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Barry posted:Figure at least 30 minutes of eating/showering, you're getting a max of 5.5 hours of sleep a night. Could you imagine trying to do a 4.5 hour drive after 5.5 hours of sleep 5 days a week, and then again in the evening? It's a miracle they're still alive. What lovely critical illness cover is this? Especially this weird "if you keep paying and don't die you get it all back!" nonsense.
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Jun 30, 2017 19:21
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Fil5000 posted:What lovely critical illness cover is this? Especially this weird "if you keep paying and don't die you get it all back!" nonsense. It is obviously some form of whole life policy
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Jun 30, 2017 19:33
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In what literally defines "BWL" in pursuit of the most BWM of financial strategies (Youtube stardom) I give you this horrifying story: https://arstechnica.com/tech-policy/2017/06/in-attempt-to-achieve-youtube-stardom-woman-accidentally-kills-her-boyfriend/ quote:According to court documents, Monalisa Perez called 911 on June 26 at around 6:30pm local time to say that she had shot Pedro Ruiz III. The two had set up two video cameras to capture Perez firing the gun at Ruiz while he held a book in front of his chest. Ruiz apparently convinced Perez that the book would stop the bullet from a foot away. The gun, a Desert Eagle .50 caliber pistol, was not hindered by the book. And a bit of gun-nut Counterstrike-ery on top.
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Jun 30, 2017 20:09
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Holy poo poo that crime scene must have been incredibly messy.
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Jun 30, 2017 20:17
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My music!!!!!  https://www.reddit.com/r/personalfinance/comments/6kgvp4/i_have_760_to_my_name_right_now_and_am_unemployed/?st=j4k97gk4&sh=21cda43f quote:Hey there /r/personalfinance,
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Jun 30, 2017 20:41
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Rent is due EVERY MONTH, guys, help!!! https://www.reddit.com/r/personalfinance/comments/6kca8r/help_i_dont_know_how_to_save/?st=j4k9oydc&sh=3fffbb10 quote:I haven't a clue how to save money, now it's more important than ever. I have a credit card that needs paying and rent due every month. My job can cover it, but I'm useless at saving money. I've tried leaving the card with my SO and only having set cash for the week. I tried to budget, but I'm useless at that too...any help would be amazing. Please help me.
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Jun 30, 2017 20:48
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April posted:My music!!!!! Eh, for a student that seems pretty typical, especially for a music performance major, finding paying music gigs is hard but you have to gain experience somehow. The maxed out credit cards are bad, though $3500 is not an unassailable mountain of debt by any means. You can make pretty good money teaching music in private lessons if you can get in to that, or just getting a part time minimum wage job would probably fix all of that in six months.
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Jun 30, 2017 20:48
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April posted:My music!!!!! A musician having trouble paying bills?  Now I've seen it all
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Jun 30, 2017 20:50
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Donate plasma or start mowing lawns, it's less than two months.
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Jun 30, 2017 20:52
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http://jalopnik.com/this-dealership-is-actually-offering-a-bad-credit-score-1796510782 Is you credit terrible? Need a $55,000 truck? Nows the time to get in!
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Jun 30, 2017 21:44
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[California] Landlord stopped cashing our checks 10 years ago. We are interested in buying the property, what should we do?quote:So my parents have been renting this place for 28 years and going. We recently became interested in completely purchasing the property outright but there are weird circumstances.
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Jun 30, 2017 21:58
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Ixian posted:In what literally defines "BWL" in pursuit of the most BWM of financial strategies (Youtube stardom) I give you this horrifying story: It's like the gift of the magi.
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Jun 30, 2017 22:20
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I mean a bunch of dumb rich kids doing stupid poo poo with guns was like half of youtubes early success. It's not exactly unexpected that "omg 30k subs~~111! the dream can u imagine!!!" would lead to stupid stunts right? Google is fine making billions off of guns, just only as hilarious content! I'm not even trying to make a coherent point, if that's not obvious. Just everyone is dumb.
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Jun 30, 2017 22:34
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Haifisch posted:[California] Landlord stopped cashing our checks 10 years ago. We are interested in buying the property, what should we do? What the hell??? It's so obvious. You don't tell anyone, you don't pay anyone, and you sure as poo poo don't call attention to it on the internet.
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Jun 30, 2017 23:00
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Haifisch posted:[California] Landlord stopped cashing our checks 10 years ago. We are interested in buying the property, what should we do? Would they have squatter's rights over the property at this point? Kind of insane to call attention to the situation though.
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Jun 30, 2017 23:04
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I mean I get that the uncertainty would be pretty obnoxious for them, but talk about your unbelivable windfalls. Just save the balance somewhere generating (even modest) interest and keep your loving mouth shut.
