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Aren't redpill guys obsessed with IQ's? So that could be evidence of a troll, but of course any woman whose a MRA has probably bought into IQ bullshit also. Also there's no way that prenup holds up in court. "Yes, your Honor my client got the plaintiff to sign this ironclad prenup while she was unemployed, pregnant, and suffering from health issues that made it impossible to support herself. And yes those text messages reference a post nup, but that was never actually agreed on. What's so funny your Honor?"
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# ? Sep 28, 2017 22:45 |
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# ? Jun 8, 2024 08:23 |
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Yeah, that slave prenup might fly in the south but definitely not California.
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# ? Sep 28, 2017 22:48 |
Compensation plus safety claim suggests a militaristic SUV in my opinion.
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# ? Sep 28, 2017 23:20 |
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Redpiller ends up marrying a shithead sexist who thinks women's work is worthless, who could have seen that coming?
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# ? Sep 29, 2017 00:36 |
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moana posted:Redpiller ends up marrying a shithead sexist who thinks women's work is worthless, who could have seen that coming? The past year and change has destroyed my outrage meter to the point where I'm just thankful that they'll only ruin each other and nothing of beauty will be destroyed.
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# ? Sep 29, 2017 00:40 |
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They're honestly kind of perfect for each other.
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# ? Sep 29, 2017 01:32 |
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"oh, so THAT'S why this whole women's rights thing gets people so riled up" See: Tomi Lahren
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# ? Sep 29, 2017 01:42 |
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Krispy Wafer posted:Aren't redpill guys obsessed with IQ's? Yup, because they think that high IQ allows you to climb to the top of all possible dominance hierarchies. I think it helps them feel better about their inherent lack of masculinity.
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# ? Sep 29, 2017 02:04 |
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Guest2553 posted:The past year and change has destroyed my outrage meter to the point where I'm just thankful that they'll only ruin each other and nothing of beauty will be destroyed. Except for their child.
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# ? Sep 29, 2017 02:07 |
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Guest2553 posted:The past year and change has destroyed my outrage meter to the point where I'm just thankful that they'll only ruin each other and nothing of beauty will be destroyed. The kid's doomed though
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# ? Sep 29, 2017 02:08 |
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I think that thing is a troll, but if it isn't the solution is to leave and start proceedings for child support.
il serpente cosmico fucked around with this message at 06:06 on Sep 29, 2017 |
# ? Sep 29, 2017 05:16 |
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Tiny Brontosaurus posted:The kid's doomed though Maybe it will be one of those kids that grows up to be the opposite of their parents. You know, like the son a roofer becoming a tiler or something.
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# ? Sep 29, 2017 05:17 |
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il serpente cosmico posted:I think that thing is a troll, but if it isn't the solution is to leave and start proceedings for child support. r/redpillgirls taught me that child support is male enslavement to the matriarchy! *mensrightly chooses life of domestic slavery followed by getting dumped penniless on the street at 45 to make room for Younger Trophy Wife #2b *
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# ? Sep 29, 2017 08:21 |
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Surely pregnant fiance is just a men rights guy posting as the ideal woman and this is a way to show how you escape the entrapment of children. Having children is the ultimate BWM move.
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# ? Sep 29, 2017 14:18 |
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Having children doesn't have to be terrible. Impregnating someone you're not married to, OTOH...
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# ? Sep 29, 2017 14:26 |
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https://www.reddit.com/r/personalfinance/comments/7370qx/i_have_15_closed_accounts_credit_score_is_400_and/quote:I'm a stupid 25 year old and only now starting to pay off my debt(s). I finally have had the balls to check my Credit Karma today and my credit score shows 418/399 between Transunion and Equifax respectively with a few Open Accounts including my Secured CC And Student Loans along with about 17 closed accounts, 7 derogatory marks, all from mostly quick payday loans I would take out in 2014 during a horrible, regretful time in my life. Drug Addict? Magic Collector?
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# ? Sep 29, 2017 17:14 |
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Another good one https://www.reddit.com/r/personalfinance/comments/737xnb/should_i_borrow_50k_in_my_401k/ quote:i figure taking out a loan will: 1. reduce my risk to the stock market. S&P 500 specifically. 2. i pay myself the interest about 5%. worth about 2.5k/year. 3. i use the money to make more money. a 10% return. worth about 5k/year. the key risk, if i lose my job. im royally fooked. a few people asked how he plans on getting a 10% return quote:split between a personal loan to family, and working capital in a business, this is prolly higher than 10%.
