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ate all the Oreos posted:To be fair I mentioned the turkey story and my stupid turkey puns to my wife and she just said "turkeys don't bawk that makes no drat sense Yeah! Marrying well is GWL 
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May 19, 2017 00:56
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Canada and Australia is BWM. Gotta keep borrowing money to keep up with a Jones. New Zealand has been left out, things are looking shaky here and not because of the earthquakes.quote:His latest book, Can We Avoid Another Financial Crisis? argues Australia, along with Belgium, China, Canada and South Korea, is a "zombie" economy sleepwalking into a crunch that could come between 2017 and 2020. http://www.nzherald.co.nz/business/news/article.cfm?c_id=3&objectid=11859031 http://www.economist.com/news/ameri...r=dailydispatch
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May 19, 2017 01:45
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Tiny Brontosaurus posted:Puns are BWL Puns are a socially acceptable way to partially relieve your misery by spreading it to all around you. GWL and BWL.
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May 19, 2017 01:50
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Devian666 posted:Canada and Australia is BWM. Gotta keep borrowing money to keep up with a Jones. New Zealand has been left out, things are looking shaky here and not because of the earthquakes. *Newspapers and economists will squawk and predict that the sky will fall at any second.* *Average house price continues to head steadily towards $2 million.*
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May 19, 2017 02:30
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It's Australia, son: they aren't making any more of it! (Thank god.)
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May 19, 2017 02:41
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Man we are going to have such a bad global recession when all the different exponential growths collapse at once under their own weight it's gonna make 2008 look quaint by comparison
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May 19, 2017 02:50
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Sic Semper Goon posted:*Newspapers and economists will squawk and predict that the sky will fall at any second.* *average garden shed on 4 square meters of land heads towards $3.5m in Auckland* ate all the Oreos posted:Man we are going to have such a bad global recession when all the different exponential growths collapse at once under their own weight it's gonna make 2008 look quaint by comparison The Fed appears to have stopped the latest round of quantitative easing. Now they are signalling that they are going to start selling off the shares and bonds on their balance sheet. All the traders borrowing money will have to source it all in Yen or Euros soon. My biggest concern is that there will be a cascade of bubbles collapsing. It could be quite bad if everything fails within a few months. Devian666 fucked around with this message at 03:09 on May 19, 2017 |
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May 19, 2017 03:01
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The US might be in pretty decent shape. Household debt is up to 2008 levels, but housing isn't overheated and there are at least some regulations still keeping banks honest. With incomes finally rising I think we're in for a couple more years of swell times. The tech sector is over valued, but the worst unicorn is Uber and only rich people and corporations have money tied up in that. So maybe the US will sit this next global crisis out. Sorry, Canada.
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May 19, 2017 03:33
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Krispy Kareem posted:The US might be in pretty decent shape. Household debt is up to 2008 levels, but housing isn't overheated and there are at least some regulations still keeping banks honest. With incomes finally rising I think we're in for a couple more years of swell times. On the other hand, Donald J. Trump is the president.
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May 19, 2017 03:34
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I predict that at some point in the future one or more national economies will crash to a greater or lesser extent, and our understanding of the complex interwoven factors involved will be largely expressed in a swirling mixture of breathless post-hoc rationalization
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May 19, 2017 03:51
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BEHOLD: MY CAPE posted:I predict that at some point in the future one or more national economies will crash to a greater or lesser extent, and our understanding of the complex interwoven factors involved will be largely expressed in a swirling mixture of breathless post-hoc rationalization Then we'll blame it on $otherpeople and forget all about it until we do it all again. It's the ciiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiircle of life.
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May 19, 2017 03:53
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BEHOLD: MY CAPE posted:I predict that at some point in the future one or more national economies will crash to a greater or lesser extent, and our understanding of the complex interwoven factors involved will be largely expressed in a swirling mixture of breathless post-hoc rationalization Well that's just like a horoscope; it's so broadly applicable that it will be true no matter what.
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May 19, 2017 03:59
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FrozenVent posted:It's the ciiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiircle of life. Speaking of people bad with money, at least for a brief stint: http://news.bbc.co.uk/2/hi/uk_news/1024745.stm BBC posted:The singer's lavish lifestyle saw him spend more than £9.6m on property and £293,000 on flowers between January 1996 and September 1997.
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May 19, 2017 04:04
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I hope the next huge housing crash causing mass homelessness and debt-induced suicide comes in 5-10 years. Then I can get in on a sweet foreclosure deal.