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Jun 30, 2017 23:12
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I think that taking advantage of your landlord becoming too senile to cash your checks is pretty clearly unethical. Or they are just best buds whatever.
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Jun 30, 2017 23:12
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Pryor on Fire posted:I think that taking advantage of your landlord becoming too senile to cash your checks is pretty clearly unethical. Or they are just best buds whatever. From the post they have tried reaching the landlord and are unable to track him down.
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Jun 30, 2017 23:37
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Enfys posted:Would they have squatter's rights over the property at this point? They're not squatters, they have a lease (which is probably month to month now since that is what happens with most leases if you don't do anything with them after the year-to-year ones expire.) They just haven't paid.
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Jun 30, 2017 23:57
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I dunno, doesn't that lease become void without any consideration, though?
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Jun 30, 2017 23:58
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Ixian posted:In what literally defines "BWL" in pursuit of the most BWM of financial strategies (Youtube stardom) I give you this horrifying story: I can't stop googling and reading every article about this. It's so nuts.
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Jun 30, 2017 23:58
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C.H.O.M.E posted:I can't stop googling and reading every article about this. It's so nuts. I don't think "my favorite part" is appropriate to say about a story where someone lost their life, even if it was in the service of Darwin, but the many comments to the affect of "you assholes didn't print the whole story! The guy convinced her because he shot a test book first and it didn't go through!" as though it somehow mitigates anything that followed has me scratching my head for sure. That and weeping for humanity.
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Jul 1, 2017 00:19
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Pryor on Fire posted:I think that taking advantage of your landlord becoming too senile to cash your checks is pretty clearly unethical. Or they are just best buds whatever.
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Jul 1, 2017 00:28
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Haifisch posted:[California] Landlord stopped cashing our checks 10 years ago. We are interested in buying the property, what should we do? Link to the Reddit post when OP is asked about where the money saved on rent is, that they're supposedly going to use to put an offer on the house posted:We have the money available. It's not as cash but still a very liquid form of investment. If needed we can liquidate that investment and get cash within 24 hours. I'm getting more than a whiff of bitcoin here. Pompous Rhombus fucked around with this message at 01:09 on Jul 1, 2017 |
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Jul 1, 2017 00:52
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Pryor on Fire posted:I mean a bunch of dumb rich kids doing stupid poo poo with guns was like half of youtubes early success. It's not exactly unexpected that "omg 30k subs~~111! the dream can u imagine!!!" would lead to stupid stunts right? Google is fine making billions off of guns, just only as hilarious content! I'm not sure if this qualifies as part of the dumb or just ironic, but unless they quietly reversed it, YouTube disabled monetisation of channels about guns. I remember it got attention because it also demonetised some FPS streamer channels. So even if that idiotic poo poo worked, even if YouTube didn't take it down, they would never have made money off of it.
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Jul 1, 2017 02:21
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Ixian posted:I don't think "my favorite part" is appropriate to say about a story where someone lost their life, even if it was in the service of Darwin, but the many comments to the affect of "you assholes didn't print the whole story! The guy convinced her because he shot a test book first and it didn't go through!" as though it somehow mitigates anything that followed has me scratching my head for sure. That and weeping for humanity. I don't know, I mean if she was totally, completely clueless about guns and he had her convinced that a book could stop a bullet, it is still monumentally stupid but I could see someone with a cognitive delay or someone who was just really dumb and unable to assess risk doing it.
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Jul 1, 2017 03:24
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Ixian posted:In what literally defines "BWL" in pursuit of the most BWM of financial strategies (Youtube stardom) I give you this horrifying story: That's horrific on multiple levels.
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Jul 1, 2017 03:33
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Haifisch posted:[California] Landlord stopped cashing our checks 10 years ago. We are interested in buying the property, what should we do? Wanna know what happened to that landlord. Someone hire a private investigator.
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Jul 1, 2017 03:34
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Pompous Rhombus posted:Link to the Reddit post It's prob gold or something. Some people keep tens of thousands of gold just because.
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Jul 1, 2017 04:15
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Solice Kirsk posted:So serious question here. How many people would be interested in doing a sort of BWM themed "Advice" book where we all take a specific chapter (investing, day trading, mortgages, etc) and write just the worst ideas we have about them and try to get it published by a reputable publisher under a pen name? I think we are now at Chapter 4? Chapter 4: Risk = Reward. Mining cryptocurrencies and asteroids.
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Jul 1, 2017 05:08
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Ixian posted:I don't think "my favorite part" is appropriate to say about a story where someone lost their life, even if it was in the service of Darwin, but the many comments to the affect of "you assholes didn't print the whole story! The guy convinced her because he shot a test book first and it didn't go through!" as though it somehow mitigates anything that followed has me scratching my head for sure. That and weeping for humanity. The YouTube channel comments are amazing now. A mixture of cruel puns like "aim high you two!" and "really gunning for success with this YouTube channel" and poo poo, and people, amazingly, saying she was a good mom. Maybe she was a caring mom, but doesn't really seem fit for parenthood.
