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Guinness posted:How about a guy that is going to end up paying $33k for a Kia Rio: Holy Lord, that's worse than most credit card rates. Sell sell sell!!!!
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Apr 28, 2017 02:54
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Devian666 posted:It didn't have either of those at 33. I had started a company instead, and then worried about house/retirement. Best thing is you can sort out you finances and savings rate at any point in your life. Obviously if you start earlier the benefits are larger but any improvements you make now will help your future self a lot. So long as it's possible. I don't think it helps that SA is a hive for techy/smart people who earn decent money.
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Apr 28, 2017 02:58
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Guinness posted:How about a guy that is going to end up paying $33k for a Kia Rio: As a man who owns one, I sincerely hope that Kia used better rubber seals than they did with the '08 model, considering said seals are perished and cracked. I've had Japanese cars from the mid-80s with moss growing on the seals, and they held up fine.
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Apr 28, 2017 03:17
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19 o'clock posted:So long as it's possible. I don't think it helps that SA is a hive for techy/smart people who earn decent money. SA is pretty split on that i feel. you have the people with decent jobs of course, but then you have the people (even in this thread) who think that a $100k salary is really high.
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Apr 28, 2017 03:38
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Guinness posted:How about a guy that is going to end up paying $33k for a Kia Rio: "Needs" a bigger daily driver for work because of a growing family, despite already having an SUV. I am shocked to find that this person is BWM.
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Apr 28, 2017 03:40
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BWM and BWL: spend your 20s pursuing a college degree when college is not right for you (and the depression doesn't help), rack up a fuckload of loans, then eventually drop out for good,. Now I'm stuck, at 32, in a minimum wage job washing literally lovely clothes at a nursing home, slowly building up my emergency fund while I live with my parents and paying basically everything except rent and utilities.
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Apr 28, 2017 04:04
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ohgodwhat posted:"Needs" a bigger daily driver for work because of a growing family, despite already having an SUV. I am shocked to find that this person is BWM. I recently went to check out an apartment with a local real estate dude. It was raining so he offered to drive us there. The office's runabout was this tiny 4-seater Daihatsu with a 600cc engine. It was comfortable (and I'm 194 cm), had car navigation and air conditioning, auto transmission, and enough space behind the rear seats to throw a few bags in. Probably also does 800 km on a single tank. Oh, there was also an aux port on the sound system. If I ever need a daily driver, I'm getting a little matchbox car like that because holy gently caress what more do you need and how much less can you spend
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Apr 28, 2017 04:14
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Weatherman posted:I recently went to check out an apartment with a local real estate dude. It was raining so he offered to drive us there. The office's runabout was this tiny 4-seater Daihatsu with a 600cc engine. You realise the reason for the SUV fad is simply Freudian overcompensation (mine's bigger than yours  ), rather than for practical reasons?We somehow made it through a century with only the military and rural offroaders needing a 4X4, until about 15 years ago.
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Apr 28, 2017 04:21
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Zo posted:SA is pretty split on that i feel. you have the people with decent jobs of course, but then you have the people (even in this thread) who think that a $100k salary is really high. Now don't start that again!
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Apr 28, 2017 05:00
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19 o'clock posted:This thread is really entertaining to me but also saddens me that I am still "getting by" at 33 and don't have any retirement savings yet or own a house. don't be annoyed at yourself! be annoyed at capitalism!  (I'm serious: when working people get poo poo on, that's not a "mistake" or a "failing" of capitalism - that's the way capitalism works at heart.) (this thread is always a really good read for fuelling my "full communism now" work.) ChickenOfTomorrow fucked around with this message at 05:11 on Apr 28, 2017 |
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Apr 28, 2017 05:05
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taiyoko posted:BWM and BWL: spend your 20s pursuing a college degree when college is not right for you (and the depression doesn't help), rack up a fuckload of loans, then eventually drop out for good,. Now I'm stuck, at 32, in a minimum wage job washing literally lovely clothes at a nursing home, slowly building up my emergency fund while I live with my parents and paying basically everything except rent and utilities. Here's to working and hanging on by a thread! Seriously, I hope things get better for you. Let's not derail, but let's take a little comfort in solidarity. ChickenOfTomorrow posted:don't be annoyed at yourself! be annoyed at capitalism! Aye, Comrade!
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Apr 28, 2017 06:21
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19 o'clock posted:Aye, Comrade! When I worked in high finance, I got called a communist for suggesting we not let people starve to death on the streets.
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Apr 28, 2017 08:40
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baquerd posted:When I worked in high finance, I got called a communist for suggesting we not let people starve to death on the streets. I'd prefer them to starve to death in the gulag.
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Apr 28, 2017 09:24
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Sic Semper Goon posted:I'd prefer them to starve to death in the gulag. Agreed. Letting people die in the street is a public health hazard. Next thing you know the janitorial staff all have cholera or something. That's just unpleasant.
