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http://i.imgur.com/g68X651.gifv http://i.imgur.com/f8bq31k.gifv
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# ? Jul 22, 2017 23:55 |
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# ? May 17, 2024 14:54 |
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Space Gopher posted:By gosh, you're right. I think I'll quit my white-collar job (which has been kinda lovely lately) and adopt a budget that is literally "the minimum required to exist in the area, as determined by the federal government." Fun fact: you're not allowed to save on SSI disability. If you manage to put away more than $2,000, the government will literally cut you off of support until your bank account balances and other liquid assets drop below that amount. I agree it would be BWM for an engineer, white collar employee, etc., but for a huge chunk of unskilled, minimum-wage laborers (like the sad folks in that article) it's GWM considering they're not in some poo poo job 40 hours/week yet taking home about the same. - What do you get when you cross Rent-a-Center with real estate? https://www.nytimes.com/2016/08/22/business/dealbook/rent-to-own-homes-a-win-win-for-landlords-a-risk-for-struggling-tenants.html quote:Rent-to-own leases are similar in many ways to contracts for deeds: long-term, high-interest installment contracts that call for the resident to make monthly payments to the seller. Unlike a contract for deed — which typically lasts 30 years, at the end of a Vision contract, tenants still need to find financing to complete the deal. The buyer does not receive legal title to the home until the last payment is made.
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# ? Jul 23, 2017 00:13 |
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LLCoolJD posted:I agree it would be BWM for an engineer, white collar employee, etc., but for a huge chunk of unskilled, minimum-wage laborers (like the sad folks in that article) it's GWM considering they're not in some poo poo job 40 hours/week yet taking home about the same. Yo "welfare" does not give you the same thing week to week and many programs have restrictions on how the money can be spent so maybe shut up about this because you're wrong
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# ? Jul 23, 2017 00:56 |
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LLCoolJD posted:
Lease Options are nothing new, and they are a legitimate way to transition a tenant to rent-to-own without a huge down payment, but this is shady poo poo for sure. "Here, have all of the responsibilities of homeownership and none of the ownership! What could go wrong?" It's worse than Rent-a-Center because with RAC you don't have to worry about the sofa having a lien from unpaid taxes or having an extra screen replacement service charge on an LCD TV before you ever turn it on.
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# ? Jul 23, 2017 01:03 |
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https://np.reddit.com/r/legaladvice/comments/6opf2z/somerville_ma_landlord_mad_cause_i_wont_date_him/ Somerville MA, Landlord mad cause I won't date him, won't give me my security deposit (self.legaladvice) submitted 1 day ago by apartmentquestion888 quote:Throwaway: I'm in MA and my lease ended June 1. It was a standard 1 year lease, and I have Venmo proof that rent was paid in full each month on or before the 1st. I took dated pictures when I moved in, and I took pictures when I moved out. I have the lease, my utilities were all paid online so I have access to that, and I have access to that, and I have plenty of people who will testify that all of this happened. The advice given is that she's entitled to treble damages for not getting her security deposit back within 30 days. This guy spent $2500 to strike out with a girl
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# ? Jul 23, 2017 01:05 |
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canyoneer posted:https://np.reddit.com/r/legaladvice/comments/6opf2z/somerville_ma_landlord_mad_cause_i_wont_date_him/ Small claims will sort it out; most jurisdictions in the US deal with about a dozen tenant disputes/security deposit forfeits a day. $30 to file usually and probably another $30 if you need to get the sheriff or a process server to serve the defendant (some courts just include it). If the lease is clear on the terms of the security deposit, and if the guy took pictures/etc., and she didn't, and the house was truly a mess, she is probably out of luck. If it isn't spotless when she left judges trend towards the landlord, usually. The best way to handle this is always do a walkthrough that ends with a signed termination and a check for the deposit, but sounds like that wasn't a good option here. The whole "he just wanted to gently caress me" part is creepy for sure, but if it is just he-says-she-says on that then it's heresay and won't have any bearing on the dispute. It's easier than people think. $60 to serve the guy and possibly rattle his cage, if he really is a creepy rear end in a top hat, will probably settle it. In the end, that would be GWM Ixian fucked around with this message at 02:07 on Jul 23, 2017 |
# ? Jul 23, 2017 02:05 |
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Ixian posted:If the lease is clear on the terms of the security deposit, and if the guy took pictures/etc., and she didn't, and the house was truly a mess, she is probably out of luck. She says she took pictures on the way in and the way out.
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# ? Jul 23, 2017 02:07 |
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Subjunctive posted:She says she took pictures on the way in and the way out. Probably has a better chance then though if he did the same and there wasn't a walk through small claims will probably split the baby. If he was Captain Creep though then like I said rattling his cage will probably be enough to settle it without having a day in court.
