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Buying a New Phone https://www.reddit.com/r/personalfinance/comments/70jshs/buying_a_new_phone/ quote:I was looking into buying a new phone, more specifically the note 8. As of now Samsung has a pay as you go plan ($34 a month for 2 years 0% APR) It's a $999 a phone. I currently work at a local pizza joint where I make 10$ an hour 5 days a week (220 hours estimate). Is this a good decision to make or should I not go for it?
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# ? Sep 16, 2017 23:51 |
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# ? Jun 8, 2024 06:02 |
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It's only 3.4 hours of work a month out of his 220
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# ? Sep 16, 2017 23:58 |
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Motronic posted:Buying a New Phone drat, paying $999 for a Samsung phone. Now that's BWM.
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# ? Sep 17, 2017 01:00 |
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Shipon posted:drat, paying $999 for a Samsung phone. Now that's BWM. Only the finest incendiary devices will char my skin, thank you very much.
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# ? Sep 17, 2017 02:24 |
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It's hard not to bold this whole post. https://np.reddit.com/r/RealEstate/comments/70fpyw/my_bf_and_i_are_buying_our_first_house_together/ quote:Like I said, we're looking at one that is only about 1/3 higher than our budget called for. But this house is adorable and absolutely perfect. I've already shown my mom and sisters and they agree with me. It's basically everything I've ever wanted and it's not even that big but I'm ok with that. The inside is completely redone too. quote:[–]BfWants [S] -4 points 11 hours ago quote:I didn't pay my credit cards because I didn't have any money. Not because I was unorganized with the bills. quote:I'll be in charge of making sure the automatic payments are done right, and that will even leave me time to focus on other things related to the house.
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# ? Sep 17, 2017 03:16 |
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DarkHorse posted:In BWM news, my cousin buttonholed me at the family reunion to talk about this great new opportunity he was interested in, FlipYourCapital.com! (.org? I dunno, it was FlipYourCapital though) My cousin just called me. He bought a house yesterday and was asking me what was involved in doing permits for renovations. He didn't even get that figured out before making a huge financial commitment and doesn't know if he needs to hire an engineer to make drawings, approve permits, or anything else. He also asked if I, as an engineer, could make and approve drawings for him. I could not NOPE NOPE NOPE fast enough.
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# ? Sep 17, 2017 03:25 |
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Drunk Tomato posted:That guy is the biggest douche and I hope the government goes down on him hard. Why do people watch his stupid poo poo and support him. YouTube is a plague on humanity. He's kinda cute and edgy (he hangs out with ~goths~ in some of the videos I think?) but safe about it (he is not himself dressed goth) so if you're a 14 year old girl he's enough to piss off your parents but not enough to scare you away
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# ? Sep 17, 2017 03:25 |
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DarkHorse posted:My cousin just called me. He bought a house yesterday and was asking me what was involved in doing permits for renovations. He didn't even get that figured out before making a huge financial commitment and doesn't know if he needs to hire an engineer to make drawings, approve permits, or anything else. Tell him to take the PE exam and approve everything himself like grover. Also get him an account so we can follow the progress
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# ? Sep 17, 2017 03:26 |
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Drunk Tomato posted:That guy is the biggest douche and I hope the government goes down on him hard. Why do people watch his stupid poo poo and support him. YouTube is a plague on humanity. I think you mean "I hope the government comes down on him hard". Although neither sounds good written, now that I think about it.
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# ? Sep 17, 2017 06:06 |
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Wasting your time correcting somebody else's grammar on SA is BWL and so is my even making a post to respond to this ugh gently caress
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# ? Sep 17, 2017 15:54 |
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Uterine Lineup posted:It's hard not to bold this whole post. This is a caricature of the nightmare entitled, lazy, delusional SO and has to be a troll. It hits every last hot button. Some of the comments are just great.
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# ? Sep 17, 2017 16:13 |
Hoodwinker posted:Wasting your time correcting somebody else's grammar on SA is BWL and so is my even making a post to respond to this ugh gently caress I think it was an excuse to call attention to the original wording sounding like oral sex.
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# ? Sep 17, 2017 16:15 |
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Uterine Lineup posted:It's hard not to bold this whole post. I think The Offspring wrote a song about this person.
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# ? Sep 17, 2017 16:32 |
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Jan posted:I think The Offspring wrote a song about this person. She doesn't seem very fly AT ALL.
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# ? Sep 17, 2017 16:54 |
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SpelledBackwards posted:I think you mean "I hope the government comes down on him hard". Although neither sounds good written, now that I think about it. I know what I said :bigtran:
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# ? Sep 17, 2017 17:35 |
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Motronic posted:This is a caricature of the nightmare entitled, lazy, delusional SO and has to be a troll. It hits every last hot button. Some of the comments are just great. I think it sounds like a troll but r/realestate isn't exactly a super hot high traffic sub so who knows
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# ? Sep 17, 2017 17:38 |
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Fil5000 posted:She doesn't seem very fly AT ALL.
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# ? Sep 17, 2017 17:58 |
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FrozenVent posted:It's a perfectly cromulent business! This guy pitched his company at a competition I was judging. He talked about Everest a lot, and did not win.