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Apr 28, 2017 09:27
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Weatherman posted:I recently went to check out an apartment with a local real estate dude. It was raining so he offered to drive us there. The office's runabout was this tiny 4-seater Daihatsu with a 600cc engine. I had a co-worker who had a 120 mile round trip commute with a truck that got 15 miles to the gallon. He did the math and realized he could buy a cheap Honda Civic and save money each month in gas. He instead bought a Mazda sports car with expensive tires that needed replacement every 15k miles or so. I think the Mazda got 20 miles to the gallon. He literally found something more expensive to drive.
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Apr 28, 2017 12:11
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Weatherman posted:I recently went to check out an apartment with a local real estate dude. It was raining so he offered to drive us there. The office's runabout was this tiny 4-seater Daihatsu with a 600cc engine. *660cc I took a friend's Move on a roadtrip with my partner a few years ago, it's more like 450-500/tank tops (highway k's). Smaller tank though, I think ~40-45Ls or so? I wouldn't want to crash in one or have to drive it more than 80-90kph, but for Japan they're very well-suited.
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Apr 28, 2017 13:24
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19 o'clock posted:This thread is really entertaining to me but also saddens me that I am still "getting by" at 33 and don't have any retirement savings yet or own a house. Not owning a house means you don't have hundreds of thousands of dollars in debt and an "asset" that will suddenly lose 40% of its value the next time the market decides to correct so if you wind up in a situation where you need to move (say, for work, since the market corrected) you won't be shackled to a boat anchor. Get a house because you have a specific use for a house, not because you think you have to to be an adult. Work on the retirement savings though, you're still starting earlier than a lot of people if you start now 
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Apr 28, 2017 14:38
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Sic Semper Goon posted:You realise the reason for the SUV fad is simply Freudian overcompensation (mine's bigger than yours 30 years ago babies and children rode on the floor so they wouldn't roll off the seat and/or facing backwards in a station wagon. You can't compare 1980's with new safety regulations. I've got some huge car seat monstrosities that take up more room than I ever believed possible. Take your car, whatever it is. Load it up with a kid in a car seat (remember, it's a loving massive car seat), two boys with full hockey equipment, and one boys friend with another huge bag of equipment. How's it working for you? Cramped? Does your oldest kid have to walk? I certainly don't want to keep up with the Jonses, but sometimes having a big car is a necessity. Oh god I just added to car chat.
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Apr 28, 2017 14:42
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Volmarias posted:I imagine that the market has to be saturated at this point. Who said that the IRS would just run my check again? Ding ding ding, you're the winner! I'm so relieved that my BWM stupidity is common enough that I wasn't even penalized for it.
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Apr 28, 2017 14:48
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Spermy Smurf posted:30 years ago babies and children rode on the floor so they wouldn't roll off the seat and/or facing backwards in a station wagon. You can't compare 1980's with new safety regulations. I don't think anyone's going to blame you for having a minivan if you're transporting half of the hockey team around several times a week, but everyone with enough money is buying their kid an SUV these days for safety reasons, and now there's some sort of a safety arms race going on.
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Apr 28, 2017 14:55
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Fitzy Fitz posted:I don't think anyone's going to blame you for having a minivan if you're transporting half of the hockey team around several times a week, but everyone with enough money is buying their kid an SUV these days for safety reasons, and now there's some sort of a safety arms race going on. If you have two kids in rear facing seats you might be pushed closer to the steering wheel than you want in a compact or midsized sedan. Also if you like to travel and have kids and luggage and a dog you might need the extra space. I wish they still made big wagons but since they don't a van or an suv is your next best option.
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Apr 28, 2017 16:07
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https://www.reddit.com/r/relationships/comments/681ids/me_25_f_with_my_husband_28_m_i_just_found_out_he/quote:Me [25 F] with my husband [28 M], I just found out he has given all of our savings to twitch streamers. We are flat broke, and bills are passed due.
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Apr 28, 2017 16:08
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therobit posted:If you have two kids in rear facing seats you might be pushed closer to the steering wheel than you want in a compact or midsized sedan. Also if you like to travel and have kids and luggage and a dog you might need the extra space. I wish they still made big wagons but since they don't a van or an suv is your next best option. Yeah, that was the scenario I was explicitly condoning... It's the college kids with SUVs and suburbanites with F-150s that don't make any sense to me. e: Oh, maybe it was unclear when I said "buying their kid an SUV." I mean 18-year-old new drivers with SUVs so they'll be safer in an accident (that they will likely be the cause of). Fitzy Fitz fucked around with this message at 16:14 on Apr 28, 2017 |
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Apr 28, 2017 16:11
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Oh man, that swung right out into painful, I can't imagine being a stay-at-home parent with a 6 month old baby and finding out that your family's provider just poo poo the bed so completely.  I wonder if he's going to just never come back or turn up in a river. Hopefully she has family she can fall back on while she files for divorce. Another vote for 'don't have just one person checking the accounts monthly', I guess.