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Jul 1, 2017 05:14
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Pompous Rhombus posted:Link to the Reddit post I struggle to think of something else that fits the description besides cryptocurrency. Come to think of it I don't even think I could get cash out of my savings account in under 24 hours without going to a physical location.
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Jul 1, 2017 06:57
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Virtue posted:I struggle to think of something else that fits the description besides cryptocurrency. Come to think of it I don't even think I could get cash out of my savings account in under 24 hours without going to a physical location. It could be a CD, or or a money market mutual fund. But I bet it is iTunes gift cards.
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Jul 1, 2017 07:19
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Virtue posted:I struggle to think of something else that fits the description besides cryptocurrency. Come to think of it I don't even think I could get cash out of my savings account in under 24 hours without going to a physical location. Drugs. Probably faster to cash out than Bitcoin a lot of the time, tbh.
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Jul 1, 2017 07:49
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NancyPants posted:I dunno, doesn't that lease become void without any consideration, though? No. They're in default of the lease by not paying each month. The consideration is paying rent. Failing to pay rent doesn't void the lease, but they could be evicted. They've got a pretty good excuse though. They tried to perform under the lease. If they were my client I'd advise to pour each months rent into a savings account and be prepared to pay or move at any time once someone realizes the situation. I'd also hire a title company to do a title search and see who owns the property now. It's a really interesting situation and I wish they weren't dumb internet people so I could find out the truth.
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Jul 1, 2017 12:55
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Hot Dog Day #91 posted:No. They're in default of the lease by not paying each month. The consideration is paying rent. Failing to pay rent doesn't void the lease, but they could be evicted. If that post is to be taken at face value they have zero proof they've tried to do anything. "Mailed off checks and no one ever cashed them". They just disappeared into the ether according to them. Other that check carbons (which will be worthless) the only thing they have to show they tried to perform according to the original lease is their word that they did so. Weird loving situation that is for sure.
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Jul 1, 2017 15:21
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There has to be a statue of limitations on some of the rent owed. I'm not sure if the IRS can come back on 10 year old debt, so Johnny Beneficiary isn't going to collect on at least half of this rent. If they really have been banking this money, they may be able settle for pennies on the dollar. Especially if the beneficiary finds out back taxes are owed.
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Jul 1, 2017 15:34
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Virtue posted:I struggle to think of something else that fits the description besides cryptocurrency. Come to think of it I don't even think I could get cash out of my savings account in under 24 hours without going to a physical location. Like, not everyone is lying about everything, dismissing the possibility that the "very liquid investment" is indeed a very liquid investment is a little hasty. Jeffrey of YOSPOS fucked around with this message at 15:55 on Jul 1, 2017 |
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Jul 1, 2017 15:53
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Jeffrey of YOSPOS posted:Like, not everyone is lying about everything, dismissing the possibility that the "very liquid investment" is indeed a very liquid investment is a little hasty. Nobody here has said everyone. But you take these things in context: people in this situation who also post about it on the interwebs while being cagy about details......that's where my and several other poster's seemingly logical suspicion comes from. That suspicion includes the whole post being a troll.
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Jul 1, 2017 16:21
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Underage nephew used my mother's card to buy $3,000 worth of stuff on Amazon.https://np.reddit.com/r/legaladvice/comments/6kg58s/tx_underage_nephew_used_my_mothers_card_to_buy/ posted:
Turns out the family all knew about the toys he bought and let him play with them. The pro-reply: quote:Hi! I'm a former VISA debit/credit card fraud specialist. You are correct. OPs mom is currently within the provisional credit period which under Reg E is 45 days. During this time the bank will be working with Amazon to find out if this is a true fraud or not. Amazon is super awesome with their responses to fraud claims and will provide just about every shred of info (originating IP, billing/sending addresses on file etc. ). We had a similar case where mom was aware the daughter had committed the fraud, had ordered the items, received the items, and had no intentions of returning the items. She refused to file a police report or file charges. When we explained what we had learned (and what she admitted to in interviews) we took back the provisional credit, returned credits to Amazon, closed her replacement card, and have her 30 day notice we were closing all her accounts affiliated with us due to defrauding the institution. This also includes notes on her in the federal banking systems that shows she attempted to defraud our institution so whenever she attempts to open another account it will show when the CSR at that institution checks her name in the systems. That can prevent her from being able to open another bank account at numerous places around the country. We reported our findings to Amazon who in turn closed her accounts and all accounts related to hers. So, there's that, too.
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Jul 1, 2017 17:05
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