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# ? Jul 23, 2017 02:08 |
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Ixian posted:Probably has a better chance then though if he did the same and there wasn't a walk through small claims will probably split the baby. yeah the landlord is going to have to defend why he took so long to "refuse" to refund the sec deposit. And you're crazy if you think this sort of creep is going to be composed in court and not cop an attitude to the judge.
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# ? Jul 23, 2017 02:51 |
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A big flaming stink posted:yeah the landlord is going to have to defend why he took so long to "refuse" to refund the sec deposit. And you're crazy if you think this sort of creep is going to be composed in court and not cop an attitude to the judge. Bingo. Especially since it sounds like she has text messages that shows he didn't say boo about any damages while he was still trying to date her. Judge is going to at this one if it gets to that.
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# ? Jul 23, 2017 02:55 |
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canyoneer posted:https://np.reddit.com/r/legaladvice/comments/6opf2z/somerville_ma_landlord_mad_cause_i_wont_date_him/ He has probably stiffed quite a few tenants out of their deposits in the past. balancedbias posted:Lease Options are nothing new, and they are a legitimate way to transition a tenant to rent-to-own without a huge down payment, but this is shady poo poo for sure. Yeah, it seems like it would be a minefield of predatory practices. With FHA loans you don't need a huge deposit but maybe there are other requirements on those that these lease-to-own folks can't meet. It's expensive being poor. BENGHAZI 2 posted:so maybe shut up about this because you're wrong Calm down.
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# ? Jul 23, 2017 04:23 |
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LLCoolJD posted:Calm down. ok you stop saying dumb things then others don't need to call it out, sounds like a fair exchange.
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# ? Jul 23, 2017 04:30 |
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Space Gopher posted:The bottom line is this: yes, most people in poverty have made some bad decisions in their life. But, most people in nicer circumstances have made equally bad or worse decisions; they've just been insulated from them because they have a cushion. Upper middle class 19 year old kid smokes weed and does nothing for a semester in college, and the school therapist writes them up a hardship withdrawal for the quarter because they're just a kid who deserves a second chance. Mom and dad chew them out and pay. Most of the time, life goes on and the kid becomes a district sales manager somewhere. Poor 19 year old kid skips out on a couple of welding classes to smoke weed and hang out, and they're a deadbeat who deserves nothing. If they end up a panhandler, it's because of their own terrible life decisions, says the district sales manager. PS I understand and agree with your claim that people who do mess up big themselves have no moral right to say so similarly. But numerous people do not. Therefore, by your own measure, we have the right, no? John Smith fucked around with this message at 05:59 on Jul 23, 2017 |
# ? Jul 23, 2017 05:53 |
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"an essentially faultless life" Lmao
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# ? Jul 23, 2017 06:03 |
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brugroffil posted:"an essentially faultless life"
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# ? Jul 23, 2017 06:14 |
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brugroffil posted:"an essentially faultless life"
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# ? Jul 23, 2017 06:16 |
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Not all of us have the luxury of being immaculately willed into existence by the collective subconscious of a million Ron Paul supporters like you were
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# ? Jul 23, 2017 06:26 |
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John Smith posted:And what if you do literally never trip? I completely disagree with your claims, many decent citizens do in fact never mess up to the extent you are claiming (or at least not without fixing it on their own without this external help). I agree that many do, but many do not and have led an essentially faultless life. Lmbo most of ys are perfectly rational actors, gently caress off dude
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# ? Jul 23, 2017 06:37 |
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ate all the Oreos posted:Not all of us have the luxury of being immaculately willed into existence by the collective subconscious of a million Ron Paul supporters like you were You do have the luxury of hitting that Ignore button though!
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# ? Jul 23, 2017 06:40 |
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BENGHAZI 2 posted:Lmbo most of ys are perfectly rational actors, gently caress off dude Guess you people just can't handle the truth huh. If something is uncomfortable, then let's just ignore it. Reasonable people can have a discussion regarding the proportion of citizens who are highly conservative (in a non-political sense) and lead life virtuously. Reasonable people cannot have a discussion about the very existence of these conservative citizens. It is blatantly clear that such conservative citizens exist. Denying it is similar to the Iranian government denying the existence of homosexuals, quite simply nonsense. Imagine how harsh an echo chamber effect you must be subjected to, to actually hold such a viewpoint! That the country is literally without any such conservative citizen. How extreme you must be. John Smith fucked around with this message at 07:26 on Jul 23, 2017 |
# ? Jul 23, 2017 07:23 |
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John Smith posted:You are full of crap. Why don't you gently caress off then? You are literally insane
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# ? Jul 23, 2017 07:34 |
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Actually what about those of us who are flawless human beings why can't we judge you puny mortals comma said a guy who is a reasonable human being and not at all an rear end in a top hat with no self awareness
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# ? Jul 23, 2017 07:38 |
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Put him on ignore already.
