 2017 00:14
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ServoMST3K posted:I have been trying to improve my situation. I've been looking at jobs all day for a few weeks, I've had an interview already, I've fixed up my resume, I've been looking at apartments online, I've been in touch with a service in MA that helps people with issues or disabilities get back into the workplace. You don't think any of this will suffer if you're locked in a room for a month? I don't think it's a good idea with regards to your long term financial life. The other stuff is more the realm of E/N.
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Mar 30, 2017 00:43
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Maybe you're right. I've just had nothing going on for so long that this seemed appealing. I guess being locked away for 27 days is pretty insane. I'll think about it for a few days.
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Mar 30, 2017 00:49
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If you've been out of the workforce for multiple years due to mental health concerns do not lock yourself in a sunless box for a month.
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Mar 30, 2017 01:44
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ego symphonic posted:If you've been out of the workforce for multiple years due to mental health concerns do not lock yourself in a sunless box for a month. Came here to say this. Also, I wonder if either generally stable battery life on the game boy or games which record your progress & playtime would end up disqualifying its use in the study.
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Mar 30, 2017 06:03
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Researchers know that putting a mentally ill person in a box and messing with their sleep is a terrible idea. That's one reason why there's all kinds of screening for these rather than just accepting anyone who signs up. Experimental research always screens for mental health for ethical and practical reasons (it's unethical to put someone vulnerable to stress or mental deterioration into situations which might exacerbate that, and it also doesn't produce good results, unless it is specifically mental health research). Most research needs mentally healthy subjects because otherwise it's difficult to know if the results were due to whatever variables or due to underlying psychological problems.
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Mar 30, 2017 08:38
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ServoMST3K posted:I don't think I would ever degenerate into that as a career. I'm just in a weird spot right now where I live with my Mom and my sister's two children and the whole situation is driving me nuts. I haven't worked in three years due in large part to mental health issues and now I'm feeling motivated and good about myself and it seems nearly impossible for me to move out on my own. My credit is terrible, my student loans are in default, I declared bankruptcy a few years back, and finding a job where I can even afford a room in someone else's house seems impossible. If you have mental health issues, for goodness sake don't do this. You are likely to seriously impact your mental health. Solitary confinement is what drives slightly crazy prisoners *really crazy.* Why is finding a job "impossible"? Perhaps if you make a thread about yourself you can get some decent career advice.
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Mar 30, 2017 13:59
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You guys have convinced me, I won't be doing the study. I have a potential job lined up pretty soon and things are going ok. I'm not sure why this seemed like such an appealing move in the first place.
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Mar 30, 2017 16:33
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Bad With Money: My wife and I spent $2,600 on picture frames this week. Good With Money: Kickstarter covered most of it
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Mar 30, 2017 17:30
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ServoMST3K posted:You guys have convinced me, I won't be doing the study. I have a potential job lined up pretty soon and things are going ok. I'm not sure why this seemed like such an appealing move in the first place. You sound pretty bored. See if you can get out of the house.
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Mar 30, 2017 20:40
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ServoMST3K posted:You guys have convinced me, I won't be doing the study. I have a potential job lined up pretty soon and things are going ok. I'm not sure why this seemed like such an appealing move in the first place. It's a lot of money for what seems like a month of work. I'd be interested in your situation as well.
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Mar 31, 2017 01:40
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I'm thinking of starting my own thread since I've been hogging this thread lately. Is it ok for me to start a thread in this forum? Edit: @below post: thanks, it seemed like this forum is almost all megathreads so I wasn't sure. ServoMST3K fucked around with this message at 20:48 on Mar 31, 2017 |
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Mar 31, 2017 20:43
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You don't have to ask permission.
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Mar 31, 2017 20:45
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No Butt Stuff posted:You don't have to ask permission. This is 100% true! New threads are always good and I'm glad you posted one, Servo.
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Apr 3, 2017 06:03
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If you had a choice between a tax deferred lump sum of 20k today, or a yearly check of 3K for life starting in thirty years (ie, when you retire), which one would you pick?
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Apr 7, 2017 19:32
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FrozenVent posted:If you had a choice between a tax deferred lump sum of 20k today, or a yearly check of 3K for life starting in thirty years (ie, when you retire), which one would you pick? That 20k today invested and left alone is going to be a lot of 3k years. At 7% annual return that yields like 150k in 30 years.
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Apr 7, 2017 19:39
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FrozenVent posted:If you had a choice between a tax deferred lump sum of 20k today, or a yearly check of 3K for life starting in thirty years (ie, when you retire), which one would you pick? I would go with the $20k personally, unless the $3k is inflation adjusted and would actually end up being like $5-$6k per month because it is $3k in 2017 dollars. For the $3k to work out, you are essentially betting on low interest rates, low inflation, and bad stock market returns for the next 3 decades.
