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Lastgirl
Sep 7, 1997


Good Morning!
Sunday Morning!

zegermans posted:

good lord not even I am banned from nitecrew tv

shut up zegermans


a.lo posted:

I do not even know what I did

did you come in with trump as a username, thats prob why :shrug:

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Al!
Apr 2, 2010
Probation
Can't post for 4 hours!

well what's your username

Hodgepodge
Jan 29, 2006
Probation
Can't post for 213 days!

Turdfuzz posted:

communist sexomancer

Closest match: Zordon

cumshitter
Sep 27, 2005

by Fluffdaddy

C-Euro posted:

Cumshitter my wife scheduled an appointment for us tomorrow with a financial advisor group, what should I ask them. The only financial advice I feel like I need right now is "pay off debt ASAP, then put the money that was going there into retirement" and it'll be a few years before I get to the point where I'm debt-free. Just in time for us to buy a house lol (which I think is the reason why my wife scheduled this meeting in the first place)


Been trying to catch up on the thread over the weekend but I can't stop loling at this.

yeah as Agronox said you probably don't want to buy anything they sell.

here is how it works at my company: we charge 1.0% (0.5% for bond only portfolios)of the portfolio value (+ accumulated income because we want every penny) over the course of a year. we have ever incentive to increase our clients' portfolio value

a financial advisor who sells you investments makes commission. they arent going to be actively involved in managing your portfolio and probably dont give a poo poo about anything besides selling you what gets them the largest commission. they have no fidicuciary obligation to ensure theyre doing the best with your money. i believe this is something you can thank trump for, becuase for a while they did have to act in a fiduciary capacity

if they sell you a fund you want to load up morningstar dot com and look at the expens ratio. this is a calculation of the overall fee a company charges to manage the fund. it should be low, way below 1.0%, for any fund that is basicalfly modeled after the S&P500 or the Russell 1, 2, or 3,000 or whatever. i would say even half a percent is tooo high and that youre better off reading something like bernstiens "If You Can: How Millenials Can Retire as Millionaires." except if youre not ttouching the funds for sseveral decades then convert the bond portion to USsmall cap and dont buy bonds until youre like 50 or whatever

Turdfuzz
Jul 23, 2008

a.lo posted:

I do not even know what I did

u obvs had a v naughty name that nctv could not handle!!! ur off the chain!!!!

Squizzle
Apr 24, 2008




Jazerus posted:

fascist and marxist street militias fighting???

i wonder when/where that has ever happened before

isnt that the plot of west side story????? or am i thinking of grease

a.lo
Sep 12, 2009
Probation
Can't post for 6 hours!

Al! posted:

well what's your username

AnimeCurator, my old name, at these forums

Baloogan
Dec 5, 2004
Fun Shoe
seriously lol @ everyone itt being in the lower left quadrant of the political compass

thats the "it would never work" quandrant

Drastic Actions
Apr 7, 2009

FUCK YOU!
GET PUMPED!
Nap Ghost

"Boobarella, won't you be my girl"

Al!
Apr 2, 2010
Probation
Can't post for 4 hours!

a.lo posted:

AnimeCurator, my old name, at these forums

oh ok lol sorry u must have gotten an anime hating mod, i unbanned you

Baloogan
Dec 5, 2004
Fun Shoe
thats the "everyone would need to be lobotomized at birth to maintain this society" quadrent

cumshitter
Sep 27, 2005

by Fluffdaddy

lol welcome to the club apparently i got really drunk anad threatened someone

Mr Hootington
Jul 24, 2008

I'M HAVING A HOOT EATING CORNETTE THE LONG WAY
I got libertarian socialism.

Hodgepodge
Jan 29, 2006
Probation
Can't post for 213 days!

Baloogan posted:

seriously lol @ everyone itt being in the lower left quadrant of the political compass

thats the "it would never work" quandrant

we're also probably all intjs

(i'm an intp but really)

a.lo
Sep 12, 2009
Probation
Can't post for 6 hours!

