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hes a big dumb crossfitter but his wife browbeat him into making a wonderful application i cherish
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Aug 18, 2017 00:34
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| # ? May 21, 2024 12:38 |
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Never set up credit cards as credit cards. No benefits and only potentially issues.
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Aug 18, 2017 15:08
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TraderStav posted:Never set up credit cards as credit cards. No benefits and only potentially issues.
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Aug 18, 2017 15:46
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My problem is my credit card is already a credit card. Should I just make a new account in ynab
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Aug 18, 2017 17:28
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Should be able to select all transactions and move them in bulk to the new account.
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Aug 18, 2017 17:33
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Combat Pretzel posted:Should be able to select all transactions and move them in bulk to the new account.
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Aug 18, 2017 18:57
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Seemed to work months ago when I did it. YMMV tho.
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Aug 18, 2017 20:17
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Combat Pretzel posted:Seemed to work months ago when I did it. YMMV tho. Never going back, so nice to know now that returns or reward credits will Just Work with no need to fiddle with anything in the budget, and that any other errors or discrepancies are just that, not some mystical credit card bs. Wish I'd known it was this easy.
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Aug 19, 2017 04:37
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cc's work fine for me, maybe the YNAB toolkit is doing something to make them easier to use?
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Aug 19, 2017 04:58
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Credit card accounts always work fine until suddenly they don't and it's a big ball of stress and gently caress that
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Aug 19, 2017 05:02
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babydonthurtme posted:Honestly, even as someone who has an idea of how the credit cards in he new system are treated, I'm probably going to switch both my credit cards to checking accounts when I do my fresh start next year. Even when I think I've handled any corner cases appropriately, something still comes up. I pay my cards in full every month, I'm sick of janitoring this poo poo. I’ve made several attempts to try and really understand how nYNAB handles credit card payments but it still hasn’t clicked for me yet. I think it has something to do with making sure that you aren’t counting pending credit card debt as part of your assets but the balances never seem to match up right for me either despite paying my cards in full every month.
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Aug 19, 2017 05:23
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Sockser posted:Credit card accounts always work fine until suddenly they don't and it's a big ball of stress and gently caress that Yup, this. Randomly I'd have previous months budgets go over/under spent despite paying off every card each month and reconciling everything to zero.
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Aug 19, 2017 13:03
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Does anyone else have nYNAB running extremely slow all of the time? It's gotten worse over time and now it's becoming very difficult to manipulate anything without supreme patience. Is there a solution to speed it up?
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Aug 19, 2017 14:06
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drive me nuts to school posted:Does anyone else have nYNAB running extremely slow all of the time? It's gotten worse over time and now it's becoming very difficult to manipulate anything without supreme patience. Is there a solution to speed it up? Install YNAB4, Problem Solved
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Aug 19, 2017 15:57
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drive me nuts to school posted:Does anyone else have nYNAB running extremely slow all of the time? It's gotten worse over time and now it's becoming very difficult to manipulate anything without supreme patience. Is there a solution to speed it up? Are you using chrome? It runs entirely in the browser so you need one with a good JS engine.
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Aug 19, 2017 19:25
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FateFree posted:Are you using chrome? It runs entirely in the browser so you need one with a good JS engine. I am using Chrome. I'll look into using a different browser to see if that helps.
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Aug 20, 2017 00:46
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Works fine here. What it doesn't like is tons of transactions loaded. If you reconcile things, set the filter to hide reconciled transactions by default.
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Aug 20, 2017 03:29
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drive me nuts to school posted:I am using Chrome. I'll look into using a different browser to see if that helps. Oh well nevermind then, Chrome has the best JS engine (at least it used to last time I checked). Maybe you have too many transactions like Combat says. FateFree fucked around with this message at 11:53 on Aug 20, 2017 |
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Aug 20, 2017 11:51
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Yea, probably something about the JavaScript backend bullshit firing tons of events for all loaded transactions whenever you scroll. Then again, I've unhidden all my reconciled transactions for testing and nothing went to poo poo. So I don't know.
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Aug 20, 2017 14:45
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Combat Pretzel posted:Yea, probably something about the JavaScript backend bullshit firing tons of events for all loaded transactions whenever you scroll. Then again, I've unhidden all my reconciled transactions for testing and nothing went to poo poo. So I don't know. Thing is, I have all my reconciled transactions hidden. It also runs poorly whenever I enter a payee. I guess I'll try culling my payee list and see if that helps. Thanks friends!
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Aug 20, 2017 20:38
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loving hell I did the group buy for some convention tickets, and I forgot that nYNAB is not super chill about letting me rollover negative categories compared to YNAB4. I've got -$1000 sitting in a category that I don't anticipate being fully reimbursed on until January, that's totally fine and not really a problem. What's the best way to handle this? Should I just temporarily drain my emergency fund to cover the category and put money back into it as people repay me?
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Aug 21, 2017 15:37
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Well either that or put in a fake income of the amount owed, and edit it as the actual payments come in? Maybe even treat it as a split transaction? But no, the proper way would be to accurately account for the fact that you've spent this money, it's out of your bank accounts, then treat the payments as friends as income and use that to cover the money you took from elsewhere.
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Aug 21, 2017 15:50
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I have a category called "To Be Reimbursed", if I have a reimbursement crossing a month I'll create a transaction with the refund (or refunds) and keep it uncleared until I receive them. Or do what you said, either works.
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Aug 21, 2017 15:50
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So what happens in YNAB4 if you overdraw one of your categories? Is it overdrawn in the next months budget? It seems with nYNAB it deducts from your Inflow to be budgetted.
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Aug 31, 2017 13:29
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FateFree posted:So what happens in YNAB4 if you overdraw one of your categories? Is it overdrawn in the next months budget? It seems with nYNAB it deducts from your Inflow to be budgetted. Correct on all counts.
