*edit wrong thread
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# ? Jun 29, 2017 18:20 |
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# ? Jun 5, 2024 19:42 |
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H110Hawk posted:I'm just going to assume here but I'm blindly posting this without reading 2 pages of backstory because facebook popped up this picture. How BWM is a pocket derail bird because I really want one
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# ? Jun 29, 2017 18:22 |
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Enfys posted:How BWM is a pocket derail bird because I really want one No matter how cool the bird, at the end of the day you're still wearing cargo shorts.
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# ? Jun 29, 2017 18:25 |
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NancyPants posted:Someone in your office going on and on about their medical problems? End the conversation. This isn't hard. Someone in your thread going on and on about totally unrelated content? Post a BWM link! https://www.reddit.com/r/personalfinance/comments/6k8ua7/should_i_apply_for_a_debt_consolidation_loan/ quote:My wife and I have been discussing applying for a DC loan. Amongst medical bills and credit cards bills we have about $45k in debt. I was thinking about not including the smaller CC debts (under $1.5k) and just paying those off separate so that means we would like to apply for a $38k loan. We both have an average credit life of 3 years and last time I checked my score was around 600 with hers around 630. 100% on time payments. Combined we make about $58k/annually. Do you think we would qualify? My credit score is low just because of how much debt I am carrying and I really don't want to F it up with late payments or more inquiries...but we just want to roll everything into one payment. And any extra put it towards the loan. I feel like this is a never-ending spiral. I have saved about $1k in the last 4 months and have decided to stop putting $150 of every paycheck to my savings and just put it towards my lower balance cards. Only 21 and almost have their combined yearly salary in credit card debt accrued. At least they're (hopefully) seeing the error of their ways.
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# ? Jun 29, 2017 18:30 |
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Barry posted:Someone in your thread going on and on about totally unrelated content? Post a BWM link! I saw medical bills and was about to be sympathetic, then I actually looked at the numbers.
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# ? Jun 29, 2017 18:32 |
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quote:Wondering whether we should start preparing for another financial crisis, and if so, how? https://www.reddit.com/r/personalfinance/comments/6jd3ns/wondering_whether_we_should_start_preparing_for/
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# ? Jun 29, 2017 18:34 |
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quote:My wife and I... were only 21 Geez. Divorce is expensive kids
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# ? Jun 29, 2017 18:37 |
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The #1 concern of everyone who is about to do something financially disastrous is always "Will this affect my credit score?"quote:My parents need my help to start a trust so that they don't lose their house. This doesn't feel right, please help! https://www.reddit.com/r/personalfinance/comments/6j7nx5/my_parents_need_my_help_to_start_a_trust_so_that/ Leon Trotsky 2012 fucked around with this message at 18:42 on Jun 29, 2017 |
# ? Jun 29, 2017 18:39 |
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Leon Trotsky 2012 posted:Someone at work got in trouble for using the "ALL" email address to send this out to several hundred people. never stop posting about your office
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# ? Jun 29, 2017 18:42 |
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brugroffil posted:never stop posting about your office
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# ? Jun 29, 2017 18:53 |
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I'll have two 6oz please. And one pretzel followed by another one pretzel.
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# ? Jun 29, 2017 18:57 |
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Bad With Math
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# ? Jun 29, 2017 18:59 |
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# ? Jun 29, 2017 18:59 |
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That is incredible. And the fact that it's a fundraiser for an "employee appreciation day". They must appreciate you so much to allow you to pay for your own event.