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# ? Jul 23, 2017 07:53 |
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All I'm gonna say is that "you hate me because you can't handle the truth" is right up there with "I'm not a racist but" in terms of things that when said should immediately trigger reassessment of your whole life up to this point
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# ? Jul 23, 2017 08:00 |
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BENGHAZI 2 posted:Actually what about those of us who are flawless human beings [in a strictly economic and financial sense, within the context of the argument in question] why can't we judge you puny mortals Morals can be disputed. Financial performance cannot be as readily disputed. When someone rises from a poor (Asian immigrant family) background to a certain level of financial comfort, then yes. I dare have this arrogance. ate all the Oreos posted:All I'm gonna say is that "you hate me because you can't handle the truth" is right up there with "I'm not a racist but" in terms of things that when said should immediately trigger reassessment of your whole life up to this point I wholeheartedly agree with this general sentiment nonetheless. Such a position is generally highly indicative of the person himself being delusional rather than the other party. But in this specific context, no. For the clear-cut straightforward reasons I have cited. John Smith fucked around with this message at 08:26 on Jul 23, 2017 |
# ? Jul 23, 2017 08:11 |
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John Smith posted:Yes. My dude there is no such thing as a perfectly rational actors in any sense
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# ? Jul 23, 2017 08:24 |
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I originally had the actual quote of you in place of that and then thought about it and changed it to this more accurate, let's call it paraphrase, instead
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# ? Jul 23, 2017 08:26 |
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ate all the Oreos posted:I originally had the actual quote of you in place of that and then thought about it and changed it to this more accurate, let's call it paraphrase, instead
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# ? Jul 23, 2017 08:32 |
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Start a D&D thread about it and I'll be happy to bang my head against your crazy wall there if you wanna keep arguing about how perfect you are or whatever, I'm trying not to contribute to derailing even harder than I'm already contributing so I'm just gonna stop in this thread now.
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# ? Jul 23, 2017 08:40 |
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ate all the Oreos posted:Start a D&D thread about it and I'll be happy to bang my head against your crazy wall there if you wanna keep arguing about how perfect you are or whatever, I'm trying not to contribute to derailing even harder than I'm already contributing so I'm just gonna stop in this thread now. Post in the libertarian thread actually
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# ? Jul 23, 2017 08:47 |
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John Smith posted:You are full of crap. Why don't you gently caress off then? Can someone just ban this idiot? This is not a joke.
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# ? Jul 23, 2017 09:08 |
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Vox Nihili posted:Can someone just ban this idiot? This is not a joke. I just checked and john smith has never actually contributed any outside content to the current incarnation of this thread. Nada. What little he "contributes" tends to be posts about how Übermensch he is, either directly or obliquely by way of responding to real content. I mean, even Tiny Brontosaurus at least contributes outside CONTENT to the thread. John Smith is just attention whoring. Everyone needs to stop helping him ruin the thread and stop interacting with him at all.
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# ? Jul 23, 2017 14:24 |
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Weatherman posted:Put him on ignore already.
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# ? Jul 23, 2017 14:41 |
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Cold on a Cob posted:I mean, even Tiny Brontosaurus at least contributes outside CONTENT to the thread. John Smith is just attention whoring.
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# ? Jul 23, 2017 15:02 |
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John Smith posted:And does your concern extends to TB as well, when she is doing similarly? Or is your concern just reserved for the far right, and not the far left? TB is a content creator, if only on a limited scale, while you are a content appropriator. Please moderate your behaviour in accordance with your stated philosophy in order to avoid becoming a net drag on the content economy in this thread.
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# ? Jul 23, 2017 15:18 |
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Also please don't quote him so that we don't have to see him talking about how actually the free market thinks that rape and slavery do have a value or whatever it is this time.
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# ? Jul 23, 2017 15:18 |
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Not sure how well this works for content, but it's definitely another reminder to Do Never Have A HOA.https://www.reddit.com/r/legaladvice/comments/6oz2km/hoa_please_help/ posted:I'm still livid from this and I will be speaking to an attorney this week but I just wanted to get this all down in writing because I still can't believe it actually happened. Totally possible that this is stdh.txt of course, but i wouldn't be too surprised if it were real.
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# ? Jul 23, 2017 15:37 |
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https://twitter.com/lordbeef/status/889004856987467777%08
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# ? Jul 23, 2017 16:06 |
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Volmarias posted:Not sure how well this works for content, but it's definitely another reminder to Do Never Have A HOA. I really wouldn't, given all the insane poo poo I've heard of HOAs. Though I'm pretty sure a competent lawyer would be laughing maniacally. There is absolutely no way a HOA can sell someone's house from under them, I'm quite sure. (One comment suggests they're going to pretend they're foreclosing on it)
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# ? Jul 23, 2017 16:10 |
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# ? May 17, 2024 14:54 |
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Volmarias posted:
It's college football, the prostitutes are to be paid with rich alumnus sponsor money.
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# ? Jul 23, 2017 16:22 |