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Did anyone else get a tax bill this week? I'm guessing it's the pm selfie plan to redistribute income to the working classes kicking in? I have no idea why I owe this money and there's no explanation.
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Aug 20, 2017 04:31
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If you had extra income and had to pay some amount extra last year I believe they assume you need to pay instalments throughout the following year, unless it was a one time thing. Not sure exactly how that works as it's never happened to me.
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Aug 20, 2017 05:08
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namaste faggots posted:Did anyone else get a tax bill this week? I'm guessing it's the pm selfie plan to redistribute income to the working classes kicking in? new head tax
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Aug 20, 2017 05:32
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namaste faggots posted:Did anyone else get a tax bill this week? I'm guessing it's the pm selfie plan to redistribute income to the working classes kicking in? Nothing, was it an assessment notice or did you just a letter straight from the desk of Trudeau asking for money?
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Aug 21, 2017 15:07
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namaste faggots posted:Did anyone else get a tax bill this week? I'm guessing it's the pm selfie plan to redistribute income to the working classes kicking in? You shouldnt be such a dick in this thread... some people might work for the CRA.
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Aug 21, 2017 16:09
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Well let me be the first to tell y'all cra employees to get hosed
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Aug 21, 2017 16:34
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they're taxing renters in anticipation of the special "pride of ownership mortgage assistance project for middle class Canadian families" they'll be rolling out soon.
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Aug 21, 2017 16:35
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Evis posted:If you had extra income and had to pay some amount extra last year I believe they assume you need to pay instalments throughout the following year, unless it was a one time thing. Not sure exactly how that works as it's never happened to me. Yeah, sometimes they'll calculate quarterly installments if not enough has been withheld in prior years. We've also had quite a number of clients get their assessments in the mail still saying it's not been paid. CRA has had a habit in the past year or so with not matching up payments before they send out the NOA. I'd check with them to make sure. Reminder to everyone: set up your online CRA account. It saves a lot of time in the future.
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Aug 21, 2017 17:26
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apatheticman posted:You shouldnt be such a dick in this thread... some people might work for the CRA. I work for the CRA and I tried to look him up in the system so I could send him a random bill but he's using a fake name, there's no one under Namaste Fucker in our system. 
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Aug 22, 2017 02:11
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HookShot posted:I work for the CRA and I tried to look him up in the system so I could send him a random bill but he's using a fake name, there's no one under Namaste Fucker in our system. Did you try the old CI name? This is very important.
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Aug 22, 2017 18:31
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HookShot posted:I work for the CRA and I tried to look him up in the system so I could send him a random bill but he's using a fake name, there's no one under Namaste Fucker in our system. You gotta use the actual name (not "Fuckers"). Typical CRA failure to catch the details!
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Aug 22, 2017 19:00
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Did you guys know that you can't actually snitch on someone to the CRA without knowing their social insurance number?
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Aug 22, 2017 19:03
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https://intaxicating.wordpress.com/2014/10/14/your-questions-answered-about-the-cras-informant-leads-snitch-line/
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Aug 22, 2017 19:04
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namaste faggots posted:Did you guys know that you can't actually snitch on someone to the CRA without knowing their social insurance number? I regularly submit tips about cash business STEALING from me so you're wrong.
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Aug 22, 2017 19:48
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And 100% of your snitches end up in the dumpster
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Aug 22, 2017 20:15
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Sadly not as I tried to tip them off about you but yet here we are. Serious note just say they don't charge hst and have an income in the hundreds of thousands.
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Aug 22, 2017 20:19
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There's a Greek food place near me that is cash only. I just realised how key the "Greek" part is in this.
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Aug 22, 2017 21:15
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The Greeks are extremely private about their finances.
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Aug 22, 2017 21:17
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ACB question - I got a tax slip from questrade that had a small amount (like ten cents) that was considered return of capital. Is that per share or across all holdings? The values I was dealing with at the time were really small so I can't tell which it was. e. CI this is unrelated can you consult the asian hive mind and tell me why all the take-out joints are closed today man i just watn some pepper steak Guest2553 fucked around with this message at 00:18 on Aug 23, 2017 |
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Aug 22, 2017 23:45
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Guest2553 posted:ACB question - I got a tax slip from questrade that had a small amount (like ten cents) that was considered return of capital. Is that per share or across all holdings? The values I was dealing with at the time were really small so I can't tell which it was. T3's are usually per fund or per investment firm, depending (I've seriously had clients with multiple T3 slips for like, a few dollars per box on the slip). It's probably not per share.
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Aug 23, 2017 02:59
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Yeah, my experience (noting that I haven't done tax filing for strangers in a long while, so just my stuff) is that a T3 from a broker will generally be across all holdings and if you have multiple holdings with capital return and want to actually track it properly (I can see not caring on a dime) you end up needing to look up info sheets for each ETF/REIT/etc to track down the per-unit amounts.
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Aug 23, 2017 03:19
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Figured this would be the best thread to ask, but any recommendations for best points credit cards? Getting a joint credit account with the spouse so we can track food/house expenses, so we figured might as well get the one with the best combination of low/no fees and points out there. I've been using PC Financial for a long time now, no fees and all that. She has been using an Avion card from RBC, and pays something like $180 in fees per year. To me, that sounds crazy, but she claims in the 4 years she's done it she's had a free flight to the east coast, and now has enough points for another flight. I wonder however if the amount of points she gets on this card is really all that much more than a card with less cost (or no cost) that also gives points but at a lesser rate. Most online advice is geared to the USA so its hard to find any good resources. I'm not looking to get into churning points or anything, but just curious what people's thoughts are on here about cards as they stand in Canada.