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# ? Jun 29, 2017 19:01 |
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Can I buy 2 6oz Mango Water Ice instead of 1 8oz? it's like they're just making up numbers beat beat beat beat
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# ? Jun 29, 2017 19:02 |
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Don't you work in government? I know some of this is to be expected but uuuuugh Is a Philly pretzel full of cream cheese? What is that? canyoneer posted:That is incredible. And the fact that it's a fundraiser for an "employee appreciation day". They must appreciate you so much to allow you to pay for your own event. They have to, their funding can't pay for any non-necessities. How dare them gubmint workers get fat on Our Tax Dollars! BonerGhost fucked around with this message at 19:06 on Jun 29, 2017 |
# ? Jun 29, 2017 19:03 |
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canyoneer posted:That is incredible. And the fact that it's a fundraiser for an "employee appreciation day". They must appreciate you so much to allow you to pay for your own event. Government agency. All food and non-work events have to come 100% from voluntary employee contributions. We do two events per year. Our Summer event this year is to drive ourselves to a national park that is an hour and 45 minutes away (with free admission, but they are buying some food) on a Friday afternoon. I'm taking a hard pass on the 3 hour and 30 minute round trip on a Friday afternoon for 2 Tacos from Moe's and my choice of a bottle of water or a can of Pepsi. Leon Trotsky 2012 fucked around with this message at 19:09 on Jun 29, 2017 |
# ? Jun 29, 2017 19:05 |
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Here's another good email I had saved from the office "Stock Guru" who was trying to help with my investments. Note the date of the email.
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# ? Jun 29, 2017 19:16 |
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Leon Trotsky 2012 posted:Government agency. All food and non-work events have to come 100% from voluntary employee contributions. National Parks own and you should go e: uh content, NPS and NFS-based vacations can be pretty good with money if you don't stay at the hotels in the park!
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# ? Jun 29, 2017 19:19 |
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"Their best guess is we could start into a recession sometime in early 2017." I love how noncommittal it always is, so that they can't be pinned down as being wrong with their guesses (but always can claim to be right).
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# ? Jun 29, 2017 19:22 |
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Leon Trotsky 2012 posted:I know about Sports Medicine being a thing. I was just wondering why she had to travel out of network to find a "Pediatric Sports Medicine" specialist for a bruise from tumbling. Kids' bones and joints are different than adults and very young kids like the one in question have a hard time verbalizing how they feel and where the pain is. It takes pediatric training to know that, for example, small children tend to say "my knee hurts" when they have hip pain. And bruises on joints are really painful, don't be a dick about some first-grader's suffering.
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# ? Jun 29, 2017 19:30 |
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Nail Rat posted:"Their best guess is we could start into a recession sometime in early 2017." There's a joke about how economists successfully predicted 12 of the last 10 recessions
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# ? Jun 29, 2017 19:31 |
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canyoneer posted:There's a joke about how economists successfully predicted 12 of the last 10 recessions Our office stock guru has not had a good run for the last year or so.
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# ? Jun 29, 2017 19:47 |
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This dude put 116k - his ENTIRE Roth IRA Balance - into RiteAid stock in advance of their merger with Walgreens. Walgreens announced today that they are not going through with the Merger and RiteAid stock is down about 30%.
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# ? Jun 29, 2017 19:59 |
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Leon Trotsky 2012 posted:Someone at work got in trouble for using the "ALL" email address to send this out to several hundred people. loving moron.
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# ? Jun 29, 2017 20:06 |
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Leon Trotsky 2012 posted:This dude put 116k - his ENTIRE Roth IRA Balance - into RiteAid stock in advance of their merger with Walgreens. Oh my god this great. Chapter title for our BWM book: "Investing your retirement in a single stock"
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# ? Jun 29, 2017 20:17 |
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Leon Trotsky 2012 posted:This dude put 116k - his ENTIRE Roth IRA Balance - into RiteAid stock in advance of their merger with Walgreens. Hook it straight in my loving veins
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# ? Jun 29, 2017 20:37 |
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Leon Trotsky 2012 posted:This dude put 116k - his ENTIRE Roth IRA Balance - into RiteAid stock in advance of their merger with Walgreens. how to lose $25k in a day
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# ? Jun 29, 2017 20:52 |
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He did not do leverage and didn't panic sell, I hope?
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# ? Jun 29, 2017 20:58 |
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Randler posted:He did not do leverage and didn't panic sell, I hope? He says that his IRA is "casino money" because he already has a paid off condo and income from a rental property as his retirement plan. He sold the stock to invest in AMD because he apparently "went from 30k to 100k on AMD stock" and I'll just do it again.