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# ? Sep 29, 2017 17:27 |
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Photex posted:Another good one This seems really wrong and will almost certainly result in a huge loss, right? I am not a tax guru, please explain how this guy is going to loose his shirt.
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# ? Sep 29, 2017 18:12 |
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"this is prolly higher than 10%" is a pretty reasonable expectation. Heck, you can barely fall down without landing on a 7% ROI these days. Seriously how do people not make money. This is so easy.
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# ? Sep 29, 2017 18:26 |
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Photex posted:Another good one quote:edit: tbh, i already made the decision yesterday. so check is coming so this is a moot point already. But the main idea for this post is to use your 401k as a margin account to fuel further growth. This dude cannot be real.
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# ? Sep 29, 2017 20:04 |
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Haven't you people ever heard of ponzi schemes?
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# ? Sep 29, 2017 20:24 |
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Smells like MLM
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# ? Sep 29, 2017 21:19 |
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Uterine Lineup posted:Good news: the high-end horse market has finally recovered from the great recession. My metric that the recovery is over imo. Raise the interest rates fuckers and not by fraction either. TALKIN BOUT THE WHOLE
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# ? Sep 29, 2017 21:44 |
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Article courtesy of Hookshot in the Canadian Housing Bubble Thread over in D&D... http://forums.redflagdeals.com/too-much-creditcard-balance-need-advice-2112548/ Too much creditcard balance,Need advice posted:I have about 10 credit cards and carry balance about $150,000 and spouse have about 4 credit card and carry balance $50,000.Total credit card balance me and spouse about $200,000. How do you even get $200,000 in debt on credit cards? If he really has the house value he thinks he has (depending on which bullshit market in Canada, it's possible) he could sell that and fix the finances, but HOLY GOD, I have panic attacks at the thought of getting anywhere near that level of debt.
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# ? Sep 30, 2017 04:05 |
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Oh it was more than 200k, they just refinanced it into the house.
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# ? Sep 30, 2017 05:55 |
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a messed up horse posted:This dude cannot be real. My brokerage allows you to use 401/Roth accounts to fuel margin buying in open accounts. It's set up as a 'you lend yourself the money ' kind of thing and somehow structured to not run afoul of securties laws and I've no doubt loads of people lose loads of money over it.
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# ? Sep 30, 2017 06:26 |
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Sundae posted:HOLY GOD, I have panic attacks at the thought of getting anywhere near that level of debt. Relax, that's what bankruptcy is for!* * = Based on a actual quote from a bogan I heard once.
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# ? Sep 30, 2017 06:57 |
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Keeping money in cash unless you absolutely have to is BWM, that poo poo's prime for getting stolen, and the police are the most likely to steal it.
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# ? Sep 30, 2017 10:10 |
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Guest2553 posted:My brokerage allows you to use 401/Roth accounts to fuel margin buying in open accounts. It's set up as a 'you lend yourself the money ' kind of thing and somehow structured to not run afoul of securties laws and I've no doubt loads of people lose loads of money over it. But honestly, I don't think margin buying is necessarily a bad thing. If you are only borrowing 20 cents on a dollar of collateral, the market will be unlikely to fall so much that a margin call is triggered (although I suppose this depends on the specific threshold imposed by the brokerage). So, if you have the funds to cover any shortfall, why not? I am not claiming that it is an excellent idea. I am saying that it is not necessarily a terrible idea for ***some*** people. Assuming you get a decent loan rate.
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# ? Sep 30, 2017 11:32 |
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John Smith posted:I am not claiming that it is an excellent idea. I am saying that it is not necessarily a terrible idea for ***some*** people. Assuming you get a decent loan rate. Almost certainly not a good idea for THIS person, though.
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# ? Sep 30, 2017 15:03 |
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John Smith posted:I have never done any margin buying and I am unsure of the tax consequences for the specific setup you described. You are right that there is nothing fundamentally wrong with leverage (borrowing money to make investments). In fact, used wisely it can be incredibly powerful. The reason we end up talking about it so much in this thread is that humans are really bad at understanding risk, and leverage increases risk in predictable but unintuitive ways. People tend to only focus on the positive aspects of leverage ("I can make three times as much money!"), and dismiss or downplay the negatives ("But I'll only lose three times as much money if the value goes down, and that almost never happens!"). Investing on margin is investing without a net: everything is fine as long as you stay up on the high wire. As soon as you make a mistake, however, you'll just keep accelerating until you got the ground.
