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yoloer420 posted:You sound like you could use some advice. Get to it slacker. lmao “I saved $2,500 — my parents lent me $127,500,” she says.
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May 16, 2017 11:52
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I read a zillow article recently on first time homeowner tips, and one of them was "ask a friend or family member for help". The example they used was borrowing 50,000 dollars from your parents. I guess the point I'm trying to make is that it's hard enough to be poor without people farting directly on you, but for some reason the wealthy just cannot seem to stop, and now I'm reading articles about how to make your own guillotine
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May 16, 2017 14:22
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Oh hey another Op-Ed that goes "I discovered [USELESS FACT], surely [USELESS FACT] has some relation to a problem faced by [FOCUS GROUP] since [USELESS FACT] has tenuous relationship to [FOCUS GROUP]!" Ten years ago it would've been pomegranates instead of avocados and the logic would still be loving dumb.
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May 16, 2017 14:26
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the path to wealth is putting all your money in a single illiquid asset
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May 16, 2017 14:29
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We can't all live cosmopolitan lives in the Big City (tm). Some of us will have to live in suburbs and commute to the city. Still others will have to live in rural areas. Houses are more affordable in the latter areas. In the olden days, people were eager to own land that they could farm and subsist from. Nowadays folks wish to live close to where they can order a 35 dollar prix fixe and take pictures of it for their instagram. That life might not be in the cards for you. Especially if you are a type B personality, like most goons are. Your income potential may never line up with that life. Instead of crying about it, you could learn how to grow sorghum and buy land where it's cheap. In some rural places like Nebraska and Kansas, they're literally giving land away. What a deal! Anyway that's my take on the situation. I hope you all enjoy your day.
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May 16, 2017 14:37
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Im Ready for DEATH posted:We can't all live cosmopolitan lives in the Big City (tm). Some of us will have to live in suburbs and commute to the city. Still others will have to live in rural areas. Houses are more affordable in the latter areas. In the olden days, people were eager to own land that they could farm and subsist from. Nowadays folks wish to live close to where they can order a 35 dollar prix fixe and take pictures of it for their instagram. That life might not be in the cards for you. Especially if you are a type B personality, like most goons are. Your income potential may never line up with that life. Instead of crying about it, you could learn how to grow sorghum and buy land where it's cheap. In some rural places like Nebraska and Kansas, they're literally giving land away. What a deal! Anyway that's my take on the situation. I hope you all enjoy your day. You have to factor in the added time and commute cost for living in cheaper exurb areas.
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May 16, 2017 14:40
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Count Freebasie posted:3O, didn't your parents buy you your condo, you sodomite piece of poo poo? he's a trust fund baby so his parents friends bought him his condo
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May 16, 2017 14:44
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Im Ready for DEATH posted:We can't all live cosmopolitan lives in the Big City (tm). Some of us will have to live in suburbs and commute to the city. Still others will have to live in rural areas. Houses are more affordable in the latter areas. In the olden days, people were eager to own land that they could farm and subsist from. Nowadays folks wish to live close to where they can order a 35 dollar prix fixe and take pictures of it for their instagram. That life might not be in the cards for you. Especially if you are a type B personality, like most goons are. Your income potential may never line up with that life. Instead of crying about it, you could learn how to grow sorghum and buy land where it's cheap. In some rural places like Nebraska and Kansas, they're literally giving land away. What a deal! Anyway that's my take on the situation. I hope you all enjoy your day. I'm starting to wonder if standards are too high for millennials. I mean, you can find a house for under 200,000k in the chicagoland area. It's not going to be downtown or a hip neighborhood but 3% of that is 6k. 2 people with incomes can scrape 6k together in a year or two. That's only saving 125$ a month for 2 years.
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May 16, 2017 14:49
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Avocados have the healthy fats millennials crave
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May 16, 2017 14:49
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Spunky Psycho Ho posted:2 people with incomes can scrape 6k together in a year or two. That's only saving 125$ a month for 2 years. 1-Not every Millenial is a DINK. Lots of people are single, and dating someone specifically for real estate purposes would be the 2-If you're making enough to pay rent while you save, you're probably also paying off student loans. I'm not saying it's impossible to save money. But it's not a gimme.
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May 16, 2017 15:40
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What's great for a countries economy is when no one buys any retail goods or services because 100% of their income is dedicated to desperately trying to manage a home loan they will likely never pay off in full and because wealthy nobs shame them for not living off rice and beans exclusively. This will surely work out great in the end, for everyone. I couldn't imagine this resulting in some sort of widespread economic decline. Such a scenario simply has no precedent, and definitely not in relatively recent times.