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May 19, 2017 05:22
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22 Eargesplitten posted:I hope the next huge housing crash causing mass homelessness and debt-induced suicide comes in 5-10 years. Then I can get in on a sweet foreclosure deal. It will probably begin and end with a yuppie banker only getting a 9% bonus, instead of a 10% one. Of course, he already spent 300% his annual salary included the expected slightly larger bonus, so...
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May 19, 2017 05:46
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22 Eargesplitten posted:I hope the next huge housing crash causing mass homelessness and debt-induced suicide comes in 5-10 years. Then I can get in on a sweet foreclosure deal. This but unironically and in like, 4 years.
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May 19, 2017 07:11
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therobit posted:Well that's just like a horoscope; it's so broadly applicable that it will be true no matter what. You don't say
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May 19, 2017 12:09
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22 Eargesplitten posted:I hope the next huge housing crash causing mass homelessness and debt-induced suicide comes in 5-10 years. Then I can get in on a sweet foreclosure deal. latestagecapitalism.txt
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May 19, 2017 12:10
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BEHOLD: MY CAPE posted:I predict that at some point in the future one or more national economies will crash to a greater or lesser extent, and our understanding of the complex interwoven factors involved will be largely expressed in a swirling mixture of breathless post-hoc rationalization I'm  ing for this
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May 19, 2017 14:27
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Someone filled out a reimbursement form for travel and turned it in to HR today. They had to call them up because his reported miles were 147 on a trip that should be about 90 miles. Apparently, he drove an extra 57 miles (about 28 miles each way) to go to a gas station that had gas at 11 cents per gallon cheaper to try and save the agency money.
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May 19, 2017 14:45
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But are you going to pay it?
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May 19, 2017 14:46
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No Butt Stuff posted:But are you going to pay it? They are giving him the fleet rate instead.
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May 19, 2017 14:47
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Leon Trotsky 2012 posted:Someone filled out a reimbursement form for travel and turned it in to HR today. I was all ready to make a dumb excuse like that the last time I had to track travel time and wound up going out of my way for something stupid but since my company was just billing another company for everything they didn't ask why my 60 minute drive mysteriously took 90 minutes or why I parked in the really nice expensive parking garage right at the airport terminal that charges like $15 a day for a whole week 
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May 19, 2017 15:03
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ate all the Oreos posted:Man we are going to have such a bad global recession when all the different exponential growths collapse at once under their own weight it's gonna make 2008 look quaint by comparison ... and then our economies will poo poo the bed once we encounter our first ever, retirement/elderly care affordability crisis in ~15 years. 
melon cat fucked around with this message at 16:08 on May 19, 2017 |
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May 19, 2017 16:04
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melon cat posted:I think it'll be a slow burn. Instead of one traumatic crash (sorry, ahem, "correction") consumer purchasing power will steadily erode, inflation will keep pushing food prices up, and household debt will continue to climb while the Federal Reserve/Bank of Canada/whatever try their best to keep interest rates artificially low because it's the only thing propping up the economy. Kind of like how Japan has been keeping itself in a low interest rate climate for about 25 years, now. People are very wary of a 2008-style crash and will flip their collective poo poo if they see signs of it, but are less likely to notice the more subtle signs of a gradual (but steady) re-structuring of the economy. And most people won't get thrown into a panic as long as their real estate values are stable. Inflation has been at historic lows (and was indeed so low that it holding back growth during the great recession), the Federal Reserve has been raising interest rates, and low interest rates are not the only thing preventing a crash. So, I would say that you can put the gun down and you'll probably be fine as long as you don't buy an investment property on an interest-only mortgage in Toronto.
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May 19, 2017 16:15
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ate all the Oreos posted:I was all ready to make a dumb excuse like that the last time I had to track travel time and wound up going out of my way for something stupid but since my company was just billing another company for everything they didn't ask why my 60 minute drive mysteriously took 90 minutes or why I parked in the really nice expensive parking garage right at the airport terminal that charges like $15 a day for a whole week Pushing company expense reimbursement to (but not over) the limit is GWM.
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May 19, 2017 16:40
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Friendly reminder that BWM-topical movie The Wizard of Lies is getting good buzz and premieres on HBO tomorrow night. Hm. Is premium cable BWM?
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May 19, 2017 16:49
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Leon Trotsky 2012 posted:Someone filled out a reimbursement form for travel and turned it in to HR today. But that makes no sense, you get mileage or gas, but not both? Like if he rented a car for it he could expense the gas, but then there would be no need to report mileage? Edit: I mean padding mileage is what was happening, but it is one of the dumbest excuses I've heard.