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# ? Sep 30, 2017 16:16 |
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Sundae posted:Article courtesy of Hookshot in the Canadian Housing Bubble Thread over in D&D... Seems like a pretty sweet way to cash in on an absurd housing bubble.
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# ? Sep 30, 2017 16:29 |
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I Like Jell-O posted:You are right that there is nothing fundamentally wrong with leverage (borrowing money to make investments). In fact, used wisely it can be incredibly powerful. The reason we end up talking about it so much in this thread is that humans are really bad at understanding risk, and leverage increases risk in predictable but unintuitive ways. People tend to only focus on the positive aspects of leverage ("I can make three times as much money!"), and dismiss or downplay the negatives ("But I'll only lose three times as much money if the value goes down, and that almost never happens!"). Investing on margin is investing without a net: everything is fine as long as you stay up on the high wire. As soon as you make a mistake, however, you'll just keep accelerating until you got the ground.
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# ? Sep 30, 2017 16:35 |
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As if loose, poorly enforced regulation that acts as a pitfall to the vast majority and benefits a privileged minority was a bug and not a feature. gently caress you.
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# ? Sep 30, 2017 17:16 |
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There's a subcommunity of "Bitcoin Carnivores" that eat "only from the animal kingdom, and mostly fat": https://motherboard.vice.com/en_us/article/ne74nw/inside-the-world-of-the-bitcoin-carnivores Crazy man posted:The people who tell you to eat your 6-10 portions of indigestible toxic grains a day 'for a healthy and balanced diet' are the same kind of people who tell you central banks have to determine interest rates for a modern economy to function
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# ? Sep 30, 2017 17:18 |
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I Like Jell-O posted:You are right that there is nothing fundamentally wrong with leverage (borrowing money to make investments). In fact, used wisely it can be incredibly powerful. The reason we end up talking about it so much in this thread is that humans are really bad at understanding risk, and leverage increases risk in predictable but unintuitive ways. People tend to only focus on the positive aspects of leverage ("I can make three times as much money!"), and dismiss or downplay the negatives ("But I'll only lose three times as much money if the value goes down, and that almost never happens!"). Investing on margin is investing without a net: everything is fine as long as you stay up on the high wire. As soon as you make a mistake, however, you'll just keep accelerating until you got the ground. Most people, though, can't afford to borrow to invest. First, the risk people take on much higher than returns in terms of consequences, i.e. you can't really comfortably afford to lose money out of your retirement account and an extra few hundred bucks in it doesn't really help you that much. But more importantly, I think, is that you don't have access to cheap borrowed funds as a normal person who doesn't already have a lot of wealth. And when it comes to investments, you don't have the buying power to get more-favorable-than-normal terms that you would get if you had a lot of money behind you.
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# ? Sep 30, 2017 17:59 |
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My perpetually BWM sister-in-law is a good example of over-leveraging and not understanding risk. She gets an insurance settlement and is 'rich' for about six months. In that time frame her husband started/shuttered his own business, complete with corporate debt guaranteed in their name. They also financed a Chrysler, two trucks, a boat, and the foreclosure next to them 'as an investment'. The moment anything went wrong there was no room in that crowded crab shell to compensate. Now one of those cars is wrecked and they can't even afford the deductible to get it fixed. Their latest idea is to turn their current home into an AirBnB and move into the foreclosure property. They live about 25 minutes from a popular resort area, so it's not the most horrible idea in the world, but their house has one sink. Like there are 2 other sinks, but they don't work. I don't know what the sink situation is in the other house, but they aren't considering that for a rental so it's probably worse.
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# ? Sep 30, 2017 19:19 |
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Leveraging because you can get cheap funds at nearly the interbank rate = GWM Raiding your 401k where you can probably get an index fund any way and earn what the market makes to sink into a speculative instrument = nonsensical risky BWM
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# ? Sep 30, 2017 19:20 |
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totalnewbie posted:Most people, though, can't afford to borrow to invest. An awful lot of people hold mortgages.
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# ? Sep 30, 2017 19:36 |
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# ? Jun 8, 2024 08:23 |
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Subjunctive posted:An awful lot of people hold mortgages. A house should not be primarily an investment.
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# ? Sep 30, 2017 20:48 |