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May 16, 2017 16:09
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BoldFrankensteinMir posted:1-Not every Millenial is a DINK. Lots of people are single, and dating someone specifically for real estate purposes would be the When has owning a home for a single person been reality? Never?
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May 16, 2017 16:32
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CONSUME REPRODUCE YOUR HOME MORTGAGE IS YOUR GOD
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May 16, 2017 16:36
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Spunky Psycho Ho posted:You only need 3% so its like 10k nah man, half a mil is average in my area.
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May 16, 2017 16:37
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bag em and tag em posted:nah man, half a mil is average in my area. What area is that
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May 16, 2017 16:37
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LA so were talkin 15k if you just want to do 3%, and that's probably for condo/townhome not house
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May 16, 2017 16:39
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It is a fact that the only way to be happy is to own a home. The. Only. Way.
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May 16, 2017 16:39
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bag em and tag em posted:LA "Average" house price in LA is going to be pushed way up by all the super rich people
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May 16, 2017 16:42
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King Vidiot posted:It is a fact that the only way to be happy is to own a home. Depending on various economic factors and tax systems within your country owning a home can be the only way to survive in your old age.
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May 16, 2017 16:42
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Owning a home is a pain in the rear end if you don't have time to maintain it.
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May 16, 2017 16:43
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Spunky Psycho Ho posted:"Average" house price in LA is going to be pushed way up by all the super rich people I wasn't quoting the statistical average. it's a common ask price for fairly low key homes.
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May 16, 2017 16:45
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https://www.youtube.com/watch?v=87T6jIK9QZg
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May 16, 2017 16:51
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I stopped buying avocados last week and now have enough money to buy a house. Thanks OP for the great advice.
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May 16, 2017 17:08
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I just built a house out of all the avocado pits I had laying around my place. Check... and mate.
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May 16, 2017 17:09
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Can someone suggest a cheaper alternative to the kraft singles and ice I've been eating?
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May 16, 2017 17:16
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a new study bible! posted:Can someone suggest a cheaper alternative to the kraft singles and ice I've been eating? no kraft singles and ice
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May 16, 2017 17:17
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You can make your own cheese in bulk from milk that is reduced because it is about to go off. You could also make cheese like substances from many different liquids cheaper than expired milk, if you had the sort of creativity and entrepreneurial drive that merits being able to live in a house.
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May 16, 2017 17:21
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99.6% of "poor" households have an avocado.
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May 16, 2017 17:22
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Pick posted:no kraft singles and ice Do you know how many kW/h it takes to make ice? No Kraft singles and room temperature water
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May 16, 2017 17:23
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King Vidiot posted:I just built a house out of all the avocado pits I had laying around my place. Check... and mate. Scraping it with a knife did not help
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May 16, 2017 17:28
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Spare the noble avocado and eat the rich imo
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May 16, 2017 17:28
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Food $200 Data $150 Rent $800 Avocados $3,600 Utility $150 someone who is good at the economy please help me budget this. my family is dying
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May 16, 2017 17:38
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Spunky Psycho Ho posted:When has owning a home for a single person been reality? Never? Yeah never. Even when your wife didn't work she made up for it by cooking every meal and cleaning the house and raising 5 beautiful Caucasian children. Sadly the quality of  these days leaves much to be desired.
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May 16, 2017 17:47
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Egbert Souse posted:Food $200 Stop spending so much on avocados
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May 16, 2017 17:49
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yesterday I bought an avocado that wasn't even on sale and now I'm late on the rent and may end up homeless.
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May 16, 2017 17:54
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The gently caress-you-got-mine dysphoria of rich people with bootstrapper advice is so quaint.
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May 16, 2017 17:55
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Before buying my house I lived without avocados. Now I own a house, though technically the bank owns it. I'm on an interest only loan with no money down, and I'm upside down on the house value but it'll turn around any day now. Renters are dumb for not creating equity. I'm also up to my rear end in a top hat in avocados.
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May 16, 2017 17:56
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To wean safely off avocados I have switched to cheaper and safer Fabrege eggs at a local safe injection site
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May 16, 2017 17:58
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When the property market collapses the shoe will finally be on the other foot and it will be I with my avocado-centric portfolio who gets to write smug articles about a generation's entitled self-indulgent home owning.
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May 16, 2017 18:02
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if the world were just and good these people would be all guillotined
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May 16, 2017 18:05
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