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Apr 28, 2017 16:14
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the sick thing is that *some* of the streamers would probably refund those donations if they knew the situation.
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Apr 28, 2017 16:17
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I figured most of the people that donated $1k to Twitch streamers were just bored engineers or developers with nothing better to spend their money on. I guess the desire to feel good and rich to randos on the internet is pretty strong for some people.
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Apr 28, 2017 16:24
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Twitch is just for streaming video games right? Or do people use it for video sob stories asking for donations too?
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Apr 28, 2017 16:27
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Inept posted:I figured most of the people that donated $1k to Twitch streamers were just bored engineers or developers with nothing better to spend their money on. I guess the desire to feel good and rich to randos on the internet is pretty strong for some people. I wouldn't be too surprised if a lot of that money went to female streamers too in an effort to buy attention. That explains the dollar amount and why he shut down and disappeared when it was found out.
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Apr 28, 2017 16:28
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lol that story has nothing to do with her watching the bank accounts. if you didn't trust your partner even that much you shouldn't be married in the first place plus if she watched the accounts and dragged out her doomed marriage to that sadbrained manchild for several more years, she would actually be in a far worse position than getting a clean divorce now
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Apr 28, 2017 16:27
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Isn't twitch just people watching people play video games? What's with these people donating all their money? What's the benefit?
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Apr 28, 2017 16:29
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cowofwar posted:I feel like that would be a good metric for when the guillotines come out  I have over 4 times my annual (2016) post-tax salary, held in my (diversified and passive) equity portfolio, with no debt (student loan or otherwise) and I am 30. Then again, I lead a miserable existence.
John Smith fucked around with this message at 16:34 on Apr 28, 2017 |
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Apr 28, 2017 16:31
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cowofwar posted:Isn't twitch just people watching people play video games? What's with these people donating all their money? What's the benefit? you'll get thanked by the person playing, your name appears on the screen, you appear rich (stupid & irresponsible) by everyone else in chat watching. edit: and SUPPORTING the person playing and their lofty goal of playing games for a living Good Parmesan fucked around with this message at 16:35 on Apr 28, 2017 |
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Apr 28, 2017 16:32
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cowofwar posted:Isn't twitch just people watching people play video games? What's with these people donating all their money? What's the benefit? Yeah, I don't get it? Why would anyone give them money? ^^ Still don't get it. Idiots I guess
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Apr 28, 2017 16:34
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In their minds, I guess it's their way of showing gratitude/paying for the entertainment they get from the person/personality playing.
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Apr 28, 2017 16:37
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Let me explain for those of you who are confused: some Twitch streamers have boobs.
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Apr 28, 2017 16:37
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Still don't be a clown and regularly monitor the resources that you depend on for food, shelter, etc Even if you super trust your one true love, multiple eyes on your bank account is never a bad thing. There's also fraud, unexpected charges, bank errors (never in your favor), and a myraid of other problems. Also it takes 30 seconds to log in so yep
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Apr 28, 2017 16:38
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Often you can send a custom message with donations, and I've seen plenty of people donate strings of hundreds of dollars just to have their message/insult read just because it's being seen live to an audience of 10,000+ etc.
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Apr 28, 2017 16:40
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lol all that money and it wasn't even going to camwhores? it would be funnier if he wasn't leaving his wife and child hung out to dry
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Apr 28, 2017 16:42
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Good Parmesan posted:In their minds, I guess it's their way of showing gratitude/paying for the entertainment they get from the person/personality playing. That's it, mostly. Person provides you some entertainment (or tips/tricks to get better), it's not that irrational to throw them a few bones. Never done it myself but I get it. However, draining your entire life savings to do so, nuclear BWM.
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Apr 28, 2017 16:44
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Ok, I'm going to ask y'all to help me avoid or convince me to be super BWM. Situation: I'm half of a 100k+ gross income/70k net couple. We plan on one or two vacations a year. I have gotten a taste of flying first class and want it all the time for flights longer than two hours. Have you all made the jump to primarily being a first class flier? Do you only go for the upgrade if it's affordable or have you decided I don't do coach anymore? When did you decide you could afford it? Complicating things is that we may have a baby soon and while she is under two goes as a lap baby. Is a first class upgrade worth it when you've got to hold on to a baby for five-six hours? Am I going to have to buy two because there is no way in hell my wife will let me sit in first class while she's in coach or do we have some poor arrangement like you get first class on the way up and I get it on the way back? A July cross country trip with a new baby is in the plans and I am severely tempted to use my miles for that first class upgrade instead of the overseas trip we are planning in a couple years.
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Apr 28, 2017 16:45
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