Al! posted:

oh ok lol sorry u must have gotten an anime hating mod, i unbanned you

Thanks I cannot even imagine

Squizzle
Apr 24, 2008




Turdfuzz posted:

communist sexomancer

Turdfuzz
Jul 23, 2008

powerball has tried to get me banned its hilarious

etalian
Mar 20, 2006

https://www.youtube.com/watch?v=xr5HG9BvsLQ

Squizzle
Apr 24, 2008




Al! posted:

well what's your username

and password

Hodgepodge
Jan 29, 2006
Probation
Can't post for 213 days!
lol baloogan is mad because the test called him a rumsfeld

Turdfuzz
Jul 23, 2008

Squizzle posted:

and password

and social security number

Squizzle
Apr 24, 2008




Turdfuzz posted:

powerball has tried to get me banned its hilarious

mormonpartyboat
Jan 14, 2015

by Reene

Baloogan posted:

seriously lol @ everyone itt being in the lower left quadrant of the political compass

thats the "it would never work" quandrant

they dont even test for my flavor of insanity

unicameral party list proportional representation

bring the chaos :getin:

Hodgepodge
Jan 29, 2006
Probation
Can't post for 213 days!

Turdfuzz posted:

and social security number

and mother's maiden name

mormonpartyboat
Jan 14, 2015

by Reene

Hodgepodge posted:

lol baloogan is mad because the test called him a rumsfeld

baloogan's more of a rice

Olga Gurlukovich
Nov 13, 2016

Al! posted:

everyones a god drat libertarian socialist



I know I am don't need some dumb survey to tell me that

Baloogan
Dec 5, 2004
Fun Shoe

Hodgepodge posted:

lol baloogan is mad because the test called him a rumsfeld

https://www.youtube.com/watch?v=J-NSyMTpkYI

a.lo
Sep 12, 2009
Probation
Can't post for 6 hours!
I was banned again by someone named hans whatever

Sir Tonk
Apr 18, 2006
Young Orc
https://twitter.com/smotus/status/856289089687085057

where's nate at

Olga Gurlukovich
Nov 13, 2016

Baloogan posted:

seriously lol @ everyone itt being in the lower left quadrant of the political compass

thats the "it would never work" quandrant

Hey you ever read The Dispossessed

Hamelekim
Feb 25, 2006

And another thing... if global warming is real. How come it's so damn cold?
Ramrod XTreme
Apparently I am a Bernie Bro.

Chris James 2
Aug 9, 2012




:unsmith:

Baloogan
Dec 5, 2004
Fun Shoe
https://www.youtube.com/watch?v=mnRB1QhOGko

Sir Tonk
Apr 18, 2006
Young Orc

Tight Booty Shorts posted:



it says im a straight up communist

what the gently caress is a libertarian communist

Olga Gurlukovich
Nov 13, 2016


Probably the only time Morris has been owned

Baloogan
Dec 5, 2004
Fun Shoe
hahaha are you guys seriously ally coming up with the same echoy chambery cuckery lower left neva-gonna-workism?

Nichael
Mar 30, 2011


Tight Booty Shorts posted:



it says im a straight up communist
:same:

http://8values.github.io/results.html?e=91.0&d=80.8&g=70.9&s=92.0
edit: or not, it switched? what

Why's the top one "Communist" and the bottom one "Libertarian Socialism"?

Squizzle
Apr 24, 2008




FactsAreUseless posted:

It's not that he isn't untouchable, but O'Reilly faced these accusations for decades and stayed on the air. It took an insanely long time.

falafel :smith:

a.lo
Sep 12, 2009
Probation
Can't post for 6 hours!

Sir Tonk posted:

what the gently caress is a libertarian communist

I think it's called white people

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I did a thing
Mar 23, 2017

On the chest of a barmaid in Sale, were tattooed the prices of ale. And on her behind for the sake of the blind, was the same information in braille.

Sir Tonk posted:

what the gently caress is a libertarian communist

hell if i know. but apparently i'm one.

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