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# ? Jun 29, 2017 21:02 |
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Barry posted:Hook it straight in my loving veins Leon Trotsky has the purest loving BWM smack, man.
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# ? Jun 29, 2017 21:03 |
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canyoneer posted:There's a joke about how economists successfully predicted 12 of the last 10 recessions I have a friend who has not put any money into his IRA or 401k in like 5+ years. He told me in the summer of 2014 "yeah I"m waiting for the market to crash, it's going to soon." He's a stock gambler, and he makes very good money so he *has* a decent bit of money (though it sounds like less than 50k that he could access for a home purchase he wants to make this year), but man, he could have so much more Only sort of related: He also "invests" in Magic cards. As in, he has $10,000+ worth of cases of the poo poo at any given time in his 300 square foot studio apartment.
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# ? Jun 29, 2017 21:08 |
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Couple buys a car, then has a "personal and financial crisis" that they solve by abandoning the car at the airport and leaving the country. They called the dealership on their way and told them where to pick it up, assuming that would solve everything and they wouldn't owe any more money.quote:So my wife and I purchased a Nissan from one of our local dealerships. At that time we did not know what we got ourselves into. The car was purchased in August of 2015. Long story short this car was a piece of poo poo from day one. Transmission crapped out after just 30k miles, but this is not my gripe today. And yes, we tried to get it replaced by the dealer - they did nothing. https://www.reddit.com/r/legaladvice/comments/6k8m4b/i_think_we_broke_the_auto_repossession_system/
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# ? Jun 29, 2017 23:03 |
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Leon Trotsky 2012 posted:Our office stock guru has not had a good run for the last year or so. Good lord in heaven, you have to put an end to this madness.
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# ? Jun 29, 2017 23:07 |
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OctaviusBeaver posted:Couple buys a car, then has a "personal and financial crisis" that they solve by abandoning the car at the airport and leaving the country. They called the dealership on their way and told them where to pick it up, assuming that would solve everything and they wouldn't owe any more money. Entitlement, head-in-sand-syndrome, "it's not our fault", and gross stupidity: This is a winner all the way.
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# ? Jun 29, 2017 23:09 |
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OctaviusBeaver posted:Couple buys a car, then has a "personal and financial crisis" that they solve by abandoning the car at the airport and leaving the country. They called the dealership on their way and told them where to pick it up, assuming that would solve everything and they wouldn't owe any more money. This one reminds me of Michael Scott. "I declare bankruptcy."
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# ? Jun 29, 2017 23:25 |
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EAT FASTER!!!!!! posted:Leon Trotsky has the purest loving BWM smack, man. It's motherfucking fentanyl is what it is. e. Holy shitfucking goddamn quote:the car had well over 100.000 miles in less than 6 months (work related) Business, Finance, and Careers > Bad With Money: Driving a lot was our lifestyle Guest2553 fucked around with this message at 23:34 on Jun 29, 2017 |
# ? Jun 29, 2017 23:28 |
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"I've gone with real estate, precious metals, and some areas where you can put your money to let it grow without taxes (PredictIT, Bitcoin, and Savings (???) are my go to options." I can't stop thinking about this line. Guys, take money out of your tax-advantaged account for some hellish trifecta (quadfecta??) of insane gambles!!! While you're at it, throw some tax evasion in there and don't pay any taxes on PredictIt, Bitcoin, or "savings" proceeds!
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# ? Jun 29, 2017 23:39 |
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I have overdosed on BWM good poo poo, do not let the paramedics use Narcan on me. I want to die of this pure, beautiful high.
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# ? Jun 29, 2017 23:48 |
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# ? Jun 5, 2024 19:42 |
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Vox Nihili posted:I can't stop thinking about this line. Guys, take money out of your tax-advantaged account for some hellish trifecta (quadfecta??) of insane gambles!!! While you're at it, throw some tax evasion in there and don't pay any taxes on PredictIt, Bitcoin, or "savings" proceeds! BTC don't do dividends as far as I know, so holding them should indeed be tax free.
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# ? Jun 30, 2017 00:00 |