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Apr 7, 2017 19:40
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The people who are going to get pounded hardest by the period of moderate inflation we're about to enter are people on a fixed income who've forgotten how badly inflation destroys the value of a dollar. A decade at 3% inflation and your fixed income security provides 2/3 its value as opposed to 80% of its value under 2% inflation. For the record, inflation over the last 10 years has been, like 1% so yeah we've forgotten what this is going to be like. More "death to bonds" I guess.
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Apr 7, 2017 19:53
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Very much the case. The Fed is stopping bond purchases over the next year. So that injection of money and the low interest rates will be unsustainable as they slowly reduce their purchasing. They will likely do that instead of increasing the official interest rate. If inflation returns quickly they can increase interest rates and unload the bonds they're holding. At this point the return to serious inflation looks slow and could span 10-20 years but there could be some dramatic changes along the way.
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Apr 12, 2017 00:53
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Today received the final word on my tuition reimbursement request. Employer has agreed to increase their share from 1/6 to 1/3, which is exciting. I have been saving the full sticker amount every month, so this will allow me to put some of that money back into other financial goals.
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Apr 12, 2017 18:05
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EAT FASTER!!!!!! posted:Today received the final word on my tuition reimbursement request. Employer has agreed to increase their share from 1/6 to 1/3, which is exciting. I have been saving the full sticker amount every month, so this will allow me to put some of that money back into other financial goals. Congrats  How difficult/unusual was the request process?
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Apr 17, 2017 06:21
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pig slut lisa posted:Congrats It took 4 months of pestering after my boss had agreed to it and forced them to draft, revise, approve and implement a department policy specifically for my request. So, fairly difficult, haha. Still, probably worth the $10 large I'll save by doing it! The next day, I was given a promotion and a pay raise "of between 3 and 13% of total pay plus bonus" 
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Apr 17, 2017 14:07
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In less than optimal news...god dammit, I was so close this month. SO CLOSE. But then a bunch of travel came up. Next month, then. (this is my non-retirement-account net worth graph) overdesigned fucked around with this message at 16:05 on Apr 17, 2017 |
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Apr 17, 2017 16:01
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overdesigned posted:In less than optimal news...god dammit, I was so close this month. SO CLOSE. But then a bunch of travel came up. Next month, then. I always find a goal like that tends to hover around that for a few months because of expenses coming through. 
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Apr 17, 2017 23:37
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*edit* deleted
EAB fucked around with this message at 04:56 on Apr 19, 2017 |
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Apr 19, 2017 04:54
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I’m looking at an industry associate position that focuses on market research. A little confused at what the job actually entails. But the job scope has me concerned: - Conducting primary research with key players in the entire supply chain globally to support qualitative and quantitative research objectives, - Accessing and analysing in-house and external published secondary research materials from all international industry sources, - Conducting data trend analysis, - Outside of the research calendar, generating both short and long term opinionated industry analysis on the various industries. Also, it requires “a keen attitude towards trade interviewing.” What the heck is trade interviewing? Am I just gonna be calling a ton of industry folks and asking them what their business plans are?
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Apr 19, 2017 14:03
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Alternatively, It could mean answering interviewers'/reporters' questions about the market or industry like you see on tech blogs, for example. I don't actually know which is right.
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Apr 19, 2017 14:43
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I closed my only credit card with an annual fee, bringing my credit limit from 54k to 26k...and my credit score dropped 11 points! Oh no! (it's still over 800 who cares. GWM. If I need more than 26k worth of credit limit something's wrong anyhow) Nail Rat fucked around with this message at 21:29 on Apr 19, 2017 |
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Apr 19, 2017 21:01
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Nail Rat posted:I closed my only credit card with an annual fee, bringing my credit limit from 54k to 26k...and my credit score dropped 11 points! Oh no! Nice work. 11 points on your credit report and 18k of credit you aren't going to use aren't worth $195 a year (or whatever) anyway.
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Apr 20, 2017 02:12
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Why wouldn't you just downgrade it to a card without an annual fee?
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Apr 20, 2017 20:53
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No Butt Stuff posted:Why wouldn't you just downgrade it to a card without an annual fee? Not every card allows you to do that
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Apr 20, 2017 22:41
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Yeah it was a United card, there's not a downgraded version that doesn't include a fee. On another note, I got an email from Ally today saying that the rate on online savings with them has gone up to 1.05% - figure this is as good a place as any to post that. I know .05% isn't much but it's something!
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Apr 25, 2017 14:03
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