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Aug 31, 2017 13:34
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FateFree posted:So what happens in YNAB4 if you overdraw one of your categories? Is it overdrawn in the next months budget? It seems with nYNAB it deducts from your Inflow to be budgetted. There are two ways it is handled, and you can toggle between them. The default is the same as nYNAB, where it gets deducted from to be budgeted. If you select the "red arrow" method, the category just rolls over in to the next month negative, and any funds allocated to that bucket first satisfy the deficiency.
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Aug 31, 2017 13:34
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Thanks - I imagine people prefer the deducting from category method since its more predictable behavior.
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Aug 31, 2017 14:00
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FateFree posted:Thanks - I imagine people prefer the deducting from category method since its more predictable behavior. It gives flexibility on how you want to handle things. The usual example is reimbursed business expenses.
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Aug 31, 2017 14:57
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TheCenturion posted:It gives flexibility on how you want to handle things. The usual example is reimbursed business expenses. Yup. For example, I'm waiting on a $900 reimbursement check right now. If I don't get it until September starts, that negative balance just stays in that category and doesn't affect the overall budget.
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Aug 31, 2017 17:23
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Of course this only works if you have excess funds in your budget to cover. If you're check to check and that $900 would cause an overdraft or take on new debt you wouldn't want to roll it forward.
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Aug 31, 2017 17:51
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TraderStav posted:Of course this only works if you have excess funds in your budget to cover. If you're check to check and that $900 would cause an overdraft or take on new debt you wouldn't want to roll it forward. Correct. It's really a convenience thing to prevent you from having to move 900 dollars from another category over to cover this, then assign the actual reimbursement income to wherever you took it out of. If, for example, you're spending on a credit card, or you've got the float, and you know your company has a reliable reimbursement regimen, it's a handy way to keep track of if the company has actually reimbursed you. But yes, it's also a bit of a hack, so to speak, trying to turn what is a glorified check balancing app into more of an actual accounting app. Still, nice to have the option. I've used it myself for similar things.
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Aug 31, 2017 18:00
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It's a super useful feature, but basically you have to be on Rule 4 to use it safely.
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Sep 1, 2017 14:45
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I hope this isn't too stupid, I've been keeping my eye on this thread for a bit but maybe not long enough. People keep talking about YNAB4 as if it has some definite-but-unknown death date; is that just in terms of support/officialness or is it actually going to become unusable? I use the desktop version on one computer, no syncing with dropbox or access from mobile apps (I do keep backups), mostly manual entries with OFX files for one account. Surely that's pretty much futureproof? At least for a few years, anyway.
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Sep 2, 2017 09:39
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Purely as a desktop app, yeah, it basically has as long a life as you want. Even if a time comes when native OS compatibility renders it unable to run, you can always spin up a VM, or fall back to a Linux box/VM running wine or something. The built-in sync feature is mostly a ticking time bomb. Dropbox will eventually depreciate the version of the api the app uses. Without updates, the Mobile App also has a fairly limited shelf life, especially with mobile devices/OS pace of updates. YNAB can also just pull the legacy app from the stores at any point, which would kill things for all but the most stubborn users.
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Sep 2, 2017 12:26
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Grumpwagon posted:There are two ways it is handled, and you can toggle between them. The default is the same as nYNAB, where it gets deducted from to be budgeted. If you select the "red arrow" method, the category just rolls over in to the next month negative, and any funds allocated to that bucket first satisfy the deficiency. Is there anyway to select/enable the red arrow method in nYNAB?
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Sep 3, 2017 06:49
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uvar posted:I hope this isn't too stupid, I've been keeping my eye on this thread for a bit but maybe not long enough. People keep talking about YNAB4 as if it has some definite-but-unknown death date; is that just in terms of support/officialness or is it actually going to become unusable? You're probably pretty safe. Like Xik says, the main thing is the Dropbox syncing. I'm feeling pretty good about that too, since they just recently updated to the new Dropbox API. There's no guarantee they'll do that the next time Dropbox updates, but they do seem genuinely committed to maintaining YNAB4. I'm sure that'll stop eventually, but as long as the API doesn't change too dramatically, I'm cautiously optimistic. El Mero Mero posted:Is there anyway to select/enable the red arrow method in nYNAB? Not by default, no. I don't use it, so I'm not sure if there is an addon or something.
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Sep 5, 2017 12:41
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We just recently got back into the YNAB game and went with the online deal. What's the deal with the bank info import? Should I do it for credit cards? Can someone give a brief breakdown of the workflow here? I got a PhD to avoid all this accounting stuff and the additional feature (over YNAB4) has me confused. Isn't the point of manual entry to see the money flowing?
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Sep 7, 2017 20:41
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Kudaros posted:We just recently got back into the YNAB game and went with the online deal. What's the deal with the bank info import? Should I do it for credit cards? Can someone give a brief breakdown of the workflow here? You click the Import button each time and it pulls in new transactions and tries to either match them up with existing transactions or enter them as new ones. It tries to get category/etc correct too, but sometimes it doesn't. I do this every day or every other day so it's pretty easy for me to still see where money is flowing to.
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Sep 7, 2017 21:25
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I’m not doing the direct bank connection because I don’t fully trust it. Importing downloaded Quicken files still works just fine. You do need to occasionally reconcile one way or the other with your manually entered transactions, though. Your own records aren’t going to be 100% perfect, and it’s urgent that you notice any bank errors/fraud as soon as possible.
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Sep 7, 2017 21:44
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| # ? May 21, 2024 12:38 |
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Financier has had its frontend open-sourced by the creator. They do note that they will be keeping financier.io up and running for the foreseeable future however, if there's anyone else out there still using it like me. 
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Sep 15, 2017 22:18
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