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Aug 27, 2017 18:18
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I don't have a specific recommendation for you, but I always recommend people consider cash back cards instead. At least with those you can see if you're getting enough back to make the fee worth it.
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Aug 27, 2017 18:36
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Oysters Autobio posted:Figured this would be the best thread to ask, but any recommendations for best points credit cards? Getting a joint credit account with the spouse so we can track food/house expenses, so we figured might as well get the one with the best combination of low/no fees and points out there. One flight in four years for $720 in fees? That's the price of a flight, so sounds like a bad deal.
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Aug 27, 2017 19:34
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cowofwar posted:One flight in four years for $720 in fees? That's the price of a flight, so sounds like a bad deal. Sorry that was all bad guesstimates. The actual rate is 45,000 points for up to $900 flights, which roughly is about a 2% rate (as $1 spent earns 1 "point"). I think she's gotten two flights now over 4-5 years. I guess essentially she should be calculating the yearly cost of $120, and making sure she's coming more than $120 per year in rewards to come out on top. Cashback seems like a good option, but the best ones seem to be AMEX which may not be accepted everywhere. I'm using GreedyRates.ca to check out the cost vs rewards benefits here (cost of annual fee vs rate of return on points/cashback). Oysters Autobio fucked around with this message at 20:00 on Aug 27, 2017 |
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Aug 27, 2017 19:55
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How long does it take before RESP grant money is received? That's something I haven't been able to find on the internets.
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Aug 27, 2017 23:41
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Guest2553 posted:How long does it take before RESP grant money is received? That's something I haven't been able to find on the internets. Usually a couple months, they seem to get submitted or processed as a batch once per month (I feel like a brokerage rep once told me the cutoff date, but I've forgotten) and deposited around five weeks later. I've been accurately told when to expect it several times.
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Aug 28, 2017 00:46
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So I've recently gotten really anxious about retirement. I make around $2000 a month an I'm at the senior level in my career so my salary won't grow by much. I used a retirement calculator to figure out that I need to save $1000 a month for 30 years to have a comfortable retirement. I'm actually managing that now, but it's because I live like a student. Really cheap rent with a roommate, no traveling or vacations, no car, etc. I'm fine with it for now but I'm not sure how I can keep it up for 30 years. At this point kids seem a total impossibility as does getting a house. Yet I have co-workers who make a similar amount with all these things. Maybe by getting into debt and doing no saving? They're gonna be screwed when they hit retirement age.
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Aug 28, 2017 01:40
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Ccs posted:So I've recently gotten really anxious about retirement. I make around $2000 a month an I'm at the senior level in my career so my salary won't grow by much. I used a retirement calculator to figure out that I need to save $1000 a month for 30 years to have a comfortable retirement. I'm actually managing that now, but it's because I live like a student. Really cheap rent with a roommate, no traveling or vacations, no car, etc. Speculate in real estate
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Aug 28, 2017 01:55
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Ccs posted:So I've recently gotten really anxious about retirement. I make around $2000 a month an I'm at the senior level in my career so my salary won't grow by much. I used a retirement calculator to figure out that I need to save $1000 a month for 30 years to have a comfortable retirement. I'm actually managing that now, but it's because I live like a student. Really cheap rent with a roommate, no traveling or vacations, no car, etc. Get married. Also, move to Calgary or somewhere in Saskatchewan.
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Aug 28, 2017 03:09
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If the absolute peak salary of your chosen career is $2000 a month, you seriously need a different career.
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Aug 28, 2017 03:41
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Yeah if you're making only $2k a month and your job doesn't even have a pension to help you out you need to dip out and go back to school.
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Aug 28, 2017 03:59
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Ccs posted:So I've recently gotten really anxious about retirement. I make around $2000 a month an I'm at the senior level in my career so my salary won't grow by much. I used a retirement calculator to figure out that I need to save $1000 a month for 30 years to have a comfortable retirement. I'm actually managing that now, but it's because I live like a student. Really cheap rent with a roommate, no traveling or vacations, no car, etc. Get married, and get into the trades
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Aug 28, 2017 15:03
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Risky Bisquick posted:Get married, and get into the trades How does wife swapping improve the situation?
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Aug 28, 2017 16:14
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James Baud posted:How does wife swapping improve the situation?
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Aug 28, 2017 16:16
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Helps you meet their rich husbands so you can get *stock picks*.
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Aug 28, 2017 16:22
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what's the best place to buy US cash, generally? we're going to maui in January and now seems like as good a time as any to get some with the dollar at .80Risky Bisquick posted:Get married, and get into the trades seriously, go be an electrician or plumber or something. work hard and you'll be making $40 an hour in a few years with pension and benefits. large hands fucked around with this message at 21:46 on Aug 28, 2017 |
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Aug 28, 2017 21:43
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Get an Amazon.ca visa card. They don't charge for foreign exchange.
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Aug 28, 2017 21:51
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namaste faggots posted:Get an Amazon.ca visa card. They don't charge for foreign exchange. Chase stopped issuing them
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Aug 28, 2017 21:56
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Hahahahah get a hometrust preferred visa
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Aug 28, 2017 22:22
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