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May 19, 2017 16:52
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crazypeltast52 posted:But that makes no sense, you get mileage or gas, but not both? Like if he rented a car for it he could expense the gas, but then there would be no need to report mileage? When I did it I was reimbursed for miles traveled (for 'time and wear on the car' or something) and a tank of gas separately but i'm pretty sure that's because we were exploiting that other company so 
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May 19, 2017 16:55
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crazypeltast52 posted:But that makes no sense, you get mileage or gas, but not both? Like if he rented a car for it he could expense the gas, but then there would be no need to report mileage? That is typically how it works, yes. The IRS mileage rate is meant to be an "all inclusive" rate. Otherwise you can go to more itemized expenses (what I assume the fleet rate is, which likely breaks out for fuel and maintenance.) If you have a rental of a non-commercial vehicle they are normally unlimited miles, so you just have to fill it up and return the rental + gas receipt.
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May 19, 2017 16:55
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Cold on a Cob posted:Friendly reminder that BWM-topical movie The Wizard of Lies is getting good buzz and premieres on HBO tomorrow night. Yes, because HBO has a streaming service. Not cord-cutting is very BWM.
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May 19, 2017 16:57
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melon cat posted:... and then our economies will poo poo the bed once we encounter our first ever, retirement/elderly care affordability crisis in ~15 years. Robots and Uber. Robots are Japan's answer, so we'll see how they manage it and adopt the good 'non-killing grandma' parts for our own old people. Uber because people can survive much longer in their own homes as long as they have someone bring them food and take them to doctor's appointments. My mom would be in assisted living right now if I didn't live 15 minutes from her and have the time and wherewithal to bring her food and take her places. Technology should make day-to-day old people care less expensive as time goes on because they have universal health care and will be able to afford the extra help.
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May 19, 2017 16:58
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 if you think a company that's never turned a profit will be around in 15 years. That VC gravy train won't last forever.
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May 19, 2017 17:01
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Krispy Kareem posted:Robots and Uber. Speaking of that and BWM (and also horribly creepy), for only $2700 you can now get your very own anime hologram waifu to pretend your single salaryman life isn't crushingly void and empty: https://www.youtube.com/watch?v=nkcKaNqfykg Japan will have a birth rate of 0 by 2025, calling it now
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May 19, 2017 17:02
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ate all the Oreos posted:When I did it I was reimbursed for miles traveled (for 'time and wear on the car' or something) and a tank of gas separately but i'm pretty sure that's because we were exploiting that other company so That's how we do it. If you have a trip that includes a lot of stops or an indefinite amount of time, then they will reimburse you for miles (wear and tear) and expenses (including gas) from the trip. If you are going directly from one office to another, then they give you the "fleet rate" which is a flat amount per trip + tolls.
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May 19, 2017 17:06
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Nail Rat posted:
Uber will be around. It will be owned by someone else most likely, but the name value and infrastructure are worth billions even if they aren't making any money. I think GM and Ford already own chunks of Lyft. Since the future is going to require far fewer cars, it makes sense for carmakers to own the means by which we call those cars. They'll move from a single purchase model with upgrades every 5 or 6 years to a subscription one. Think Adobe and Photoshop. Edit: Imagine having to admit you have a subscription to a Chrysler when all the other guys have subs to Mercedes and Audi. Krispy Wafer fucked around with this message at 17:08 on May 19, 2017 |
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May 19, 2017 17:06
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Konstantin posted:Yes, because HBO has a streaming service. Not cord-cutting is very BWM. uhh you need to have a cable subscription to have a HBO sub unless they changed that in the last 5 years.
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May 19, 2017 17:07
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Konstantin posted:Yes, because HBO has a streaming service. Not cord-cutting is very BWM. Not in Canada, no HBO Go here. You can't even buy episodes on itunes or other a la carte services until the new season of a show has already started. And they love to send you "notice and notice" letters if you pirate their poo poo, not that this stops. Paying for media in Canada is ethical but BWM.
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May 19, 2017 17:08
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Submarine Sandpaper posted:uhh you need to have a cable subscription to have a HBO sub unless they changed that in the last 5 years. They did - you can buy HBO Go as a streaming service, just like netflix.
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May 19, 2017 17:09
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Nail Rat posted:
Amazon was public for 4 years before its first profitable quarter, let alone year; until a few years ago it still routinely lost money. Snap just raised a pile on the public markets without a plan for profitability at all. You don't need VC gravy to keep going.
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May 19, 2017 17:14
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