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# ? Sep 17, 2017 18:01 |
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BEHOLD: MY CAPE posted:I think it sounds like a troll but r/realestate isn't exactly a super hot high traffic sub so who knows It started out in /r/pf and was blasted out of the sub. https://www.reddit.com/r/personalfinance/comments/70fa8g/my_bf_and_i_are_buying_our_first_house_together/ Some more great comments from the OP in there. In regards to: and what sacrifices are you making? quote:We go out to eat a lot, I agreed that we'd only go out twice a month and on special occasions. And he'd be working a lot, and a house is a lot of work, I already know that, so I'd be taking care of a lot of stuff around the house when he's not there. And managing all the bills. And be around when repairmen or whoever need someone there to fix things. And being without him around and by myself bored while he's working even more hours than usual because he said he'd have to start trying to work more overtime if we were going to do this. Just to name a few. This is coming from someone who lives at home and apparently too morbidly obese to get a job. The entire thing reads like a combo r/pf r/relationships bingo game. Motronic fucked around with this message at 19:03 on Sep 17, 2017 |
# ? Sep 17, 2017 19:01 |
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"I don't work and my husband's first prospects for a raise are in two years, but I want to buy a house that's completely out of our price range. Anything less is completely unlivable, and a real estate agent who gets a cut of the purchase says I should buy the more expensive one. I should trust them because they sell houses all the time. Also I'm not going to show him any answers that I don't like, because obviously I'm in the right and you all are dumb."
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# ? Sep 17, 2017 19:10 |
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I like the part where the lady who should not be trusted with finances is going all, "oooooooookay...I'll be in charge of the money...to help you."
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# ? Sep 17, 2017 19:44 |
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Fil5000 posted:She doesn't seem very fly AT ALL. It's ok, cause he got no self-esteem. Why else would a (likely) 20-something man be with a morbidly obese woman with no job, no education, no skills, and a big entitlement complex?
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# ? Sep 17, 2017 20:12 |
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19 o'clock posted:Did we already post the thrilling conclusion to Onision's aggressive tax stances? quote:I wish someone told me this. That's what happens when you don't have an accountant, and if you do and don't ask them questions. It turns out that being a dumb youtuber doesn't qualify you as an accountant. I like that at the end of the video he turns into a whinging teabagger that doesn't want to pay taxes.
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# ? Sep 17, 2017 21:04 |
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22 Eargesplitten posted:"I don't work and my husband's first prospects for a raise are in two years, but I want to buy a house that's completely out of our price range. Anything less is completely unlivable, and a real estate agent who gets a cut of the purchase says I should buy the more expensive one. I should trust them because they sell houses all the time. Also I'm not going to show him any answers that I don't like, because obviously I'm in the right and you all are dumb." Also even though I won't be financially contributing to the house I'm going to be on the title.
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# ? Sep 17, 2017 21:13 |
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Uh it's in return for her investment into the relationship. I wonder why his investment in the relationship and 100% investment into the house only entitles him to half?
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# ? Sep 17, 2017 21:19 |
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Devian666 posted:That's what happens when you don't have an accountant, and if you do and don't ask them questions. It turns out that being a dumb youtuber doesn't qualify you as an accountant. I like that at the end of the video he turns into a whinging teabagger that doesn't want to pay taxes. It's really easy to get out of paying taxes, you just have to go to a consulate and revoke your citizenship duh
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# ? Sep 17, 2017 21:35 |
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I thought you couldn't if they think you're doing it for the purpose of avoiding taxes...
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# ? Sep 17, 2017 21:44 |
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https://en.wikipedia.org/wiki/Eduardo_Saverin#Renunciation_of_U.S._citizenship Sort of. vvv I mean, I bet you could probably convince the guy though. dougdrums fucked around with this message at 00:13 on Sep 18, 2017 |
# ? Sep 17, 2017 21:57 |
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dougdrums posted:It's really easy to get out of paying taxes, you just have to go to a consulate and revoke your citizenship duh Leaving the US to pay taxes somewhere else can be GWM. However given the low taxes paid by US Citizens that's kind of limiting, and renouncing citizenship might not be a good idea for many.
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# ? Sep 18, 2017 00:02 |
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olylifter posted:Also even though I won't be financially contributing to the house I'm going to be on the title. Isn't that the case for pretty much every couple with a stay-at-home person?
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# ? Sep 18, 2017 00:06 |
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Devian666 posted:Leaving the US to pay taxes somewhere else can be GWM. However given the low taxes paid by US Citizens that's kind of limiting, and renouncing citizenship might not be a good idea for many. There's pretty much no good reason to renounce a US citizenship, unless it's to gain citizenship in another country that requires you to do so.
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# ? Sep 18, 2017 01:34 |
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FrozenVent posted:There's pretty much no good reason to renounce a US citizenship, unless it's to gain citizenship in another country that requires you to do so. doesn't the usa tax its overseas citizens, even though the income was not made in the usa?
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# ? Sep 18, 2017 01:38 |
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JewKiller 3000 posted:doesn't the usa tax its overseas citizens, even though the income was not made in the usa? This is a huge reason to let go of US citizenship.
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# ? Sep 18, 2017 01:54 |
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JewKiller 3000 posted:doesn't the usa tax its overseas citizens, even though the income was not made in the usa?
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# ? Sep 18, 2017 02:00 |
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yeah unless you're making beaucoup bucks it's really not enough of a problem to be worth renouncing
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# ? Sep 18, 2017 02:04 |
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FrozenVent posted:There's pretty much no good reason to renounce a US citizenship, unless it's to gain citizenship in another country that requires you to do so. As the above posts point out you have to make a massive amount of money for it to be worthwhile. Even then you'd lose the benefits of the passport and if you become a hostage or need to evacuate a country you won't necessarily get any support.
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# ? Sep 18, 2017 02:10 |
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$100k is a massive amount of money now?
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# ? Sep 18, 2017 02:21 |
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In most countries, yes.
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# ? Sep 18, 2017 02:23 |
FrozenVent posted:In most countries, yes. Including the US
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# ? Sep 18, 2017 02:27 |
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# ? Jun 8, 2024 06:02 |
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We're talking about US expats, not the average global citizen. Do you think 100k is a massive amount of money for them?
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# ? Sep 18, 2017 02:29 |